Personal Lines Agent Jobs
Personal lines agent jobs are open across insurance carriers, independent agencies, and brokerages, from entry-level to senior and team lead, with specializations in auto, home, and umbrella liability coverage. Find a role that fits below and apply directly.
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About Pilkey, Hopping & Ekberg
With a history spanning more than 130 years, Pilkey, Hopping & Ekberg (PHE) has proudly helped individuals, families, and businesses navigate their insurance needs across the Pacific Northwest. As an independently operated, family-owned agency, we take pride in providing personal attention, building trusted partnerships, and putting our clients' best interests first.
We're expanding our team and seeking a motivated, personable Personal Insurance Producer who enjoys connecting with people and creating new business opportunities. We're open to candidates with insurance experience as well as individuals bringing transferable skills from sales, banking, retail, hospitality, customer service, or other relationship-focused roles.
If you're looking for a career where you can grow professionally, develop meaningful client relationships, and make a difference in people's lives, we'd love to hear from you!
About the Position
As a Personal Insurance Producer, you'll help individuals and families find insurance solutions that fit their lifestyles and financial priorities. You'll be responsible for generating new business, developing a network of prospective clients, and guiding customers through their personal insurance options.
This position is ideal for someone who is driven, enjoys working with people, and is interested in building a successful career in the insurance industry.
What You'll Do
- Generate new client opportunities through referrals, networking, local events, community connections, and proactive prospecting.
- Establish and grow a consistent pipeline of potential customers.
- Meet with clients to understand their circumstances, assess potential risks, and identify appropriate insurance solutions.
- Market and sell a variety of personal insurance products, including homeowners, automobile, umbrella, recreational vehicle, and other related coverage.
- Establish strong, ongoing relationships with clients by providing responsive communication and dependable service.
- Work toward individual sales targets and agency revenue objectives.
- Keep client information, prospect details, and sales records organized and up to date.
- Navigate agency management software, insurance carrier portals, and other digital resources.
- Take advantage of available training, educational opportunities, and professional development to expand your insurance knowledge.
What We're Looking For
Required Qualifications
- Active Washington State Property & Casualty insurance license, or willingness and ability to obtain one within the first 60 days of employment.
- At least one year of experience in a customer-oriented role, such as sales, retail, hospitality, banking, or customer service.
- Excellent interpersonal and communication abilities.
- Strong attention to detail and the ability to stay organized while managing multiple priorities.
- Willingness to learn new technology, software, and industry-specific systems.
- A proactive approach to accomplishing goals and developing new business.
- Ability to work independently while being an engaged and supportive member of a team.
Additional Experience We'd Welcome
- Previous experience selling personal insurance or developing new client accounts.
- Background serving high-net-worth individuals or clients with specialized insurance requirements.
- Knowledge of insurance agency management systems, carrier rating and quoting tools, and Microsoft Office.
Compensation & Benefits
At PHE, we want our employees to have the resources, guidance, and opportunities needed to build successful, long-term careers. We provide competitive compensation, comprehensive benefits, and a workplace that encourages professional growth.
Our offerings include:
- Annual base compensation ranging from $40,000–$80,000, based on relevant experience and qualifications.
- Unlimited commission potential with no earnings cap.
- Medical, dental, and vision insurance.
- 401(k) retirement plan with employer matching contributions.
- Company profit-sharing opportunities.
- Generous vacation time and paid holidays.
- Continued education, hands-on training, and individual coaching.
- A welcoming, family-oriented environment that recognizes employee contributions and encourages career advancement.
We believe a strong workplace starts with respect, collaboration, and the opportunity for everyone to contribute. PHE welcomes individuals with a variety of professional experiences, perspectives, and backgrounds. We are committed to creating an inclusive environment where employees feel appreciated and have the support they need to thrive.
Reasonable accommodations are available during the application and hiring process.
Interested in Joining PHE?
If you're ready to put your people skills to work, explore a new industry, or take your insurance career to the next level, we encourage you to apply!
Submit your application through Indeed or visit pheinsurance.com to learn more about Pilkey, Hopping & Ekberg and what it's like to be part of our team.
Pay: $40,000.00 - $80,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
License/Certification:
- Property & Casualty License (Preferred)
Ability to Commute:
- Tacoma, WA 98406 (Required)
Work Location: In person
Personal Lines Agent Jobs by Experience Level
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Find Personal Lines Agent JobsPersonal Lines Agent Job Market
Who's Hiring
- World Insurance Associates29

