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INTRODUCTION

Cowbell is signalling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.

Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats.

Are you humble? Hungry? Smart? