Health Insurance Broker Jobs
Health Insurance Broker jobs are open across individual, group, and employer markets, from entry-level licensed agents to senior account executives and benefits consultants, with specializations in Medicare, commercial group plans, and life and health combinations. Find a role that fits below and apply directly.
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Job Title: Life Insurance Broker
Location: 330 N Wabash Avenue, Chicago IL
About Us:
Chosen Financial Group is a leading provider of insurance solutions dedicated to helping individuals and families secure their financial futures. We are seeking new members to join our sales team and learn everything there is to being a life insurance broker. No prior experience required.
Job Summary:
As a Life Insurance Broker, your role will focus on engaging with leads who have expressed interest in life insurance. You will reach out to individuals who have filled out online forms indicating their interest for coverage. Your primary responsibilities will include assisting clients in evaluating their current coverage, replacing policies to secure better or more affordable options, and helping those without coverage establish the right life insurance plan to meet their needs.
Key Responsibilities:
- Client Consultation: Meet with clients in person or via phone to discuss their financial goals, needs, and concerns regarding life insurance.
- Product Knowledge: Stay updated on various life insurance products, including term, whole, and universal life policies.
- Market Research: Analyze market trends and competitor offerings to provide clients with the best options.
- Policy Recommendations: Recommend suitable life insurance policies tailored to clients' individual circumstances.
- Application Processing: Assist clients in completing insurance applications and ensure accurate documentation is submitted.
- Ongoing Support: Provide ongoing support and service to clients, including policy reviews and adjustments as needed.
- Compliance: Ensure all activities comply with industry regulations and company policies.
- Networking: Build and maintain relationships with clients, referral sources, and insurance carriers.
Qualifications:
- Must be over 18 and a legal citizen of the United States.
- Goal-driven with a long-term vision for personal and professional success.
- Sales experience is a plus, but not a must
- Bilingual or multilingual candidates are encouraged to apply.
What We Offer:
This role features a competitive commission structure with high earning potential. We are looking for team members with a long-term vision for growth and scalability in the business. We provide ongoing training, professional development opportunities, a supportive and collaborative work environment, and one-on-one mentorship to help you succeed in your career.
Job Types: Full-time, Part-time
Pay: $8,000.00 - $30,000.00 per month
Benefits:
- Flexible schedule
- Work from home
Application Question(s):
- Do you understand this position is commission based, starting at 80% commission with a 9 month advance, as well as carrier and corporate bonuses, and overrides?
Ability to Commute:
- Chicago, IL 60617 (Required)
Work Location: In person
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Find Health Insurance Broker JobsHealth Insurance Broker Job Market
Who's Hiring
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in health insurance broker jobs.
- Active state life and health insurance license required
- Experience selling individual, group, or Medicare health plans
- Proficiency with agency management or CRM software
- Proven ability to meet or exceed sales production quotas
- Knowledge of ACA marketplace rules and enrollment periods
- Bachelor's degree in business, finance, or a related field preferred
Tips for Your Health Insurance Broker Job Search
Lead your resume with license details
List your state life and health license number, the issuing state, and its expiration date near the top of your resume. Hiring managers screen for active licensure before reading anything else, and missing this detail gets your application filtered out immediately.
Target openings by your book type
Distinguish between individual, small group, and large group broker roles before you apply. Your renewal retention rate and average premium size read very differently in each segment, so matching your background to the employer's client base strengthens every part of your application.
Apply early to roles that fit
Migrate Mate lists health insurance broker openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Quantify your book without disclosing clients
Describe your existing book of business in terms of total covered lives, annual premium volume, or retention percentage rather than naming employers or plan sponsors. You protect confidentiality and still give hiring managers the production context they need to evaluate you.
Prepare a carrier knowledge walkthrough
Expect interviewers to ask which carriers you place business with and why. Walk through two or three carriers by network strength, formulary depth, and pricing tier so your answer demonstrates market fluency, not just name recognition from a product sheet.
Negotiate on the split, not just the base
Many broker compensation packages combine a draw or base with a commission split and a renewal override. When negotiating, ask specifically about the renewal commission rate and whether it vests, since that is where long-term earnings accumulate in this role.
Health Insurance Broker Jobs: Frequently Asked Questions
Which companies are hiring the most health insurance brokers?
The most active employers for health insurance brokers right now are Big Agency, Risksmith Insurance Services, and Ignite wealth managment, and the most openings are in Texas, California, and Maryland, based on current listings on Migrate Mate as of November 2026. Roles range from captive agent positions tied to a single carrier to independent broker roles where you place business across multiple carriers.
How many health insurance broker jobs are remote?
About 77% of health insurance broker openings are fully remote or hybrid as of November 2026, with client-facing sales roles being the most common remote setup. Medicare supplement and individual market brokers tend to work remotely most often, while large group and employer benefits roles more frequently require in-person client meetings or on-site enrollment support.
How do you become a health insurance broker?
Start by completing a state-approved pre-licensing education course in life and health insurance, then pass your state's licensing exam. After passing, apply for your license through your state's department of insurance and complete any required background check. Once licensed, most brokers contract with carriers directly or join an agency to access products, marketing support, and commission agreements.
Can you get hired as a health insurance broker with little experience?
Yes, many carriers and independent agencies hire candidates without direct brokerage experience as long as you hold an active life and health license. Customer service, financial services, or retail sales backgrounds transfer well because the core skill is consultative selling. Some agencies offer a training draw against future commissions to support new brokers while they build their book of business.
What does the health insurance broker interview process look like?
Most broker interviews start with a phone screen focused on your license status and sales background, followed by one or two in-person or video rounds. Expect a production review where you describe your current book, a carrier knowledge conversation, and a role-play where you walk through a needs analysis with a mock client. Some employers also run a background and license verification check before extending an offer.
Where can I find and apply to health insurance broker jobs?
You can find and apply to health insurance broker jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your license, specialization, and preferred market segment, then apply directly to each one that fits.
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