Mid Level Financial Counselor Jobs
Mid level financial counselor jobs go to professionals ready to own client caseloads, guide complex financial plans with minimal supervision, and mentor less experienced staff through difficult conversations. Openings run across Healthcare & Medical Services and Education, with Baylor Scott & White Health, OneOncology, and Lynn University among the organizations actively hiring at this level now.
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About us
Here at Baylor Scott & White Health we promote the well-being of all individuals, families, and communities. Baylor Scott & White is the largest not-for-profit healthcare system in Texas that empowers you to live well.
Our Core Values are:
- We serve faithfully by doing what's right with a joyful heart.
- We never settle by constantly striving for better.
- We are in it together by supporting one another and those we serve.
- We make an impact by taking initiative and delivering exceptional experience.
Benefits
Our benefits are designed to help you live well no matter where you are on your journey. For full details on coverage and eligibility, visit the Baylor Scott & White Benefits Hub to explore our offerings, which may include:
- Immediate eligibility for health and welfare benefits
- 401(k) savings plan with dollar-for-dollar match up to 5%
- Tuition Reimbursement
- PTO accrual beginning Day 1
Note: Benefits may vary based upon position type and/or level.
Job Summary
The Financial Counselor performs financial clearance tasks like verifying insurance and providing price estimates. This role resolves disputed billing issues through patient interaction. It also serves as an expert in financial assistance policies and facility collections, and supports special projects.
Essential Functions of the Role
- Works closely with facility leadership to ensure all patients are financially cleared and screened.
- Conducts patient interviews to obtain demographic and financial data for registration, insurance verification, pre-certification and billing.
- Records accurate patient demographic information when reviewing previous accounts and accounts with future dates of service.
- Follows and acts on several complex system policies (financial assistance, limited plan, point of service, out of network, etc.)
- Obtains and screens guarantor financial information for financial assistance and or refers patient to appropriate resource for public assistance programs.
- Provides estimates of procedures and services, calculates payment requirements, and negotiates pre-service payments according to financial clearance requirements.
- Establishes payment arrangements for future and previous services.
- Reviews future schedule to ensure pre-authorization and pre-payments have been collected.
- Assists with contacting the physician's office and patient to ensure pre-authorization and referral requirements are met before the service date.
- Reviews and interprets explanation of benefits from payers. This helps patients and guarantors understand claims processing or denial of services.
Key Success Factors
- 3 years of healthcare experience or education equivalency required.
- Proven ability to problem-solve, perform critical thinking.
- Requires good listening, interpersonal and communication skills, and professional, pleasant and respectful telephone etiquette.
- Maintain a professional demeanor in stressful and emotional environments. This includes crime, behavioral health, suffering patients, and life-or-death situations.
- Must exhibit high empathy and communicate effectively with patients and families during traumatic events, while showing exceptional customer service skills.
- Demonstrates ability to manage multiple, changing priorities in an effective and organized manner.
- Excellent data entry, numeric, typing and computer navigational skills.
- Basic computer skills and Microsoft Office and Excel.
Belonging Statement
We believe that all people should feel welcomed, valued and supported.
QUALIFICATIONS
- EDUCATION - H.S. Diploma/GED Equivalent
- EXPERIENCE - 3 Years of Experience
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Top Industries Hiring
- Healthcare & Medical Services
- Education
Mid Level Financial Counselor Jobs: Frequently Asked Questions
How do I get a mid level financial counselor job?
Lead with specific outcomes from your existing work, such as caseload volume managed, client retention rates improved, or programs you redesigned. Employers hiring at this level want to see that you own client relationships independently, handle complex financial situations without close oversight, and have contributed meaningfully to team or organizational goals. Tailor your resume to reflect depth, not just duration.
Which companies hire mid level financial counselors?
Companies hiring mid level financial counselors right now include Baylor Scott & White Health, OneOncology, and Lynn University, based on current listings on Migrate Mate as of August 2026. Hiring at this level tends to come from hospitals and health systems, nonprofit credit counseling agencies, banks, and large employers offering employee financial wellness programs.
Are there remote mid level financial counselor jobs?
Yes, though availability varies by employer and service model. About 17% of mid level financial counselor openings are remote or hybrid as of August 2026, with telehealth-adjacent and nonprofit financial wellness organizations leading that shift. Roles requiring in-person client sessions, such as hospital-based counseling, still lean on-site.
How do I move up to a mid level financial counselor role?
The path from entry level to mid level comes from building a consistent record of independent client management, taking on cases with greater complexity, and demonstrating measurable impact such as improved debt resolution outcomes or client plan completion rates. Earning a relevant certification, such as an AFC or CCRC credential, and volunteering to lead projects or train newer staff accelerates the transition.
Which industries hire the most mid level financial counselors?
Mid Level financial counselor roles concentrate in Healthcare & Medical Services and Education, based on current listings on Migrate Mate as of August 2026. These sectors hire at the mid level because their client populations, whether patients managing medical debt or employees navigating benefits, require counselors who can handle nuanced, high-stakes situations with confidence and consistency.