Credit Portfolio Manager Jobs
Credit Portfolio Manager jobs are open across banking, insurance, fintech, and asset management, from analyst-track associates to director level, with specializations in commercial credit, consumer lending, and structured products. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 77+ Credit Portfolio Manager jobs
Who we are:
ACV is a technology company that has revolutionized how dealers buy and sell cars online. We are transforming the automotive industry. ACV Auctions Inc. (ACV), has applied innovation and user-designed, data driven applications and solutions. We are building the most trusted and efficient digital marketplace with data solutions for sourcing, selling and managing used vehicles with transparency and comprehensive insights that were once unimaginable. We are disruptors of the industry and we want you to join us on our journey. Our network of brands include ACV Auctions, ACV Transportation, ClearCar, MAX Digital and ACV Capital within its Marketplace Products, as well as, True360 and Data Services.
At ACV we focus on the Health, Physical, Financial, Social and Emotional Wellness of our Teammates and, to support this, we offer:
- Multiple medical plans including a high deductible, low cost health plan
- Company-sponsored (paid) Short-Term Disability, Long-Term Disability, and Life Insurance
- Comprehensive optional benefits such as Dental, Vision, Supplemental Life/AD&D, Legal/ID Protection, and Accident and Critical Illness Insurance
- Generous paid time off options, including uncapped vacation days, the greater of 3 paid sick days or in accordance with the applicable state or local paid sick leave law, 6 paid company holidays, 2 floating holidays, parental leave, bereavement leave, jury duty leave, voting leave, and other forms of paid leave as required by applicable law or regulation
- Employee Stock Purchase Program with additional opportunities to earn stock in the Company
- Retirement planning through the Company’s 401(k)
The Analyst II, Credit & Portfolio supports the Floorplan Portfolio Division with the assignment, management, and analysis of the portfolio in adherence to ACV Capital’s Policies. This role will have an in-depth knowledge of floorplan account management and leverage their knowledge to continuously improve the proactive portfolio management process under a moderate level of supervision. Reporting directly to the Senior Manager, Credit & Portfolio Management, the Analyst II, Credit & Portfolio will collaborate with a variety of departments and cross-functional teams within the organization.
What you will do:
- Actively and consistently support all efforts to simplify and enhance the customer experience.
- Review and assess floorplan accounts for potential risk by utilizing rubric according to business score, credit score, and other varying factors. Use systems to gather data and metrics to support assessments.
- Prepare, review, and submit documents required to secure floorplan accounts, including PMSI and UCC filings.
- Develop and implement solutions for continuous improvement in analysis, auditing, and managing risk related to floorplan portfolios.
- Maintain knowledge of financial best practices and federal, state, and local regulations as they apply to Floorplans and financing.
- Collect on daily NSF accounts. Prepare demand for payment letters on default accounts.
- Review and assess audit findings. Make recommendations for correction and risk mitigation.
- Submit default accounts to third-party collection agencies and/or to the Auction Insurance Agency.
- Gather and distill data to provide analysis of risk exposure and mitigation to management and internal stakeholders.
- Verify dealer documentation accuracy, including financial statements and supplemental records necessary for filing.
- Perform additional duties as assigned.
- Preferred – Bachelor’s Degree in business, finance, or accounting.
- 5 years industry or related experience.
- Ability to read, write, speak, and understand English.
- Working knowledge of all ACV Auctions products and services.
- Working knowledge in various inventory finance software programs.
- Experience using a CRM software (preferably Salesforce).
- Experience in Risk & Loss mitigation.
- Prior work experience in the Auto Financial Service industry is preferred.
- Knowledge of automotive operations and/or auction experience preferred.
Our Values
Trust & Transparency | People First | Positive Experiences | Calm Persistence | Never Settling
At ACV, we are committed to an inclusive culture in which every individual is welcomed and empowered to celebrate their true selves. We achieve this by fostering a work environment of acceptance and understanding that is free from discrimination. ACV is committed to being an equal opportunity employer regardless of sex, race, creed, color, religion, marital status, national origin, age, pregnancy, sexual orientation, gender, gender identity, gender expression, genetic information, disability, military status, status as a veteran, or any other protected characteristic. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires reasonable accommodation, please let us know.
For information on our collection and use of your personal information, please see our Privacy Notice.
Who we are:
ACV is a technology company that has revolutionized how dealers buy and sell cars online. We are transforming the automotive industry. ACV Auctions Inc. (ACV), has applied innovation and user-designed, data driven applications and solutions. We are building the most trusted and efficient digital marketplace with data solutions for sourcing, selling and managing used vehicles with transparency and comprehensive insights that were once unimaginable. We are disruptors of the industry and we want you to join us on our journey. Our network of brands include ACV Auctions, ACV Transportation, ClearCar, MAX Digital and ACV Capital within its Marketplace Products, as well as, True360 and Data Services.
At ACV we focus on the Health, Physical, Financial, Social and Emotional Wellness of our Teammates and, to support this, we offer:
- Multiple medical plans including a high deductible, low cost health plan
- Company-sponsored (paid) Short-Term Disability, Long-Term Disability, and Life Insurance
- Comprehensive optional benefits such as Dental, Vision, Supplemental Life/AD&D, Legal/ID Protection, and Accident and Critical Illness Insurance
- Generous paid time off options, including uncapped vacation days, the greater of 3 paid sick days or in accordance with the applicable state or local paid sick leave law, 6 paid company holidays, 2 floating holidays, parental leave, bereavement leave, jury duty leave, voting leave, and other forms of paid leave as required by applicable law or regulation
- Employee Stock Purchase Program with additional opportunities to earn stock in the Company
- Retirement planning through the Company’s 401(k)
The Analyst II, Credit & Portfolio supports the Floorplan Portfolio Division with the assignment, management, and analysis of the portfolio in adherence to ACV Capital’s Policies. This role will have an in-depth knowledge of floorplan account management and leverage their knowledge to continuously improve the proactive portfolio management process under a moderate level of supervision. Reporting directly to the Senior Manager, Credit & Portfolio Management, the Analyst II, Credit & Portfolio will collaborate with a variety of departments and cross-functional teams within the organization.
What you will do:
- Actively and consistently support all efforts to simplify and enhance the customer experience.
- Review and assess floorplan accounts for potential risk by utilizing rubric according to business score, credit score, and other varying factors. Use systems to gather data and metrics to support assessments.
- Prepare, review, and submit documents required to secure floorplan accounts, including PMSI and UCC filings.
- Develop and implement solutions for continuous improvement in analysis, auditing, and managing risk related to floorplan portfolios.
- Maintain knowledge of financial best practices and federal, state, and local regulations as they apply to Floorplans and financing.
- Collect on daily NSF accounts. Prepare demand for payment letters on default accounts.
- Review and assess audit findings. Make recommendations for correction and risk mitigation.
- Submit default accounts to third-party collection agencies and/or to the Auction Insurance Agency.
- Gather and distill data to provide analysis of risk exposure and mitigation to management and internal stakeholders.
- Verify dealer documentation accuracy, including financial statements and supplemental records necessary for filing.
- Perform additional duties as assigned.
- Preferred – Bachelor’s Degree in business, finance, or accounting.
- 5 years industry or related experience.
- Ability to read, write, speak, and understand English.
- Working knowledge of all ACV Auctions products and services.
- Working knowledge in various inventory finance software programs.
- Experience using a CRM software (preferably Salesforce).
- Experience in Risk & Loss mitigation.
- Prior work experience in the Auto Financial Service industry is preferred.
- Knowledge of automotive operations and/or auction experience preferred.
Our Values
Trust & Transparency | People First | Positive Experiences | Calm Persistence | Never Settling
At ACV, we are committed to an inclusive culture in which every individual is welcomed and empowered to celebrate their true selves. We achieve this by fostering a work environment of acceptance and understanding that is free from discrimination. ACV is committed to being an equal opportunity employer regardless of sex, race, creed, color, religion, marital status, national origin, age, pregnancy, sexual orientation, gender, gender identity, gender expression, genetic information, disability, military status, status as a veteran, or any other protected characteristic. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires reasonable accommodation, please let us know.
For information on our collection and use of your personal information, please see our Privacy Notice.
