Green Card Product Associate Jobs
Product Associate roles at U.S. companies can qualify for EB-2 or EB-3 green card sponsorship through the PERM labor certification process. Employers document that no qualified U.S. worker is available before filing your I-140 petition. Start your sponsorship search with employers who have an established immigration program and a track record of sponsoring product roles.
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Location:
127 Public Square, Cleveland Ohio
Job Summary
Enterprise Payments is the fastest growing business segment in KeyBank, encompassing a leading commercial card, merchant, FX, liquidity, and fintech product set across a wide array of industry verticals and client segments. Our solutions are the software and payments engine that allows businesses to tackle their unique challenges and better engage with their customers—from a mom and pop restaurant, all the way to a publicly traded company. When a business chooses to bank with Key, we can bring not only the bank to the client, but we can also offer innovation and consultative expertise with the help of our fintech products and partnerships to take our clients’ banking experience to the next level.
The DACA (Deposit Account Control Agreement) Product Associate is responsible for assisting in DACA product planning, product management, and DACA risk. This role supports the execution of the overall business strategy, focusing on processes that drive expense and operational efficiencies within the Commercial product portfolio.
Essential Functions
- The Commercial DACA Product Analyst will assist in all aspects of KeyBank’s Commercial Deposit Account Control Agreement program, which includes solution consulting, onboarding, monitoring/review of agreement language, billing, servicing and risk reviews.
- Support DACA Product Manager with new and existing payment products, processes, and services.
- Partner with legal vendor and DACA Product Manager to assist with ensuring Key remains in compliance with and supports new regulatory requirements and evolving business needs and client requirements.
- Support Ad-hoc research and resolution of daily issues, data requests, reporting requirements, finding remediation as well as regulatory requests.
- Prepare monthly risk and operational reports; conduct initial analysis and review findings with Product Manager.
- Enhance the overall onboarding and account servicing experience.
- Assist DACA Product Manager to identify product and process gaps, strengths, and weaknesses.
- Participate in forecasting, performance measurement, monitoring, and assessing client experience impacts.
- Collaborate with Risk and Compliance to ensure initiatives align with Key’s moderate risk profile.
- Partner with internal technology, 3rd party vendors, and other strategic partners to develop new client solutions.
- Comply with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Education
- Bachelor's Degree in business or related field (preferred)
- Master's Degree in Business Administration (preferred)
- OR equivalent experience (required)
Work Experience
- 1+ years of experience in operations, client resolution, risk management, or legal support (required) or
- 1+ years of experience in a payments/commercial rotational program (required)
- Understanding of Commercial Treasury Banking products and services (required)
Skills
- Business acumen: Ability to understand and apply commercial banking principles to drive product success.
- Strategic thinking: Capacity to align product initiatives with broader business goals.
- Risk management: Identifies and mitigates risks in product operations and compliance.
- Critical thinking: Skill in analyzing data and situations to make informed decisions.
- Collaboration: Effectively works with cross-functional teams including Risk, Compliance, and Product Managers.
- Oral communication: Clearly conveys ideas and information in meetings and presentations.
- Written communication: Produces clear, concise reports and documentation.
- Excel proficiency: Uses Excel for reporting, analysis, and performance tracking.
- Presentation skills: Develops and delivers business presentations to stakeholders.
- Project management: Manages multiple tasks and prioritizes based on strategic objectives.
- Commercial product knowledge: Understands treasury management, commercial card, merchant services, and FX.
- Fraud and dispute awareness: Familiarity with fraud processes and dispute resolution.
- Competitive analysis: Monitors market trends and identifies product gaps and opportunities.
- Brand compliance: Understands brand rules and ensures alignment (e.g., Mastercard, Visa).
- Client experience assessment: Evaluates product impact on client satisfaction and performance.
Core Competencies
- All KeyBank employees are expected to demonstrate Key’s Values and abide by Key’s Code of Conduct.
Physical Demands
- General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 07/06/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Get Access To All JobsTips for Finding Green Card Sponsorship as a Product Associate
Align your credentials to PERM requirements
PERM labor certification requires your employer to define minimum job requirements before advertising the role. Make sure your degree, field of study, and years of experience match the job description exactly, since deviations can stall certification.
Target employers with active EB-3 filing history
Not every company that hires Product Associates sponsors green cards. Focus on mid-to-large technology, e-commerce, and fintech firms that already run immigration programs, since they have the legal infrastructure to complete PERM, I-140, and adjustment of status filings.
Use Migrate Mate to find green card sponsoring employers
Searching broadly for product roles wastes time if employers haven't sponsored before. Use Migrate Mate to filter Product Associate openings by companies with verified EB-2 or EB-3 sponsorship history, so every application targets a realistic path to permanent residency.
Verify your prevailing wage tier early
PERM requires your offered salary to meet or exceed the DOL prevailing wage for your location and job duties. Check the OFLC Wage Search before negotiations so your offer aligns with the correct wage level and doesn't create a compliance issue after filing begins.
Confirm specialty occupation evidence before the I-140 stage
For EB-2 eligibility, your Product Associate role must require an advanced degree as a standard industry requirement. Gather job postings, O*NET occupation data, and industry standards documentation now so your employer's attorney can build a strong I-140 petition.
Clarify the employer's PERM advertising timeline at the offer stage
PERM requires a mandatory recruitment period before DOL filing, typically adding several months to your overall green card timeline. Ask your prospective employer whether they start the PERM process at hire or wait until after onboarding, since the answer affects how soon your priority date gets established.
Green Card Product Associate: Frequently Asked Questions
Do Product Associate roles qualify for EB-2 or EB-3 green card sponsorship?
Product Associate positions can qualify under either category depending on how the role is defined. EB-3 covers skilled workers and professionals with a bachelor's degree, which most Product Associate postings require. EB-2 applies when the employer can document the position requires an advanced degree as a standard industry norm. Your employer's immigration counsel will structure the PERM job description to match the appropriate category.
How does the green card process differ from H-1B sponsorship for Product Associates?
H-1B visa is a temporary work visa with an annual lottery and a six-year cap, while EB-2 and EB-3 green cards lead to permanent residency with no annual lottery. The trade-off is timeline: PERM labor certification, I-140 filing, and adjustment of status typically take two to four years for most countries, longer for India and China due to visa backlogs. Green card sponsorship is permanent, whereas H-1B status must be renewed and is subject to termination if employment ends.
What documents should I prepare before a Product Associate employer starts PERM?
Your employer needs to establish the minimum requirements for the position before filing, so your credentials must match exactly. Prepare official transcripts, degree certificates, and an employment history letter that maps your past product experience to the job duties. If your degree is from outside the U.S., arrange a credential evaluation from a NACES-member agency early, since USCIS and DOL both scrutinize foreign education equivalency during the PERM and I-140 review stages.
How do I find Product Associate jobs where the employer is willing to sponsor a green card?
Green card sponsorship intent is rarely advertised in standard job postings. Use Migrate Mate to search Product Associate roles filtered by employers with a documented history of EB-2 or EB-3 sponsorship. This narrows your search to companies that have already built the legal and HR infrastructure to complete PERM filings, so you aren't discovering an employer's unwillingness to sponsor after you've already interviewed.
Can my employer start PERM sponsorship while I'm on an H-1B or OPT?
Yes. PERM sponsorship is independent of your current nonimmigrant status. Many Product Associates begin the green card process while on H-1B or OPT, and the two tracks run in parallel. Starting PERM early is strategically useful because it establishes your priority date sooner. If you're on OPT with a limited authorization window, confirm your employer can complete I-140 filing before your status expires, since that filing milestone enables certain extensions under AC21 portability rules.