Remote Consumer Loan Underwriter Jobs
Remote Consumer Loan Underwriter jobs are open across the U.S. in consumer lending, banking, credit unions, and fintech, with roles ranging from entry-level underwriting associates to senior underwriters on fully distributed teams. Employers hiring remotely right now include Jobot, AmeriHome Mortgage Company, and Coalition. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 192+ Remote Consumer Loan Underwriter jobs
About us
Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.
Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.
About the role
In this role, you will be responsible for driving profitable business from an assigned group of brokers and partnering closely with our Sales organization. You will underwrite and manage products across Coalition's portfolio while serving as a trusted partner to brokers and customers. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen and a relationship-first approach.
This is a remote opportunity that can be based anywhere in the Southeast region of the United States with a preference for TX, FL, or Greater Atlanta.Responsibilities
- Underwrite new and renewal accounts within authority, while maintaining alignment to underwriting guidelines, risk appetite, and carrier requirements.
- Build and deepen relationships with cyber specialists and sophisticated P&C placing brokers, becoming a trusted underwriting partner in the market.
- Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition's workflows and governance standards.
- Participate directly in broker and client meetings, with responsibility for external presentation, account strategy, and underwriting rationale.
- Handle more nuanced coverage, structure, and wording discussions, escalating or partnering with CPU and other leaders as needed on non-standard issues.
- Partner with Coalition's security team and other internal stakeholders to bring technical and portfolio insight into underwriting decisions and broker/client discussions.
- Contribute feedback on underwriting guidelines, tools, and process improvements that help Coalition scale high-quality production underwriting.
- Regular travel required for broker relationship management, client meetings, broker education, and market development activity.
Skills and Qualifications
- 3+ years of underwriting experience including meaningful exposure to cyber, technology E&O, and other complex specialty risks.
- Ability to analyze underwriting and pricing risks independently and make sound decisions within authority.
- Ability to use risk analysis and underwriting guidelines to explain decisions and rationale confidently to brokers and clients.
- Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
- Developing fluency in complex coverage structures, client-facing presentation, and wording-related conversations.
Compensation
Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $100,000/year in our lowest geographic market up to $130,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.
Perks
- 100% medical, dental, and vision coverage
- 401(k) retirement plan with competitive employer match
- Flexible PTO
- Up to 14 weeks of paid leave for birthing parents and 8 weeks of paid parental leave for non-birthing parents
- Annual home office stipend and WeWork access
- Mental & physical health wellness programs like One Medical, Headspace, Wellhub, and more!
- Competitive compensation and opportunity for advancement
Why Coalition?
Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition's exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.
We're always looking for collaborative, inquisitive individuals to join #OurCoalition.
Visit our Newsroom >
Privacy Notice
Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled.
Our Privacy Policy >
Safe Hiring Notice
All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you've been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC).
Anti-Discrimination Notice
Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace.
Accommodations
Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at candidateaccommodations@coalitioninc.com. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction.
To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.
About us
Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.
Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.
About the role
In this role, you will be responsible for driving profitable business from an assigned group of brokers and partnering closely with our Sales organization. You will underwrite and manage products across Coalition's portfolio while serving as a trusted partner to brokers and customers. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen and a relationship-first approach.
This is a remote opportunity that can be based anywhere in the Southeast region of the United States with a preference for TX, FL, or Greater Atlanta.Responsibilities
- Underwrite new and renewal accounts within authority, while maintaining alignment to underwriting guidelines, risk appetite, and carrier requirements.
- Build and deepen relationships with cyber specialists and sophisticated P&C placing brokers, becoming a trusted underwriting partner in the market.
- Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition's workflows and governance standards.
- Participate directly in broker and client meetings, with responsibility for external presentation, account strategy, and underwriting rationale.
- Handle more nuanced coverage, structure, and wording discussions, escalating or partnering with CPU and other leaders as needed on non-standard issues.
- Partner with Coalition's security team and other internal stakeholders to bring technical and portfolio insight into underwriting decisions and broker/client discussions.
- Contribute feedback on underwriting guidelines, tools, and process improvements that help Coalition scale high-quality production underwriting.
- Regular travel required for broker relationship management, client meetings, broker education, and market development activity.
Skills and Qualifications
- 3+ years of underwriting experience including meaningful exposure to cyber, technology E&O, and other complex specialty risks.
- Ability to analyze underwriting and pricing risks independently and make sound decisions within authority.
- Ability to use risk analysis and underwriting guidelines to explain decisions and rationale confidently to brokers and clients.
- Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
- Developing fluency in complex coverage structures, client-facing presentation, and wording-related conversations.
Compensation
Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $100,000/year in our lowest geographic market up to $130,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.