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Find Credit Portfolio Manager JobsCredit Portfolio Manager Job Market
Who's Hiring
- Truist11
- First National Bank7
- MUFG4
- U.S. Bank4
- Regions Financial4
Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
- Fintech
What Employers Look For
The qualifications that appear most often in credit portfolio manager jobs.
- Bachelor's degree in finance, economics, accounting, or a related quantitative field
- Experience analyzing and managing a commercial or consumer credit portfolio
- Proficiency in credit risk modeling, loan grading, and portfolio stress testing
- Advanced Excel skills and familiarity with SQL or risk analytics platforms
- Knowledge of regulatory capital frameworks such as Basel III and allowance for credit losses
- CFA or FRM designation preferred or in active pursuit
Tips for Your Credit Portfolio Manager Job Search
Quantify credit decisions on your resume
Hiring managers want to see the size and risk profile of portfolios you've managed, not just the title. Add dollar volumes, default rates you monitored, and specific models you built or maintained so reviewers understand the scope of your work.
Apply early to roles that fit
Migrate Mate lists credit portfolio manager openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target job postings by credit asset class
Filter openings by the asset class you know best, whether commercial real estate, consumer revolving, or leveraged loans. Employers hiring for a specific book rarely want a generalist, and matching your background to the asset type lifts your response rate noticeably.
Get your CFA or FRM designation current
Many senior credit portfolio manager postings list a CFA or FRM as a preferred credential. If yours is in progress, note the expected completion date on your resume. Employers treat candidates actively pursuing these differently from those who haven't started.
Prepare a case-style credit memo for interviews
Technical rounds for this role often involve evaluating a sample credit file or distressed position on the spot. Practice writing a one-page credit memo with a risk rating rationale so you can produce a clean, structured write-up under time pressure.
Negotiate around portfolio complexity, not just title
When discussing compensation, anchor to the size, risk concentration, and complexity of the portfolio you'll own. Managers with larger or more complex books routinely earn more at the same title, so tie your ask to scope rather than a seniority label.
Credit Portfolio Manager Jobs: Frequently Asked Questions
Which companies are hiring the most credit portfolio managers?
Truist, First National Bank, and MUFG are hiring the most credit portfolio managers right now, with openings concentrated in New York, Georgia, and North Carolina, based on current listings on Migrate Mate as of November 2026. Roles at larger institutions tend to be more specialized by asset class, while smaller lenders often seek candidates who can manage across the full book.
How many credit portfolio manager jobs are remote?
About 64% of credit portfolio manager openings are fully remote or hybrid as of November 2026, though the share varies by employer size and asset class. Portfolio monitoring, reporting, and model validation roles tend to be the most remote-friendly, while positions requiring regular borrower contact or credit committee presence are more often on-site.
How do you become a credit portfolio manager?
Start with a degree in finance, economics, or a quantitative field, then build credit analysis experience in a junior underwriting or credit analyst role. Develop fluency in risk modeling, loan grading, and regulatory reporting frameworks. Earning a CFA or FRM strengthens your candidacy for portfolio-level responsibility. Most professionals move into the manager title after demonstrating consistent judgment on credit decisions and loss forecasting across a full credit cycle.
Can you get a credit portfolio manager job with limited experience?
Breaking in with limited experience means entering through a credit analyst or junior underwriter role first, then building toward portfolio oversight. Employers rarely hire directly into the manager title without demonstrated credit judgment. Focus on roles at community banks or credit unions, where analysts often get earlier exposure to portfolio-level work than at large institutions with more rigid career tracks.
What does the credit portfolio manager interview process look like?
The process typically runs three to four rounds. The first is a recruiter screen covering background and motivation. The second is a technical interview testing credit analysis, risk metrics, and regulatory knowledge. Many employers add a case study round where you evaluate a sample portfolio or distressed credit file and present a recommendation. Final rounds usually involve senior leadership or a credit committee and focus on judgment calls and portfolio strategy.
Where can I find and apply to credit portfolio manager jobs?
You can find and apply to credit portfolio manager jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your background and asset class experience, and apply directly to each listing that fits.
See All 77 Credit Portfolio Manager Jobs
Find roles that match your experience and apply in just a few clicks.
Find Credit Portfolio Manager Jobs