OPT Relationship Banker Jobs
Relationship Banker jobs are a strong fit for F-1 OPT students with finance, business, or economics degrees. Most roles are full-time and W-2 employed, which satisfies OPT's employment requirements. Your 12-month OPT window (29 months on STEM OPT) gives you time to build client portfolios and pursue H-1B visa sponsorship through your employer.
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Get Access To All JobsINTRODUCTION
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career, and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive, and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership, and innovation, strengthening our workforce and positively impacting the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
ROLE AND RESPONSIBILITIES
This job is responsible for engaging clients in the lobby to educate and assist with conducting transactions through self-service resources, such as mobile banking, online banking, or ATM. Key responsibilities include accurately and efficiently processing cash transactions for clients as needed. Job expectations include having deep conversations with clients to gain in-depth knowledge of the financial and life priorities and connecting clients to solutions that meet the financial goals.
Responsibilities:
- Executes the bank's risk culture and strives for operational excellence
- Builds relationships with clients to meet financial needs
- Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations
- Grows business knowledge and network by partnering with experts in small business, lending, and investments
- Manages financial center traffic, appointments, and outbound calls effectively
- Drives the client experience
- Manages cash responsibilities
BASIC QUALIFICATIONS
- Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client
- Collaborates effectively to get things done, building and nurturing strong relationships
- Displays passion, commitment, and drive to deliver an experience that improves our clients' financial lives
- Is confident in identifying solutions for new and existing clients based on their needs
- Communicates effectively and confidently and is comfortable engaging all clients
- Has the ability to learn and adapt to new information and technology platforms
- Is confident in educating clients on how to conduct simple banking transactions through self-service technologies (for example, ATM, online banking, mobile banking)
- Applies strong critical thinking and problem-solving skills to meet clients' needs
- Will follow established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations
- Efficiently manages time and capacity
- Focuses on results while acting in the best interest of the client
- Must be able to work weekends and/or extended hours, which may include being scheduled at any financial center location within a reasonable distance
PREFERRED QUALIFICATIONS
- Experience in financial services and knowledge of financial services industry, products, and solutions
- One year of demonstrated successful sales experience in a salary plus incentive environment with individual sales goals
- Six months of cash handling experience
- Bachelor's Degree or business-relevant Associate’s Degree such as business management, business administration, or finance
SKILLS
- Adaptability
- Business Acumen
- Customer and Client Focus
- Oral Communications
- Problem Solving
- Account Management
- Client Experience Branding
- Client Management
- Client Solutions Advisory
- Relationship Building
- Business Development
- Pipeline Management
- Prospecting
- Referral Identification
- Referral Management
SHIFT
1st shift (United States of America)
Hours Per Week:
40
ADDITIONAL INFORMATION
Must be able to work weekends and/or extended hours which may include being scheduled at any financial center location within a reasonable distance. All designated at 5% travel.
This position is open for the entire market and the specific Financial Center location will be based on business needs. If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.
INTRODUCTION
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career, and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive, and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership, and innovation, strengthening our workforce and positively impacting the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
ROLE AND RESPONSIBILITIES
This job is responsible for engaging clients in the lobby to educate and assist with conducting transactions through self-service resources, such as mobile banking, online banking, or ATM. Key responsibilities include accurately and efficiently processing cash transactions for clients as needed. Job expectations include having deep conversations with clients to gain in-depth knowledge of the financial and life priorities and connecting clients to solutions that meet the financial goals.
