Finance OPT Jobs in Idaho
F-1 OPT finance jobs in Idaho are concentrated in Boise, where employers like Albertsons Companies, Idaho Central Credit Union, and regional banks actively hire for accounting, financial analysis, and risk management roles. The state's growing fintech presence and credit union sector make it a practical market for international students seeking OPT sponsorship in finance.
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As a Dealer Sales Representative at Mountain America, this position will play a crucial role in representing our credit union professionally while promoting all indirect lending services to auto and RV dealerships. The Dealer Sales Representative is a key role in the growth and development for Indirect Lending and striving to be the best in the market. Responsibilities will extend to negotiating with dealer finance managers, collecting owed funds, resolving disputes, and ensuring compliance with applicable dealer agreements. This position involves fostering new business relationships, ongoing dealer monitoring, and collaborating with local branches to enhance marketing efforts. Visit external dealership partners that are outside branches and/or corporate headquarters.
Job Description
LOCATION
Eastern Idaho - Remote (Idaho Falls, Pocatello, Twin Falls, or other nearby areas)
SCHEDULE
Full time
To be effective, an individual must be able to perform each job duty successfully.
Sales & Business Development:
- Includes but is not limited to sales, onboarding of new dealerships, and management of dealers that submit applications for retail installment and commercial contracts for secured auto and recreational loans.
- Sell MACU’s program by demonstrating the value and benefits of products/services.
- Provide training on the documentation and overall funding process including specialty products e.g., commercial, lease, branded titles.
- Maintain and strengthen relationships with existing dealerships through effective marketing strategies.
- Develop schedules to ensure all preferred dealers are marketed to regularly and all other dealers are visited as necessary.
- Provide weekly marketing reports to management.
- Review and analyze weekly reports to maintain satisfactory yield and application efficiencies in each reporting market. Daily and Weekly action plans must be put in place to address areas where improvement is needed.
- Work closely with local branches to conduct marketing calls to dealerships in proximity, promoting our lending services effectively.
- Generate and implement ideas for marketing, sales and/or promotions to assist in dealer production.
- Collaboration with branch managers, SEG, marketing, and other internal stakeholders representing the credit union and department at ribbon cuttings, grand openings, and other credit union events.
- Assist with education of branch and department employees on the fundamentals of Indirect Lending, including preferred dealers in branch footprints.
Financial and Asset Management:
- Collect funds owed to the credit union by dealerships in accordance with dealer agreements e.g., payments for pay-offs or recourse.
- Monitors and analyze the performance of a dealership portfolio, including but not limited to delinquency, charge-offs, and missing titles by collaborating with internal and external stakeholders.
- Responsible to track and manage a monthly budget including but not limited to monthly mileage, marketing expenses, business lunches, etc. through a monthly expense report.
Problem Resolution:
- Address and resolve any feedback or issues that may arise with members, dealers, or branches in a timely and efficient manner.
- Adherence to policies, procedures and other artifacts including but not limited to rate sheets policies:
Other Duties:
- Perform additional duties as assigned by the management to support the overall goals and objectives of the credit union.
KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
Experience
3 years of experience in the sales finance industry or related industry experience which consists of sales, credit, funding or underwriting.
Education
Four-year degree in business or an additional combined 3 years’ experience in finance, sales or lending.
Licenses, Certifications, Registrations
Driving (valid license)
Managerial Responsibility
This position will not have managerial responsibility.
Computer/Office Equipment Skills
- Intermediate skills with Microsoft Office Suite including Outlook, Word, PowerPoint, Teams and Excel
- Experience with analytical and reporting software preferred
- Demonstrated experience with Lending systems of record – preferred.
Language Skills
- Demonstrated ability to clearly express ideas, methodology, results and recommendations verbally, in writing and through insightful reports and graphic illustrations
- Demonstrated ability to document outcomes and present information in a manner appropriate for key stakeholders and all levels of the organization.
