Commercial Property Casualty Jobs for OPT Students
Commercial Property Casualty roles in underwriting, claims, risk management, and loss control are well-suited for F-1 OPT students with finance, business, or actuarial science backgrounds. Most positions qualify as specialty occupations, supporting H-1B sponsorship. Standard OPT lasts 12 months; STEM OPT extension may apply depending on your degree.
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General Description:
Outside Commercial Lines sales position. Responsible for driving business sales, retention and growing existing client revenue. Manage client relationships and drive profitability, satisfaction, and organic growth.
Responsibilities
- Achieve annualized new business sales of $175k in our target market of companies at least $10mm in sales within a specific industry.
- Work with Practice Leader to declare a primary industry specialization (vertical). May also choose a secondary vertical that is aligned with primary vertical.
- With assistance from leadership and account management staff, retain at least 92% of business year over year.
- Meet new business activity and quality appointment goals.
- Use USI resources to research prospects and develop customized messaging for prospects.
- Understand and explain USI’s competitive differentiation to clients and prospects.
- Develop sales business plan and use effective prospecting strategies.
- Innovate for clients using market knowledge and advanced understanding of technical insurance issues.
- Take part in national and regional vertical meetings and video calls.
- Engage in meetings on preparing for first appointments, advancing, closing, and retaining of business.
- Use USI’s contact management and sales automation tools to support sales processes. Input timely and accurate information to facilitate sales and revenue projections and engage technical resources.
- Participate in USI’s industry training and sales support programs.
- Pursue cross-selling opportunities to enhance prospect and client relationships.
- Collaborate with account management team on significant account management services for clients.
- Demonstrate strong knowledge of USI competitors.
- Positively represent USI in meetings, seminars, trade shows, and networking events.
Knowledge, Skills And Abilities
- 3 years + of sales experience in an insurance brokerage with proven track record of sales success.
- College degree preferred.
- Must hold a Property & Casualty insurance license.
- Strong knowledge of Property & Casualty insurance.
- Personable, highly motivated, and goal oriented. Driven to achieve individual sales goals.
- Superior communication, negotiation, and presentation skills.
- Excellent organizational and follow-up skills.
- A consultative, positive, and resourceful approach to dealing with prospects, clients, and associates.
- Excellent listening skills with strong customer focus.
- Ability to deal with senior level management and have a top-level executive presence.
Why USI?
With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. At USI, we have created one of the most dynamic personal and professional development cultures in the industry. We invest heavily in our associates, and we take pride in celebrating their growth and success through our one-of-a-kind employee reward and recognition programs.
Unrivaled Resources and Support
What truly distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE® represents Omni, Network, Enterprise—the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.
Premier Sales Rewards, Industry-Leading Programs, and Recognition
In addition to competitive pay and commission, incentives, and benefits, USI recognizes our top sales associates through USI PEAK, recognizing and rewarding our sales professionals for achieving superior results. USI offers employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.
Deep Community Engagement
We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects – to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint – we’re working together as ONE to build a better future.
Committed to a Diverse and Inclusive Workplace
Our award-winning I’m With U diversity and inclusion program educates our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.
Nationally Recognized as a Top Insurance Employer
- Recognized as one of Insurance Business America’s Top Insurance Employers eight consecutive years (2018-2025).
- Named to Business Insurance’s annual list of the Best Places to Work in Insurance six years in a row (2020-2025).
- Named to Fortune’s Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025).
- Certified as a Great Place To Work two years in a row (2024-2025).
USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid family leave benefit as well as paid holiday time.

General Description:
Outside Commercial Lines sales position. Responsible for driving business sales, retention and growing existing client revenue. Manage client relationships and drive profitability, satisfaction, and organic growth.
Responsibilities
- Achieve annualized new business sales of $175k in our target market of companies at least $10mm in sales within a specific industry.
- Work with Practice Leader to declare a primary industry specialization (vertical). May also choose a secondary vertical that is aligned with primary vertical.
- With assistance from leadership and account management staff, retain at least 92% of business year over year.
- Meet new business activity and quality appointment goals.
- Use USI resources to research prospects and develop customized messaging for prospects.
- Understand and explain USI’s competitive differentiation to clients and prospects.
- Develop sales business plan and use effective prospecting strategies.
- Innovate for clients using market knowledge and advanced understanding of technical insurance issues.
- Take part in national and regional vertical meetings and video calls.
- Engage in meetings on preparing for first appointments, advancing, closing, and retaining of business.
- Use USI’s contact management and sales automation tools to support sales processes. Input timely and accurate information to facilitate sales and revenue projections and engage technical resources.
- Participate in USI’s industry training and sales support programs.
- Pursue cross-selling opportunities to enhance prospect and client relationships.
- Collaborate with account management team on significant account management services for clients.
- Demonstrate strong knowledge of USI competitors.
