H-1B Visa Property Claims Adjuster Jobs
H-1B visa jobs for Property Claims Adjusters exist at insurance carriers, third-party administrators, and national adjusting firms that treat the role as a specialty occupation requiring a bachelor's degree in risk management, finance, or a related field. Sponsored positions typically involve complex commercial or large-loss residential claims where analytical credentials matter.
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INTRODUCTION
We are Farmers – where ambition meets opportunity.
At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.
Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.
Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together!
ROLE AND RESPONSIBILITIES
Workplace: Remote (#LI-Remote) - This is a field role requiring travel to and from policy holder homes.
This opportunity supports the Philadelphia, PA territory. Candidates must currently reside within the designated service area or an adjacent community within the assigned territory to be eligible for consideration.
This position offers a starting wage of $29.61 per hour or higher, with potential overtime opportunities based on business needs and claim volume.
- Compensation may be adjusted upward based on relevant experience, skills, and qualifications.
- While this is not a CAT-specific role, selected candidates will be expected to participate in 1-3 CAT virtual or field based deployments annually, with the opportunity to earn additional hourly compensation and overtime pay during deployment assignments.
A Day in the Life of a Field Property Adjuster:
- Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
- Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
- Evaluate and report on potential subrogation opportunities.
- Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
- Perform duties independently, with work directly impacting management outcomes.
- Acts as a company representative in public interactions, maintaining a professional demeanor consistent with management standards.
- Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
- Performs additional duties as assigned.
- Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals.
Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 2-3 days.
Although this is not a CAT-specific role, hires will be expected to commit to 1–3 CAT deployments per year.
Earn additional hourly pay and overtime during deployment assignments.
BASIC QUALIFICATIONS
If You Have the Following:
- High School diploma or equivalent required.
- Excellent Customer service experience, preferably in a retail environment.
- Construction or Insurance experience is highly desirable and preferred.
- Excellent communication skills – both oral and written.
- Computer Literate: MS Word, Excel, Outlook.
- Proficiency with smartphones and applications.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license and Bondable. Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
CANDIDATES MUST BE WILLING & ABLE TO:
- Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day.
- Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
- Achieve a minimum passing score on all claims training exams.
PHYSICAL ACTIONS & ENVIRONMENT
- Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing.
- Speaking (English), Reading (English), Writing (English), & Key Entering.
Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
BENEFITS
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
- Bonus Opportunity (based on Company and Individual Performance).
- 401(k).
- Medical.
- Dental.
- Vision.
- Health Savings and Flexible Spending Accounts.
- Life Insurance.
- Paid Time Off.
- Paid Parental Leave.
- Tuition Assistance.
Job Location(s): US - PA - Philadelphia
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Property Claims Adjuster
Frame your degree for specialty occupation
USCIS requires that your degree field directly relate to property claims work. A degree in risk management, finance, business administration, or civil engineering strengthens your petition far more than a general degree. Pull your O*NET profile to document the analytical duties that map to your credential.
Target large-loss and commercial claims roles
Employers sponsoring H-1B visa adjusters almost always do so for complex commercial property, catastrophe, or industrial loss positions, not entry-level personal lines. Focus your search on carriers and TPAs advertising large-loss, CAT, or commercial property adjuster titles, where degree-level analysis is built into the job description.
Search verified H-1B sponsors on Migrate Mate
Use Migrate Mate to find employers with confirmed H-1B LCA filing history for claims and insurance occupations. This cuts out guesswork on which carriers actually sponsor and surfaces active roles where the employer has already committed to the visa process.
Verify your worksite LCA before accepting relocation
If your employer assigns you to a different city for a catastrophe deployment or new regional office, DOL requires a separate certified LCA for that worksite. Confirm with your employer that they'll file a new LCA before you relocate, not after, to stay in status during multi-state CAT assignments.
Get your adjuster license sorted before the I-129
Most states require a property and casualty adjuster license before you can legally adjust claims there. Your employer needs your licensing status confirmed when filing the I-129 petition with USCIS, since the job duties in the LCA must reflect the licensed role you'll actually perform.
Use OFLC Wage Search to anchor your offer negotiation
Your employer must pay at least the prevailing wage for your SOC code and work location. Run the OFLC Wage Search for claims adjusters in your metro before your offer conversation so you know the Level I through Level IV range and can confirm the offered salary clears the LCA threshold.
H-1B Visa Property Claims Adjuster: Frequently Asked Questions
Does a Property Claims Adjuster role qualify as a specialty occupation for H-1B purposes?
It depends on how the employer structures the position. Property Claims Adjuster does not automatically qualify as a specialty occupation because the role does not universally require a bachelor's degree in a specific field. However, employers that build the position around complex commercial loss analysis, financial modeling, or engineering assessments, and require a degree in risk management, finance, or a related discipline, can support a valid H-1B petition. USCIS evaluates the actual job duties, not just the title.
Which types of employers are most likely to sponsor H-1B visas for claims adjusters?
Large national insurance carriers, specialty commercial lines insurers, and third-party administrators handling complex or high-value property losses are the most active H-1B sponsors for this role. Firms managing industrial, infrastructure, or catastrophe claims are more likely to require and document degree-level qualifications. You can browse employers with verified LCA filing history for insurance and claims occupations on Migrate Mate.
How does the prevailing wage requirement affect Property Claims Adjuster H-1B offers?
Your employer must certify in the Labor Condition Application that your offered salary meets or exceeds the prevailing wage for your SOC code and work location. The DOL sets four wage levels based on experience and complexity. For commercial or large-loss adjuster roles, most employers certify at Level II or III. Run the OFLC Wage Search to verify the floor before you sign an offer letter.
Can my employer assign me to a different state for catastrophe response while I'm on H-1B status?
Short-term assignments to worksites not covered by your certified LCA are allowed under DOL short-term placement rules, generally up to 60 workdays per year at a single location. For longer CAT deployments or a permanent reassignment to a new state, your employer must file a new LCA certified for that worksite before you begin working there. Failing to do this puts your status at risk, so confirm the filing timeline with your employer before any relocation.
Does holding a state adjuster license affect my H-1B petition as a Property Claims Adjuster?
Yes. If the LCA describes a licensed adjuster role, USCIS will expect you to hold or be in the process of obtaining the required state license. Gaps between your license status and the duties described in the petition can trigger a Request for Evidence. Secure your property and casualty adjuster license in the primary state where you'll work before your employer files the I-129 petition with USCIS.