OPT Underwriting Assistant Jobs
Underwriting Assistant jobs are a strong fit for F-1 OPT students with backgrounds in finance, economics, risk management, or actuarial science. Most roles are office-based at insurance carriers and brokerages, which simplifies STEM OPT extension eligibility tracking and employer verification requirements.
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Who Are We?
Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Compensation Overview
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
Salary Range
$60,800.00 - $100,300.00
Target Openings
1
What Is the Opportunity?
This position is part of a comprehensive year-long program starting October 12, 2026. The program includes critical training sessions throughout the first year that are essential to program success.
Under close supervision and as a participant in a structured training program, actively learns about underwriting philosophy, business unit products and strategies, negotiation, and relationship building. As a trainee, handles renewal business under direct supervision and moves to developing new business as skills advance. As knowledge increases and, under direct supervision, takes on less complex underwriting of individual accounts and eventually a territory. Seeks out opportunities to observe account analysis discussions with other underwriters and underwriting leaders. Takes initiative for their own development. The incumbent in this job does not manage others.
What Will You Do?
Underwriting and Pricing:
- Under direct supervision, underwrites and assesses risk and makes recommendations for less complex accounts in a market segment.
Distribution and Agency Management:
- Establishes effective relationships with customers, agents and brokers.
Sales:
- Develops consultative sales and marketing skills through their interaction with agents/brokers and via coaching from their manager.
Negotiation:
- Develops negotiation skills through their interaction with agents/brokers and via coaching from their manager.
Executes Strategy and Drives Results:
- Develops planning and organization skills necessary to effectively manage desk and assume a territory.
Business Planning and Collaboration:
- Effectively collaborates with others on all aspects of job.
- Understands the need to seek enterprise-wide solutions to business problems.
Leading Self:
- Takes initiative for personal development and seeks to learn through underwriting, marketing, and other related opportunities.
- Perform other duties as assigned.
What Will Our Ideal Candidate Have?
- Educational background/coursework in Business Administration/Management, Finance/Accounting, Economics, Mathematics/Science, Sales/Marketing/Communications.
Industry/Business Knowledge:
- Demonstrates an ability, desire, and intellectual curiosity to learn the business.
- Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions.
- Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making.
- Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability.
- Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results.
- Valid drivers license or alternate means of personal transportation.
What is a Must Have?
- Bachelor degree or one year of applicable business experience.
What Is in It for You?
- Health Insurance: Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.
- Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
- Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
- Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
- Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.
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Get Access To All JobsTips for Finding OPT Sponsorship as an Underwriting Assistant
Target insurance carriers over independent agencies
Large carriers like regional and national insurers have dedicated HR processes for OPT verification. Smaller independent agencies often lack experience with work authorization, which slows down onboarding and increases the risk of a rescinded offer.
Clarify your OPT end date early
Bring up your OPT authorization in the second or third conversation, not after an offer. Hiring managers need time to consult HR. Waiting until the offer stage creates unnecessary pressure and occasionally causes offers to fall through.
Highlight STEM extension eligibility if applicable
Finance, actuarial science, and risk management degrees commonly qualify for the 24-month STEM OPT extension. Mentioning this upfront gives employers a longer planning window and significantly reduces hesitation about hiring an OPT student.
Frame your analytics skills as a direct match
Underwriting teams rely heavily on data analysis, Excel modeling, and risk quantification. Leading with specific technical skills, such as loss ratio analysis or actuarial table interpretation, positions you as a productive hire from day one.
Ask specifically about H-1B sponsorship history
During interviews, ask whether the company has sponsored H-1B visas for underwriting or finance roles before. A company with prior sponsorship history is far more likely to support your transition after OPT expires than one with no record of it.
Get your EAD card details ready before applying
Have your EAD category code, authorized period, and DSO contact information ready before submitting applications. Employers who are unfamiliar with OPT often ask for documentation quickly, and being prepared signals professionalism and reduces friction.
Underwriting Assistant OPT: Frequently Asked Questions
Can F-1 OPT students work as Underwriting Assistants?
Yes. Underwriting Assistant roles qualify for F-1 OPT authorization when the position is directly related to your degree field. Finance, economics, mathematics, and actuarial science degrees are the most common qualifiers. You must be working within your OPT authorization period and your job duties must align with your declared major. If your degree is in a STEM-designated field, you may also qualify for the 24-month STEM OPT extension.
Do Underwriting Assistant jobs qualify for the STEM OPT extension?
It depends on your degree, not the job title. If your degree is in a STEM-designated field such as actuarial science, applied mathematics, statistics, or computer science, and the underwriting role uses those skills, you may qualify for the 24-month STEM OPT extension. The extension is tied to your major's CIP code. Check with your DSO to confirm whether your specific degree qualifies before assuming eligibility.
How do I find Underwriting Assistant employers who are comfortable hiring OPT students?
Migrate Mate is built specifically for this search. It surfaces Underwriting Assistant roles at employers with documented OPT and visa sponsorship history, so you're not cold-applying to companies that will stall or rescind offers once they learn your work authorization status. Filtering by sponsorship history before applying saves significant time and reduces offer-stage surprises.
What happens to my OPT authorization if I'm laid off from an Underwriting Assistant job?
You enter a 60-day unemployment grace period. During this time, you must either find a new qualifying position, change your visa status, or leave the country. The 60 days are cumulative across your entire OPT period, not reset with each job. Track your unemployment days carefully. If you're approaching the limit, contact your DSO immediately to review your options before the grace period expires.
Will an employer need to file anything with USCIS to hire me on OPT?
No. OPT is pre-approved work authorization. Your employer does not file anything with USCIS to bring you on. You provide your EAD card as proof of work authorization during the I-9 process, and that's it. For STEM OPT extensions, your employer must be enrolled in E-Verify and sign a formal training plan, but standard OPT requires no government filings from the employer's side.