H-1B Visa Debt Collector Jobs
Debt Collector roles qualify for H-1B visa sponsorship when the position requires a bachelor's degree in finance, business, or a related field. Large third-party collection agencies, healthcare revenue cycle firms, and financial services companies file LCAs regularly for this occupation. Use Migrate Mate to filter employers with verified H-1B visa filing history in collections and receivables management.
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Together we fight for everyone’s opportunity for a better financial future.
We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today.
Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision.
Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now
Profile Summary:
As a key leader within Voya Investment Management’s Investment Pricing & Valuation function, the position within Private Debt Valuation will play a significant role in the end-to-end valuation framework for private debt investments. The role will partner closely with investment teams, finance, risk, compliance, auditors, and external valuation providers to help ensure valuations are well governed, appropriately supported, and aligned with relevant accounting and regulatory requirements.
Profile Description:
Valuation Oversight
- Apply deep valuation expertise to private debt, commercial mortgage loans, infrastructure debt, asset-based finance, and other complex or illiquid credit instruments, including evaluation of contractual cash flows, capital structures, credit spreads, liquidity, default risk, recoveries, and collateral.
- Review and challenge valuation methodologies, assumptions, inputs, and conclusions to support well-reasoned fair value determinations.
- Perform oversight of valuation exceptions, price challenges, back-testing, calibration, and other valuation review activities.
- Maintain clear and defensible documentation supporting valuation conclusions and governance decisions.
Methodology and Provider Oversight
- Serve as Voya’s senior technical counterpart to external valuation providers covering illiquid assets, critically evaluating methodologies, models, market evidence, and valuation conclusions and leading the resolution of significant valuation differences.
- Conduct provider due diligence, methodology reviews, performance assessments, and ongoing monitoring activities.
- Evaluate valuation approaches and models utilized by external providers, including discounted cash flow, market, transaction, and yield-based methodologies.
- Provide effective challenge when valuation outcomes, assumptions, or methodologies appear inconsistent with market conditions or available evidence.
Governance and Risk Management
- Develop and evolve valuation policies, procedures, governance forums, and escalation processes.
- Identify valuation risks and control enhancement opportunities and help implement sustainable solutions.
- Prepare materials and present valuation matters to valuation committees, senior management, auditors, and other stakeholders.
- Provide valuation subject-matter oversight for the use of private debt fair values across accounting, investment book of record, NAV, and client-reporting processes.
- Respond to audit, regulatory, client, and due diligence inquiries related to private debt valuation.
Leadership and Business Partnership
- Lead, develop, and mentor valuation professionals while promoting high standards of quality, accountability, and execution.
- Partner with investment teams, accounting, operations, technology, legal, compliance, and risk functions to address valuation matters and support business initiatives.
- Serve as the primary liaison for private debt valuation matters with auditors and clients.
Operating Model and Continuous Improvement
- Support the evolution of Voya IM's private debt valuation operating model.
- Drive process improvements, automation and AI initiatives, and enhancements to valuation reporting and controls.
- Monitor and keep pace with changing industry practices, valuation methodologies, and regulatory developments that may impact private debt valuation.
Knowledge & Experience:
- Bachelor's degree in Finance, Accounting, Economics, Mathematics, or a related field.
- 8+ years of experience in valuation, valuation advisory, credit analysis, audit, risk management, or related fields, with deep knowledge of financial metrics, capital structures, and financial statements.
- Strong knowledge of ASC 820 Fair Value Measurement, SEC Rule 2a-5 and valuation practices for illiquid credit investments.
- Experience applying valuation methodologies such as discounted cash flow (DCF), comparable company analysis, and precedent transaction analysis.
- Demonstrated ability to review, understand, and challenge complex valuation models and methodologies.
- Strong project management skills and understanding of internal business controls.
- Sound independent judgment in complex valuation scenarios requiring significant professional judgment.
- Prior experience leading teams and developing investment or valuation professionals.
- Experience with private credit, commercial mortgage loans, infrastructure debt, asset-based finance, or other specialty credit sectors.
- Excellent written and verbal communication skills, including experience presenting valuation matters to senior management, valuation committees, auditors, and clients.
- Experience working with auditors and third-party service providers, including pricing vendors and administrators.
- Highly organized and detail-oriented, with a strong control mindset and focus on accuracy and risk management.
- High level of ethics, values, and integrity.
Compensation Pay Disclosure:
Voya is committed to pay that’s fair and equitable, which means comparable pay for comparable roles and responsibilities.
