Green Card Product Specialist Jobs
Product Specialist roles qualify for EB-2 or EB-3 green card sponsorship when the position requires a bachelor's degree in a relevant field and the employer files a PERM labor certification with DOL. Sponsorship leads to permanent residency, not a temporary status, making it a long-term career move for foreign professionals in product, technical, or client-facing roles.
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Get Access To All JobsThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description
At Regions, the Credit Products Real Estate Product Specialist is a client-facing role, partnering directly with coverage on the extension of credit products transactions to meet clients’ needs. This role serves as part of the first line of defense, with the coverage team, by identifying and mitigating risk in existing and proposed credit products transactions.
Primary Responsibilities
- Leads the credit process on credit opportunities including structuring, underwriting, loan documentation/negotiation, and closing
- Maintains market knowledge of loan pricing, structural trends, and emerging risks within the various real estate sectors to better understand each client's needs and ensure those needs align with Regions' risk profile
- Attends calls with coverage bankers to understand clients’ needs and the business strategy around the real estate portfolio, assets with financing opportunities, and cross-sell opportunities of treasury or capital markets products
- Collaborates with coverage bankers to develop strategies and deliver credit solutions to best meet client needs
- Serves as the primary contact with the Credit Risk team and presents loan requests for approval and/or modifications
- Coordinates with the deal team during the closing process, partnering with a coverage banker, fulfillment, Centralized Loan Administration (CLA) (if construction loan), internal, or external legal groups, clients, and others as necessary
- Supports the coverage banker around client selectivity that meets Regions’ risk profile
- Works with Associate I and II to address any issues discovered during loan servicing and monitoring activities, and takes the lead if significant modification or restructure is required
- May, if designated by the deal team, oversee all Credit Servicing activities of the portfolio to ensure servicing requirements are satisfied on a quarterly basis, including proactive identification and elevation of emerging risks and early warning indicators, at both the transaction or portfolio level, to the Team Lead, Market Manager, and Credit Risk partner
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.
Requirements
- Bachelor’s degree
- Seven (7) years of experience in real estate underwriting, financial analysis, and portfolio management
- Completion of a corporate credit training program (or equivalent corporate banking/finance or real estate experience)
- Strong understanding of loan structuring needs, loan documentation requirements, and market knowledge
- Financial analysis experience
- Relationship management experience, either as a coverage banker or as a client facing member of a relationship team
- Legal documentation experience
Preferences
- Bachelor’s degree, preferably in Business Administration, Real Estate, Accounting, or Finance
Skills And Competencies
- Ability to identify issues and recommend well thought out solutions to deal team, approvers, and clients
- Ability to independently complete or review (for accuracy and completion) credit underwriting packages, supporting tools, Risk Rating Grades, Credit Agreements, and other loan documentation
- Ability to manage and lead multiple projects while under pressure
- Ability to self-initiate and lead credit discussions
- Ability to structure real estate loans with strong market knowledge
- Ability to work collaboratively with multiple stakeholders
- High level of quality in analysis and competency of completion in, and oversight of, portfolio management activities
- Strong analytical and critical thinking skills
- Strong verbal and written communication skills
- Well organized and detail-oriented
This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
Position Type Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target: $130,749.47 USD
Median $161,826.00 USD
Incentive Pay Plans
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.
Location Details
Location: Coral Gables, Florida
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description
At Regions, the Credit Products Real Estate Product Specialist is a client-facing role, partnering directly with coverage on the extension of credit products transactions to meet clients’ needs. This role serves as part of the first line of defense, with the coverage team, by identifying and mitigating risk in existing and proposed credit products transactions.
Primary Responsibilities
- Leads the credit process on credit opportunities including structuring, underwriting, loan documentation/negotiation, and closing
- Maintains market knowledge of loan pricing, structural trends, and emerging risks within the various real estate sectors to better understand each client's needs and ensure those needs align with Regions' risk profile
- Attends calls with coverage bankers to understand clients’ needs and the business strategy around the real estate portfolio, assets with financing opportunities, and cross-sell opportunities of treasury or capital markets products
- Collaborates with coverage bankers to develop strategies and deliver credit solutions to best meet client needs
- Serves as the primary contact with the Credit Risk team and presents loan requests for approval and/or modifications
- Coordinates with the deal team during the closing process, partnering with a coverage banker, fulfillment, Centralized Loan Administration (CLA) (if construction loan), internal, or external legal groups, clients, and others as necessary
- Supports the coverage banker around client selectivity that meets Regions’ risk profile
- Works with Associate I and II to address any issues discovered during loan servicing and monitoring activities, and takes the lead if significant modification or restructure is required
- May, if designated by the deal team, oversee all Credit Servicing activities of the portfolio to ensure servicing requirements are satisfied on a quarterly basis, including proactive identification and elevation of emerging risks and early warning indicators, at both the transaction or portfolio level, to the Team Lead, Market Manager, and Credit Risk partner
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.
