Mid Level Credit Risk Officer Jobs
Mid level credit risk officer jobs go to professionals ready to own credit analysis projects end to end, contribute to policy decisions, and guide junior analysts without close oversight. Openings run across Banking & Financial Services, Investment & Asset Management, and Fintech, with 24% remote or hybrid availability, and employers like JPMorganChase, Regions Bank, and Lpl Financial hiring at this level now.
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Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Administration Senior Analyst independently executes complex underwriting support and credit monitoring responsibilities, partners closely with Portfolio Managers, Underwriters, and Credit Leadership, and ensures credit files are complete, accurate, and ready to support sound credit decisions.
Accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Ensures actions and behaviors align with Fifth Third’s commitment to doing the right thing for customers and colleagues while operating within the Bank’s risk appetite.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Independently serves as the primary point of contact for complex renewals, reviews, and portfolio monitoring activities.
- Review financial statements and credit requests, identify gaps or inconsistencies, and obtain additional information needed to support credit decisions.
- Build and manage facility renewals and reviews in nCino in preparation for underwriting and approval.
- Ensure accuracy, completeness, and organization of credit documentation within nCino, DocMan, and FileNet.
- Perform and validate Borrowing Entity PD Ratings and Obligation LGD Ratings in accordance with policy.
- Proactively monitor covenants and portfolio risks, identifying and escalating emerging issues or trends.
- Prepare pipeline, portfolio, and ad-hoc reporting for Credit Leadership and internal partners.
- Serve as an informal resource to Credit Administration Analysts by providing guidance and sharing best practices.
- Identify process improvement opportunities and escalate recommendations to leadership.
SUPERVISORY RESPONSIBILITY:
May provide informal guidance or mentoring to Credit Administration Analysts.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:
- Bachelor’s degree in accounting, finance, economics, or related field preferred.
- Minimum of three years of credit analysis, loan review, or credit administration experience, preferably in banking.
- Demonstrated ability to independently manage complex work and exercise sound judgment.
- Strong analytical, organizational, and communication skills.
- Proficiency in Microsoft Word and Excel; familiarity with nCino and internal systems preferred.
COMPENSATION:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION:
Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Administration Senior Analyst independently executes complex underwriting support and credit monitoring responsibilities, partners closely with Portfolio Managers, Underwriters, and Credit Leadership, and ensures credit files are complete, accurate, and ready to support sound credit decisions.
Accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Ensures actions and behaviors align with Fifth Third’s commitment to doing the right thing for customers and colleagues while operating within the Bank’s risk appetite.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Independently serves as the primary point of contact for complex renewals, reviews, and portfolio monitoring activities.
- Review financial statements and credit requests, identify gaps or inconsistencies, and obtain additional information needed to support credit decisions.
- Build and manage facility renewals and reviews in nCino in preparation for underwriting and approval.
- Ensure accuracy, completeness, and organization of credit documentation within nCino, DocMan, and FileNet.
- Perform and validate Borrowing Entity PD Ratings and Obligation LGD Ratings in accordance with policy.
- Proactively monitor covenants and portfolio risks, identifying and escalating emerging issues or trends.
- Prepare pipeline, portfolio, and ad-hoc reporting for Credit Leadership and internal partners.
- Serve as an informal resource to Credit Administration Analysts by providing guidance and sharing best practices.
- Identify process improvement opportunities and escalate recommendations to leadership.
SUPERVISORY RESPONSIBILITY:
May provide informal guidance or mentoring to Credit Administration Analysts.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:
- Bachelor’s degree in accounting, finance, economics, or related field preferred.
- Minimum of three years of credit analysis, loan review, or credit administration experience, preferably in banking.
- Demonstrated ability to independently manage complex work and exercise sound judgment.
- Strong analytical, organizational, and communication skills.
- Proficiency in Microsoft Word and Excel; familiarity with nCino and internal systems preferred.
COMPENSATION:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION:
Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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Who's Hiring
Top Industries Hiring
- Banking & Financial Services31
- Investment & Asset Management16
- Fintech5
- Education3
- Manufacturing3
Mid Level Credit Risk Officer Jobs: Frequently Asked Questions
How do I get a mid level credit risk officer job?
Position your existing experience around ownership and decision-making rather than task execution. Highlight portfolio reviews you led, credit models you built or improved, and risk recommendations you made independently. Tailor your resume to show familiarity with credit policy frameworks, regulatory compliance, and cross-functional collaboration. Employers at this level want analysts who can drive outcomes, not just execute assignments.
Which companies hire mid level credit risk officers?
Companies hiring mid level credit risk officers right now include JPMorganChase, Regions Bank, and Lpl Financial, based on current listings on Migrate Mate as of November 2026. Hiring at this level comes primarily from banks, credit card issuers, fintech lenders, and insurance firms that need analysts who can operate with meaningful autonomy on live portfolios.
Are there remote mid level credit risk officer jobs?
Yes, though availability varies by employer and role type. About 24% of mid level credit risk officer openings are remote or hybrid as of November 2026, with fully remote roles more common at fintech companies and hybrid arrangements more typical at traditional banks and financial institutions.
How do I move up to a mid level credit risk officer role?
Moving from entry level to mid level takes deliberate depth-building over several years. Focus on mastering credit scoring models, developing fluency with risk management frameworks, and taking ownership of smaller portfolios or projects before being handed larger ones. Measurable impact matters: quantify loss rate improvements, model accuracy gains, or process efficiencies you contributed to, and seek out work that stretches you into policy and strategy conversations.
Which industries hire the most mid level credit risk officers?
Mid Level credit risk officer roles concentrate in Banking & Financial Services, Investment & Asset Management, and Fintech, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they manage large consumer or commercial credit portfolios that require experienced analysts who can assess risk independently and support compliance with federal lending regulations.