OPT Insurance Collector Jobs
Insurance Collector roles involve recovering outstanding payments from policyholders and third parties, making strong communication and negotiation skills essential. F-1 OPT students can work in this role under standard OPT authorization, with STEM OPT extension possible if your degree is in a qualifying field like finance or data analytics.
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INTRODUCTION
Aon is looking for an Accountant, Captive Insurance (Remote or Hybrid in Charleston, SC).
Are you ready to lead a team in delivering exceptional client management and financial solutions?
Do you have the expertise in captive insurance or similar industries to drive client success and inspire your team towards excellence?
Aon is looking for a new Accountant to join their dynamic team!
Aon’s Captive & Insurance Management team is an integral part of Aon’s global operations. Our 500+ captive insurance professionals manage over 1,000 captive insurance companies across 39 locations around the globe, representing more than 15% of the captive insurance market. Our clients span every sector and industry and are primarily made up of Fortune 500 companies. This is a hybrid with the flexibility to work both virtually and from our Charleston, SC office. Aon is in the business of better decisions.
At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.
As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.
ROLE AND RESPONSIBILITIES
The Aon Charleston, SC office is seeking an Accountant who will be responsible for the day-to-day accounting of a portfolio of insurance companies. The Accountant will work closely with a broader team of professionals ensuring all the compliance, finance and accounting requirements are met.
- Preparing the financial statements for a portfolio of diverse accounts
- Preparing regulatory filings and premium tax returns
- Preparing supporting materials for annual Board meetings
- Reconciling loss and investment report data
- Oversee cash management for assigned portfolio
- Support and collate key financial information for captive audits/examinations
- Ensure accuracy and timeliness of financial reports and regulatory filings
How this opportunity is different
As an Accountant, you will have direct contact with client team members from within their corporate controllership, risk management, tax, legal, and other departments, as well as auditors, actuaries, investment managers, etc. You will work within an Aon team with varied skills, providing the opportunity to develop knowledge in the areas of financial reporting, insurance, compliance, and varied soft skills. At Aon, you are provided the opportunity to drive your career development.
BASIC QUALIFICATIONS
- Experience in preparing financial statements with Generally Accepted Accounting Principles (GAAP) or related experiences.
- Proven ability to work effectively both in a team environment and independently.
- Experience managing several projects simultaneously.
- Effective communicator, both verbally and in writing.
- Thrive in a team environment and able to work well independently.
- Bachelor’s degree in financial accounting or equivalent years of industry experience.
PREFERRED QUALIFICATIONS
- Accounting/Business experience - preferred.
- Captive insurance experience - preferred.
HOW WE SUPPORT OUR COLLEAGUES
In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions for our colleagues as well.
Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.
Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply.
We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com.
For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances. Aon is not accepting unsolicited resumes from search firms for this position. If you are a search firm, you will not be compensated in any way for your submission of a candidate, even if Aon hires that candidate.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
PAY TRANSPARENCY LAWS
The salary range for this position intended for U.S. applicants is $53,000 to $71,000 annually. The actual salary will vary based on applicant’s education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant’s geographic location. The actual salary may vary for applicants in a different geographic location.
This position is eligible to participate in one of Aon’s annual incentive plans to receive an annual discretionary bonus in addition to base salary. The amount of any bonus varies and is subject to the terms and conditions of the applicable incentive plan.
Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon’s discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies.
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Get Access To All JobsTips for Finding OPT Sponsorship in Insurance Collector
Target employers already familiar with OPT
Insurance companies that have hired OPT students before will move faster and ask fewer questions. Search Migrate Mate to find employers with a verified track record of sponsoring or working with OPT candidates in collections and finance roles.
Connect your degree directly to the role
Hiring managers in insurance collections want to see why your academic background matters. Finance, accounting, economics, or data analytics degrees translate well. Be explicit in your resume about how your coursework supports debt recovery and account analysis work.
Know your OPT end date before applying
Employers will ask how long you're authorized to work. Know your exact OPT expiration date and whether you qualify for a 24-month STEM extension. Having a clear, confident answer removes hesitation and signals you understand your own situation.
Highlight compliance and detail-oriented experience
Insurance collectors work within strict regulatory frameworks. Any academic project, internship, or coursework involving compliance, auditing, or financial record management strengthens your application and signals you can handle the role's legal and procedural demands.
Prepare for questions about your work authorization timeline
Some employers worry OPT authorization is too short. Come prepared with a clear explanation of your timeline, including STEM extension eligibility. Framing your authorization as a multi-year window, not a short-term limitation, often changes how employers respond.
Focus on mid-size insurers and third-party collection agencies
Large insurers sometimes have rigid HR policies that slow OPT hiring. Mid-size carriers and specialized collection agencies often have more flexible hiring processes and are more willing to work through OPT authorization details with strong candidates.
Insurance Collector OPT: Frequently Asked Questions
Can F-1 OPT students legally work as Insurance Collectors in the U.S.?
Yes. Insurance Collector is a standard professional role that falls within OPT work authorization, provided the work relates to your field of study. Degrees in finance, accounting, economics, or business administration typically satisfy that requirement. You must be employed within the authorized dates on your EAD card and report your employer to your DSO promptly after starting.
Do Insurance Collector jobs qualify for a STEM OPT extension?
They can, depending on your degree. If you graduated in a STEM-designated field such as finance, data analytics, or actuarial science, your Insurance Collector role may qualify for the 24-month STEM OPT extension, giving you up to three years of total work authorization. The job must involve applying STEM knowledge directly. Confirm your degree's CIP code with your DSO before applying for the extension.
How do I find Insurance Collector jobs that are open to OPT candidates?
Migrate Mate is the best place to start. It surfaces Insurance Collector roles from employers who are open to hiring OPT and visa-sponsored candidates, so you're not wasting time applying to companies that will screen you out at the authorization question. Filtering by OPT-friendly employers significantly improves your application-to-response rate in this field.
Does working as an Insurance Collector count as OPT-qualifying employment?
Yes, as long as the role is directly related to your degree. An Insurance Collector position involves financial analysis, account reconciliation, regulatory compliance, and negotiation, all of which connect clearly to finance, business, or accounting programs. Part-time work also qualifies, provided you work at least 20 hours per week during your OPT period.
What should I tell an employer who is unfamiliar with OPT authorization?
Explain that OPT is a federal work authorization issued by USCIS that allows F-1 students to work in their field of study for up to 12 months, with a potential 24-month extension for STEM graduates. Emphasize that the employer does not need to file any petition or pay government fees during OPT. Your EAD card is sufficient documentation to begin employment legally.