Green Card Mortgage Consultant Jobs
Mortgage Consultant roles qualify for EB-2 or EB-3 green card sponsorship through the PERM labor certification process, where your employer files with DOL to permanently sponsor your position. Sponsorship leads to lawful permanent residency, not a temporary visa, making it a permanent career move for foreign financial professionals.
Find Green Card Mortgage Consultant JobsOverview
Showing 5 of 276+ Mortgage Consultant jobs
See all 276+ Mortgage Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Consultant roles.
Get Access To All JobsRequired Qualifications: Candidates must possess both of the following active certifications and have recent experience underwriting FHA and VA mortgage loans:
- Active FHA Direct Endorsement (DE) Certification
- Active VA LAPP/SAR Certification
- Proven experience underwriting both FHA and VA mortgage loans
Candidates who do not hold certifications will not be considered.
Overview:
Responsible for the completion of internal audits and communicating results to loan production offices and management; maintain current knowledge of both internal and external policy, procedures and guidelines; evaluate trend pattern analysis and identify fraud/misrepresentation.
Primary Responsibilities:
- Evaluate a selected number of loans on a monthly basis to ensure accuracy, adherence to procedures, and compliance with Bank standards.
- Perform both pre-funding and post-funding Quality Control reviews to include review of underwriting guidelines and product pages applicable to each loan reviewed, re-verification of specific contents of the loan file, ordering and review of field review appraisals, communication of potential defects to applicable parties and updating of QC system.
- Exercise judgment when utilizing escalation process.
- Conduct special audits as required in response to requests from Audit, Mortgage Management, and/or any regulatory agency.
- Identify red flags and conduct additional due diligence when applicable.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
Education and Experience Required:
Associate’s degree with minimum 4 years’ mortgage/underwriting experience,
OR in lieu of a degree,
A combined minimum of 6 years’ higher education and/or work experience, including a minimum of 4 years’ mortgage/underwriting experience.
Working knowledge of agency guidelines.
Ability to work well with all levels of management.
Excellent verbal and written communication skills.
Proven customer service skills.
Demonstrated ability to work well under pressure.
Education and Experience:
FHA DE and VA LAPP certifications.
Proficient in Allregs, Microsoft Excel and Word.
Experience in both Retail and 3rd party originations.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $54,100.00 - $90,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
Location
Clanton, Alabama, United States of America
Required Qualifications: Candidates must possess both of the following active certifications and have recent experience underwriting FHA and VA mortgage loans:
- Active FHA Direct Endorsement (DE) Certification
- Active VA LAPP/SAR Certification
- Proven experience underwriting both FHA and VA mortgage loans
Candidates who do not hold certifications will not be considered.
Overview:
Responsible for the completion of internal audits and communicating results to loan production offices and management; maintain current knowledge of both internal and external policy, procedures and guidelines; evaluate trend pattern analysis and identify fraud/misrepresentation.
Primary Responsibilities:
- Evaluate a selected number of loans on a monthly basis to ensure accuracy, adherence to procedures, and compliance with Bank standards.
- Perform both pre-funding and post-funding Quality Control reviews to include review of underwriting guidelines and product pages applicable to each loan reviewed, re-verification of specific contents of the loan file, ordering and review of field review appraisals, communication of potential defects to applicable parties and updating of QC system.
- Exercise judgment when utilizing escalation process.
- Conduct special audits as required in response to requests from Audit, Mortgage Management, and/or any regulatory agency.
- Identify red flags and conduct additional due diligence when applicable.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
Education and Experience Required:
Associate’s degree with minimum 4 years’ mortgage/underwriting experience,
OR in lieu of a degree,
A combined minimum of 6 years’ higher education and/or work experience, including a minimum of 4 years’ mortgage/underwriting experience.
Working knowledge of agency guidelines.
Ability to work well with all levels of management.
Excellent verbal and written communication skills.
Proven customer service skills.
Demonstrated ability to work well under pressure.
