Remote Associate Credit Analyst Jobs
Remote associate credit analyst jobs are open across the U.S. at remote-first firms, distributed financial services teams, and digital lenders actively building out their credit functions. Employers hiring remotely right now include Canon, ConnectOne Bank, and City National Bank, with strong demand across {{top_industries_phrase}}. Find a role that fits below and apply directly.
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Commercial Credit Analyst II
Location: Clarksville TN, Brentwood TN, Murfreesboro TN, Lebanon TN, Chattanooga TN, Knoxville TN, Bowling Green KY, or Lexington KY (Remote)
Status: Full-Time, Salary Exempt
Why Join First Financial Bank?
At First Financial Bank, sound lending decisions are the foundation of strong client relationships and sustainable growth. Our Commercial Credit team plays an important role in helping businesses access the financing they need while maintaining the financial strength and stability our customers and communities depend on.
As a Credit Analyst II, you'll play a key role in supporting those decisions by evaluating complex commercial credit relationships, analyzing financial performance, and providing thoughtful recommendations to our lending teams. You'll work closely with Commercial Lenders and credit leadership, applying your analytical expertise to a variety of lending opportunities while contributing to a collaborative, relationship-focused banking environment.
What You’ll Do
- Analyze commercial credit: Evaluate financial statements, cash flow, credit reports, and other financial information for new, renewed, and existing commercial loans to assess creditworthiness and repayment capacity.
- Support credit decisions: Develop financial analyses, reports, summaries, and recommendations to help Commercial Lenders and credit leadership evaluate lending opportunities.
- Prepare loan presentations: Compile comprehensive credit packages for Loan Committee consideration and assist with Board of Directors presentations and reporting as needed.
- Ensure sound underwriting: Review credit requests for compliance with established underwriting guidelines, lending policies, and applicable regulatory requirements.
- Maintain credit documentation: Review and update commercial loan files, financial statements, accounts receivable information, and other supporting documentation to ensure accuracy and completeness.
- Partner with lending teams: Provide technical guidance and analytical support to Commercial Lenders and other banking partners throughout the organization.
- Support portfolio oversight: Conduct credit inquiries, review existing relationships, and maintain required compliance tracking and reporting.
- Stay current: Maintain knowledge of commercial credit analysis practices, underwriting standards, banking regulations, and evolving industry trends.
What We’re Looking For
- Bachelor's degree in Business Administration, Finance, Accounting, or a related field required
- 5–10 years of credit analysis experience preferred, including experience evaluating complex commercial credit transactions
- Strong knowledge of commercial lending, financial statement analysis, cash flow evaluation, and credit underwriting principles
- Advanced proficiency with spreadsheets, word processing applications, and financial analysis tools
- Strong analytical, critical thinking, problem-solving, and decision-making skills
- Excellent written and verbal communication skills with the ability to present financial information and credit recommendations clearly
- Strong organizational skills, attention to detail, and commitment to accuracy in financial analysis and documentation
- Ability to manage multiple priorities, meet deadlines, and maintain sound judgment in a fast-paced environment
- Ability to work independently while collaborating effectively with Commercial Lenders, credit leadership, and other banking partners
- Ability to review detailed financial information and documentation, maintain sustained concentration, and perform computer-based analytical work for extended periods
What We Offer
- Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
- Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
- Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
- Growth Opportunities: Tuition assistance and professional development programs.
- A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.
Who We Are
First Financial Bank is a dynamic financial institution with over $6+ billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community.
Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!
Ready to Join Us?
Apply now and take the next step in your banking career! We review all applications and will respond promptly.
First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, or any other Federal or State legally protected classes.
Commercial Credit Analyst II
Location: Clarksville TN, Brentwood TN, Murfreesboro TN, Lebanon TN, Chattanooga TN, Knoxville TN, Bowling Green KY, or Lexington KY (Remote)
Status: Full-Time, Salary Exempt
Why Join First Financial Bank?
At First Financial Bank, sound lending decisions are the foundation of strong client relationships and sustainable growth. Our Commercial Credit team plays an important role in helping businesses access the financing they need while maintaining the financial strength and stability our customers and communities depend on.
As a Credit Analyst II, you'll play a key role in supporting those decisions by evaluating complex commercial credit relationships, analyzing financial performance, and providing thoughtful recommendations to our lending teams. You'll work closely with Commercial Lenders and credit leadership, applying your analytical expertise to a variety of lending opportunities while contributing to a collaborative, relationship-focused banking environment.
What You’ll Do
- Analyze commercial credit: Evaluate financial statements, cash flow, credit reports, and other financial information for new, renewed, and existing commercial loans to assess creditworthiness and repayment capacity.
- Support credit decisions: Develop financial analyses, reports, summaries, and recommendations to help Commercial Lenders and credit leadership evaluate lending opportunities.
- Prepare loan presentations: Compile comprehensive credit packages for Loan Committee consideration and assist with Board of Directors presentations and reporting as needed.
