Green Card Associate Underwriter Jobs
Associate Underwriter green card sponsorship follows the EB-2 or EB-3 employment-based path, requiring your employer to complete PERM labor certification with the Department of Labor before filing an I-140 immigrant petition. Insurance and financial services firms regularly sponsor foreign professionals for this role, making permanent residency a realistic outcome for qualified candidates.
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Requisition ID
95322
Department
Group Benefit Solutions
Job Function
Group Benefit Solutions
Location
Philadelphia, Pennsylvania, United States
Role Location Designation
Hybrid - 3 days per week
Location Designation: Hybrid - 3 days per week
Locations: Philadelphia, PA; Bloomfield, CT; Chattanooga, TN; Overland Park, KS; and Phoenix, AZ.
Work Schedule: This position primarily involves a hybrid work schedule - working remotely: Monday & Friday / on site: Tuesday, Wednesday and Thursday.
Business Unit Overview
Group Benefit Solutions delivers comprehensive insurance and absence management solutions for mid-size and large companies. Our work fosters a healthier, happier and more secure workforce, contributing to New York Life’s legacy of being there when we’re needed most. Here, you’ll design, implement and support these solutions directly impacting customers’ lives. At our core, we provide financial security and peace of mind to people through our absence, accident, disability, voluntary benefits and life insurance solutions.
Role Overview
The Group Benefit Solutions Underwriting Organization partners with Sales, Client Management, Pricing, Risk Management, and other business partners to evaluate and manage risk. We are responsible for analyzing employer group characteristics and plan designs to determine the appropriate rates for Life, Accident, Disability and Absence products. One of our key priorities is to manage the growth and profitability of our portfolio, through new business sales and persistency of our inforce book of business. Our team also includes the Medical Underwriting organization that evaluates the risk of individual applications for Life and Disability coverage, as well as our UW Operations organization that helps to drive efficiency and productivity in our process.
As an Underwriter, you will use your knowledge and expertise to determine plan designs and rates for our employer group clients minimizing risk and optimizing profit in the process.
You will evaluate and interpret data from numerous sources, including group demographics, industry research, and other actuarial tools, to develop a risk analysis of each employer group.
You will consult with sales reps and brokers to explain your analysis and work together with them to balance risk and profits.
You will have opportunities for other projects outside the risk assessment portion of your job, such as processes for efficiency or acting as a trainer or mentor to other underwriters.
What You’ll Do
- Perform case specific risk analysis to develop appropriate premium rates for a given risk to support the market’s growth and profitability goals
- Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business
- Develop strategic recommendations related to market competition, products, and pricing
- Manage an assigned book of business, focused on attaining profitable growth, persistency, and earnings
- Partner with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues
- Influence underwriting best practice and provides input to matrix partners on product development and pricing
- Mentor and train less tenured underwriters. Help increase their understanding of risk management & underwriting, maintaining focus on technical knowledge and competency skill development
- Act as a trusted resource and technical expert to team and matrix partners
What You’ll Bring
Qualifications
- Bachelor's degree or equivalent work experience required
- 5+ years of Group Life, Accident, Long Term Disability, Short Term Disability, and Absence underwriting, or other relevant experience required
- Demonstrated knowledge of large employer groups with multi-carrier product offerings and awareness of the drivers of a marketing outside of group insurance specific dynamics
- Thorough knowledge of risk factors that influence market and competitive conditions
- Ability to make effective decisions based on strong knowledge of all financial and risk levels, both internal and external
- Strong time management skills, highly organized, detail oriented
- Ability to foster strong working relationships
- Strong interpersonal and communication skills
- Ability to communicate complex ideas, persuade and negotiate effectively
- Ability to lead discussions and deliver external presentations and analysis to a diverse client base
Pay Transparency
Salary Range: $75,000-$90,000
Overtime eligible: Exempt
Discretionary bonus eligible: Yes
Sales bonus eligible: No
Actual base salary will be determined based on several factors but not limited to individual’s experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.
Company Overview
At New York Life, our 180-year legacy of purpose and integrity fuels our future. As we evolve into a more technology-, data-, and AI-enabled organization, we remain grounded in the values that drive lasting impact.
Our diverse business portfolio creates opportunities to make a difference across industries and communities—inviting bold thinking, collaborative problem-solving, and purpose-driven innovation. Here, you’ll find the rare balance of long-standing stability and forward momentum, supported by an inclusive team that honors tradition while embracing progress.
