Financial Counselor Jobs
Financial Counselor jobs are open across healthcare systems, nonprofits, credit unions, and higher education institutions, with specializations in debt management, budgeting, and benefits navigation, from entry-level advisors to senior program directors. See the openings below and apply to the ones that match your experience.
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A Financial Counselor maintains, and processes all assigned patient accounts and counsels patients regarding the admitting and discharging processes and payment alternatives. Work is of a confidential nature.
Job Requirements
Minimum Education
High school diploma required; advanced education preferred.
Proficient in use of software programs.
Excellent customer service and telephone skills a must.
Minimum of one year of business or related experience including bookkeeping with use of calculating equipment and collection of monies is required.
Hospital or medical business office experience preferred.
Medical terminology preferred.
Essential Functions
Counsels patients (or responsible parties) to establish payment method.
Contacts patients, in advance of admission, to obtain missing information, particularly patient’s signature for accepting obligation to pay.
Estimates and informs patient of portion of bill which must be paid directly.
Establishes a payment for patients unable to pay the estimated portion of bill upon discharge. Identifies and reports to manager patients with whom payment difficulties arose in the past.
Ensures completeness of pre-admission and admission information, following through as needed, to obtain and document missing information/signatures prior to patient’s admission date.
Checks for, and identifies patients with histories of payment problems, and informs supervisor of any found, prior to patient’s admission date.
Accurately interprets insurance policy provisions and calculates self-pay portion of patient’s bill based on expected length of stay and services rendered, so that final accounting of self-pay amount is within a reasonable variance from estimate.
Patiently, clearly, and accurately advises patient of self-pay obligations and estimate and ensures that patient signs acceptance of such obligation on the designated forms.
Collects self-pay monies in advance, upon entry, or at discharge according to circumstances. In cases where patient is unable to pay self-pay portion due upon discharge, ensures that a mutually agreed upon payment agreement is documented and signed by all parties, in compliance with established guidelines and procedures.
Selects and applies appropriate communications based on the age of the patient/customer.
Maintains knowledge of regulatory and compliance requirements related to state and federal agencies such as Medicare, Medicaid, Tricare, Veterans Administration and other demonstrates this knowledge by the accurately obtaining information and updating records to remain in compliance.
Collects and Controls cash receipts.
Collects patient deductible, co-pays and non-covered patient charge amounts.
Maintains and balances cash drawer.
Prepares daily cash report and submits to Cashier with collected monies and copies of Relay
Account Report/Daily Deposit Reconciliation.
Determines the appropriate amount due from the patient through eligibility and insurance verification, by evidence of the insurance card, or in the event of no insurance, follow Self-pay processes/policies.
Maintains control over cash payments, so that receipts balance to cash drawer.
Accurately prepares deposit documentation and delivers deposits.
Operates and maintains assigned equipment and maintains work area.
Ensures that no damage or undue wear and tear occurs to assigned equipment due to failure to operate or maintain it in accordance with specifications.
Has demonstrated adequate knowledge and proficiency in using the patient financial services accounts receivables system (Paragon) and other supporting software.
We employ and provide care to people from all walks of life. We are committed to promoting healing, providing hope, preserving dignity and producing value with an inclusive workforce in which diversity is leveraged, respected, and reflective of the patients, family members, customers and team members we serve.Lifepoint Health is a leader in community-based care and driven by a mission of Making Communities Healthier. Our diversified healthcare delivery network spans 29 states and includes 63 community hospital campuses, 32 rehabilitation and behavioral health hospitals, and more than 170 additional sites of care across the healthcare continuum, such as acute rehabilitation units, outpatient centers and post-acute care facilities. We believe that success is achieved through talented people. We want to create places where employees want to work, with opportunities to pursue meaningful and satisfying careers that truly make a difference in communities across the country.
Financial Counselor Jobs by Experience Level
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Find Financial Counselor JobsFinancial Counselor Job Market
Who's Hiring
- Magellan Health93

