Structured Finance Associate Jobs
Structured Finance Associate jobs are open across investment banks, asset managers, insurance companies, and specialty finance firms, at every level from analyst-level associates to senior associates, with specializations in securitization, CLO structuring, and ABS portfolio analytics. See the openings below and apply to the ones that match your experience.
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Showing 5 of 67+ Structured Finance Associate jobs
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.Vice President, Leasing & Asset Finance and Structured Lending Attorney
MUFG is seeking an experienced transactional finance attorney with a minimum of four years of relevant experience to support its Leasing & Asset Finance business and commercial and corporate structured lending transactions and related matters.
Candidates should have substantive experience in some or all of the following areas: big-ticket equipment leasing and asset finance, including domestic and cross-border single-investor, leveraged, tax-oriented and synthetic lease structures; secured and unsecured bilateral credit facilities; syndicated credit facilities, as both lead lender and participant lender; letters of credit; and other structured credit products, including asset-backed securities, commodity finance, project finance, sponsor/leveraged finance and funds finance.
Corporate Title: Vice President, Leasing & Asset Finance and Structured Lending Attorney
Key Responsibilities
- Provide legal advice and review, draft and negotiate transaction documentation for the Leasing & Asset Finance team, including:
- Big-ticket equipment leasing and asset finance transactions, including domestic and cross-border single-investor, leveraged, tax-oriented and synthetic leases, project finance leases, and related participation, purchase and security documentation;
- Secured and unsecured bilateral credit facilities;
- Syndicated credit facilities, as both participant lender and lead lender/agent; and
- Other structured credit products, including asset-backed securities, commodity finance, project finance, sponsor/leveraged finance and funds finance.
- Manage lease and structured lending transactions throughout their lifecycle, including amendments, consents and waivers, restructurings, end-of-term options, re-leasing, and asset remarketing or sales.
- Advise business units on the development and structuring of new and complex products and other business initiatives.
- Provide legal advice regarding strategic, structural and documentation matters relating to lease and loan transactions.
- Interact directly with clients, co-lenders, lessees and equity investors in negotiating transaction documentation and assisting business units in explaining products and structures to clients.
- Manage legal spend for the supported business areas, including the selection, retention and oversight of external counsel and associated costs.
- Develop and provide training on relevant legal and regulatory issues to employees and business teams.
- Participate in relevant industry forums, working groups, and internal committees. Advise on and assist with the implementation of projects, new business initiatives and other matters relevant to the supported businesses.
Skills and Experience
- Admitted to practice in New York.
- Experience with equipment leasing and asset finance is strongly preferred; experience involving aircraft, rail, vessels, energy or project assets is a plus.
- Ability to understand lease economics and work effectively with tax advisers on tax-oriented structures.
- Experience at a leading law firm and/or in-house legal experience at a bank, financial institution or investment bank.
- Demonstrated ability to identify, assess and manage legal and reputational risk. Strong transactional drafting, negotiation and legal project-management skills.
Personal Requirements
- Strong communication and relationship-building skills, with the ability to maintain existing relationships and develop new ones.
- Strong decision-making skills and sound judgment.
- A structured, practical and logical approach to work and problem-solving.
- Ability to thrive in a fast-paced and evolving environment.
- Willingness and ability to learn new areas of law and support new businesses, products and initiatives.
- Ability to prioritize effectively and manage a complex, time-sensitive workload.
- Excellent attention to detail and accuracy. Ability to remain calm and exercise sound judgment under pressure.
The typical base pay range for this role is between $170K - $120K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package,
MUFG Benefits Summary
We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.Vice President, Leasing & Asset Finance and Structured Lending Attorney
MUFG is seeking an experienced transactional finance attorney with a minimum of four years of relevant experience to support its Leasing & Asset Finance business and commercial and corporate structured lending transactions and related matters.
Candidates should have substantive experience in some or all of the following areas: big-ticket equipment leasing and asset finance, including domestic and cross-border single-investor, leveraged, tax-oriented and synthetic lease structures; secured and unsecured bilateral credit facilities; syndicated credit facilities, as both lead lender and participant lender; letters of credit; and other structured credit products, including asset-backed securities, commodity finance, project finance, sponsor/leveraged finance and funds finance.
Corporate Title: Vice President, Leasing & Asset Finance and Structured Lending Attorney
Key Responsibilities
- Provide legal advice and review, draft and negotiate transaction documentation for the Leasing & Asset Finance team, including:
- Big-ticket equipment leasing and asset finance transactions, including domestic and cross-border single-investor, leveraged, tax-oriented and synthetic leases, project finance leases, and related participation, purchase and security documentation;
- Secured and unsecured bilateral credit facilities;
- Syndicated credit facilities, as both participant lender and lead lender/agent; and
- Other structured credit products, including asset-backed securities, commodity finance, project finance, sponsor/leveraged finance and funds finance.
- Manage lease and structured lending transactions throughout their lifecycle, including amendments, consents and waivers, restructurings, end-of-term options, re-leasing, and asset remarketing or sales.
- Advise business units on the development and structuring of new and complex products and other business initiatives.
- Provide legal advice regarding strategic, structural and documentation matters relating to lease and loan transactions.
- Interact directly with clients, co-lenders, lessees and equity investors in negotiating transaction documentation and assisting business units in explaining products and structures to clients.
- Manage legal spend for the supported business areas, including the selection, retention and oversight of external counsel and associated costs.
- Develop and provide training on relevant legal and regulatory issues to employees and business teams.
