Credit Risk Specialist Jobs
Credit Risk Specialist jobs are open across banking, fintech, insurance, and credit unions, from analyst-level to senior manager, with common specializations in consumer lending, commercial credit, and model validation. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 213+ Credit Risk Specialist jobs
Overview
One out of every two small businesses fails within their first five years, most often due to running out of cash. QuickBooks Capital is on a mission to make a dent in that statistic, by providing small businesses access to the capital they need when they need it, leveraging the data inside QuickBooks for faster and better decisioning. This way, our customers never again have to worry about not making payroll or saying no to a business opportunity. That’s how we power prosperity.
QuickBooks Capital is a nimble and high-priority start-up within Intuit that is looking to reinvent small business borrowing. We are the fastest growing SMB lending business in the market. We are looking for top talents and team members that love new challenges, cracking tough problems and working cross-functionally. If you are looking to join a fast-paced, innovative and incredibly fun team, then we encourage you to apply.
The role as QuickBooks Loss Forecasting lead will dive into three areas to help the business grow:
Develop and enhance loss forecasting models to accurately reflect new lending business initiatives.Partner with the credit team to ensure the loan portfolio remains within risk tolerance while supporting portfolio growth.
Collaborate with capital markets, finance, and accounting teams to communicate methodologies, provide forward-looking guidance, and solve problems.
Responsibilities
- Continuously improve forecasting accuracy and processes; establish and maintain thorough documentation of methodologies and procedures.
- Connect data points into a cohesive narrative to build deeper awareness of internal and external factors impacting the portfolio.
- Conduct in-depth analysis of lending portfolio performance; consolidate analytics insights and dashboards for presentations to business stakeholders and senior leadership.
- Develop solutions to enhance data quality and usability; perform analysis at various levels of data aggregation and make informed decisions on data structure and feature generation, leveraging risk expertise.
- Actively contribute creative ideas for the design of new financing products tailored to QuickBooks customers.
- Build and maintain strong relationships with senior leadership across finance, capital markets, and accounting to align inputs, results, and business impacts.
Qualifications
- MS/PhD in a quantitative field such as Statistics, Operations Research, Industrial Engineering, Economics, etc., or a Bachelor's degree in the same fields with 6+ years of relevant work experience.
- 7+ years of experience in an analytics-related role; experience in lending or fintech is strongly preferred.
- Proven track record of extracting insights from data to address business needs, paired with a passion for data analysis and a proactive approach to identifying business opportunities and driving innovation in the lending industry.
- Proficient in analytics tools such as Python or R, with advanced Excel skills and strong SQL and relational database querying capabilities.
- Domain knowledge in risk-related areas such as credit bureau attributes and scoring, scorecard modeling, pricing, loss forecasting, collections, and fraud detection.
- Meticulous attention to detail with strong organizational, time management, and task prioritization skills; takes pride in producing high-quality work and the sound assumptions behind it.
- Excellent communication skills, a fast learner, and confident in taking ownership of initiatives.
- Comfortable working in a fast-paced environment.
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
Mountain View $199,500 - $270,000
New York $187,000- $253,000
Overview
One out of every two small businesses fails within their first five years, most often due to running out of cash. QuickBooks Capital is on a mission to make a dent in that statistic, by providing small businesses access to the capital they need when they need it, leveraging the data inside QuickBooks for faster and better decisioning. This way, our customers never again have to worry about not making payroll or saying no to a business opportunity. That’s how we power prosperity.
QuickBooks Capital is a nimble and high-priority start-up within Intuit that is looking to reinvent small business borrowing. We are the fastest growing SMB lending business in the market. We are looking for top talents and team members that love new challenges, cracking tough problems and working cross-functionally. If you are looking to join a fast-paced, innovative and incredibly fun team, then we encourage you to apply.
The role as QuickBooks Loss Forecasting lead will dive into three areas to help the business grow:
Develop and enhance loss forecasting models to accurately reflect new lending business initiatives.Partner with the credit team to ensure the loan portfolio remains within risk tolerance while supporting portfolio growth.
Collaborate with capital markets, finance, and accounting teams to communicate methodologies, provide forward-looking guidance, and solve problems.
Responsibilities
- Continuously improve forecasting accuracy and processes; establish and maintain thorough documentation of methodologies and procedures.
- Connect data points into a cohesive narrative to build deeper awareness of internal and external factors impacting the portfolio.
- Conduct in-depth analysis of lending portfolio performance; consolidate analytics insights and dashboards for presentations to business stakeholders and senior leadership.
- Develop solutions to enhance data quality and usability; perform analysis at various levels of data aggregation and make informed decisions on data structure and feature generation, leveraging risk expertise.
- Actively contribute creative ideas for the design of new financing products tailored to QuickBooks customers.
- Build and maintain strong relationships with senior leadership across finance, capital markets, and accounting to align inputs, results, and business impacts.
Qualifications
- MS/PhD in a quantitative field such as Statistics, Operations Research, Industrial Engineering, Economics, etc., or a Bachelor's degree in the same fields with 6+ years of relevant work experience.
- 7+ years of experience in an analytics-related role; experience in lending or fintech is strongly preferred.