Other Skills and Abilities
- Ability to analyze financial data and contractual agreements and compile summaries for management.
- Demonstrated ability to resolve disputes and issues in a proactive and efficient manner that align with the Mountain America Credit Union behaviors.
- Ability to work both autonomously and collaboratively in a fast-paced environment.
- Self-starter with strong organizing and time management skills and the ability to work productively and efficiently in a fast-paced environment with multiple projects and timelines.
- Adaptive to change, responds positively to altered circumstances or conditions
- Possess a desire and willingness to learn and continually update knowledge base on financial concepts, strategies, systems etc.
- Take initiative to be a problem solver and provide suggestions to improve processes and efficiencies.
- Excellent inter-personal skills including the ability to lead and collaborate with ad-hoc teams
- Data analytics and data validation skills and proficiency in business data analysis (MS Excel, etc.)
PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently.
Ability to stand, walk, and use hands to handle or reach occasionally.
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift up to 25 pounds occasionally.
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.
Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.
Job Summary
As a Dealer Sales Representative at Mountain America, this position will play a crucial role in representing our credit union professionally while promoting all indirect lending services to auto and RV dealerships. The Dealer Sales Representative is a key role in the growth and development for Indirect Lending and striving to be the best in the market. Responsibilities will extend to negotiating with dealer finance managers, collecting owed funds, resolving disputes, and ensuring compliance with applicable dealer agreements. This position involves fostering new business relationships, ongoing dealer monitoring, and collaborating with local branches to enhance marketing efforts. Visit external dealership partners that are outside branches and/or corporate headquarters.
Job Description
LOCATION
Eastern Idaho - Remote (Idaho Falls, Pocatello, Twin Falls, or other nearby areas)
SCHEDULE
Full time
To be effective, an individual must be able to perform each job duty successfully.
Sales & Business Development:
- Includes but is not limited to sales, onboarding of new dealerships, and management of dealers that submit applications for retail installment and commercial contracts for secured auto and recreational loans.
- Sell MACU’s program by demonstrating the value and benefits of products/services.
- Provide training on the documentation and overall funding process including specialty products e.g., commercial, lease, branded titles.
- Maintain and strengthen relationships with existing dealerships through effective marketing strategies.
- Develop schedules to ensure all preferred dealers are marketed to regularly and all other dealers are visited as necessary.
- Provide weekly marketing reports to management.
- Review and analyze weekly reports to maintain satisfactory yield and application efficiencies in each reporting market. Daily and Weekly action plans must be put in place to address areas where improvement is needed.
- Work closely with local branches to conduct marketing calls to dealerships in proximity, promoting our lending services effectively.
- Generate and implement ideas for marketing, sales and/or promotions to assist in dealer production.
- Collaboration with branch managers, SEG, marketing, and other internal stakeholders representing the credit union and department at ribbon cuttings, grand openings, and other credit union events.
- Assist with education of branch and department employees on the fundamentals of Indirect Lending, including preferred dealers in branch footprints.
Financial and Asset Management:
- Collect funds owed to the credit union by dealerships in accordance with dealer agreements e.g., payments for pay-offs or recourse.
- Monitors and analyze the performance of a dealership portfolio, including but not limited to delinquency, charge-offs, and missing titles by collaborating with internal and external stakeholders.
- Responsible to track and manage a monthly budget including but not limited to monthly mileage, marketing expenses, business lunches, etc. through a monthly expense report.
Problem Resolution:
- Address and resolve any feedback or issues that may arise with members, dealers, or branches in a timely and efficient manner.
- Adherence to policies, procedures and other artifacts including but not limited to rate sheets policies:
Other Duties:
- Perform additional duties as assigned by the management to support the overall goals and objectives of the credit union.
KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
Experience
3 years of experience in the sales finance industry or related industry experience which consists of sales, credit, funding or underwriting.
Education
Four-year degree in business or an additional combined 3 years’ experience in finance, sales or lending.
