OPT Strategic Finance Analyst Jobs
Strategic Finance Analyst jobs are actively filled by F-1 OPT students with degrees in finance, economics, or accounting. Most roles qualify as STEM OPT-eligible under CIP codes for financial mathematics or quantitative analysis, giving you up to 36 months of work authorization without an immediate H-1B visa requirement.
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Get Access To All JobsTitle: Sr. Analyst, Strategic Finance
Reports To: Sr. Manager, Strategic Finance
Location: Jersey City, NJ
The Company:
Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.
We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.
What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.
Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.
The Role:
As a Senior Analyst, Strategic Finance, you will play a critical role in shaping the financial strategy of Sunbit’s credit card and Point of Sales (POS) portfolios. You will sit at the intersection of finance, product, and operations—translating complex financial data into clear insights that drive decision-making at the leadership level.
What you’ll own:
- Partner with business leaders to drive the month-end reporting and forecasting process, delivering accurate financial reports, variance analyses, and actionable insights to guide strategic decision-making
- Financial Modeling & Forecasting: Support the monthly, quarterly, and annual forecasting processes for the credit card business line, including revenue share, interchange fees, CECL allowance, and interest income.
- Unit Economics & LTV Modeling: Build and maintain sophisticated models to track Life-Time Value (LTV) and Customer Acquisition Cost (CAC) and unit economics for credit card users.
- Credit Performance Analysis: Partner with relevant teams to monitor delinquency rates, net charge-offs (NCOs), and provisioning (CECL) to understand their impact on the bottom line.
- Business Partnership: Partner with leaders across the customer organization and support expense planning for the credit card business and customer care business units.
- Strategic Decision Support: Evaluate new initiatives, pricing changes, and expense decisions through scenario and sensitivity analysis.
- KPI Tracking: Design and automate dashboards to monitor key metrics.
Requirements
What You’ll Bring:
- Bachelor's degree in Finance, Accounting, Business, or a related field.
- 3-5+ years of experience in strategic finance, FP&A, investment banking, consulting, or private equity.
- Solid understanding of balance sheet lending and consumer credit dynamics.
- Strong financial modeling skills and experience working with large data sets.
- Adept at crafting C-level narratives using Excel and PowerPoint, experience with business intelligence tools is a plus.
- Demonstrated ability to support complex cross-functional projects and influence the organization.
How We Pay:
- We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
- We are targeting a salary of $115,000 - $140,000 per year for this role.
- This role will also be granted company equity via stock options.
Why Choose Sunbit?
Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.
People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.
The Perks:
- Mission driven, empowered, and collaborative culture
- Competitive pay and stock options
- Unlimited PTO
- Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
- Newly added HSA and Pet Insurance
- 401(k) with company match
- Cell Phone Stipend
- Team-based strategic planning and ownership of deliverables
Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.
Recruitment Fraud Disclaimer
We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at hr@sunbit.com to confirm.
We ask that you contact hr@sunbit.com only about potential instances of fraud. hr@sunbit.com does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to hr@sunbit.com directly, and your email about your application will be deleted from our systems.
Title: Sr. Analyst, Strategic Finance
Reports To: Sr. Manager, Strategic Finance
Location: Jersey City, NJ
The Company:
Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.
We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.
What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.
Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.
The Role:
As a Senior Analyst, Strategic Finance, you will play a critical role in shaping the financial strategy of Sunbit’s credit card and Point of Sales (POS) portfolios. You will sit at the intersection of finance, product, and operations—translating complex financial data into clear insights that drive decision-making at the leadership level.
What you’ll own:
- Partner with business leaders to drive the month-end reporting and forecasting process, delivering accurate financial reports, variance analyses, and actionable insights to guide strategic decision-making
- Financial Modeling & Forecasting: Support the monthly, quarterly, and annual forecasting processes for the credit card business line, including revenue share, interchange fees, CECL allowance, and interest income.
- Unit Economics & LTV Modeling: Build and maintain sophisticated models to track Life-Time Value (LTV) and Customer Acquisition Cost (CAC) and unit economics for credit card users.
- Credit Performance Analysis: Partner with relevant teams to monitor delinquency rates, net charge-offs (NCOs), and provisioning (CECL) to understand their impact on the bottom line.
- Business Partnership: Partner with leaders across the customer organization and support expense planning for the credit card business and customer care business units.
- Strategic Decision Support: Evaluate new initiatives, pricing changes, and expense decisions through scenario and sensitivity analysis.
- KPI Tracking: Design and automate dashboards to monitor key metrics.
Requirements
What You’ll Bring:
- Bachelor's degree in Finance, Accounting, Business, or a related field.
- 3-5+ years of experience in strategic finance, FP&A, investment banking, consulting, or private equity.
- Solid understanding of balance sheet lending and consumer credit dynamics.
- Strong financial modeling skills and experience working with large data sets.