- Duke Health10

- Fisher Investments8

- NYU Langone Health4

- CommuniCare Health Centers (Texas)4
Top Industries Hiring
- Education14
- Healthcare & Medical Services14
- Human Resources1
- Government & Public Sector1
What Employers Look For
The qualifications that appear most often in financial counselor jobs.
- Bachelor's degree in social work, finance, psychology, or a related field
- Accredited Financial Counselor (AFC) or equivalent professional certification
- Experience conducting one-on-one financial assessments and building individualized spending or debt plans
- Proficiency with case management software and client record documentation
- Knowledge of federal benefit programs, community resources, and referral processes
- Strong interpersonal communication skills for working with clients in financial distress
Tips for Your Financial Counselor Job Search
Tailor your resume to the setting
Financial counselor roles in hospitals look for patient billing experience, while nonprofit or credit union roles weight community outreach and financial coaching. Match your resume language to the sector you're targeting so hiring managers immediately recognize your fit.
List certifications above your job titles
Certifications like AFC, CCFC, or NFCC-recognized credentials carry real weight in this field. Place them in a dedicated section near the top of your resume so screeners spot them before reading your work history.
Apply early to roles that fit
Migrate Mate lists financial counselor openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Search by setting, not just title
Job boards often blur financial counselor, financial advisor, and case manager roles. Filter by employer type, such as hospital, credit union, or community action agency, to surface openings that actually match your background and avoid irrelevant listings.
Prepare scenario answers about client resistance
Interviewers in this field routinely ask how you handle clients who reject budget changes or deny debt severity. Practice two or three concrete examples from your own caseload that show how you built trust and moved a client toward a workable plan.
Negotiate scope, not just salary
Caseload size, documentation systems, and whether the role includes crisis intake all affect your day-to-day workload significantly. Ask about those specifics during offer conversations so you understand what you're agreeing to before you accept.
Financial Counselor Jobs: Frequently Asked Questions
Which companies are hiring the most financial counselors?
The most active employers for financial counselors right now are Magellan Health, Duke Health, and Fisher Investments, and the most openings are in Texas, Florida, and New York, based on current listings on Migrate Mate as of November 2026. Healthcare systems and nonprofit credit counseling agencies consistently post the highest volume of openings.
How many financial counselor jobs are remote?
About 47% of financial counselor openings are fully remote or hybrid as of November 2026, though availability varies by employer type and client population. Roles focused on telephone-based debt counseling and digital financial coaching tend to be the most remote-friendly, while hospital-based patient financial services positions typically require on-site presence.
How do you become a financial counselor?
Start by earning a bachelor's degree in a related field such as social work, finance, or psychology, then gain direct client-facing experience through entry-level roles, internships, or nonprofit work. Pursuing a recognized credential like the Accredited Financial Counselor designation strengthens your candidacy. Many employers also require familiarity with case management systems and knowledge of public benefit programs before considering candidates for independent caseloads.
Can you get hired as a financial counselor without much experience?
Yes, entry-level financial counselor roles exist, particularly at nonprofits, community action agencies, and credit unions that offer structured training programs. Employers filling these positions prioritize candidates who can demonstrate strong communication skills, empathy, and basic familiarity with budgeting principles. Volunteering with a financial literacy program or completing an internship in social services can substitute meaningfully for paid experience on an early-career resume.
What does the financial counselor interview process look like?
Most financial counselor interviews include an initial phone screen focused on your background and certifications, followed by one or two in-person or video rounds with a hiring manager and sometimes a program director. Expect behavioral questions about handling difficult client situations, explaining complex financial concepts in plain language, and managing high caseloads. Some employers also give a short scenario exercise where you walk through how you would approach a client presenting with specific financial challenges.
Where can I find and apply to financial counselor jobs?
You can find and apply to financial counselor jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your background, credentials, and preferred setting, then apply directly to each opening that fits. New positions are added regularly, so checking back frequently gives you the best chance of catching roles as soon as they post.
See All 467+ Financial Counselor Jobs
Find roles that match your experience and apply in just a few clicks.
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