- HUB International25

- Leavitt13

- The Hilb9
- Farmers Insurance9

Top Industries Hiring
- Insurance16
- Staffing & Recruiting6
- Medical Devices5
- Education2
- Technology & Software1
What Employers Look For
The qualifications that appear most often in personal lines agent jobs.
- Active state property and casualty insurance license required
- Experience with agency management systems such as Applied Epic or Vertafore
- Proficiency quoting across multiple carrier rating platforms
- Strong cross-selling and account rounding skills for existing policyholders
- High school diploma or equivalent required, bachelor's degree preferred
- Familiarity with personal auto, homeowners, renters, and umbrella product lines
Tips for Your Personal Lines Agent Job Search
Lead your resume with license details
List your state property and casualty license number and issue date prominently at the top of your resume. Hiring managers screen for it immediately, and many applicant tracking systems flag unlicensed candidates before a human ever reads the file.
Target agencies by carrier appointment mix
Independent agencies write business across multiple carriers, while captive agents work for one. Knowing which model fits your goals before you apply helps you tailor your cover letter and ask sharper questions about book-of-business ownership and renewal commissions.
Apply early to roles that fit
Migrate Mate lists personal lines agent openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Quantify retention and cross-sell performance
Agents who can cite their policy retention rate, average items per household, or new business premium written stand out immediately. Pull those numbers from your current agency management system before you leave your role so you have them ready for applications.
Prepare for a live quoting demonstration
Many personal lines interviews include a scenario round where you quote a risk on the spot using the agency's rater or a carrier portal. Practice narrating your underwriting logic out loud so you can explain coverage selections clearly while working through an unfamiliar system.
Negotiate on renewal override and contingency eligibility
Base salary conversations often overlook carrier override agreements and profit-sharing contingencies, which can add meaningfully to your total compensation. Ask specifically which carriers the agency has bonus arrangements with and what production thresholds trigger them before you accept any offer.
Personal Lines Agent Jobs: Frequently Asked Questions
Which companies are hiring the most personal lines agents?
The most active employers for personal lines agents right now are World Insurance Associates, HUB International, and Leavitt, and the most openings are in Massachusetts, Texas, and New York, based on current listings on Migrate Mate as of November 2026. Both captive carrier operations and independent agency groups appear consistently among the top hiring organizations.
How many personal lines agent jobs are remote?
About 64% of personal lines agent openings are fully remote or hybrid as of November 2026, with availability varying by employer type and state licensing requirements. Service and renewal roles tend to have the highest remote availability, while new-business sales positions are more often tied to a physical office or defined territory.
How do you become a personal lines agent?
You need to pass your state's property and casualty licensing exam before you can sell personal lines insurance. Start by completing a pre-licensing education course approved by your state's department of insurance, then schedule and pass the exam. After passing, submit your license application and background check to the state. Once licensed, most agencies provide product and system training before you work a live book.
Can you get hired as a personal lines agent with little or no experience?
Yes, many agencies hire unlicensed candidates and cover pre-licensing course costs as part of onboarding. Customer service or retail sales backgrounds transfer well because the core skill is consultative conversation, not technical underwriting. Captive carrier agencies tend to have the most structured entry-level programs, with defined ramp periods and assigned mentors to help new agents build a book from scratch.
What does the personal lines agent interview process look like?
Most personal lines agent interviews involve a phone screen with a recruiter or agency owner, followed by one or two in-person or video rounds. Expect behavioral questions about how you handle objections, retain clients, and manage a high call volume. Some agencies add a live quoting exercise or a role-play scenario where you walk through a coverage recommendation with a mock customer before an offer is extended.
Where can I find and apply to personal lines agent jobs?
You can find and apply to personal lines agent jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your license state, experience level, and preferred agency model, then apply directly to each listing that fits.
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