H-1B Visa Underwriting Analyst Jobs
Underwriting Analyst roles qualify as H-1B visa specialty occupations because they require a bachelor's degree or higher in finance, economics, actuarial science, or a related field. Insurers, banks, and financial services firms regularly file LCAs through DOL and sponsor H-1B petitions for analysts who assess risk and price policies.
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Get Access To All JobsSenior Underwriting Analyst
Irving, Texas
Job ID JR0149212
Category Credit/Collections, Accounting & Finance
Post Date Jun. 18, 2026
McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve – we care.
What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas. Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow’s health today, we want to hear from you.
Are you ready to be a pivotal force in Advancing Health Outcomes For All®? Join the Financial Services and Solutions (FSS) organization, where our focus is being a strategic business partner who creates value, provides efficiency, and ensures compliance for McKesson. In FSS, you'll gain exposure to all McKesson businesses while growing as a finance professional and fostering collaborative relationships with internal and external customers. Our high employee engagement scores reflect a vibrant and diverse workplace where your contributions have a tangible impact on the enterprise. If you're passionate about making a real difference and want to be part of a dedicated team that values professional growth, FSS is the place for you. Join us and energize your career with endless opportunities!
The right candidate to join our FSS team can demonstrate the following competencies: embrace digital transformation, diverse and inclusive collaboration, strategic and analytical thinking, adaptability and growth mindset, and clear and impactful communication.
The Senior Underwriting Analyst is responsible for independently managing a portfolio of complex customer relationships and delivering comprehensive, well-supported credit risk assessments. This role requires advanced financial analysis, a deep understanding of complex organizational structures, and the ability to evaluate risk across diverse healthcare segments.
As a senior-level (P4) individual contributor, the role operates with a high degree of autonomy and is accountable for end-to-end credit decisioning. The Senior Credit Analyst is expected to move beyond process execution to develop complete, defensible recommendations supported by data and analysis. This role serves as a subject matter expert and plays a key part in driving underwriting quality, consistency, and process efficiency across the team.
Role Summary
- Own end-to-end underwriting for a complex portfolio, independently evaluating credit risk, structuring limits and terms, and delivering well-supported decisions aligned to risk appetite and enterprise objectives
- Lead advanced financial and risk analysis, applying deep subject matter expertise to assess complex organizational structures, identify key risk drivers, and anticipate emerging trends across diverse customer segments
- Develop and influence credit decisions through executive-ready recommendations, translating complex analysis into clear, actionable insights while partnering cross-functionally to balance growth and risk
- Drive portfolio performance and underwriting excellence, proactively monitoring risk, resolving complex or high-impact scenarios, and leading enhancements to underwriting processes, consistency, and efficiency
General Responsibilities
Portfolio Ownership & Decisioning
- Independently manage a portfolio of complex, high-value customer relationships, including multi-entity and non-standard structures
- Own end-to-end underwriting decisions, including credit limits, terms, and structuring, within established risk appetite
- Exercise sound judgment in ambiguous situations, ensuring decisions are well-supported and aligned to enterprise objectives
Advanced Financial & Risk Analysis
- Perform comprehensive financial and credit analysis, including liquidity, leverage, cash flow, and operating performance
- Evaluate complex ownership structures (e.g., PE-backed, parent/subsidiary) and assess risk across diverse healthcare segments
- Anticipate emerging risks by integrating financial performance, industry dynamics, and market trends into analysis
Risk Assessment, Monitoring & Mitigation
- Proactively monitor portfolio performance, identify risk trends, and implement appropriate mitigation strategies
- Lead resolution of complex or high-risk credit scenarios, including escalations and non-standard requests
- Ensure underwriting decisions are consistent with policy, regulatory expectations, and risk management standards
Recommendation Development & Executive Influence
- Develop clear, defensible underwriting recommendations supported by data, analysis, and business rationale
- Translate complex financial analysis into concise, executive-ready insights to support decision-making
- Influence outcomes through effective communication with senior leadership and cross-functional stakeholders
Cross-Functional Collaboration & Business Partnership
- Partner with Sales, Finance, AR, and external customers to gather insights and structure pragmatic credit solutions
- Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies
- Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy
Subject Matter Expertise & Team Contribution
- Act as a subject matter expert in underwriting practices, credit policy, and assigned industry segments
- Provide guidance and informal mentorship to less experienced analysts; elevate overall team capability and consistency
- Identify and communicate portfolio-level risks, trends, and opportunities to leadership
Process Improvement & Strategic Impact
- Lead or significantly contribute to improvements in underwriting processes, tools, and decision frameworks
- Identify opportunities to enhance efficiency, automation, and standardization across workflows
- Support the evolution of credit policy, risk frameworks, and best practices through applied expertise
Minimum Job Qualifications:
Education/Training
- Bachelor’s degree in Finance, Accounting, or related field
Business Experience
- 5+ years of experience in underwriting or corporate finance
- Strong understanding of financial statement analysis
Critical Skills:
- Embrace Digital Transformation: Demonstrate a strong digital mindset by actively seeking and implementing technological solutions to enhance business processes and drive innovation within the team.