As a Fortune 100 mutual company, we offer a place to grow your skills, contribute to meaningful work, and deliver solutions that matter. Your ideas drive what’s next, and your growth powers it.
Our Benefits
We provide a full package of benefits for employees – and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work.
Our Commitment to Inclusion
At New York Life, fostering an inclusive workplace is fundamental to who we are and how we serve our communities. We have a longstanding commitment to creating an environment where individuals can contribute their best and succeed together. This foundation is rooted in our core values of humanity and integrity, ensuring that every employee feels valued and supported. By embracing a broad range of perspectives and experiences, we achieve greater success and fulfill our promise of providing financial security and peace of mind to families across all communities.
Recognized as one of Fortune’s World’s Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners.
Job Requisition ID: 95322
Job Description
Requisition ID
95322
Department
Group Benefit Solutions
Job Function
Group Benefit Solutions
Location
Philadelphia, Pennsylvania, United States
Role Location Designation
Hybrid - 3 days per week
Location Designation: Hybrid - 3 days per week
Locations: Philadelphia, PA; Bloomfield, CT; Chattanooga, TN; Overland Park, KS; and Phoenix, AZ.
Work Schedule: This position primarily involves a hybrid work schedule - working remotely: Monday & Friday / on site: Tuesday, Wednesday and Thursday.
Business Unit Overview
Group Benefit Solutions delivers comprehensive insurance and absence management solutions for mid-size and large companies. Our work fosters a healthier, happier and more secure workforce, contributing to New York Life’s legacy of being there when we’re needed most. Here, you’ll design, implement and support these solutions directly impacting customers’ lives. At our core, we provide financial security and peace of mind to people through our absence, accident, disability, voluntary benefits and life insurance solutions.
Role Overview
The Group Benefit Solutions Underwriting Organization partners with Sales, Client Management, Pricing, Risk Management, and other business partners to evaluate and manage risk. We are responsible for analyzing employer group characteristics and plan designs to determine the appropriate rates for Life, Accident, Disability and Absence products. One of our key priorities is to manage the growth and profitability of our portfolio, through new business sales and persistency of our inforce book of business. Our team also includes the Medical Underwriting organization that evaluates the risk of individual applications for Life and Disability coverage, as well as our UW Operations organization that helps to drive efficiency and productivity in our process.
As an Underwriter, you will use your knowledge and expertise to determine plan designs and rates for our employer group clients minimizing risk and optimizing profit in the process.
You will evaluate and interpret data from numerous sources, including group demographics, industry research, and other actuarial tools, to develop a risk analysis of each employer group.
You will consult with sales reps and brokers to explain your analysis and work together with them to balance risk and profits.
You will have opportunities for other projects outside the risk assessment portion of your job, such as processes for efficiency or acting as a trainer or mentor to other underwriters.
What You’ll Do
- Perform case specific risk analysis to develop appropriate premium rates for a given risk to support the market’s growth and profitability goals
- Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business
- Develop strategic recommendations related to market competition, products, and pricing
- Manage an assigned book of business, focused on attaining profitable growth, persistency, and earnings
- Partner with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues
- Influence underwriting best practice and provides input to matrix partners on product development and pricing
- Mentor and train less tenured underwriters. Help increase their understanding of risk management & underwriting, maintaining focus on technical knowledge and competency skill development
- Act as a trusted resource and technical expert to team and matrix partners
What You’ll Bring
Qualifications
- Bachelor's degree or equivalent work experience required
- 5+ years of Group Life, Accident, Long Term Disability, Short Term Disability, and Absence underwriting, or other relevant experience required
- Demonstrated knowledge of large employer groups with multi-carrier product offerings and awareness of the drivers of a marketing outside of group insurance specific dynamics
- Thorough knowledge of risk factors that influence market and competitive conditions
- Ability to make effective decisions based on strong knowledge of all financial and risk levels, both internal and external
- Strong time management skills, highly organized, detail oriented
- Ability to foster strong working relationships
- Strong interpersonal and communication skills
- Ability to communicate complex ideas, persuade and negotiate effectively
- Ability to lead discussions and deliver external presentations and analysis to a diverse client base
Pay Transparency
Salary Range: $75,000-$90,000
Overtime eligible: Exempt
Discretionary bonus eligible: Yes
Sales bonus eligible: No
Actual base salary will be determined based on several factors but not limited to individual’s experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.
Company Overview
At New York Life, our 180-year legacy of purpose and integrity fuels our future. As we evolve into a more technology-, data-, and AI-enabled organization, we remain grounded in the values that drive lasting impact.
