Green Card Underwriting Consultant Jobs
Underwriting Consultant roles qualify for EB-2 or EB-3 green card sponsorship when employers file PERM labor certification with the Department of Labor, documenting that no qualified U.S. worker is available. Carriers, reinsurers, and specialty insurers regularly sponsor foreign professionals for permanent roles in commercial, property, casualty, and specialty lines underwriting.
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Get Access To All JobsINTRODUCTION
As a Senior Underwriting Consultant - Internal Auditor, you will be part of the US Life Underwriting Risk Management and Audit team, providing independent and objective quality assurance of underwriting decisions and processes. This role helps ensure underwriting guidelines are applied consistently, risk is managed appropriately, and opportunities for continuous improvement and training are identified.
The ideal candidate brings deep life insurance underwriting expertise, strong critical thinking skills, and the ability to evaluate complex underwriting decisions while collaborating effectively with business partners and stakeholders.
The role is remote and can be based anywhere in the continental US.
Position Responsibilities:
- Conduct independent audits and quality reviews of life insurance underwriting decisions, documentation, and processes.
- Evaluate underwriting assessments against established guidelines, procedures, and best practices.
- Assess medical, non-medical, financial, compliance, retention, and reinsurance decisions for appropriateness and consistency.
- Identify trends, gaps, and opportunities for process improvement and underwriter development.
- Recommend training and educational initiatives based on audit findings.
- Participate actively in team discussions, providing objective feedback and professional opinions on audit results.
- Collaborate with Underwriting, Medical, and Risk Management teams.
- Contribute to innovation, continuous improvement, and the evolution of the underwriting audit program.
- Support targeted audits of specialized case types and emerging business initiatives.
Required Qualifications:
- Minimum 5 years of life insurance underwriting experience.
- Expert knowledge of medical, financial, and non-medical underwriting principles and practices.
- Strong understanding of life insurance risk assessment and underwriting guidelines.
- Strong analytical, critical thinking, and problem-solving skills.
- Excellent written, verbal, presentation, and interpersonal communication skills.
- Ability to work independently while managing multiple priorities.
- Strong attention to detail and organizational skills.
- Ability to influence and collaborate effectively with stakeholders at all levels.
Preferred Qualifications:
- Experience auditing, reviewing, or coaching underwriting decisions.
- Knowledge of reinsurance treaties, retention limits, and marketplace practices.
- Experience with compliance and quality assurance programs.
- Strong digital literacy and proficiency with Microsoft 365 applications, including Excel, Word, PowerPoint, and Teams; comfortable adopting new technology and leveraging digital tools to improve efficiency and reporting.
When you join our team:
- We’ll empower you to learn and grow the career you want.
- We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
- As part of our global team, we’ll support you in shaping the future you want to see.
LOCATION
USA, Massachusetts - Full Time Remote
WORKING ARRANGEMENT
Remote
SALARY RANGE
$92,475.00 USD - $160,290.00 USD
Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com for the salary range for your location.
Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence.
We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.
Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify
Company: John Hancock Life Insurance Company (U.S.A.)
Manulife is an Equal Opportunity Employer
At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com.
INTRODUCTION
As a Senior Underwriting Consultant - Internal Auditor, you will be part of the US Life Underwriting Risk Management and Audit team, providing independent and objective quality assurance of underwriting decisions and processes. This role helps ensure underwriting guidelines are applied consistently, risk is managed appropriately, and opportunities for continuous improvement and training are identified.
The ideal candidate brings deep life insurance underwriting expertise, strong critical thinking skills, and the ability to evaluate complex underwriting decisions while collaborating effectively with business partners and stakeholders.
The role is remote and can be based anywhere in the continental US.
Position Responsibilities:
- Conduct independent audits and quality reviews of life insurance underwriting decisions, documentation, and processes.
- Evaluate underwriting assessments against established guidelines, procedures, and best practices.
- Assess medical, non-medical, financial, compliance, retention, and reinsurance decisions for appropriateness and consistency.
- Identify trends, gaps, and opportunities for process improvement and underwriter development.
- Recommend training and educational initiatives based on audit findings.
- Participate actively in team discussions, providing objective feedback and professional opinions on audit results.
- Collaborate with Underwriting, Medical, and Risk Management teams.
- Contribute to innovation, continuous improvement, and the evolution of the underwriting audit program.
- Support targeted audits of specialized case types and emerging business initiatives.
Required Qualifications:
- Minimum 5 years of life insurance underwriting experience.
- Expert knowledge of medical, financial, and non-medical underwriting principles and practices.
- Strong understanding of life insurance risk assessment and underwriting guidelines.
- Strong analytical, critical thinking, and problem-solving skills.
- Excellent written, verbal, presentation, and interpersonal communication skills.