The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting.
Actual compensation offered may vary from the posted salary range based upon the candidate’s geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
$145,000 - $165,000 USD
Be Well. Stay Well.
Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That’s why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well.
What We Offer
- Health, dental, vision and life insurance plans
- 401(k) Savings plan – with generous company matching contributions (up to 6%)
- Voya Retirement Plan – employer paid cash balance retirement plan (4%)
- Tuition reimbursement up to $5,250/year
- Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.
- Paid volunteer time — 40 hours per calendar year
Critical Skills
At Voya, we have identified the following critical skills which are key to success in our culture:
- Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations.
- Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution.
- Team Mentality: Partnering effectively to drive our culture and execute on our common goals.
- Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions.
- Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage.
Equal Employment Opportunity
Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law.
Reasonable Accommodations
Voya is committed to the inclusion of all qualified individuals. As part of this commitment, Voya will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please reference resources for applicants with disabilities.
See all 31+ H-1B Visa Debt Collector Jobs
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Debt Collector
Verify your degree aligns with the role
H-1B classification requires your bachelor's degree to directly relate to debt collection work. Degrees in finance, accounting, business administration, or economics typically satisfy USCIS specialty occupation standards for this SOC code.
Target healthcare and utility sector employers
Healthcare revenue cycle departments and utility companies run large in-house collections teams and file LCAs more consistently than smaller third-party agencies. These employers already have immigration infrastructure, which shortens the internal approval process for your petition.
Check prevailing wage before salary negotiations
Run your job title and work location through the OFLC Wage Search before accepting an offer. Your employer's LCA must certify a wage at or above the DOL prevailing wage level, so knowing the threshold protects you in negotiations.
Use Migrate Mate to find verified LCA filers
Employer LCA filing history is the clearest signal of real H-1B sponsorship willingness. Search Migrate Mate to surface companies that have filed LCAs specifically for collections and debt recovery roles, so you're not guessing from job postings alone.
Confirm specialty occupation documentation early
USCIS scrutinizes debt collector petitions because the occupation doesn't always require a specific degree by industry norm. Ask prospective employers to document in the H-1B petition why this particular role requires specialized theoretical knowledge, not just collections experience.
Understand the 60-day grace period when switching employers
If your current H-1B employer terminates you, USCIS allows a 60-day grace period to secure a new sponsor. Your new employer must file an H-1B transfer petition before that window closes, so start the process immediately rather than waiting for a written offer.
H-1B Visa Debt Collector: Frequently Asked Questions
Does a Debt Collector role qualify as a specialty occupation for H-1B purposes?
It depends on how the employer structures and documents the position. USCIS doesn't automatically classify debt collection as a specialty occupation, so your employer's petition must demonstrate that the specific role requires at least a bachelor's degree in a directly related field, such as finance or accounting, rather than general collections experience. Roles in complex commercial debt recovery or healthcare revenue cycle are more defensible than entry-level consumer collections.
Which types of employers are most likely to sponsor H-1B visas for Debt Collector positions?
Healthcare systems, large financial institutions, and national third-party collection agencies with dedicated HR and legal teams are the most consistent H-1B sponsors for this occupation. Smaller regional agencies rarely have the infrastructure to manage H-1B filings. Browse Migrate Mate to identify companies that have filed LCAs for collections roles and prioritize outreach to those employers.
How does prevailing wage work for Debt Collector H-1B petitions?
Your employer must file a Labor Condition Application with the DOL certifying that your offered wage meets or exceeds the prevailing wage for the occupation and work location. Prevailing wage levels are determined by the DOL using Bureau of Labor Statistics wage data and vary by geography. You can verify the applicable wage level for your specific city using the OFLC Wage Search before your employer submits the LCA.
Can I transfer my H-1B to a new debt collection employer mid-status?
Yes. H-1B portability under AC21 allows you to transfer to a new employer once your current petition has been approved and you've maintained valid status. Your new employer files an H-1B transfer petition with USCIS, and you can start work as soon as the new petition is received, without waiting for approval. The 60-day grace period applies if your prior employment ends involuntarily.
What O*NET information is relevant when preparing for an H-1B petition in this field?
The O*NET profile for debt collectors lists the knowledge areas, skills, and typical education required for the occupation. Your employer's attorney will reference this data when building the specialty occupation argument in the I-129 petition. Roles that align with the higher-complexity O*NET descriptors, such as financial analysis or regulatory compliance tasks, strengthen the case that a specific bachelor's degree is required.