H-1B Visa Financial Representative Jobs
Financial Representative roles qualify for H-1B visa sponsorship when the position requires a bachelor's degree in finance, economics, or a related field. Large financial services firms, insurance companies, and wealth management firms file H-1B petitions regularly for this occupation. Your degree field and the job's specialty occupation designation are the two factors that determine eligibility.
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INTRODUCTION
At Memorial, we are dedicated to improving the health, well-being and, most of all, quality of life for the people entrusted to our care. An unwavering commitment to our service vision is what makes the difference. It is the foundation of The Memorial Experience.
SUMMARY
The Patient Financial Services Representative (PFSR) serves as the first point of contact in greeting patients and guarantors in the hospital, ambulatory or medical office setting. The PFSR engages with the patient or guarantor to obtain pertinent information and answer any questions in an effort to ensure that all required demographic, financial, and insurance eligibility information is gathered and verified. Ensures all required notices and consent forms are signed accordingly.
Responsibilities
- Verifies insurance benefits including obtaining insurance card(s) and confirms coverage is active.
- Determines correct insurance filing order, if multiple insurance coverages are effective for that service.
- Explains policies including all regulatory and financial consent forms; secures all required signatures.
- May confirm physician and prescription orders ensuring accuracy.
- Interviews patients and guarantors at the workstation or bedside to obtain all necessary information, including a copy of the patient or guarantor identification card.
- May schedule walk-in appointments for services offered.
- Collects patient out-of-pocket responsibility per collection guidelines.
- Provides patient estimates as requested.
- Prepares and balances a daily deposit of all payment collections.
- May perform patient discharge functions including, but not limited to, review of after visit summary (AVS), future appointment scheduling, and referrals.
- Provides exceptional customer service and ensures all questions and concerns are addressed in a timely and courteous manner.
- May guide the patient to appropriate destination for services.
- Obtains pre-certification and authorization.
COMPETENCIES
ACCOUNTABILITY, ACCURACY & QUALITY, CUSTOMER SERVICE, ORGANIZATION SKILLS, PROBLEM SOLVING, PRODUCTIVITY, RESPONDING TO CHANGE, STANDARDS OF BEHAVIOR
EDUCATION AND CERTIFICATION REQUIREMENTS
High School Diploma or Equivalent (Required)
ADDITIONAL JOB INFORMATION
Complexity of Work: Requires excellent communication skills, critical thinking skills, decisive judgment, and the ability to work with minimal supervision. Must be able to work in a stressful environment and take appropriate action. Ability to work and build relationships collaboratively.
Required Work Experience: No experience required. One (1) year of related hospital, medical office, or customer service experience preferred.
Other Information: In Memorial Physician Group (specialty practices), additional responsibilities include:
1. obtain specialty authorizations
2. authorization denial and peer to peer process
3. scheduling of patient appointments and procedures
4. handle all incoming calls and physician and hospital back line
5. obtain and confirm referrals.
In the Hospital, additional responsibilities include:
1. Upon validation of patient identity, place identification band on patient
2. obtain signatures for hospital specific regulatory forms not required in an ambulatory or office setting
3. obtain authorizations for walk-in appointments
4. determine when financial assistance is needed.
In Memorial Primary Care, additional responsibilities include:
1. MIH-MPC program patient referral, payment collection and eligibility scheduling
2. process referral work-ques and same day access requests
3. work with Patient Access Center on real time patient requests
4. address prescription refill requests, patient advice requests through MyChart, and provider scheduling template.
For the Physician Practices (MPG, MPC and UCC): Must be willing to travel to other locations based on the needs of the business. Mileage reimbursement is provided.
WORKING CONDITIONS AND PHYSICAL REQUIREMENTS
- Bending and Stooping = 60%
- Climbing = 0%
- Keyboard Entry = 100%
- Kneeling = 0%
- Lifting/Carrying Patients 35 Pounds or Greater = 60%
- Lifting or Carrying 0 - 25 lbs Non-Patient = 80%
- Lifting or Carrying 25 - 75 lbs Non-Patient = 40%
- Lifting or Carrying > 75 lbs Non-Patient = 0%
- Pushing or Pulling 0 - 25 lbs Non-Patient = 80%
- Pushing or Pulling 26 - 75 lbs Non-Patient = 80%
- Pushing or Pulling > 75 lbs Non-Patient = 0%
- Reaching = 80%
- Repetitive Movement Foot/Leg = 0%
- Repetitive Movement Hand/Arm = 80%
- Running = 0%
- Sitting = 80%
- Squatting = 80%
- Standing = 80%
- Walking = 80%
- Audible Speech = 80%
- Hearing Acuity = 80%
- Smelling Acuity = 0%
- Taste Discrimination = 0%
- Depth Perception = 80%
- Distinguish Color = 0%
- Seeing - Far = 80%
- Seeing - Near = 80%
- Bio hazardous Waste = 60%
- Biological Hazards - Respiratory = 60%
- Biological Hazards - Skin or Ingestion = 60%
- Blood and/or Bodily Fluids = 60%
- Communicable Diseases and/or Pathogens = 60%
- Asbestos = 0%
- Cytotoxic Chemicals = 0%
- Dust = 0%
- Gas/Vapors/Fumes = 60%
- Hazardous Chemicals = 60%
- Hazardous Medication = 60%
- Latex = 60%
- Computer Monitor = 100%
- Domestic Animals = 0%
- Extreme Heat/Cold = 0%
- Fire Risk = 0%
- Hazardous Noise = 0%
- Heating Devices = 0%
- Hypoxia = 0%
- Laser/High Intensity Lights = 0%
- Magnetic Fields = 0%
- Moving Mechanical Parts = 0%
- Needles/Sharp Objects = 60%
- Potential Electric Shock = 0%
- Potential for Physical Assault = 40%
- Radiation = 0%
- Sudden Decompression During Flights = 0%
- Unprotected Heights = 0%
- Wet or Slippery Surfaces = 40%
SHIFT
Days
DISCLAIMER:
This job description is not intended, nor should it be construed to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with the job. It is intended to indicate the general nature and level of work performed by employees within this classification. Wages shown on independent job boards reflect market averages, not specific to any employer. We encourage candidates to talk to their Memorial Healthcare System recruiter to discuss actual pay rates, during the hiring process.