Education and Experience:
FHA DE and VA LAPP certifications.
Proficient in Allregs, Microsoft Excel and Word.
Experience in both Retail and 3rd party originations.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $54,100.00 - $90,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
Location
Clanton, Alabama, United States of America
See all 276+ Green Card Mortgage Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Green Card Mortgage Consultant Jobs.
Get Access To All JobsTips for Finding Green Card Sponsorship as a Mortgage Consultant
Verify your specialty occupation credentials first
PERM requires your role to formally require at least a bachelor's degree in a specific field like finance, economics, or business. Gather your transcripts and credential evaluations before applying to any sponsoring employer, since gaps here stall the PERM filing.
Target banks and mortgage companies with PERM history
Regional banks, credit unions, and non-bank mortgage lenders with in-house legal teams are far more likely to sponsor PERM than independent brokerages. DOL's OFLC disclosure data shows which employers have filed PERM applications for Mortgage Consultant or Loan Officer roles previously.
Search sponsoring employers through Migrate Mate
Use Migrate Mate to filter Mortgage Consultant openings by employers with active green card sponsorship history. This cuts the time you'd otherwise spend cold-applying to firms that have never filed a PERM application for this role type.
Benchmark your offer against OFLC prevailing wage
DOL sets the prevailing wage for your specific job title and location using the OFLC Wage Search. Your employer must pay at or above that wage level on the PERM filing, so confirm your offer clears that threshold before accepting to avoid a rejected labor certification.
Understand how NMLS licensing affects your PERM timing
Most U.S. states require Mortgage Consultants to hold an active NMLS license before originating loans. Employers filing PERM for this role often list NMLS licensure as a job requirement, so securing or transferring your license strengthens your candidacy and keeps the labor certification defensible.
Clarify EB-2 versus EB-3 category with your employer early
If your role requires only a bachelor's degree, most employers will file under EB-3. If your position requires an advanced degree or you have substantial specialized experience above the standard requirement, discuss EB-2 eligibility with your employer's immigration counsel before PERM is filed.
Green Card Mortgage Consultant: Frequently Asked Questions
Do Mortgage Consultant roles actually qualify for green card sponsorship?
Yes. Mortgage Consultant positions typically qualify under EB-3 for roles requiring a bachelor's degree in finance, business, or a related field, or under EB-2 for positions requiring an advanced degree or candidates with strong credentials above the standard requirement. The employer files a PERM labor certification with DOL certifying that no qualified U.S. worker is available for the role before sponsoring you.
How does PERM green card sponsorship differ from H-1B for this role?
H-1B visa is a temporary work visa with a lottery and a six-year maximum stay under standard rules. PERM-based EB-2 and EB-3 sponsorship leads to lawful permanent residency with no annual cap lottery at the petition stage for most countries. The tradeoff is timeline: PERM labor certification alone takes six months to over a year before the I-140 petition is even filed, making it a longer but permanent path.
How do I find Mortgage Consultant jobs that offer green card sponsorship?
Use Migrate Mate to search Mortgage Consultant roles filtered by employers with documented green card sponsorship history. Most job postings don't advertise PERM sponsorship explicitly, so filtering by prior filing activity is the most reliable way to identify employers who have sponsored this role before and are likely to do so again.
Will my NMLS license status affect my PERM eligibility?
It can. If the employer lists NMLS licensure as a minimum job requirement in the PERM application, you'll need to hold or be eligible for that license to qualify for the position. Some employers will sponsor candidates who are license-eligible and complete the NMLS process after hire, but the job requirements documented in the PERM must be met and consistently enforced.
Can my employer start PERM while I'm on H-1B status?
Yes, and this is one of the most common sequences. Your employer can file the PERM labor certification while you're actively working on H-1B. Filing early matters because your priority date, which governs your place in the green card queue, is set when the I-140 is filed, not when PERM starts. For most countries outside India and China, EB-3 priority dates are current or close to current.