- Positively represent USI in meetings, seminars, trade shows, and networking events.
Knowledge, Skills And Abilities
- 3 years + of sales experience in an insurance brokerage with proven track record of sales success.
- College degree preferred.
- Must hold a Property & Casualty insurance license.
- Strong knowledge of Property & Casualty insurance.
- Personable, highly motivated, and goal oriented. Driven to achieve individual sales goals.
- Superior communication, negotiation, and presentation skills.
- Excellent organizational and follow-up skills.
- A consultative, positive, and resourceful approach to dealing with prospects, clients, and associates.
- Excellent listening skills with strong customer focus.
- Ability to deal with senior level management and have a top-level executive presence.
Why USI?
With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. At USI, we have created one of the most dynamic personal and professional development cultures in the industry. We invest heavily in our associates, and we take pride in celebrating their growth and success through our one-of-a-kind employee reward and recognition programs.
Unrivaled Resources and Support
What truly distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE® represents Omni, Network, Enterprise—the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.
Premier Sales Rewards, Industry-Leading Programs, and Recognition
In addition to competitive pay and commission, incentives, and benefits, USI recognizes our top sales associates through USI PEAK, recognizing and rewarding our sales professionals for achieving superior results. USI offers employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.
Deep Community Engagement
We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects – to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint – we’re working together as ONE to build a better future.
Committed to a Diverse and Inclusive Workplace
Our award-winning I’m With U diversity and inclusion program educates our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.
Nationally Recognized as a Top Insurance Employer
- Recognized as one of Insurance Business America’s Top Insurance Employers eight consecutive years (2018-2025).
- Named to Business Insurance’s annual list of the Best Places to Work in Insurance six years in a row (2020-2025).
- Named to Fortune’s Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025).
- Certified as a Great Place To Work two years in a row (2024-2025).
USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid family leave benefit as well as paid holiday time.
How to Get Visa Sponsorship in Commercial Property Casualty
Target regional and national carriers, not just brokers
Large carriers like Travelers, Chubb, and Hartford have established OPT and H-1B sponsorship pipelines. Regional carriers often sponsor too but less consistently. Focus on companies with dedicated early-career underwriting or claims analyst programs.
Frame your degree as a specialty occupation match
H-1B sponsorship requires your role to qualify as a specialty occupation. A finance, actuarial science, or risk management degree paired with an underwriting or loss control analyst title strengthens that argument considerably when your employer files.
Understand the STEM OPT extension eligibility for your degree
Actuarial science, applied mathematics, and some quantitative finance degrees qualify for STEM OPT extension, adding 24 months. A risk management or general business degree may not. Verify your CIP code with your DSO before assuming eligibility.
Build expertise in commercial lines before your OPT expires
Underwriters and claims professionals with documented commercial lines exposure, such as GL, workers compensation, or commercial auto, are easier for employers to justify sponsoring. Specialization makes the sponsorship conversation more straightforward than being a generalist.
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Get Access To All JobsFrequently Asked Questions
Do Commercial Property Casualty jobs typically qualify for H-1B sponsorship?
Yes, most Commercial Property Casualty roles qualify as specialty occupations when tied to a relevant bachelor's degree in finance, actuarial science, risk management, or business. Underwriting analyst, claims analyst, and loss control consultant titles have strong track records with USCIS. Employers in this space, particularly large national carriers, routinely sponsor H-1B petitions for these roles.
Can I work in Commercial Property Casualty on F-1 OPT without a STEM degree?
Yes. Standard 12-month OPT is available regardless of your major. A finance, business, or risk management degree supports most underwriting and claims roles. If your degree is not STEM-designated, you'll have 12 months of OPT work authorization, so prioritizing employers willing to sponsor H-1B quickly is important for staying on track.
Where can I find Commercial Property Casualty employers that sponsor OPT students?
Migrate Mate is built specifically for F-1 OPT and visa-sponsored job searches, so filtering for Commercial Property Casualty roles there surfaces employers with sponsorship history. Searching broadly on general job boards often returns roles where the employer has never sponsored a work visa, which wastes time during a window when every month matters.
What does the H-1B timeline look like if I start a Commercial P&C job on OPT?
Your employer must file an H-1B registration in early April, approximately six months before the October 1 start date. If selected in the lottery, they then file the full petition. If you start your OPT job in time, you can request cap-gap protection, which extends your work authorization automatically while the petition is pending after your OPT expires.
Are actuarial or quantitative roles in Commercial Property Casualty easier to get sponsored?
Generally yes. Actuarial analyst and pricing analyst roles in commercial lines carry strong specialty occupation arguments because the degree-to-job connection is direct and well-documented. USCIS has a long history of approving H-1B petitions for actuarial positions. Employers in these roles also tend to be larger carriers with existing immigration infrastructure, which makes the process smoother.
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