Entry Level Personal Lines Agent Jobs
New grad personal lines agent jobs welcome recent graduates and entry level candidates with zero to two years of experience, where a strong internship background or licensing progress can matter more than a long resume. Most openings are on-site roles across Insurance, Staffing & Recruiting, and Medical Devices, with employers like Jobot, Leavitt, and Risksmith Insurance Services hiring at this level now.
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Description
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our CSU High Net Worth department is currently seeking an excess and surplus personal Lines production underwriter. This role is responsible for underwriting and pricing renewal high net worth non-admitted homeowner business in the state of California with the opportunity to promote into underwriting new business. This position is based in our Gilbert, AZ headquarters.
The pay range for this position is $75,000 - $90,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
- work in partnership with producers and underwriting assistants to underwrite and price renewal high net worth non-admitted homeowner business in the state of California
- determine individual risk acceptability, pricing, coverage, terms and conditions
- develop, analyze and evaluate information and exposures for complex risks
- achieve production and loss ratio goals within assigned regional territory
- determine need for and secure appropriate reinsurance on individual accounts
- develop successful business relationships with producers and reinsurers
Be equipped with:
- proficient use of Microsoft® Word, Excel and Outlook a plus
- strong interpersonal skills
- organizational and time management skills
- analytical and negotiating abilities
- work independently with a high level of authority and judgment
- ability to travel within assigned territory which may include some overnight stays
- ability to think outside the box and be flexible
Bring experience or education from:
- a bachelor’s degree or equivalent work experience
- a minimum of two years underwriting experience
- a property & casualty insurance license, or the ability to obtain within 120 days of employment (preferred)
- experience in or knowledge of wildfire prone states (preferred)
- an ASLI or CPCU designations (preferred)
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to about those rights.
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Who's Hiring



Top Industries Hiring
- Insurance13
- Staffing & Recruiting6
- Medical Devices4
- Education2
- Technology & Software1
Entry Level Personal Lines Agent Jobs: Frequently Asked Questions
How do I get an entry level personal lines agent job?
Start by obtaining your state property and casualty insurance license, which most entry level personal lines agent roles require before or shortly after hire. Employers at this level look for candidates with strong communication skills, comfort working with customers, and any prior customer service or insurance internship experience. Highlighting coursework in finance, business, or risk management also gives new applicants a competitive edge.
Which companies hire entry level personal lines agents?
Companies hiring entry level personal lines agents right now include Jobot, Leavitt, and Risksmith Insurance Services, based on current listings on Migrate Mate as of November 2026. At this level, hiring comes from a mix of regional insurance carriers, national agencies, and independent brokerages that build their teams with junior talent they can train and license in-house.
Are there remote entry level personal lines agent jobs?
Yes, though most positions at this level are still on-site or hybrid given the hands-on training involved. About 22% of entry level personal lines agent openings are remote or hybrid as of November 2026, so candidates who prefer flexibility should filter specifically for those work settings when searching current openings.
Are these new grad personal lines agent jobs?
Yes, many of these postings are new grad and junior roles that explicitly welcome candidates with zero to two years of experience, recent graduates, and those coming from internships or coursework rather than full-time insurance careers. A new grad personal lines agent posting typically accepts an active license application in lieu of years on the job, making it accessible to candidates just entering the field.
Which industries hire the most entry level personal lines agents?
Entry Level personal lines agent roles concentrate in Insurance, Staffing & Recruiting, and Medical Devices, based on current listings on Migrate Mate as of November 2026. These sectors drive consistent entry level hiring because they rely on large customer-facing sales teams and regularly bring in junior agents to handle personal auto, home, and renters policy volume.