Principal Risk Specialist Jobs
Principal risk specialist jobs are open across financial services, insurance, banking, healthcare, and technology, from mid-level analyst roles to senior and principal-level positions, with specializations in enterprise risk management, credit risk, and operational risk. Find a role that fits below and apply directly.
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As the Principal Product Manager for our Defend product, you will own the strategy, vision, and execution of tools designed for fraud investigation and risk prediction. Defend is our anti-fraud platform that protects consumers against forgery or impersonation. Experience in building fraud or cybersecurity products is a must. In this role, you’ll collaborate closely with engineering, data science, and design teams to create intuitive investigative tools and data-driven risk models that protect businesses and their customers. You’ll work directly with customers to deeply understand their challenges, anticipate emerging fraud trends, and deliver solutions that drive real impact.
In addition, you will also lead strategic planning, vision definition, GTM strategy, stakeholder alignment, executive presentations and customer briefings as it pertains to your product area. You may also need to be an expert in specific customer segments such as enterprise, real estate or financial services. This role is an individual contributor role, reporting to the VP of Product.
What you'll do as a Principal Product Manager:
- Independently lead customer solution conversations to help unlock activation and gather key product insights to improve your product area.
- Build a deep understanding of the intersection between our customers and our trusted agents to drive these insights back into our product strategy.
- Make critical product and business decisions in an area that is highly ambiguous and requires the synthesis of data, feedback and customer insights
- Creating product vision and roadmaps to advance our product strategy in the market and presenting this to key customers and stakeholders
- Partner with internal stakeholders to review product strategy, build consensus and ensure alignment.
- Provide status updates, action plans and recommendations to senior leadership on an ongoing basis
- Partner with our operations teams to streamline the onboarding of new notaries and agents to our platform.
- Partner with our strategy team to define new business opportunities and business models for agents to earn on our platform.
- Shape the GTM strategy for how we drive engagement and community within our network of trusted agents.
- Partner with the Fraud Operations team and Customer Support to respond to cases of fraud, creating a feedback loop for the platform.
- Research and introduce new technologies that can be incorporated into our product (for example, technologies such as machine learning, computer vision, PKI, real-time analytics, etc.)
- Define the work for our engineering team by writing functional specs, prioritizing roadmaps, troubleshooting customer issues and managing the day-to-day execution of several software development projects.
- Partner across Solutions, Customer Success, Sales and Engineering to advance the mission of our Trust Platform.
What were looking for:
- 10+ years of experience in software development (ideally with a mix of SaaS, startup, B2B/B2C experience)
- 5+ years of experience in technical product management
- 3+ years of experience with design thinking product methodology
- Ability to influence, negotiate and drive results
- Excellent communication skills and executive presence
- Ability to explain complex business and technical concepts to broad audiences in an approachable way.
- A solid toolbox of product management skills
- A passion for building great customer experiences
- You thrive in ambiguity and believe every problem has many solutions
- You have a knack for navigating competing opinions, making everyone feel heard, and shifting perspectives when necessary
- You’re naturally innovative. You’re dreaming of new solutions before their problems arise.
- A strong working knowledge of APIs and SDKs
- You can lead engineering conversations on technical topics like, information architecture, object model and data flows
- Experience working on platform products, marketplace, PKI or real-time analytics
- Prior experience with documents or eSignature is recommended
- A technical degree is a plus
Position Logistics:
Our Proof Pillars:
- Pave the Way: When obstacles arise, we break through barriers with passion and perseverance. We lead with creativity and forward-thinking. We aim to set new standards and shape the future in a repeatable, scalable way so the path to success is easier for our team to follow.
- Own It: We embrace the responsibility that comes with supporting life's most important transactions. When a problem arises we relentlessly pursue the solution with a 'Yes before no' attitude. Because every problem and every transaction is treated like it's our own.
- Act with Integrity: We are in the business of building trust and it is at the core of everything we do. We are honest and transparent with our customers, each other and ourselves. If we make a mistake, we own up to it right away and do what it takes to make it right. Our dedication to security and compliance is key to earning trust, fighting fraud and ultimately, our success.
- Play to Win: We believe excellence is about always striving to be better so when we get it wrong, we iterate, we learn and we grow. We know we can only go so far alone, we're better together and collectively, we win!
Here are some of our great benefits:
- Medical, dental, and vision benefits
- Life insurance, long and short-term disability coverage
- 401k Plan with a 4% match, beginning on your hire date
- Unlimited Sick and Vacation time
- 14 paid company holidays
- 12 weeks of paid parental leave
- 4 week sabbatical after 5 years of continuous full time employment
- Health Reimbursement Arrangements for fertility and gender affirmation
- Lunch on Proof through Grubhub credit
- Monthly work from home stipend
- Professional development credit
- Monthly reimbursement for Wellness
- And more!