- Ensure sound underwriting: Review credit requests for compliance with established underwriting guidelines, lending policies, and applicable regulatory requirements.
- Maintain credit documentation: Review and update commercial loan files, financial statements, accounts receivable information, and other supporting documentation to ensure accuracy and completeness.
- Partner with lending teams: Provide technical guidance and analytical support to Commercial Lenders and other banking partners throughout the organization.
- Support portfolio oversight: Conduct credit inquiries, review existing relationships, and maintain required compliance tracking and reporting.
- Stay current: Maintain knowledge of commercial credit analysis practices, underwriting standards, banking regulations, and evolving industry trends.
What We’re Looking For
- Bachelor's degree in Business Administration, Finance, Accounting, or a related field required
- 5–10 years of credit analysis experience preferred, including experience evaluating complex commercial credit transactions
- Strong knowledge of commercial lending, financial statement analysis, cash flow evaluation, and credit underwriting principles
- Advanced proficiency with spreadsheets, word processing applications, and financial analysis tools
- Strong analytical, critical thinking, problem-solving, and decision-making skills
- Excellent written and verbal communication skills with the ability to present financial information and credit recommendations clearly
- Strong organizational skills, attention to detail, and commitment to accuracy in financial analysis and documentation
- Ability to manage multiple priorities, meet deadlines, and maintain sound judgment in a fast-paced environment
- Ability to work independently while collaborating effectively with Commercial Lenders, credit leadership, and other banking partners
- Ability to review detailed financial information and documentation, maintain sustained concentration, and perform computer-based analytical work for extended periods
What We Offer
- Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
- Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
- Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
- Growth Opportunities: Tuition assistance and professional development programs.
- A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.
Who We Are
First Financial Bank is a dynamic financial institution with over $6+ billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community.
Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!
Ready to Join Us?
Apply now and take the next step in your banking career! We review all applications and will respond promptly.
First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, or any other Federal or State legally protected classes.
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Find JobsRemote Associate Credit Analyst Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in remote associate credit analyst jobs.
- Bachelor's degree in finance, accounting, economics, or a related field
- Proficiency in financial statement analysis and credit underwriting
- Experience with Excel-based financial modeling and loan spreading
- Familiarity with credit risk assessment frameworks and loan covenants
- Strong written communication skills for preparing credit memos and reports
- CFA candidacy or completion of credit-specific coursework is a plus
Tips for Your Remote Associate Credit Analyst Job Search
Apply early to remote roles that fit
Migrate Mate lists remote associate credit analyst openings from across the U.S. in one place, so you can find roles that match your background and apply directly without sifting through postings mixed with on-site work.
Show async credit work in your application
Remote employers can't observe how you work, so attach a sample credit memo or underwriting summary to your application. Even one clean, well-structured document signals you can produce credit analysis independently without real-time direction.
Demonstrate proficiency in remote credit tools
Call out your experience with cloud-based spreading platforms, Excel or Google Sheets financial modeling, and any loan origination or portfolio monitoring software you've used. Remote hiring managers screen for these specifically because there's no in-office training.
Prepare for written-first remote interviews
Many remote credit teams open with an async case study or take-home underwriting exercise before any video call. Practice walking through a credit analysis in writing, with clear assumptions, structured rationale, and a recommendation, so you're ready when it arrives.
Remote Associate Credit Analyst Jobs: Frequently Asked Questions
How do I get a remote associate credit analyst job?
Remote associate credit analyst roles go to candidates who can demonstrate self-direction and clear written communication from day one, because there's no manager down the hall to fill in gaps. Remote-first lenders and distributed fintech teams screen heavily for proficiency in Excel or SQL, experience interpreting financial statements independently, and the ability to document credit decisions clearly without back-and-forth. A portfolio of credit memos, underwriting samples, or financial models you built on your own strengthens your case significantly.
Which companies hire remote associate credit analysts?
Companies hiring remote associate credit analysts right now include Canon, ConnectOne Bank, and City National Bank, based on current remote listings on Migrate Mate as of November 2026. Remote openings at this level tend to cluster at digital lenders, remote-first financial services firms, and distributed fintech teams that have built their credit operations around asynchronous workflows.
Can you get a remote associate credit analyst job with no experience?
Yes, but remote entry-level associate credit analyst roles are harder to land because employers expect you to work independently without on-the-job coaching. Digital lenders and fintech companies are the most likely to hire remotely at the entry level. You can strengthen your candidacy by showing completed credit analysis coursework, a CFA Level 1 or CBCA designation in progress, or self-built financial models and write-ups that demonstrate you can produce credit work without supervision.
Do you need a degree for remote associate credit analyst jobs?
Usually, but not always in the traditional sense. Most remote employers list a bachelor's degree in finance, accounting, or economics as a baseline, though some digital lenders and fintech firms weigh demonstrated skills more heavily than credentials. What opens doors remotely is evidence you can build financial models, analyze credit risk, and write clear decision memos, so certifications, completed analysis projects, and relevant internship outputs can offset a non-traditional academic background.
See All 29 Remote Associate Credit Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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