Perks
- 100% medical, dental, and vision coverage
- 401(k) retirement plan with competitive employer match
- Flexible PTO
- Up to 14 weeks of paid leave for birthing parents and 8 weeks of paid parental leave for non-birthing parents
- Annual home office stipend and WeWork access
- Mental & physical health wellness programs like One Medical, Headspace, Wellhub, and more!
- Competitive compensation and opportunity for advancement
Why Coalition?
Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition's exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.
We're always looking for collaborative, inquisitive individuals to join #OurCoalition.
Visit our Newsroom >
Privacy Notice
Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled.
Our Privacy Policy >
Safe Hiring Notice
All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you've been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC).
Anti-Discrimination Notice
Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace.
Accommodations
Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at candidateaccommodations@coalitioninc.com. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction.
To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.
See All 192+ Remote Consumer Loan Underwriter Jobs
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Find JobsRemote Consumer Loan Underwriter Job Market
Who's Hiring
- Jobot27
- AmeriHome Mortgage Company15
- Coalition7
- Crum & Forster7
- CVS Health6
Top Industries Hiring
- Staffing & Recruiting27
- Banking & Financial Services20
- Insurance15
- Construction & Real Estate2
- Consulting & Professional Services2
What Employers Look For
The qualifications that appear most often in remote consumer loan underwriter jobs.
- Two or more years of consumer loan underwriting or credit analysis experience
- Proficiency in reviewing credit reports, debt-to-income ratios, and collateral documentation
- Knowledge of federal lending regulations including Regulation Z and the Fair Credit Reporting Act
- Experience with loan origination systems and automated underwriting platforms
- Bachelor's degree in finance, business, or a related field
- Strong written communication skills for documenting underwriting decisions and adverse action notices
Tips for Your Remote Consumer Loan Underwriter Job Search
Apply early to remote roles that fit
Migrate Mate lists remote consumer loan underwriter openings from across the U.S. in one place, so you can find roles that match your experience level and apply directly without sorting through unrelated listings.
Show your remote underwriting workflow upfront
Remote employers want to see how you manage a loan file without in-person guidance. Describe your documentation habits, turnaround times, and how you flag exceptions in writing, so hiring managers can picture you functioning independently on their distributed team.
Highlight proficiency in loan origination systems
Remote consumer loan underwriter roles rely on digital platforms like Encompass, Meridian Link, or similar systems for every step of the review process. Name the specific platforms you've worked in and what loan types you've underwritten through them.
Prepare for async-style remote interviews
Many distributed lending teams conduct initial interviews through recorded video or written assessments before live calls. Practice explaining your underwriting rationale clearly in writing, since remote teams evaluate how well you communicate decisions without being in the same room.
Remote Consumer Loan Underwriter Jobs: Frequently Asked Questions
How do I get a remote consumer loan underwriter job?
Target lenders, fintechs, and credit unions that run distributed underwriting teams, since those employers are most likely to hire consumer loan underwriters remotely from day one. Remote hiring managers screen heavily for self-direction, clear written communication, and comfort with loan origination systems like Encompass or similar platforms. Candidates who demonstrate async decision-making and a clean, documented underwriting process stand out from applicants who rely on in-person collaboration.
Which companies hire remote consumer loan underwriters?
Employers currently hiring remote consumer loan underwriters include Jobot, AmeriHome Mortgage Company, and Coalition, per current remote listings on Migrate Mate as of November 2026. Remote consumer loan underwriter roles cluster at remote-first fintech lenders, national banks with distributed operations teams, and credit unions that have moved underwriting functions fully online.
Can you get a remote consumer loan underwriter job with no experience?
Yes, but remote entry-level consumer loan underwriter roles are harder to land because you're expected to work independently without on-site coaching. Entry paths that work include in-house loan processing roles at remote-friendly lenders, credit analyst positions where you build file review skills, and employer-sponsored underwriting training programs. Showing proficiency in loan origination software and strong written communication helps close the experience gap for remote employers.
Do you need a degree for remote consumer loan underwriter jobs?
Not always. Many remote consumer loan underwriter employers weigh demonstrated file review skills, underwriting software proficiency, and a history of accurate credit decisions more heavily than a specific degree. A finance, business, or related degree can strengthen your candidacy, but lenders hiring remotely often prioritize candidates who can show clean underwriting work and sound judgment without in-person oversight.
Which industries hire the most remote consumer loan underwriters?
The sectors hiring the most remote consumer loan underwriters are Staffing & Recruiting, Banking & Financial Services, and Insurance, based on current remote listings on Migrate Mate as of November 2026. These sectors rely on distributed underwriting teams to process loan volume efficiently without requiring staff to work from a central office.
See All 192+ Remote Consumer Loan Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
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