OPT Risk Management Analyst Jobs
Risk Management Analyst roles are among the more OPT-friendly positions in finance and consulting, with many employers already familiar with sponsoring F-1 students into H-1B visa status. STEM OPT extension eligibility depends on your degree field, typically statistics, finance, or a quantitative discipline.
Find OPT Risk Management Analyst JobsOverview
Showing 5 of 44+ Risk Management Analyst jobs
See all 44+ Risk Management Analyst Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Risk Management Analyst roles.
Get Access To All JobsJob Posting End Date
08-17-2026
Please note the job posting will close on the day before the posting end date.
Job Summary
Administers the company's enterprise risk management credit policy under supervision, including but not limited to supporting all AEP business units for moderately complex transactions and is responsible for determining the financial ability of AEP's counterparties to deliver contracted products and services and meet payment obligations, negotiation of credit provisions for master agreements, and guaranty negotiation, execution, and maintenance to ensure best possible guaranty coverage.
Job Description
Where Putting the Customer First Powers Everything We Do!
What You'll Do:
- Mitigate credit risks to preserve revenues and avoid losses while facilitating business opportunities under supervision and for moderately complex transactions.
Credit Analysis:
- Perform initial and/or ongoing quantitative and qualitative analysis of customers, suppliers, or counterparties to establish monetary limits, tenor limits, and internal ratings in relation to the purchase or sale of services and commodities.
Portfolio Management:
- Monitor monetary limits, tenor limits, and ratings for counterparties.
- Monitor industry news to assess any relevant impact on counterparties and identify potential portfolio actions.
- Perform margining and related tasks in a proficient manner.
- Maintain data integrity within the credit risk system, including counterparty, contracts, collateral, ratings, and other pertinent information.
- Judiciously manage and provide administration of collateral held or posted for counterparties, RTOs, or exchanges, including guarantees, cash, letters of credit, and surety bonds.
Reporting:
- Prepare credit risk reports for risk committees, executive meetings, and financial reporting or compliance purposes.
Contracts:
- Negotiate credit provisions for master agreements and supporting collateral documents, such as the collateral annex, guarantees, letters of credit, netting agreements.
Other:
- Recommend and implement strategies to improve processes and systems to assess, measure, and monitor credit risk.
What We're Looking For:
Education: Bachelor's Degree, preferably in Finance or Accounting; (Or) Associates degree, preferably in Finance or Accounting with two (2) years of experience.
Experience: Minimum three (3) years total work experience in addition to any experience noted above.
Additional Expectations:
- High level proficiency with Excel, PowerPoint, and database management tools/software.
- Excellent written and oral communication skills.
- Knowledge and/or experience in commercial and commodity transactions are desirable.
- Multi-tasking skills.
What You'll Get:
Expected Salary Range: $83,000.00-$93,000.00/Year (USD)
Compensation Data
Compensation Grade: SP20-006
Compensation Range: $74,551.00 - $93,188.50
The Physical Demand Level for this job is: S – Sedentary Work: Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently. (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
It is hereby reaffirmed that it is the policy of American Electric Power (AEP) to provide Equal Employment Opportunity in all respects of the employer-employee relationship including recruiting, hiring, upgrading and promotion, conditions and privileges of employment, company sponsored training programs, educational assistance, social and recreational programs, compensation, benefits, transfers, discipline, layoffs and termination of employment to all employees and applicants without discrimination because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, veteran or military status, disability, genetic information, or any other basis prohibited by applicable law. When required by law, we might record certain information or applicants for employment may be invited to voluntarily disclose protected characteristics.
Job Posting End Date
08-17-2026
Please note the job posting will close on the day before the posting end date.
Job Summary
Administers the company's enterprise risk management credit policy under supervision, including but not limited to supporting all AEP business units for moderately complex transactions and is responsible for determining the financial ability of AEP's counterparties to deliver contracted products and services and meet payment obligations, negotiation of credit provisions for master agreements, and guaranty negotiation, execution, and maintenance to ensure best possible guaranty coverage.
Job Description
Where Putting the Customer First Powers Everything We Do!
What You'll Do:
- Mitigate credit risks to preserve revenues and avoid losses while facilitating business opportunities under supervision and for moderately complex transactions.
Credit Analysis:
- Perform initial and/or ongoing quantitative and qualitative analysis of customers, suppliers, or counterparties to establish monetary limits, tenor limits, and internal ratings in relation to the purchase or sale of services and commodities.
Portfolio Management:
- Monitor monetary limits, tenor limits, and ratings for counterparties.
- Monitor industry news to assess any relevant impact on counterparties and identify potential portfolio actions.
- Perform margining and related tasks in a proficient manner.
- Maintain data integrity within the credit risk system, including counterparty, contracts, collateral, ratings, and other pertinent information.
- Judiciously manage and provide administration of collateral held or posted for counterparties, RTOs, or exchanges, including guarantees, cash, letters of credit, and surety bonds.
Reporting:
- Prepare credit risk reports for risk committees, executive meetings, and financial reporting or compliance purposes.