- Adept at crafting C-level narratives using Excel and PowerPoint, experience with business intelligence tools is a plus.
- Demonstrated ability to support complex cross-functional projects and influence the organization.
How We Pay:
- We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
- We are targeting a salary of $115,000 - $140,000 per year for this role.
- This role will also be granted company equity via stock options.
Why Choose Sunbit?
Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.
People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.
The Perks:
- Mission driven, empowered, and collaborative culture
- Competitive pay and stock options
- Unlimited PTO
- Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
- Newly added HSA and Pet Insurance
- 401(k) with company match
- Cell Phone Stipend
- Team-based strategic planning and ownership of deliverables
Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.
Recruitment Fraud Disclaimer
We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at hr@sunbit.com to confirm.
We ask that you contact hr@sunbit.com only about potential instances of fraud. hr@sunbit.com does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to hr@sunbit.com directly, and your email about your application will be deleted from our systems.
See all 31+ OPT Strategic Finance Analyst Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Strategic Finance Analyst Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship as a Strategic Finance Analyst
Lead with your quantitative credentials
Strategic finance roles are won on analytical rigor. Highlight your proficiency in financial modeling, variance analysis, and tools like Excel and SQL early in your resume. Employers screening OPT candidates want evidence you can contribute from day one.
Confirm STEM OPT eligibility before applying
Many Strategic Finance Analyst roles qualify for the 24-month STEM OPT extension if your degree falls under a STEM-designated CIP code. Verify your degree classification with your DSO before interviews so you can confidently address authorization timelines with employers.
Target companies with established OPT hiring history
Large corporations with dedicated finance rotational programs, such as those in technology, healthcare, and consumer goods, hire OPT students consistently. These employers already understand the authorization process and are less likely to reject candidates over sponsorship concerns.
Address your authorization timeline proactively
Employers worry about short work authorization windows. State your OPT end date and STEM extension eligibility clearly in cover letters. Framing this upfront reduces uncertainty and shows you understand the process, which builds employer confidence in hiring you.
Emphasize FP&A and cross-functional project experience
Strategic finance sits at the intersection of finance and business decision-making. Highlight any experience supporting budgeting cycles, headcount planning, or executive reporting. Cross-functional exposure signals you can operate as a business partner, not just a spreadsheet operator.
Prepare to discuss H-1B sponsorship early in the process
Bring up long-term visa needs before the offer stage, not after. Ask whether the company has sponsored H-1B visa petitions for similar roles. A clear, calm conversation early prevents misaligned expectations and filters toward employers genuinely open to sponsoring you.
Strategic Finance Analyst OPT: Frequently Asked Questions
Do Strategic Finance Analyst roles qualify for the STEM OPT extension?
Many do, but it depends on your degree. If you graduated in financial mathematics, quantitative finance, economics with a quantitative focus, or a related STEM-designated field, your degree likely qualifies. Degrees in general business or non-quantitative finance typically do not. Verify your CIP code with your DSO before assuming eligibility, since the extension is tied to your degree classification, not your job title.
Will employers sponsor Strategic Finance Analysts for an H-1B visa?
Yes, many do. Strategic Finance Analyst is a specialty occupation that meets H-1B requirements because the role typically demands at minimum a bachelor's degree in finance, accounting, economics, or a related field. Large companies with structured finance functions, particularly in technology and financial services, have established sponsorship pipelines. Smaller companies may be less familiar with the process. Migrate Mate lists Strategic Finance Analyst roles specifically filtered for OPT and sponsorship-open employers, which simplifies identifying the right opportunities.
How much work authorization time do I realistically have as an OPT student in this role?
On standard OPT you have 12 months. If your degree qualifies for the STEM extension, you can add 24 months for a total of 36 months of authorized work. Most employers hiring for Strategic Finance Analyst roles expect to begin H-1B sponsorship well before your OPT expires, so a 36-month window typically provides enough time to go through the lottery cycle at least twice.
What degree backgrounds are most competitive for Strategic Finance Analyst roles on OPT?
Finance, accounting, economics, and applied mathematics are the most common. Candidates with an MBA or a master's in financial engineering or data science are increasingly competitive for senior analyst tracks. A background with exposure to financial modeling coursework or internships in FP&A, investment banking, or corporate development tends to stand out. The STEM extension is more accessible to graduates from quantitative programs than from general management degrees.
Is a Strategic Finance Analyst role different from a Financial Analyst role for OPT and visa purposes?
Not in any meaningful way for visa purposes. Both titles fall under specialty occupation criteria for H-1B eligibility as long as the role requires a specific bachelor's degree or higher. Where they differ is scope: Strategic Finance Analysts typically work on business planning, long-range forecasting, and executive-level decision support, while Financial Analysts may focus more narrowly on reporting or investments. For OPT documentation, your offer letter job duties matter more than the title itself.