Requirements
- Bachelor’s degree
- Seven (7) years of experience in real estate underwriting, financial analysis, and portfolio management
- Completion of a corporate credit training program (or equivalent corporate banking/finance or real estate experience)
- Strong understanding of loan structuring needs, loan documentation requirements, and market knowledge
- Financial analysis experience
- Relationship management experience, either as a coverage banker or as a client facing member of a relationship team
- Legal documentation experience
Preferences
- Bachelor’s degree, preferably in Business Administration, Real Estate, Accounting, or Finance
Skills And Competencies
- Ability to identify issues and recommend well thought out solutions to deal team, approvers, and clients
- Ability to independently complete or review (for accuracy and completion) credit underwriting packages, supporting tools, Risk Rating Grades, Credit Agreements, and other loan documentation
- Ability to manage and lead multiple projects while under pressure
- Ability to self-initiate and lead credit discussions
- Ability to structure real estate loans with strong market knowledge
- Ability to work collaboratively with multiple stakeholders
- High level of quality in analysis and competency of completion in, and oversight of, portfolio management activities
- Strong analytical and critical thinking skills
- Strong verbal and written communication skills
- Well organized and detail-oriented
This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
Position Type Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target: $130,749.47 USD
Median $161,826.00 USD
Incentive Pay Plans
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.
Location Details
Location: Coral Gables, Florida
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
See all 3,570+ Green Card Product Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Green Card Product Specialist Jobs.
Get Access To All JobsTips for Finding Green Card Sponsorship as a Product Specialist
Document the degree-to-role connection clearly
PERM requires the job to normally require your specific degree field, not just any bachelor's degree. Collect transcripts, credential evaluations, and job descriptions that show your product management or technical degree directly maps to the Product Specialist duties.
Target employers with PERM filing history
Search OFLC's public disclosure data for companies that have sponsored Product Specialist or related product roles before. Employers already familiar with the PERM process move faster and make fewer procedural errors that delay your case.
Use Migrate Mate to filter sponsoring employers
Search for Product Specialist roles on Migrate Mate to surface employers with active green card sponsorship history. This saves weeks of manual research and connects you directly with companies that have already committed to the PERM process for similar positions.
Understand how EB-2 and EB-3 affect your timeline
EB-2 requires proving the role needs an advanced degree or showing your credentials justify a National Interest Waiver. EB-3 covers bachelor's-level professionals with no annual cap backlog for most nationalities, making it a faster practical path for many Product Specialists.
Ask about the PERM recruitment audit window
Before signing an offer, confirm your employer understands that DOL requires completing the PERM recruitment steps before filing, and that USCIS audits can extend the process by six to twelve months. Sponsors who skip pre-filing planning create delays that fall on you.
Check the prevailing wage before negotiating your offer
Your employer must pay at least the DOL prevailing wage for your role and location throughout the PERM process. Run your job title and region through the OFLC Wage Search to verify your offer meets the threshold before the labor certification is filed.
Green Card Product Specialist: Frequently Asked Questions
Does a Product Specialist role qualify for EB-2 or EB-3 green card sponsorship?
Most Product Specialist positions qualify for EB-3 sponsorship as a professional role requiring a bachelor's degree. EB-2 applies when the position genuinely requires an advanced degree or when you have credentials that qualify you for a National Interest Waiver. The determining factor is how the employer defines the role's minimum education requirements in the PERM labor certification.
How does green card sponsorship differ from H-1B sponsorship for Product Specialists?
Green card sponsorship through PERM and I-140 leads to permanent residency with no annual renewal requirement, while H-1B visa status must be extended every three years and is subject to lottery selection. The EB-3 category has no annual cap on approvals for most nationalities, though the visa number queue can still affect final green card issuance timelines for applicants from high-demand countries like India and China.
What documents should a Product Specialist prepare before a PERM-sponsored job search?
Gather official transcripts, a credential evaluation if your degree is from outside the U.S., and any certifications relevant to product management or technical specializations. You should also have a clear employment history record showing progression in product-related roles. Employers filing PERM need to demonstrate the job's requirements match your qualifications exactly, so gaps in documentation can trigger USCIS requests for evidence.
How can I find Product Specialist jobs that sponsor green cards?
Most standard job boards don't filter by green card sponsorship history, which means you can spend weeks applying to roles where sponsorship was never realistic. Migrate Mate is built specifically for this search, letting you find Product Specialist roles at employers with verified PERM filing history so your applications go to companies already set up to sponsor.
Can my employer start the PERM process while I'm on OPT or H-1B status?
Yes, PERM filing is independent of your current visa status. Employers can begin the labor certification process while you're working on OPT, STEM OPT, or H-1B, and many do so to build a processing head start. Once PERM is certified and the I-140 is approved, your priority date is established, which is what determines your place in the green card queue regardless of your status at the time.