This position will be posted and accepting applications through November 20, 2026.
Proof uses Identify & Defend, our fraud prevention and identity verification tools, to confirm that individuals engaging with Proof at any stage correspond to a real identity. It’s a quick security step that helps keep the process safe for everyone. Defend & Identify are used solely for identity verification and fraud prevention and are not used to assess employment eligibility or qualifications.
As the Principal Product Manager for our Defend product, you will own the strategy, vision, and execution of tools designed for fraud investigation and risk prediction. Defend is our anti-fraud platform that protects consumers against forgery or impersonation. Experience in building fraud or cybersecurity products is a must. In this role, you’ll collaborate closely with engineering, data science, and design teams to create intuitive investigative tools and data-driven risk models that protect businesses and their customers. You’ll work directly with customers to deeply understand their challenges, anticipate emerging fraud trends, and deliver solutions that drive real impact.
In addition, you will also lead strategic planning, vision definition, GTM strategy, stakeholder alignment, executive presentations and customer briefings as it pertains to your product area. You may also need to be an expert in specific customer segments such as enterprise, real estate or financial services. This role is an individual contributor role, reporting to the VP of Product.
What you'll do as a Principal Product Manager:
- Independently lead customer solution conversations to help unlock activation and gather key product insights to improve your product area.
- Build a deep understanding of the intersection between our customers and our trusted agents to drive these insights back into our product strategy.
- Make critical product and business decisions in an area that is highly ambiguous and requires the synthesis of data, feedback and customer insights
- Creating product vision and roadmaps to advance our product strategy in the market and presenting this to key customers and stakeholders
- Partner with internal stakeholders to review product strategy, build consensus and ensure alignment.
- Provide status updates, action plans and recommendations to senior leadership on an ongoing basis
- Partner with our operations teams to streamline the onboarding of new notaries and agents to our platform.
- Partner with our strategy team to define new business opportunities and business models for agents to earn on our platform.
- Shape the GTM strategy for how we drive engagement and community within our network of trusted agents.
- Partner with the Fraud Operations team and Customer Support to respond to cases of fraud, creating a feedback loop for the platform.
- Research and introduce new technologies that can be incorporated into our product (for example, technologies such as machine learning, computer vision, PKI, real-time analytics, etc.)
- Define the work for our engineering team by writing functional specs, prioritizing roadmaps, troubleshooting customer issues and managing the day-to-day execution of several software development projects.
- Partner across Solutions, Customer Success, Sales and Engineering to advance the mission of our Trust Platform.
What were looking for:
- 10+ years of experience in software development (ideally with a mix of SaaS, startup, B2B/B2C experience)
- 5+ years of experience in technical product management
- 3+ years of experience with design thinking product methodology
- Ability to influence, negotiate and drive results
- Excellent communication skills and executive presence
- Ability to explain complex business and technical concepts to broad audiences in an approachable way.
- A solid toolbox of product management skills
- A passion for building great customer experiences
- You thrive in ambiguity and believe every problem has many solutions
- You have a knack for navigating competing opinions, making everyone feel heard, and shifting perspectives when necessary
- You’re naturally innovative. You’re dreaming of new solutions before their problems arise.
- A strong working knowledge of APIs and SDKs
- You can lead engineering conversations on technical topics like, information architecture, object model and data flows
- Experience working on platform products, marketplace, PKI or real-time analytics
- Prior experience with documents or eSignature is recommended
- A technical degree is a plus
Position Logistics:
Our Proof Pillars:
- Pave the Way: When obstacles arise, we break through barriers with passion and perseverance. We lead with creativity and forward-thinking. We aim to set new standards and shape the future in a repeatable, scalable way so the path to success is easier for our team to follow.
- Own It: We embrace the responsibility that comes with supporting life's most important transactions. When a problem arises we relentlessly pursue the solution with a 'Yes before no' attitude. Because every problem and every transaction is treated like it's our own.
- Act with Integrity: We are in the business of building trust and it is at the core of everything we do. We are honest and transparent with our customers, each other and ourselves. If we make a mistake, we own up to it right away and do what it takes to make it right. Our dedication to security and compliance is key to earning trust, fighting fraud and ultimately, our success.
- Play to Win: We believe excellence is about always striving to be better so when we get it wrong, we iterate, we learn and we grow. We know we can only go so far alone, we're better together and collectively, we win!
Here are some of our great benefits:
- Medical, dental, and vision benefits
- Life insurance, long and short-term disability coverage
- 401k Plan with a 4% match, beginning on your hire date
- Unlimited Sick and Vacation time
- 14 paid company holidays
- 12 weeks of paid parental leave
- 4 week sabbatical after 5 years of continuous full time employment
- Health Reimbursement Arrangements for fertility and gender affirmation
- Lunch on Proof through Grubhub credit
- Monthly work from home stipend
- Professional development credit
- Monthly reimbursement for Wellness
- And more!