- Diverse and Inclusive Collaboration: Foster a collaborative environment that values diversity and inclusion. Build and sustain positive relationships with stakeholders from varied backgrounds to drive professional growth and organizational success.
- Strategic and Analytical Thinking: Exhibit strong business acumen by staying informed about industry trends and aligning projects with broader organizational goals. Use data-driven insights to make informed decisions and influence positive change.
- Adaptability and Growth Mindset: Show adaptability in the face of change and a willingness to take on challenges. Continuously seek learning opportunities and demonstrate resilience to maintain high performance and support team dynamics.
- Clear and Impactful Communication: Communicate complex information clearly and persuasively across all levels of the organization. Utilize storytelling to effectively convey ideas and drive key initiatives forward.
Working Conditions:
Environment (Office)
- Traditional office environment
Physical Requirements
- Large percent of time performing computer-based work is required
We are proud to offer a competitive compensation package at McKesson as part of our Total Rewards. This is determined by several factors, including performance, experience and skills, equity, regular job market evaluations, and geographical markets. The pay range shown below is aligned with McKesson's pay philosophy, and pay will always be compliant with any applicable regulations. In addition to base pay, other compensation, such as an annual bonus or long-term incentive opportunities may be offered.
Our Base Pay Range for this position
- $84,700 - $141,100
McKesson has become aware of online recruiting-related scams in which individuals who are not affiliated with or authorized by McKesson are using McKesson’s (or affiliated entities, like CoverMyMeds or RxCrossroads) name in fraudulent emails, job postings or social media messages. In light of these scams, please bear the following in mind:
McKesson Talent Advisors will never solicit money or credit card information in connection with a McKesson job application.
McKesson Talent Advisors do not communicate with candidates via online chatrooms or using email accounts such as Gmail or Hotmail. Note that McKesson does rely on a virtual assistant (Gia) for certain recruiting-related communications with candidates.
McKesson job postings are posted on our career site: careers.mckesson.com.
McKesson is an Equal Opportunity Employer
McKesson provides equal employment opportunities to applicants and employees, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, age, genetic information, or any other legally protected category. For additional information on McKesson’s full Equal Employment Opportunity policies, visit our Equal Employment Opportunity page.
McKesson is committed to being an Equal Employment Opportunity Employer and offers opportunities to all job seekers including job seekers with disabilities. If you need a reasonable accommodation to assist with your job search or application for employment, please contact us by sending an email to Disability_Accommodation@McKesson.com or Accessibility@mckesson.ca. Resumes or CVs submitted to this email box will not be accepted.
Join us at McKesson!
Senior Underwriting Analyst
Irving, Texas
Job ID JR0149212
Category Credit/Collections, Accounting & Finance
Post Date Jun. 18, 2026
McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve – we care.
What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas. Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow’s health today, we want to hear from you.
Are you ready to be a pivotal force in Advancing Health Outcomes For All®? Join the Financial Services and Solutions (FSS) organization, where our focus is being a strategic business partner who creates value, provides efficiency, and ensures compliance for McKesson. In FSS, you'll gain exposure to all McKesson businesses while growing as a finance professional and fostering collaborative relationships with internal and external customers. Our high employee engagement scores reflect a vibrant and diverse workplace where your contributions have a tangible impact on the enterprise. If you're passionate about making a real difference and want to be part of a dedicated team that values professional growth, FSS is the place for you. Join us and energize your career with endless opportunities!
The right candidate to join our FSS team can demonstrate the following competencies: embrace digital transformation, diverse and inclusive collaboration, strategic and analytical thinking, adaptability and growth mindset, and clear and impactful communication.
The Senior Underwriting Analyst is responsible for independently managing a portfolio of complex customer relationships and delivering comprehensive, well-supported credit risk assessments. This role requires advanced financial analysis, a deep understanding of complex organizational structures, and the ability to evaluate risk across diverse healthcare segments.
As a senior-level (P4) individual contributor, the role operates with a high degree of autonomy and is accountable for end-to-end credit decisioning. The Senior Credit Analyst is expected to move beyond process execution to develop complete, defensible recommendations supported by data and analysis. This role serves as a subject matter expert and plays a key part in driving underwriting quality, consistency, and process efficiency across the team.