Memorial Healthcare System is proud to be an equal opportunity employer committed to workplace diversity. Memorial Healthcare System recruits, hires and promotes qualified candidates for employment opportunities without regard to race, color, age, religion, gender, sexual orientation, national origin, veteran status, disability, genetic information, or any factor prohibited by law. We are proud to offer Veteran’s Preference to former military, reservists and military spouses (including widows and widowers). You must indicate your status on your application to take advantage of this program. Employment is subject to post offer, pre-placement assessment, including drug testing. If you need reasonable accommodation during the application process, please call 954-276-8340 (M-F, 8am-5pm) or email MemorialTalent@mhs.net.
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Financial Representative
Verify your degree supports specialty occupation
Financial Representative requires a directly related degree, not just any bachelor's. A finance, economics, or accounting degree maps cleanly. A general business degree may trigger an RFE asking USCIS to confirm the role-degree connection.
Use OFLC Wage Search before accepting offers
Pull the prevailing wage for your specific Financial Representative SOC code and work location before negotiating. Your offered salary must meet the DOL prevailing wage level, and underpaying is a common LCA compliance failure that can unravel a petition.
Target firms with dedicated immigration compliance teams
Insurance carriers, broker-dealers, and registered investment advisers with in-house compliance staff file H-1B petitions more reliably than smaller independents. These employers already know E-Verify enrollment and LCA posting obligations, reducing delays on your end.
Search for Financial Representative jobs on Migrate Mate
Migrate Mate filters Financial Representative postings by verified H-1B filing history, so you apply only to employers who have actually sponsored this visa, not just those who say they're open to it.
Clarify licensing obligations during the offer stage
Many Financial Representative roles require FINRA Series 6, 7, or 63 licenses. Confirm with your employer whether sponsorship begins before or after you obtain required licenses, since exam eligibility is employer-sponsored and timing affects your start date.
Check O*NET classification before the petition is filed
The O*NET profile for Financial Representative lists the job zone and typical education requirements. If your employer's job description deviates significantly from the O*NET standard, USCIS is more likely to issue an RFE on specialty occupation grounds.
H-1B Visa Financial Representative: Frequently Asked Questions
Does a Financial Representative role qualify as a specialty occupation for H-1B purposes?
It depends on how the employer writes the job description. USCIS requires the position to normally demand a bachelor's degree in a specific field, such as finance, economics, or accounting. A Financial Representative role tied to portfolio management or financial planning typically qualifies. A role focused primarily on sales or client outreach with no required degree is less likely to qualify, and the LCA and petition language must reflect a genuine degree requirement.
Which employers sponsor H-1B visas for Financial Representative positions?
Large insurance carriers, registered investment advisers, bank wealth management divisions, and broker-dealers are the most consistent H-1B sponsors for this role. Smaller independent financial firms rarely have the infrastructure to manage LCA filings and USCIS petitions. Migrate Mate shows Financial Representative postings filtered by verified DOL Labor Condition Application filing history, so you can focus your search on employers with a documented sponsorship track record.
Can I switch Financial Representative employers on an existing H-1B?
Yes, through H-1B portability under AC21. Once your current H-1B petition has been approved for at least 240 days, you can start working for a new employer as soon as they file an H-1B transfer petition on your behalf, without waiting for that petition to be approved. The new role must be the same or a similar occupational classification, which for Financial Representatives typically means staying within financial services or advisory functions.
What documents do I need to support an H-1B petition for a Financial Representative role?
Your employer needs a certified LCA from DOL before filing Form I-129 with USCIS. You'll need to provide academic credentials confirming a relevant degree, a detailed job offer letter specifying duties and salary, and any professional licenses the role requires. If your degree is from outside the U.S., a credential evaluation confirming equivalency to a U.S. bachelor's degree in a related field is also required.
Does holding a FINRA license affect my H-1B eligibility as a Financial Representative?
A FINRA license doesn't independently satisfy the specialty occupation requirement, but it strengthens the petition by demonstrating the role's professional standard. USCIS evaluates specialty occupation based on degree requirements, not licensure. If your employer requires Series 6, 7, or 63 licenses, include that in the job description to show the position demands both a specific degree and specialized credentials, which collectively support the specialty occupation argument.