Responsibilities:
- Executes the bank's risk culture and strives for operational excellence
- Builds relationships with clients to meet financial needs
- Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations
- Grows business knowledge and network by partnering with experts in small business, lending, and investments
- Manages financial center traffic, appointments, and outbound calls effectively
- Drives the client experience
- Manages cash responsibilities
BASIC QUALIFICATIONS
- Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client
- Collaborates effectively to get things done, building and nurturing strong relationships
- Displays passion, commitment, and drive to deliver an experience that improves our clients' financial lives
- Is confident in identifying solutions for new and existing clients based on their needs
- Communicates effectively and confidently and is comfortable engaging all clients
- Has the ability to learn and adapt to new information and technology platforms
- Is confident in educating clients on how to conduct simple banking transactions through self-service technologies (for example, ATM, online banking, mobile banking)
- Applies strong critical thinking and problem-solving skills to meet clients' needs
- Will follow established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations
- Efficiently manages time and capacity
- Focuses on results while acting in the best interest of the client
- Must be able to work weekends and/or extended hours, which may include being scheduled at any financial center location within a reasonable distance
PREFERRED QUALIFICATIONS
- Experience in financial services and knowledge of financial services industry, products, and solutions
- One year of demonstrated successful sales experience in a salary plus incentive environment with individual sales goals
- Six months of cash handling experience
- Bachelor's Degree or business-relevant Associate’s Degree such as business management, business administration, or finance
SKILLS
- Adaptability
- Business Acumen
- Customer and Client Focus
- Oral Communications
- Problem Solving
- Account Management
- Client Experience Branding
- Client Management
- Client Solutions Advisory
- Relationship Building
- Business Development
- Pipeline Management
- Prospecting
- Referral Identification
- Referral Management
SHIFT
1st shift (United States of America)
Hours Per Week:
40
ADDITIONAL INFORMATION
Must be able to work weekends and/or extended hours which may include being scheduled at any financial center location within a reasonable distance. All designated at 5% travel.
This position is open for the entire market and the specific Financial Center location will be based on business needs. If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.
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Get Access To All JobsTips for Finding OPT Sponsorship in Relationship Banker
Target banks with established H-1B sponsorship histories
Large regional and national banks like JPMorgan Chase, Bank of America, and Wells Fargo have sponsored Relationship Bankers before. Prioritize employers with a track record of filing H-1B visa petitions for this specific role, not just for tech staff.
Confirm the role qualifies as a specialty occupation
H-1B sponsorship for Relationship Bankers requires the position to demand a bachelor's degree in a specific field. Roles requiring finance, business administration, or economics degrees typically qualify. Avoid positions where any degree is accepted regardless of field.
Ask about sponsorship intent during the second interview round
Raise the H-1B question after you have demonstrated strong fit, not in the first screen. Frame it as long-term planning: ask whether the branch or corporate HR team has sponsored Relationship Bankers in prior lottery cycles.
Leverage your bilingual skills as a competitive differentiator
Banks actively seek Relationship Bankers who speak Mandarin, Hindi, Spanish, or other languages to serve specific client segments. Fluency in a second language meaningfully increases your hire rate and strengthens your value proposition when requesting sponsorship.
Track your OPT unemployment days carefully during your job search
OPT allows a maximum of 90 unemployment days, or 150 on STEM OPT. Every day without an employer of record counts against that limit. Accepting a part-time banking role while searching can stop the clock and preserve your remaining days.
Relationship Banker OPT: Frequently Asked Questions
Does a Relationship Banker role qualify for STEM OPT extension?
It depends on your underlying degree. The STEM OPT extension is tied to your degree's CIP code, not the job title itself. If you graduated with a degree in finance, economics, or a qualifying business analytics program listed on the STEM designated degree program list, you may be eligible for the 24-month extension even in a Relationship Banker role.
Do Relationship Banker jobs typically sponsor H-1B visas?
Some do. Large national banks and regional financial institutions have sponsored H-1B petitions for Relationship Bankers, particularly for roles requiring a specific degree in finance or business. Smaller community banks rarely sponsor. Filtering for employers with prior H-1B filing histories is the most reliable approach. Migrate Mate makes it easy to browse Relationship Banker openings from employers who have sponsored before.
Can I work as a Relationship Banker on pre-completion OPT?
Yes, but with restrictions. Pre-completion OPT requires that work be part-time while school is in session and only full-time during official breaks. Most Relationship Banker roles are full-time positions, so pre-completion OPT is generally not practical for them. Post-completion OPT after graduation is the standard path for full-time banking employment.
What documents does a bank need from me to verify my OPT work authorization?
Your employer will run an I-9 verification. For OPT, you'll present your Employment Authorization Document (EAD card) along with your passport. Some employers also request your Form I-20 with the OPT authorization page and your visa stamp as supplemental confirmation. The EAD and passport together are legally sufficient for the I-9, so no employer can require additional documents as a condition of hiring.
Is a Relationship Banker job considered qualifying employment for OPT reporting purposes?
Yes, provided the work is directly related to your field of study. A finance or business degree graduate working as a Relationship Banker has a clear connection between the role and the degree. You must report your employer information in the SEVIS system through your DSO within 10 days of starting. Failing to report on time puts your OPT status at risk regardless of whether the job itself qualifies.