Role Summary
- Own end-to-end underwriting for a complex portfolio, independently evaluating credit risk, structuring limits and terms, and delivering well-supported decisions aligned to risk appetite and enterprise objectives
- Lead advanced financial and risk analysis, applying deep subject matter expertise to assess complex organizational structures, identify key risk drivers, and anticipate emerging trends across diverse customer segments
- Develop and influence credit decisions through executive-ready recommendations, translating complex analysis into clear, actionable insights while partnering cross-functionally to balance growth and risk
- Drive portfolio performance and underwriting excellence, proactively monitoring risk, resolving complex or high-impact scenarios, and leading enhancements to underwriting processes, consistency, and efficiency
General Responsibilities
Portfolio Ownership & Decisioning
- Independently manage a portfolio of complex, high-value customer relationships, including multi-entity and non-standard structures
- Own end-to-end underwriting decisions, including credit limits, terms, and structuring, within established risk appetite
- Exercise sound judgment in ambiguous situations, ensuring decisions are well-supported and aligned to enterprise objectives
Advanced Financial & Risk Analysis
- Perform comprehensive financial and credit analysis, including liquidity, leverage, cash flow, and operating performance
- Evaluate complex ownership structures (e.g., PE-backed, parent/subsidiary) and assess risk across diverse healthcare segments
- Anticipate emerging risks by integrating financial performance, industry dynamics, and market trends into analysis
Risk Assessment, Monitoring & Mitigation
- Proactively monitor portfolio performance, identify risk trends, and implement appropriate mitigation strategies
- Lead resolution of complex or high-risk credit scenarios, including escalations and non-standard requests
- Ensure underwriting decisions are consistent with policy, regulatory expectations, and risk management standards
Recommendation Development & Executive Influence
- Develop clear, defensible underwriting recommendations supported by data, analysis, and business rationale
- Translate complex financial analysis into concise, executive-ready insights to support decision-making
- Influence outcomes through effective communication with senior leadership and cross-functional stakeholders
Cross-Functional Collaboration & Business Partnership
- Partner with Sales, Finance, AR, and external customers to gather insights and structure pragmatic credit solutions
- Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies
- Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy
Subject Matter Expertise & Team Contribution
- Act as a subject matter expert in underwriting practices, credit policy, and assigned industry segments
- Provide guidance and informal mentorship to less experienced analysts; elevate overall team capability and consistency
- Identify and communicate portfolio-level risks, trends, and opportunities to leadership
Process Improvement & Strategic Impact
- Lead or significantly contribute to improvements in underwriting processes, tools, and decision frameworks
- Identify opportunities to enhance efficiency, automation, and standardization across workflows
- Support the evolution of credit policy, risk frameworks, and best practices through applied expertise
Minimum Job Qualifications:
Education/Training
- Bachelor’s degree in Finance, Accounting, or related field
Business Experience
- 5+ years of experience in underwriting or corporate finance
- Strong understanding of financial statement analysis
Critical Skills:
- Embrace Digital Transformation: Demonstrate a strong digital mindset by actively seeking and implementing technological solutions to enhance business processes and drive innovation within the team.
- Diverse and Inclusive Collaboration: Foster a collaborative environment that values diversity and inclusion. Build and sustain positive relationships with stakeholders from varied backgrounds to drive professional growth and organizational success.
- Strategic and Analytical Thinking: Exhibit strong business acumen by staying informed about industry trends and aligning projects with broader organizational goals. Use data-driven insights to make informed decisions and influence positive change.
- Adaptability and Growth Mindset: Show adaptability in the face of change and a willingness to take on challenges. Continuously seek learning opportunities and demonstrate resilience to maintain high performance and support team dynamics.
- Clear and Impactful Communication: Communicate complex information clearly and persuasively across all levels of the organization. Utilize storytelling to effectively convey ideas and drive key initiatives forward.
Working Conditions:
Environment (Office)
- Traditional office environment
Physical Requirements
- Large percent of time performing computer-based work is required
We are proud to offer a competitive compensation package at McKesson as part of our Total Rewards. This is determined by several factors, including performance, experience and skills, equity, regular job market evaluations, and geographical markets. The pay range shown below is aligned with McKesson's pay philosophy, and pay will always be compliant with any applicable regulations. In addition to base pay, other compensation, such as an annual bonus or long-term incentive opportunities may be offered.
Our Base Pay Range for this position
- $84,700 - $141,100
McKesson has become aware of online recruiting-related scams in which individuals who are not affiliated with or authorized by McKesson are using McKesson’s (or affiliated entities, like CoverMyMeds or RxCrossroads) name in fraudulent emails, job postings or social media messages. In light of these scams, please bear the following in mind:
McKesson Talent Advisors will never solicit money or credit card information in connection with a McKesson job application.