Licenses, Certifications, Registrations
Driving (valid license)
Managerial Responsibility
This position will not have managerial responsibility.
Computer/Office Equipment Skills
- Intermediate skills with Microsoft Office Suite including Outlook, Word, PowerPoint, Teams and Excel
- Experience with analytical and reporting software preferred
- Demonstrated experience with Lending systems of record – preferred.
Language Skills
- Demonstrated ability to clearly express ideas, methodology, results and recommendations verbally, in writing and through insightful reports and graphic illustrations
- Demonstrated ability to document outcomes and present information in a manner appropriate for key stakeholders and all levels of the organization.
Other Skills and Abilities
- Ability to analyze financial data and contractual agreements and compile summaries for management.
- Demonstrated ability to resolve disputes and issues in a proactive and efficient manner that align with the Mountain America Credit Union behaviors.
- Ability to work both autonomously and collaboratively in a fast-paced environment.
- Self-starter with strong organizing and time management skills and the ability to work productively and efficiently in a fast-paced environment with multiple projects and timelines.
- Adaptive to change, responds positively to altered circumstances or conditions
- Possess a desire and willingness to learn and continually update knowledge base on financial concepts, strategies, systems etc.
- Take initiative to be a problem solver and provide suggestions to improve processes and efficiencies.
- Excellent inter-personal skills including the ability to lead and collaborate with ad-hoc teams
- Data analytics and data validation skills and proficiency in business data analysis (MS Excel, etc.)
PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently.
Ability to stand, walk, and use hands to handle or reach occasionally.
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift up to 25 pounds occasionally.
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.
Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.
OPT Finance Job Roles in Idaho
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Search Finance Jobs in IdahoFinance OPT Sponsorship Jobs in Idaho: Frequently Asked Questions
Which finance companies sponsor F-1 OPT visas in Idaho?
Idaho-based employers that have historically sponsored international finance talent include Idaho Central Credit Union, Banner Bank, West One Financial, and Albertsons Companies' corporate finance division in Boise. Regional accounting firms and insurance companies operating out of the Treasure Valley also hire OPT candidates for analyst and auditing roles. Sponsorship patterns vary by year and position, so confirming directly with each employer's HR team is essential.
Which cities in Idaho have the most finance F-1 OPT sponsorship jobs?
Boise accounts for the large majority of finance OPT sponsorship activity in Idaho, given its concentration of corporate headquarters, regional bank branches, credit unions, and insurance firms. Nampa and Meridian, both within the Treasure Valley metro area, have a smaller but growing share of finance roles tied to business services and fintech companies. Idaho Falls and Twin Falls have limited finance sponsorship opportunities by comparison.
What types of finance roles typically qualify for F-1 OPT sponsorship in Idaho?
Roles that most commonly qualify include financial analyst, credit analyst, staff accountant, internal auditor, risk analyst, and compliance associate. These positions typically require a bachelor's or master's degree in finance, accounting, or a closely related field, which aligns well with the STEM or non-STEM OPT eligibility criteria depending on your specific degree classification. General teller or customer service roles in banking rarely qualify for OPT sponsorship.
How do I find finance F-1 OPT sponsorship jobs in Idaho?
Migrate Mate is built specifically for international students looking for OPT-friendly finance jobs, including positions in Idaho. You can filter by state, visa type, and industry to surface employers who have sponsored F-1 OPT candidates in banking and financial services. This saves significant time compared to manually screening job postings for sponsorship eligibility, which most standard listings do not disclose upfront.
Are there any Idaho-specific considerations for F-1 OPT finance sponsorship?
Idaho does not have its own state income tax exemptions tied to OPT status, so you'll be subject to standard Idaho state income tax alongside federal obligations during your OPT period. The state's finance sector skews heavily toward credit unions and community banks rather than large investment banks, which means roles tend to be more generalist in scope. STEM OPT extension eligibility depends on your degree program classification, not your job industry, so verify your CIP code with your DSO before applying.