Remote Merchant Jobs
Remote merchant jobs are open across the U.S. in e-commerce, retail technology, and consumer goods, with distributed teams at companies ranging from direct-to-consumer startups to large omnichannel retailers. Employers hiring remotely right now include Tabletop Technologies, Huntington Bank, and U.S. Bank. Find a role that fits below and apply directly.
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Remote Sales Representative – Business Funding & Merchant Services
Capvera, LLC | Remote – United States
Commission | High-Ticket Sales | Recurring Residuals | Renewal Commissions
Close Deals. Earn Residuals. Get Paid on Renewals.
Why get paid once for a customer when you can build a book of business that keeps generating income?
Capvera is a growing business financing and merchant services company headquartered in Phoenix, Arizona. We're expanding our nationwide remote sales team and looking for motivated sales professionals who want more than a traditional one-time commission structure.
We offer multiple ways to earn, competitive commissions, fast payouts on eligible transactions, and the opportunity to develop long-term client relationships.
Three Ways to Earn With Capvera
1. High-Ticket Upfront Commissions
Earn competitive commissions when your business financing deals fund. The more qualified business you close, the more opportunities you have to earn.
2. Recurring Monthly Residual Income
Earn ongoing residual commissions from eligible merchant processing accounts. Build your portfolio of active merchants and create opportunities for recurring monthly income alongside your new sales.
3. Loan Renewal Commissions
Your earning opportunity doesn't have to end with the first funding. When your clients qualify for and complete additional financing or renewals, you can earn commissions again. Build lasting relationships that create repeat business.
Why Join Capvera?
- 100% Remote: Work from anywhere in the United States.
- Uncapped Commissions: No company-imposed ceiling on commission earnings.
- Fast Commission Payouts: Prompt payments on eligible transactions according to our compensation schedule.
- Multiple Revenue Streams: Upfront commissions, recurring processing residuals, and financing renewals.
- Established Funding Partners: Access multiple financing and merchant services solutions.
- Training & Support: Work with experienced sales leadership and utilize our CRM and sales resources.
- Flexible Schedule: Manage your own sales activity and grow your business.
What You'll Do
- Connect with business owners seeking financing and merchant services.
- Develop and manage your own sales pipeline.
- Qualify prospects, complete applications, and close transactions.
- Build long-term client relationships that generate repeat business.
- Identify opportunities for merchant services and future financing.
Who We're Looking For
- Previous sales experience preferred.
- MCA, business funding, merchant processing, and B2B sales experience are strong advantages.
- Confident communicators with strong prospecting and closing abilities.
- Self-motivated professionals comfortable working independently.
- Salespeople interested in building recurring income and long-term client relationships.
Compensation
Representatives have opportunities to earn through:
- Upfront commissions on qualifying funded transactions.
- Monthly residual commissions on eligible merchant processing accounts.
- Additional commissions on qualifying financing renewals and repeat transactions.
Stop starting from zero every month. Build relationships. Close deals. Create repeat earning opportunities.
Apply today to join Capvera's growing remote sales team.
Pay: $61,800.00 - $170,000.00 per year
Benefits:
- Work from home
Experience:
- Sales: 1 year (Required)
Work Location: Remote
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Find Remote Merchant JobsRemote Merchant Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in remote merchant jobs.
- Experience managing product assortments and open-to-buy budgets in a retail or wholesale environment
- Proficiency with merchandising software, inventory management systems, and retail analytics platforms
- Demonstrated ability to negotiate pricing, terms, and promotional programs with vendors
- Bachelor's degree in business, retail management, marketing, or a related field
- Strong analytical skills with experience using Excel or similar tools to evaluate sales and margin data
- Familiarity with planogram development, category reviews, and cross-functional collaboration with buying and planning teams
Tips for Your Remote Merchant Job Search
Apply early to remote roles that fit
Migrate Mate lists remote merchant openings from across the U.S. in one place, so you can find roles that match your category experience and apply directly without sorting through non-remote listings.
Show async communication skills upfront
Remote merchant employers evaluate how clearly you write before they ever speak to you. Use your cover letter and application materials to demonstrate that you can communicate vendor negotiations, buy decisions, and assortment rationale in writing, without back-and-forth.
Highlight remote-compatible buying tools
Call out the specific platforms you've used to manage POs, vendor portals, and inventory remotely, such as NetSuite, SAP, Oracle Retail, or similar ERP and buying systems. Remote teams need to know you can operate independently inside their existing tech stack.
Prepare for async interview formats
Many remote merchant interviews include written case studies or asynchronous video responses before any live call. Practice walking through a category analysis or vendor negotiation scenario in writing, since that mirrors how remote buying decisions actually happen on the job.
Remote Merchant Jobs: Frequently Asked Questions
How do I get a remote merchant job?
Target remote-first e-commerce companies, DTC brands, and retail technology firms, which hire merchants without requiring on-site presence. Remote employers screen heavily for self-direction, clear written communication, and the ability to manage vendor relationships and purchase order workflows asynchronously. Candidates who can show results in assortment planning, margin management, or category performance stand out, especially with experience using tools like NetSuite, SAP, or similar buying platforms.
Which companies hire remote merchants?
Employers currently hiring remote merchants include Tabletop Technologies, Huntington Bank, and U.S. Bank, per current remote listings on Migrate Mate as of November 2026. These tend to be remote-first retailers, e-commerce platforms, and distributed consumer goods companies with buying and merchandising functions that operate fully outside a central office.
Can you get a remote merchant job with no experience?
Yes, but remote entry-level merchant roles are harder to land because employers expect you to manage vendor communications and buying decisions with minimal supervision from day one. Companies most likely to hire entry-level remote merchants include DTC startups and e-commerce marketplaces. Showing an inventory project, a category analysis, or coursework in retail buying can substitute for formal experience when you're applying remotely.
Do you need a degree for remote merchant jobs?
Not always. Many remote employers care more about demonstrated buying, assortment, or category management skills than a specific degree. A portfolio of real merchandising work, measurable outcomes like sell-through rates or margin improvements, and fluency with procurement or ERP tools can carry more weight than a diploma when a hiring team can't meet you in person.
See All 39 Remote Merchant Jobs
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