Contracts:
- Negotiate credit provisions for master agreements and supporting collateral documents, such as the collateral annex, guarantees, letters of credit, netting agreements.
Other:
- Recommend and implement strategies to improve processes and systems to assess, measure, and monitor credit risk.
What We're Looking For:
Education: Bachelor's Degree, preferably in Finance or Accounting; (Or) Associates degree, preferably in Finance or Accounting with two (2) years of experience.
Experience: Minimum three (3) years total work experience in addition to any experience noted above.
Additional Expectations:
- High level proficiency with Excel, PowerPoint, and database management tools/software.
- Excellent written and oral communication skills.
- Knowledge and/or experience in commercial and commodity transactions are desirable.
- Multi-tasking skills.
What You'll Get:
Expected Salary Range: $83,000.00-$93,000.00/Year (USD)
Compensation Data
Compensation Grade: SP20-006
Compensation Range: $74,551.00 - $93,188.50
The Physical Demand Level for this job is: S – Sedentary Work: Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently. (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
It is hereby reaffirmed that it is the policy of American Electric Power (AEP) to provide Equal Employment Opportunity in all respects of the employer-employee relationship including recruiting, hiring, upgrading and promotion, conditions and privileges of employment, company sponsored training programs, educational assistance, social and recreational programs, compensation, benefits, transfers, discipline, layoffs and termination of employment to all employees and applicants without discrimination because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, veteran or military status, disability, genetic information, or any other basis prohibited by applicable law. When required by law, we might record certain information or applicants for employment may be invited to voluntarily disclose protected characteristics.
See all 44+ OPT Risk Management Analyst Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Risk Management Analyst Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship as a Risk Management Analyst
Target employers with a STEM OPT track record
Banks, insurance firms, and consulting companies hire risk analysts regularly and have established OPT and H-1B visa sponsorship pipelines. Focus your applications on organizations that have sponsored similar roles in recent hiring cycles.
Lead with your quantitative credentials
Risk management hiring managers prioritize technical skills in statistical modeling, SQL, Python, or R. Highlighting these in your resume and cover letter signals the specialized expertise employers associate with sponsorship-worthy candidates.
Clarify your STEM OPT extension eligibility upfront
If your degree is in a STEM-designated field, you may qualify for a 24-month extension beyond standard OPT. Confirming this with your DSO early lets you communicate a longer authorization window to prospective employers confidently.
Understand your OPT employment start requirements
OPT requires that your job be directly related to your degree field. A risk analyst role must connect to your major, whether that is finance, mathematics, economics, or a related quantitative discipline, to remain compliant.
Frame your F-1 status as a near-term hiring advantage
Employers can hire you on OPT without filing any petition immediately. Positioning your authorization window clearly, including the cap-gap period if applicable, helps hiring managers see a straightforward path to bringing you on board.
Build relationships inside risk and compliance teams
Internal advocates within risk departments often influence hiring decisions around visa sponsorship. Connecting with analysts or managers at target firms before applying gives you a contact who can speak to your fit when your application lands.
Risk Management Analyst OPT: Frequently Asked Questions
Do Risk Management Analyst roles typically qualify for the STEM OPT extension?
It depends on your degree, not the job title. If your bachelor's or master's degree is in a STEM-designated field such as statistics, applied mathematics, economics, or financial engineering, you likely qualify for the 24-month STEM OPT extension. A general business or non-STEM degree would limit you to the standard 12-month OPT period, so confirm your CIP code with your DSO before assuming extension eligibility.
Which industries hire Risk Management Analysts and actively sponsor F-1 OPT students?
Financial services, insurance, management consulting, and technology companies are the strongest sectors. Large banks and insurance carriers tend to have established HR processes for OPT and H-1B sponsorship, making them more predictable sponsors than smaller firms. You can browse Risk Management Analyst roles with verified sponsorship history on Migrate Mate, which filters specifically for employers open to F-1 OPT candidates.
Does my Risk Management Analyst job need to be directly related to my degree?
Yes. USCIS requires that OPT employment be directly related to the field of study listed on your I-20. A risk analyst role at a financial institution would typically qualify if your degree is in finance, mathematics, statistics, or economics. If your degree is in an unrelated field, your DSO needs to document how the position connects before you begin working.
Can I work as a Risk Management Analyst on a contract or consulting basis while on OPT?
Yes, with conditions. Contract and consulting arrangements are permissible on OPT provided the work is directly related to your degree and you are not self-employed in the traditional sense. You must work for an employer or agency that can sign your training plan if required. Some contract roles qualify; others do not. Confirm the employment structure with your DSO before accepting.
How early should I start applying for Risk Management Analyst roles given my OPT timeline?
Start at least 90 days before your program end date, since OPT applications take up to 90 days to process after your DSO issues the recommendation. Risk analyst hiring cycles at large financial institutions can run six to eight weeks on their own. Beginning early leaves room for both the USCIS processing window and the employer's internal process without cutting into your authorized period.