H-1B Visa Loan Processor Jobs
Loan Processor roles qualify for H-1B visa sponsorship when the position requires a bachelor's degree in finance, business, or a related field. Large banks, mortgage companies, and credit unions file LCAs with the DOL certifying prevailing wage compliance before sponsoring. Cap-subject H-1B filings open each April for an October 1 start date.
Find H-1B Visa Loan Processor JobsOverview
Showing 5 of 14+ Loan Processor jobs
See all Loan Processor Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Processor roles.
Get Access To All JobsCrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Construction Loan Processor is responsible for providing exceptional customer service and file quality. This is accomplished by obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer, builder, and/or loan officer to obtain documentation for final loan approval.
This position primarily operates within Eastern or Central Time zone working hours to support the East Coast region.
Job Responsibilities:
- Communicate with various companies to obtain vendor information including, but not limited to, verification of employment, flood certificate, title commitment, and payoff information; verify vendor orders are completed and returned, and invoices are received and documented.
- Perform a thorough review and analysis of borrower’s credit, income, and assets as required by loan program before submitting the file to underwriting.
- Obtain a complete loan package before submitting to underwriting; verify all required documentation in the file is complete and accurate and identify any potential issues that may arise before submitting to underwriting (pre-underwrite).
- Prepare a loan approval summary for missing documentation before submitting to underwriting for Loan Officer/Branch Manager to review; deliver completely documented file to the underwriter which is ready for approval or denial.
- Communicate directly with the customer in writing and by telephone to obtain missing documentation required for the loan as needed.
- Review loans for compliance within RESPA, TIL, HMDA, Reg. B, etc. (all mortgage related regulations).
- Prepare proper disclosures and re-disclosures as required by regulations.
- Complete required loan submission, re-submission, and closing checklists.
- Manage pipeline within allotted turn times.
- Document all communication related to the loan application in the LOS system’s conversation log.
- Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other transition team members.
- Performs such other duties as required.
- Available to work varying hours and overtime if needed.
Qualifications and Skills:
- Bachelor’s degree preferred; high school diploma or equivalent combination of education and experience.
- 3-5 years’ residential mortgage processing experience.
- Experience with renovation and/or new construction lending.
- Experience working with automated Loan Origination Systems.
- Experience with Encompass LOS.
- Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulations (Regulation Z and Regulation B requirements) and loan documents.
- Knowledge of industry guidelines and procedures as well as federal, state, and local regulations.
- Proficient in DU, LP, Microsoft Outlook and Windows.
- Excellent math and analytical skills.
- Excellent communication skills.
- Excellent prioritization and time management skills.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Construction Loan Processor is responsible for providing exceptional customer service and file quality. This is accomplished by obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer, builder, and/or loan officer to obtain documentation for final loan approval.
This position primarily operates within Eastern or Central Time zone working hours to support the East Coast region.
Job Responsibilities:
- Communicate with various companies to obtain vendor information including, but not limited to, verification of employment, flood certificate, title commitment, and payoff information; verify vendor orders are completed and returned, and invoices are received and documented.
- Perform a thorough review and analysis of borrower’s credit, income, and assets as required by loan program before submitting the file to underwriting.
- Obtain a complete loan package before submitting to underwriting; verify all required documentation in the file is complete and accurate and identify any potential issues that may arise before submitting to underwriting (pre-underwrite).
- Prepare a loan approval summary for missing documentation before submitting to underwriting for Loan Officer/Branch Manager to review; deliver completely documented file to the underwriter which is ready for approval or denial.
- Communicate directly with the customer in writing and by telephone to obtain missing documentation required for the loan as needed.
- Review loans for compliance within RESPA, TIL, HMDA, Reg. B, etc. (all mortgage related regulations).
- Prepare proper disclosures and re-disclosures as required by regulations.
- Complete required loan submission, re-submission, and closing checklists.
- Manage pipeline within allotted turn times.
- Document all communication related to the loan application in the LOS system’s conversation log.
- Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other transition team members.
- Performs such other duties as required.
- Available to work varying hours and overtime if needed.