McKesson Talent Advisors do not communicate with candidates via online chatrooms or using email accounts such as Gmail or Hotmail. Note that McKesson does rely on a virtual assistant (Gia) for certain recruiting-related communications with candidates.
McKesson job postings are posted on our career site: careers.mckesson.com.
McKesson is an Equal Opportunity Employer
McKesson provides equal employment opportunities to applicants and employees, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, age, genetic information, or any other legally protected category. For additional information on McKesson’s full Equal Employment Opportunity policies, visit our Equal Employment Opportunity page.
McKesson is committed to being an Equal Employment Opportunity Employer and offers opportunities to all job seekers including job seekers with disabilities. If you need a reasonable accommodation to assist with your job search or application for employment, please contact us by sending an email to Disability_Accommodation@McKesson.com or Accessibility@mckesson.ca. Resumes or CVs submitted to this email box will not be accepted.
Join us at McKesson!
See all 73+ H-1B Visa Underwriting Analyst Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new H-1B Visa Underwriting Analyst Jobs.
Get Access To All JobsTips for Finding H-1B Visa Sponsorship as an Underwriting Analyst
Frame your degree around risk quantification
Underwriting roles require a directly related degree under H-1B specialty occupation rules. A finance or actuarial science degree maps cleanly. If your degree is broader, document coursework in statistics, risk modeling, or financial analysis to strengthen the specialty occupation argument.
Target employers with active LCA filing history
Search Migrate Mate to identify insurers and financial institutions that have filed LCAs for Underwriting Analyst roles. Prior filings signal that HR and legal teams already understand the H-1B process for this specific job title, reducing friction in the offer stage.
Check prevailing wage before negotiating your offer
Your employer must pay at least the DOL prevailing wage for your role, location, and experience level. Use the OFLC Wage Search to look up wage levels by SOC code 13-2053 before you receive an offer, so you can negotiate from an accurate baseline.
Clarify whether the role is cap-subject at offer stage
Banks and insurance companies are generally cap-subject employers, meaning your petition enters the annual lottery. Confirm this before accepting an offer so you and your employer can plan around the April filing window and potential gap in work authorization.
Verify E-Verify enrollment before your start date
If you're transitioning from OPT, your employer must be enrolled in E-Verify to authorize STEM OPT extensions. For H-1B portability during a job change, confirm the new employer is E-Verify enrolled before your current status expires to avoid gaps.
Document your underwriting software proficiency early
USCIS increasingly scrutinizes Underwriting Analyst petitions for specialty occupation evidence. Documenting proficiency in actuarial or risk platforms like SAS, SQL, or proprietary pricing tools strengthens the case that the role requires specialized, degree-level expertise rather than general business skills.
H-1B Visa Underwriting Analyst: Frequently Asked Questions
Does an Underwriting Analyst role qualify as an H-1B specialty occupation?
Yes. USCIS recognizes Underwriting Analyst positions as specialty occupations when the role requires a bachelor's degree or higher in a directly related field such as finance, economics, actuarial science, or statistics. The employer must demonstrate in the LCA and I-129 petition that the position's duties require that specific theoretical and practical knowledge, not just general business aptitude.
Which types of employers sponsor H-1B visas for Underwriting Analysts?
Large insurers, reinsurers, commercial banks, mortgage companies, and specialty finance firms are the most active H-1B sponsors for Underwriting Analyst roles. Employers in these sectors file LCAs regularly because underwriting functions are core to their operations. You can browse verified sponsoring employers filtered by this job title on Migrate Mate.
How does the DOL prevailing wage requirement affect my Underwriting Analyst offer?
Your employer must certify in the LCA that your offered wage meets or exceeds the DOL prevailing wage for Underwriting Analyst roles in your work location. Wages are tiered by experience level. You can research applicable wage levels using the OFLC Wage Search before or during negotiations to ensure the offer is compliant and competitive.
Can I transfer my H-1B to a new underwriting employer using portability?
Yes, H-1B portability under AC21 lets you start working for a new employer as soon as the transfer petition is filed, provided your original H-1B was approved and you've been in valid status. The new role must be in the same or a similar occupational classification, which is straightforward when moving between Underwriting Analyst positions across insurers or financial institutions.
What happens to my H-1B status if my underwriting employer does a layoff?
You have a 60-day grace period after losing H-1B employment to find a new sponsoring employer, file a change of status, or depart the country. During this window, you can't work. If a new employer files an H-1B transfer petition within 60 days, you can begin working immediately upon receipt. Acting quickly on job applications as soon as a layoff is announced is critical.