- Participate in relevant industry forums, working groups, and internal committees. Advise on and assist with the implementation of projects, new business initiatives and other matters relevant to the supported businesses.
Skills and Experience
- Admitted to practice in New York.
- Experience with equipment leasing and asset finance is strongly preferred; experience involving aircraft, rail, vessels, energy or project assets is a plus.
- Ability to understand lease economics and work effectively with tax advisers on tax-oriented structures.
- Experience at a leading law firm and/or in-house legal experience at a bank, financial institution or investment bank.
- Demonstrated ability to identify, assess and manage legal and reputational risk. Strong transactional drafting, negotiation and legal project-management skills.
Personal Requirements
- Strong communication and relationship-building skills, with the ability to maintain existing relationships and develop new ones.
- Strong decision-making skills and sound judgment.
- A structured, practical and logical approach to work and problem-solving.
- Ability to thrive in a fast-paced and evolving environment.
- Willingness and ability to learn new areas of law and support new businesses, products and initiatives.
- Ability to prioritize effectively and manage a complex, time-sensitive workload.
- Excellent attention to detail and accuracy. Ability to remain calm and exercise sound judgment under pressure.
The typical base pay range for this role is between $170K - $120K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package,
MUFG Benefits Summary
We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.Structured Finance Associate Jobs by Experience Level
See All 67 Structured Finance Associate Jobs
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Find JobsStructured Finance Associate Job Market
Who's Hiring
- Fitch14
- Morningstar6
- Fitch Ratings5
- Fluidstack3
- S&P Global3
Top Industries Hiring
- Sports & Recreation
- Banking & Financial Services
- Investment & Asset Management
- Consulting & Professional Services
- Law & Legal Services
What Employers Look For
The qualifications that appear most often in structured finance associate jobs.
- Bachelor's degree in finance, economics, mathematics, or a related quantitative field
- Experience building or auditing cash flow waterfall models for structured products
- Proficiency in Excel and financial modeling, with VBA or Python a common plus
- Familiarity with asset classes such as ABS, RMBS, CMBS, CLOs, or CDOs
- Strong written and verbal communication skills for investor and rating agency presentations
- CFA candidacy or progress toward the designation is frequently preferred
Tips for Your Structured Finance Associate Job Search
Tailor your resume to deal types
Hiring managers in structured finance scan for the specific asset classes you've worked on. Call out whether your experience is in RMBS, CMBS, ABS, or CLOs by name. Generic finance resumes rarely clear the first screen for these roles.
Highlight modeling depth, not just exposure
Structured finance teams want to know you've built waterfall models, not just reviewed them. Specify whether you've modeled cash flow waterfalls, overcollateralization triggers, or prepayment assumptions. Vague references to 'financial modeling' won't differentiate you.
Apply early to roles that fit
Migrate Mate lists structured finance associate openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter by deal stage and product type
Job titles vary widely, so search for the specific structures you know: securitization, conduit lending, warehouse financing, or credit risk transfer. Matching your terminology to the posting's language significantly improves your chances of surfacing in recruiter filters.
Prep for technical case studies up front
Many structured finance interviews include a live or take-home case requiring you to build or critique a waterfall model. Practice explaining credit enhancement mechanisms, reserve accounts, and tranche subordination under time pressure before you get to the final round.
Negotiate by referencing deal volume and complexity
When discussing compensation, anchor to the volume and complexity of transactions you've supported, not just your years of experience. Associates who have closed or supported multi-hundred-million-dollar deals can make a stronger case for top-of-band offers than tenure alone allows.
Structured Finance Associate Jobs: Frequently Asked Questions
Which companies are hiring the most structured finance associates?
The most active employers for structured finance associates right now are Fitch, Morningstar, and Fitch Ratings, and the most openings are in New York, Illinois, and Texas, based on current listings on Migrate Mate as of November 2026. Demand is concentrated at large bank securitization desks and specialty finance companies with active origination pipelines.
How many structured finance associate jobs are remote?
About 87% of structured finance associate openings are fully remote or hybrid as of November 2026, with most remote-eligible roles leaning toward the analytics, surveillance, and portfolio reporting side of the function. Deal execution and origination-facing roles tend to require more in-office presence, particularly during active transaction periods.
How do you become a structured finance associate?
Most structured finance associates start by building a foundation in credit analysis, investment banking, or fixed-income research. From there, you deepen your understanding of securitization mechanics by working on actual transactions, learning how collateral pools are assembled, and understanding how rating agencies evaluate credit enhancement. Coursework or self-study in structured credit, combined with hands-on modeling experience, typically positions you to move into an associate role.
Can you get a structured finance associate job with little experience?
Yes, some firms hire into associate roles directly from undergraduate programs, particularly candidates with strong quantitative skills and exposure to fixed income through coursework or internships. Demonstrating that you can build a basic waterfall model, understand tranche subordination, and read a prospectus supplement will matter more than years of tenure at this entry level.
What does the structured finance associate interview process look like?
The process typically starts with a recruiter screen followed by a technical phone interview focused on your modeling background and familiarity with structured products. Later rounds usually involve a case study, either take-home or live, where you analyze a deal structure or build a simplified waterfall. Final rounds include meetings with senior deal professionals who assess your understanding of credit risk and your ability to communicate analysis clearly.
Where can I find and apply to structured finance associate jobs?
You can find and apply to structured finance associate jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your asset class experience and seniority level, then apply directly to each listing that fits.
See All 67 Structured Finance Associate Jobs
Find roles that match your experience and apply in just a few clicks.
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