Qualifications and Skills:
- Bachelor’s degree preferred; high school diploma or equivalent combination of education and experience.
- 3-5 years’ residential mortgage processing experience.
- Experience with renovation and/or new construction lending.
- Experience working with automated Loan Origination Systems.
- Experience with Encompass LOS.
- Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulations (Regulation Z and Regulation B requirements) and loan documents.
- Knowledge of industry guidelines and procedures as well as federal, state, and local regulations.
- Proficient in DU, LP, Microsoft Outlook and Windows.
- Excellent math and analytical skills.
- Excellent communication skills.
- Excellent prioritization and time management skills.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
See all H-1B Visa Loan Processor Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new H-1B Visa Loan Processor Jobs.
Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Loan Processor
Verify your degree meets specialty occupation
Loan Processor H-1B petitions get scrutinized because some employers classify the role as administrative rather than professional. Pull the O*NET profile for Loan Officers and document how your bachelor's degree in finance, accounting, or business directly supports your daily duties.
Search LCA filings to target sponsors
Use Migrate Mate to filter employers with active H-1B LCA filings for Loan Processor and Loan Officer roles. This surfaces banks, mortgage servicers, and credit unions that have already cleared DOL prevailing wage requirements for this position.
Confirm the offered wage meets DOL levels
Before accepting an offer, run the OFLC Wage Search for your job title and worksite metro area. Your offered wage must meet at least the Level I prevailing wage for the LCA to be certified, and a Level II or III wage significantly reduces petition risk.
Ask whether your employer files cap-exempt
Universities, nonprofit research organizations, and government-affiliated entities are cap-exempt and can file an H-1B petition any time of year. If a university's loan servicing or financial aid division is hiring, you could skip the April lottery entirely.
Document regulatory knowledge for the I-129
USCIS often issues Requests for Evidence on Loan Processor petitions questioning specialty occupation status. Have your employer include evidence that the role requires applying TILA, RESPA, or HMDA regulations, which ties the position to specialized knowledge beyond a general business degree.
Align your offer letter with the LCA job duties
The job duties described in your offer letter, the LCA filed with DOL, and the I-129 petition to USCIS must be consistent. Discrepancies between a broad offer letter and a narrow LCA description are a common trigger for RFEs in financial services roles.
H-1B Visa Loan Processor: Frequently Asked Questions
Does a Loan Processor role qualify as a specialty occupation for H-1B purposes?
It can, but it requires clear documentation. USCIS will approve the petition if the employer demonstrates the role normally requires a bachelor's degree in a specific field like finance, accounting, or business administration. Generic job postings that list a degree as preferred rather than required weaken the case, so the employer's internal job requirements and actual duties must reflect a degree-dependent role.
Which types of employers sponsor H-1B visas for Loan Processor positions?
National and regional banks, mortgage companies, credit unions, and financial services firms are the most common sponsors for Loan Processor H-1Bs. Cap-exempt employers like university financial aid offices or government-chartered entities can also sponsor and file outside the April lottery window. Migrate Mate lets you filter by employers with verified LCA filing history for this role.
How does the H-1B lottery affect a Loan Processor job search timeline?
Cap-subject H-1B registrations open in March each year, selection results are announced in late March or April, and approved petitions take effect on October 1. If you're on OPT or another status, you and your employer need to plan around that October 1 start. Employers filing for cap-exempt positions face no lottery and can hire at any point in the year.
What prevailing wage level should a Loan Processor H-1B offer meet?
The DOL sets prevailing wages by job title, experience level, and worksite location. Loan Processor wages vary significantly between metro areas, so the OFLC Wage Search is the right tool to confirm the applicable rate. A Level I wage applies to entry-level positions, while Level II reflects full use of the required degree. Offers below the certified wage level will cause the LCA to fail.
Can a Loan Processor on H-1B change employers mid-petition?
Yes. H-1B portability under AC21 lets you start working for a new employer once they file an H-1B transfer petition, without waiting for approval, as long as your current petition has been approved and you've maintained valid status. The new employer must file their own I-129 and LCA with DOL certifying the prevailing wage for your new worksite before you begin.