- Ability to work independently while managing multiple priorities.
- Strong attention to detail and organizational skills.
- Ability to influence and collaborate effectively with stakeholders at all levels.
Preferred Qualifications:
- Experience auditing, reviewing, or coaching underwriting decisions.
- Knowledge of reinsurance treaties, retention limits, and marketplace practices.
- Experience with compliance and quality assurance programs.
- Strong digital literacy and proficiency with Microsoft 365 applications, including Excel, Word, PowerPoint, and Teams; comfortable adopting new technology and leveraging digital tools to improve efficiency and reporting.
When you join our team:
- We’ll empower you to learn and grow the career you want.
- We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
- As part of our global team, we’ll support you in shaping the future you want to see.
LOCATION
USA, Massachusetts - Full Time Remote
WORKING ARRANGEMENT
Remote
SALARY RANGE
$92,475.00 USD - $160,290.00 USD
Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com for the salary range for your location.
Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence.
We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.
Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify
Company: John Hancock Life Insurance Company (U.S.A.)
Manulife is an Equal Opportunity Employer
At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com.
See all 62+ Green Card Underwriting Consultant Jobs
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Get Access To All JobsTips for Finding Green Card Sponsorship as an Underwriting Consultant
Align your credentials with PERM requirements
PERM ties the sponsored role to a specific minimum education and experience level. Gather official transcripts, degree equivalency evaluations, and employer letters documenting progressive underwriting responsibilities before you start applying, so your credentials match what your sponsor will certify to DOL.
Target insurers with active EB-2 and EB-3 filing histories
Use Migrate Mate to search for underwriting employers with verified green card sponsorship records. Focusing on carriers and managing general agents that have completed PERM filings in your specialty line saves time and signals genuine sponsorship infrastructure within their HR teams.
Verify your role meets specialty occupation standards early
Review the O*NET profile for your underwriting specialty to confirm the role requires at minimum a bachelor's degree in a related field. Roles in niche lines like marine, cyber, or medical professional liability tend to clear this bar more cleanly than generalist positions.
Understand country-specific priority date backlogs before you file
EB-2 and EB-3 both carry per-country annual limits. If you're a national of India or China, check the DOS Visa Bulletin monthly for your preference category's priority date cutoff before accepting an offer, since backlogs can significantly extend the time to receiving your green card.
Negotiate I-140 filing timing into your offer
Once PERM is certified by DOL, ask your employer to file the I-140 petition with USCIS promptly. An approved I-140 locks in your priority date, which you can carry to a new employer under AC21 job portability rules once your I-485 has been pending 180 days or more.
Research prevailing wage tiers before salary negotiations
DOL sets four prevailing wage levels for each occupation and location. Use the OFLC Wage Search to look up the wage tier your employer will certify under PERM. Knowing whether your offer aligns with Level II or Level III helps you assess whether the employer's commitment is realistic.
Green Card Underwriting Consultant: Frequently Asked Questions
How does EB-2 versus EB-3 sponsorship work for an Underwriting Consultant role?
EB-2 applies if your role requires an advanced degree or a bachelor's degree plus five years of progressive experience in underwriting. EB-3 covers professionals with a bachelor's degree or skilled workers with at least two years of relevant experience. Your employer's HR team and immigration counsel will determine which category fits the job description and your credentials before filing PERM with DOL.
How is green card sponsorship different from H-1B sponsorship for underwriters?
H-1B visa is a temporary nonimmigrant status tied to employer petition cycles and subject to an annual lottery. Green card sponsorship through EB-2 or EB-3 leads to lawful permanent residence with no renewal requirement. The PERM process requires DOL-supervised recruitment and a prevailing wage determination before the employer files an I-140 petition with USCIS, making it a longer but permanent path.
What does the PERM recruitment process involve for an underwriting role?
DOL requires the employer to conduct a bona fide test of the U.S. labor market, including job postings in designated sources, review of all applicants, and documentation that no qualified U.S. worker was available. For underwriting roles, this typically includes postings on job boards, in a Sunday newspaper, and at the state workforce agency. The employer must retain all recruitment records for five years.
Where can I find employers that sponsor green cards for Underwriting Consultant positions?
Migrate Mate lists U.S. employers with verified employment-based green card sponsorship history, searchable by role and location. Filtering for underwriting positions surfaces carriers, reinsurers, and specialty insurers that have completed PERM filings, which indicates established sponsorship processes rather than companies encountering the process for the first time.
Can I change employers after my green card sponsorship is in progress?
Once your I-485 adjustment of status application has been pending with USCIS for 180 days or more and your I-140 has been approved, AC21 job portability allows you to move to a new employer in the same or a similar occupation without losing your place in the queue. Your priority date from the approved I-140 can also carry over to a new employer's petition filed on your behalf.