Our diverse business portfolio creates opportunities to make a difference across industries and communities—inviting bold thinking, collaborative problem-solving, and purpose-driven innovation. Here, you’ll find the rare balance of long-standing stability and forward momentum, supported by an inclusive team that honors tradition while embracing progress.
As a Fortune 100 mutual company, we offer a place to grow your skills, contribute to meaningful work, and deliver solutions that matter. Your ideas drive what’s next, and your growth powers it.
Our Benefits
We provide a full package of benefits for employees – and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work.
Our Commitment to Inclusion
At New York Life, fostering an inclusive workplace is fundamental to who we are and how we serve our communities. We have a longstanding commitment to creating an environment where individuals can contribute their best and succeed together. This foundation is rooted in our core values of humanity and integrity, ensuring that every employee feels valued and supported. By embracing a broad range of perspectives and experiences, we achieve greater success and fulfill our promise of providing financial security and peace of mind to families across all communities.
Recognized as one of Fortune’s World’s Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners.
Job Requisition ID: 95322
See all Green Card Associate Underwriter Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Green Card Associate Underwriter Jobs.
Get Access To All JobsTips for Finding Green Card Sponsorship in Associate Underwriter
Align your credentials to EB-2 or EB-3
An EB-2 petition requires an advanced degree or a bachelor's degree plus five years of progressive underwriting experience. Pull your transcripts and employment records before approaching employers so you can confirm your category upfront.
Search for PERM-filing insurance employers
Use Migrate Mate to browse insurance and financial services employers with verified employment-based green card sponsorship history, filtered by role, so you're applying to companies that have already run the PERM process for Associate Underwriter positions.
Verify prevailing wage before negotiating salary
Your employer's PERM filing must meet the DOL prevailing wage for Associate Underwriter roles in your work location. Run the OFLC Wage Search for your SOC code and metro area so your offer lands at or above that threshold from day one.
Understand the PERM recruitment test requirements
PERM requires your employer to run a genuine recruitment campaign and document that no qualified U.S. workers applied. Ask your prospective employer who handles their PERM filings and how long their recruitment periods typically run before you accept an offer.
File I-140 early to lock in your priority date
Your priority date, set when DOL accepts the PERM application, determines your place in the green card queue. Nationals of high-demand countries face per-country backlogs, so push your employer to file the I-140 with USCIS promptly after PERM certification.
Know your AC21 portability rights before changing jobs
Once your I-485 has been pending 180 days or more, AC21 portability lets you move to a new employer in the same or a similar occupation without restarting the process. Confirm the occupational similarity with an immigration attorney before accepting any counter-offer.
Green Card Associate Underwriter: Frequently Asked Questions
Which green card category covers Associate Underwriter roles?
Most Associate Underwriter positions qualify under EB-3 for professionals with a bachelor's degree, or under EB-2 if the role requires an advanced degree or you have a bachelor's degree plus five years of progressive experience. Your employer's immigration counsel will confirm the correct category based on your credentials and the job requirements before filing PERM.
How is green card sponsorship different from H-1B sponsorship for this role?
H-1B visa is temporary work authorization requiring renewal every three years. Employment-based green card sponsorship leads to lawful permanent residence with no renewal requirement. The PERM process also adds a Department of Labor recruitment and prevailing wage step that H-1B does not. Because EB-2 and EB-3 have per-country annual limits, nationals of high-demand countries may face priority-date backlogs before their I-485 can be approved.
How do I find employers who sponsor green cards for Associate Underwriter positions?
Migrate Mate lists U.S. employers with verified employment-based green card sponsorship history, searchable by role and location. This lets you focus your applications on insurance carriers, reinsurance firms, and financial services companies that have already run the PERM process for underwriting roles rather than approaching employers who have no prior sponsorship track record.
What does the PERM labor certification process involve for an underwriting role?
PERM requires your employer to obtain a prevailing wage determination from the Department of Labor, run a documented recruitment campaign proving no qualified U.S. workers are available, and then file the ETA Form 9089 with DOL. The process can take several months before certification, and USCIS must then approve the subsequent I-140 petition before you can file for adjustment of status or consular processing.
Can I change employers after my green card case is filed?
AC21 job portability allows you to move to a new employer in the same or a similar occupation once your I-485 adjustment of status application has been pending for at least 180 days. If you change employers before that threshold, your employer must restart the PERM and I-140 process, though an already-approved I-140 can allow you to carry your original priority date to a new employer's petition.