OPT Commercial Property Casualty Jobs
Commercial Property Casualty roles in underwriting, claims, risk management, and loss control are well-suited for F-1 OPT students with finance, business, or actuarial science backgrounds. Most positions qualify as specialty occupations, supporting H-1B visa sponsorship. Standard OPT lasts 12 months; STEM OPT extension may apply depending on your degree.
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Description:
Our not-so-secret sauce.
Award-winning, inclusive, Top Workplace culture doesn’t happen overnight. It’s a result of hard work by extraordinary people. More than 11,000 of the industry’s brightest talent drive our efforts to deliver purposeful work and meaningful impact every day. Learn more about what makes us different and how you can thrive as a Claims Advocate – Property and Casualty at Marsh McLennan Agency (MMA).
MMA provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With 200 offices across North America, we combine the personalized service model of a local consultant with the global resources of the world’s leading professional services firm, Marsh (NYSE: MRSH).
Applicants must be within driving distance to one of our MMA Southeast offices to be considered for this role and have the ability to commute to the office a minimum of three days per week.
A day in the life.
As a Claims Advocate – Property and Casualty, you will:
- Utilize Origami to track and update claims and leverage EPIC to obtain copies of policies for assigned accounts.
- Manage and handle claims of low complexity from intake through resolution.
- Assigned multiple client accounts to actively monitor and manage.
- Proactively follow up on open P&C claims across property, general liability, and auto lines to ensure timely progression toward resolution.
- Negotiate with adjusters on behalf of clients to drive favorable claims outcomes.
- Apply a proactive coverage mindset to assigned casualty claims, anticipating potential issues and identifying opportunities to strengthen client outcomes.
- Develop loss analysis reports including but not limited to Loss Summaries.
- Prepare and organize materials for claim review meetings and stewardship meetings for assigned accounts.
- Collaborate with the Claims Intake Team to support accurate and timely claim reporting, serving as a knowledgeable resource throughout the intake process.
- Execute all other claims-related duties as assigned.
Our future colleague.
We’d love to meet you if your professional track record includes these skills:
- Bachelor's Degree in any field or applicable 2+ years of experience in the insurance industry
- Excellent organization and time management skills
- Strong communication and customer service abilities
- Ability to research and analyze problems independently
- Multi-tasking capability with strong attention to detail
- Ability to self-check work for accuracy
- Proficiency in Microsoft Word and Excel
- Willingness to learn Origami and EPIC systems
- Prior insurance (brokerage or carrier) experience preferred
- A shared commitment to company values; Integrity, Collaboration, Passion, Innovation, Accountability
- Property and Casualty Adjuster License or willingness to obtain within 90 days required.
We know there are excellent candidates who might not check all of these boxes. Don’t be shy. If you’re close, we’d be very interested in meeting you.
Valuable benefits.
We value and respect the impact our colleagues make every day both inside and outside our organization. We’ve built a culture that promotes colleague well-being through robust benefit programs and resources, encourages professional and personal development, and celebrates opportunities to pursue the projects and causes that give colleagues fulfillment outside of work.
Some benefits included in this role are:
- Medical, dental and vision insurance
- 401K and company match program
- Company-paid life and disability
- Generous paid time off programs
- Employee assistance program (EAP)
- Volunteer paid time off (VTO)
- Career mobility
- Employee networking groups
- Tuition reimbursement and professional development opportunities
- Charitable contribution match programs
- Stock purchase opportunities
Who you are is who we are.
We embrace a culture that celebrates and promotes the many backgrounds, heritages and perspectives of our colleagues and clients. We are always seeking those with ethics, talent, and ambition who are interested in joining our client-focused teams.
Marsh McLennan and its affiliates are EOE Minority/Female/Disability/Vet/Sexual Orientation/Gender Identity employers.
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Get Access To All JobsTips for Finding OPT Sponsorship in Commercial Property Casualty
Target regional and national carriers, not just brokers
Large carriers like Travelers, Chubb, and Hartford have established OPT and H-1B visa sponsorship pipelines. Regional carriers often sponsor too but less consistently. Focus on companies with dedicated early-career underwriting or claims analyst programs.
Frame your degree as a specialty occupation match
H-1B sponsorship requires your role to qualify as a specialty occupation. A finance, actuarial science, or risk management degree paired with an underwriting or loss control analyst title strengthens that argument considerably when your employer files.
Pursue the CPCU or AINS designation early
The Chartered Property Casualty Underwriter designation signals long-term commitment to the field. Even beginning coursework during OPT demonstrates professional intent to employers evaluating whether sponsoring you for H-1B is worth the investment.
Ask explicitly about sponsorship before accepting offers
Not every insurance employer sponsors H-1B visas. Ask during the offer stage, not after. Frame it professionally: confirm they have sponsored candidates before and understand the OPT-to-H-1B timeline, including the April lottery window.
Understand the STEM OPT extension eligibility for your degree
Actuarial science, applied mathematics, and some quantitative finance degrees qualify for STEM OPT extension, adding 24 months. A risk management or general business degree may not. Verify your CIP code with your DSO before assuming eligibility.
Build expertise in commercial lines before your OPT expires
Underwriters and claims professionals with documented commercial lines exposure, such as GL, workers compensation, or commercial auto, are easier for employers to justify sponsoring. Specialization makes the sponsorship conversation more straightforward than being a generalist.
Commercial Property Casualty OPT: Frequently Asked Questions
Do Commercial Property Casualty jobs typically qualify for H-1B sponsorship?
Yes, most Commercial Property Casualty roles qualify as specialty occupations when tied to a relevant bachelor's degree in finance, actuarial science, risk management, or business. Underwriting analyst, claims analyst, and loss control consultant titles have strong track records with USCIS. Employers in this space, particularly large national carriers, routinely sponsor H-1B petitions for these roles.
Can I work in Commercial Property Casualty on F-1 OPT without a STEM degree?
Yes. Standard 12-month OPT is available regardless of your major. A finance, business, or risk management degree supports most underwriting and claims roles. If your degree is not STEM-designated, you'll have 12 months of OPT work authorization, so prioritizing employers willing to sponsor H-1B quickly is important for staying on track.
Where can I find Commercial Property Casualty employers that sponsor OPT students?
Migrate Mate is built specifically for F-1 OPT and visa-sponsored job searches, so filtering for Commercial Property Casualty roles there surfaces employers with sponsorship history. Searching broadly on general job boards often returns roles where the employer has never sponsored a work visa, which wastes time during a window when every month matters.
What does the H-1B timeline look like if I start a Commercial P&C job on OPT?
Your employer must file an H-1B registration in early April, approximately six months before the October 1 start date. If selected in the lottery, they then file the full petition. If you start your OPT job in time, you can request cap-gap protection, which extends your work authorization automatically while the petition is pending after your OPT expires.
Are actuarial or quantitative roles in Commercial Property Casualty easier to get sponsored?
Generally yes. Actuarial analyst and pricing analyst roles in commercial lines carry strong specialty occupation arguments because the degree-to-job connection is direct and well-documented. USCIS has a long history of approving H-1B petitions for actuarial positions. Employers in these roles also tend to be larger carriers with existing immigration infrastructure, which makes the process smoother.