Entry Level Credit Risk Associate Jobs
New grad credit risk associate jobs attract recent graduates and entry level candidates with zero to two years of experience, where strong internship work or a finance-focused portfolio can carry more weight than a long resume. Most openings are on-site roles across Banking & Financial Services and Investment & Asset Management, with employers like JPMorganChase, Coinbase, and Airwallex hiring at this level now.
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Showing 5 of 6+ Entry Level Credit Risk Associate jobs
SUMMARY
The Credit Risk Analytics Analyst will support enterprise credit risk analytics through portfolio analysis, data-driven reporting, dashboard development, and recurring risk monitoring. The role will work with large loan-level datasets to identify trends and emerging risks, develop and maintain reporting solutions, and translate complex data into actionable insights for Credit and Risk leadership.
This is a hands-on analytical role requiring strong SQL and data-analysis skills, attention to detail, and the ability to independently investigate and explain changes in portfolio performance. The analyst will work closely with Credit, Risk, Finance, Enterprise Data Management, and other partners across the Bank.
Responsibilities
- Analyze large loan-level datasets using SQL, SAS, and other analytical tools to support credit portfolio monitoring and reporting and ad hoc analysis.
- Develop and maintain Power BI/Tableau dashboards and recurring management reporting solutions for portfolio trends, concentration, and emerging risks.
- Perform data validation and reconciliation, investigate unexpected results, and independently resolve data or reporting issues.
- Analyze changes in portfolio composition, credit quality and other risk metrics and translate findings into clear takeaways for senior management.
- Automate and improve existing analytical and reporting processes to reduce manual work and strengthen controls.
- Partner with Credit Risk, Finance, Data, and business stakeholders to respond to ad hoc analytical requests and develop new reporting capabilities.
- Maintain clear documentation of data sources, reporting logic, methodologies, and analytical processes.
- Support recurring and ad hoc risk initiatives as needed.
QUALIFICATIONS & SKILLS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
- 2-4 years of experience in data analytics, risk analytics, business intelligence, financial analysis, or a related analytical role.
- Strong SQL skills and demonstrated ability to work with large and complex datasets.
- Experience with SAS, Python, or another data analysis/programming language preferred.
- Experience developing dashboards or reporting solutions using Power BI, Tableau, or similar BI tools.
- Demonstrated ability to validate and reconcile analytical results, investigate discrepancies, and independently troubleshoot data issues.
- Strong analytical curiosity, attention to detail, ownership, and ability to communicate analytical findings clearly.
- Ability to identify meaningful trends and communicate analytical findings clearly to both technical and nontechnical audiences.
- Ability to manage multiple priorities and work collaboratively across teams as this group has several concurrent projects at all times.
- Experience with banking, financial services, credit risk, or portfolio analytics is a plus, but not required.
- Bachelor's degree in economics, finance, data analytics, computer science, mathematics or another quantitative discipline or equivalent relevant experience.
- Strong written and verbal communication skills.
About us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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SUMMARY
The Credit Risk Analytics Analyst will support enterprise credit risk analytics through portfolio analysis, data-driven reporting, dashboard development, and recurring risk monitoring. The role will work with large loan-level datasets to identify trends and emerging risks, develop and maintain reporting solutions, and translate complex data into actionable insights for Credit and Risk leadership.
This is a hands-on analytical role requiring strong SQL and data-analysis skills, attention to detail, and the ability to independently investigate and explain changes in portfolio performance. The analyst will work closely with Credit, Risk, Finance, Enterprise Data Management, and other partners across the Bank.
Responsibilities
- Analyze large loan-level datasets using SQL, SAS, and other analytical tools to support credit portfolio monitoring and reporting and ad hoc analysis.
- Develop and maintain Power BI/Tableau dashboards and recurring management reporting solutions for portfolio trends, concentration, and emerging risks.
- Perform data validation and reconciliation, investigate unexpected results, and independently resolve data or reporting issues.
- Analyze changes in portfolio composition, credit quality and other risk metrics and translate findings into clear takeaways for senior management.
- Automate and improve existing analytical and reporting processes to reduce manual work and strengthen controls.
- Partner with Credit Risk, Finance, Data, and business stakeholders to respond to ad hoc analytical requests and develop new reporting capabilities.
- Maintain clear documentation of data sources, reporting logic, methodologies, and analytical processes.
- Support recurring and ad hoc risk initiatives as needed.
QUALIFICATIONS & SKILLS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
- 2-4 years of experience in data analytics, risk analytics, business intelligence, financial analysis, or a related analytical role.
- Strong SQL skills and demonstrated ability to work with large and complex datasets.
- Experience with SAS, Python, or another data analysis/programming language preferred.
- Experience developing dashboards or reporting solutions using Power BI, Tableau, or similar BI tools.
- Demonstrated ability to validate and reconcile analytical results, investigate discrepancies, and independently troubleshoot data issues.
- Strong analytical curiosity, attention to detail, ownership, and ability to communicate analytical findings clearly.
- Ability to identify meaningful trends and communicate analytical findings clearly to both technical and nontechnical audiences.
- Ability to manage multiple priorities and work collaboratively across teams as this group has several concurrent projects at all times.
- Experience with banking, financial services, credit risk, or portfolio analytics is a plus, but not required.
- Bachelor's degree in economics, finance, data analytics, computer science, mathematics or another quantitative discipline or equivalent relevant experience.
- Strong written and verbal communication skills.
About us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
X formerly Twitter
YouTube
See All 6 Entry Level Credit Risk Associate Jobs
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Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
Entry Level Credit Risk Associate Jobs: Frequently Asked Questions
How do I get an entry level credit risk associate job?
Focus on coursework or internship experience in credit analysis, financial modeling, or lending. Employers at this level look for familiarity with Excel, basic financial statement interpretation, and an understanding of risk metrics. A relevant internship, a finance degree, or a project demonstrating credit assessment skills gives candidates a clear edge over applicants without hands-on exposure.
Which companies hire entry level credit risk associates?
Companies hiring entry level credit risk associates right now include JPMorganChase, Coinbase, and Airwallex, based on current listings on Migrate Mate as of November 2026. Banks, credit unions, commercial lenders, and financial services firms make up the bulk of employers actively recruiting at this level.
Are there remote entry level credit risk associate jobs?
Yes, though most openings at this level lean on-site. About 33% of entry level credit risk associate openings are remote or hybrid as of November 2026, so candidates who need flexibility should filter for those work settings when searching current listings.
Are these new grad credit risk associate jobs?
Yes. These listings include new grad, recent graduate, and junior credit risk associate roles. A new grad friendly posting typically welcomes zero to two years of experience and may accept internships, finance coursework, or a portfolio of credit analysis work in place of full-time professional history.
Which industries hire the most entry level credit risk associates?
Entry Level credit risk associate roles concentrate in Banking & Financial Services and Investment & Asset Management, based on current listings on Migrate Mate as of November 2026. These sectors rely heavily on credit evaluation for lending decisions, portfolio management, and regulatory compliance, which drives consistent demand for junior analysts.