This position will be posted and accepting applications through November 20, 2026.
Proof uses Identify & Defend, our fraud prevention and identity verification tools, to confirm that individuals engaging with Proof at any stage correspond to a real identity. It’s a quick security step that helps keep the process safe for everyone. Defend & Identify are used solely for identity verification and fraud prevention and are not used to assess employment eligibility or qualifications.
Principal Risk Specialist Jobs by Experience Level
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Find JobsPrincipal Risk Specialist Job Market
Who's Hiring
- Capital One17
- Information Technology Senior Management Forum9
- Ramboll8
- ServiceNow7
- Baker Tilly Canada6
Top Industries Hiring
- Accounting & Auditing
- Energy
- Technology & Software
What Employers Look For
The qualifications that appear most often in principal risk specialist jobs.
- Five or more years of experience in enterprise, operational, or credit risk management
- Bachelor's degree in finance, economics, mathematics, statistics, or a related field
- Professional certification such as FRM, CRM, CRISC, or CFA
- Proficiency in risk quantification tools such as SAS, R, Python, or SQL
- Experience developing or maintaining risk frameworks aligned with COSO, ISO 31000, or Basel standards
- Demonstrated ability to present risk findings and recommendations to executive or board-level audiences
Tips for Your Principal Risk Specialist Job Search
Tailor your resume to risk frameworks
Hiring managers for principal risk specialist roles scan for named frameworks like COSO, ISO 31000, or Basel III. Call out the specific framework you used in each role, not just 'risk management experience,' so reviewers can match your background to their environment fast.
Highlight quantified risk outcomes
Generic risk experience does not differentiate you at the principal level. Describe the actual exposure you identified, the control you designed or improved, and the measurable reduction in loss events, audit findings, or regulatory citations that followed your work.
Apply early to roles that fit
Migrate Mate lists principal risk specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by regulatory environment
Principal risk specialist roles in banking require familiarity with OCC, FDIC, or Federal Reserve expectations, while insurance roles lean on NAIC standards. Filter your search by industry and read each posting for the regulator named, then align your cover letter language accordingly.
Prepare for model validation case questions
Many principal-level interviews include a live walk-through of a risk model or scenario analysis. Practice explaining your methodology for stress testing or sensitivity analysis out loud, because interviewers want to hear your reasoning process, not just your conclusion.
Negotiate scope before negotiating anything else
At the principal level, your reporting line and decision-making authority matter as much as compensation. Before accepting, clarify whether you will own policy, have a seat at the second-line table, and can escalate findings directly to the board risk committee or its equivalent.
Principal Risk Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most principal risk specialists?
The companies hiring the most principal risk specialists right now include Capital One, Information Technology Senior Management Forum, and Ramboll, with the largest share of openings in Virginia, California, and Texas, based on current listings on Migrate Mate as of November 2026. Financial institutions, insurance carriers, and large technology companies with regulated products tend to post the most roles at this seniority level.
How many principal risk specialist jobs are remote?
About 92% of principal risk specialist openings are fully remote or hybrid as of November 2026, though on-site requirements increase for roles that involve direct regulatory examination management or board-level committee participation. Operational risk and enterprise risk strategy positions tend to offer the most location flexibility, while credit risk and model risk roles tied to on-premises data environments are more likely to require in-office presence.
How do you become a principal risk specialist?
Start by building a foundation in a first- or second-line risk function, such as credit analysis, internal audit, compliance, or operational risk. Earn a recognized risk certification like the FRM or CRISC to signal technical credibility. Progress by owning increasingly complex risk programs, developing cross-functional relationships, and presenting findings to senior leadership. Principal-level roles typically require that you can design frameworks independently, not just execute within existing ones.
Can you get a principal risk specialist job without direct risk experience?
Moving directly into a principal risk specialist role without prior risk experience is uncommon, but adjacent backgrounds can bridge the gap. Candidates from internal audit, financial analysis, regulatory compliance, or quantitative research regularly make the transition by emphasizing transferable skills such as control testing, scenario analysis, or regulatory reporting. Earning an entry-level risk certification and contributing to a risk project within your current role strengthens your case before applying.
What does the principal risk specialist interview process look like?
The process typically starts with a recruiter screen focused on your risk background and industry experience, followed by a hiring manager conversation about your approach to risk framework design and stakeholder management. Later rounds often include a technical assessment or case study where you analyze a hypothetical risk scenario, and a final panel with risk leadership or cross-functional partners who evaluate your ability to influence decisions at the executive level.
Where can I find and apply to principal risk specialist jobs?
You can find and apply to principal risk specialist jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your background and target industry, and apply directly to each listing that fits.
See All 100 Principal Risk Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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