- Proven track record of extracting insights from data to address business needs, paired with a passion for data analysis and a proactive approach to identifying business opportunities and driving innovation in the lending industry.
- Proficient in analytics tools such as Python or R, with advanced Excel skills and strong SQL and relational database querying capabilities.
- Domain knowledge in risk-related areas such as credit bureau attributes and scoring, scorecard modeling, pricing, loss forecasting, collections, and fraud detection.
- Meticulous attention to detail with strong organizational, time management, and task prioritization skills; takes pride in producing high-quality work and the sound assumptions behind it.
- Excellent communication skills, a fast learner, and confident in taking ownership of initiatives.
- Comfortable working in a fast-paced environment.
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
Mountain View $199,500 - $270,000
New York $187,000- $253,000
Credit Risk Specialist Jobs by Experience Level
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Find Credit Risk Specialist JobsCredit Risk Specialist Job Market
Who's Hiring
- JPMorganChase34
- Intuit18
- Valley Bank10
- KeyBank4
- Airwallex4
Top Industries Hiring
- Banking & Financial Services15
- Investment & Asset Management6
- Fintech3
- Telecommunications1
- Accounting & Auditing1
What Employers Look For
The qualifications that appear most often in credit risk specialist jobs.
- Bachelor's degree in finance, economics, mathematics, or a related quantitative field
- Proficiency in credit risk modeling tools such as SAS, Python, or R
- Experience with credit scoring, probability of default, and loss given default methodologies
- Knowledge of regulatory frameworks including CECL, Basel III, Fair Lending, and FCRA
- Strong skills in financial statement analysis and borrower creditworthiness assessment
- FRM or CFA certification preferred for mid-level and senior positions
Tips for Your Credit Risk Specialist Job Search
Quantify credit decisions on your resume
Hiring managers want to see the scale of portfolios you've managed and the outcomes of your risk assessments. Replace vague statements with figures like loan volumes reviewed, default rates reduced, or models deployed to give reviewers something concrete to evaluate.
List every risk modeling tool you use
Credit risk roles screen heavily on tools. Call out SAS, Python, R, Moody's Analytics, Tableau, or any internal scorecard platforms you've worked with. Generic mentions of 'data analysis' won't pass applicant tracking system filters the way named tools do.
Apply early to roles that fit
Migrate Mate lists credit risk specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by regulatory environment
Filter openings by the regulatory framework the employer operates under. A community bank role emphasizes CECL compliance and Basel basics, while a fintech lender cares more about Fair Lending and FCRA. Matching your experience to the right regulatory context sharpens every application.
Prepare a case study for the technical screen
Most credit risk interviews include a case where you assess a hypothetical borrower or portfolio segment. Practice walking through probability of default, loss given default, and exposure at default out loud so your reasoning is clear under interview conditions, not just on paper.
Negotiate by citing portfolio complexity
When discussing compensation, anchor your ask to the complexity and size of the book you'll oversee, not just your years of experience. Roles managing commercial real estate exposure or multi-product consumer portfolios carry more risk responsibility and that justifies a stronger offer.
Credit Risk Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most credit risk specialists?
JPMorganChase, Intuit, and Valley Bank are hiring the most credit risk specialists right now, with openings concentrated in New York, Texas, and California, based on current listings on Migrate Mate as of November 2026. Financial services firms, regional banks, and consumer lending fintechs tend to post the most volume consistently.
How many credit risk specialist jobs are remote?
About 72% of credit risk specialist openings are fully remote or hybrid as of November 2026, with remote roles more common in model validation, portfolio analytics, and credit policy than in relationship-heavy commercial underwriting positions, which typically require in-office presence for client and committee work.
How do you become a credit risk specialist?
Start with a degree in finance, economics, statistics, or a quantitative field, then build analytical skills in credit modeling tools like Python, SAS, or Excel-based scorecard frameworks. Entry points include credit analyst, underwriting assistant, or risk operations roles. From there, moving into dedicated credit risk work means deepening your exposure to regulatory reporting, loss forecasting, and portfolio stress testing over successive roles.
Can you get a credit risk specialist job with little experience?
Yes, entry-level credit risk roles do exist, particularly at banks and fintech lenders hiring credit analysts who can grow into the specialist title. Focus your application on any coursework in statistics or financial modeling, internships involving loan review or financial statement analysis, and familiarity with tools like Excel or Python. Highlighting a completed credit analysis project or case study from a finance course can substitute for formal work history early on.
What does the credit risk specialist interview process look like?
Most credit risk specialist hiring processes include a recruiter screen, a hiring manager interview focused on your modeling and regulatory experience, and a technical assessment where you analyze a sample portfolio or borrower scenario. Senior roles often add a panel interview with risk committee members or a presentation of your analytical approach. The technical stage is the most differentiating step, so prepare to explain your methodology clearly, not just your conclusions.
Where can I find and apply to credit risk specialist jobs?
You can find and apply to credit risk specialist jobs on Migrate Mate, which lists current openings from across the United States in one place. Search the roles available, find the ones that match your experience and target industry, and apply directly to each listing that fits.
See All 213+ Credit Risk Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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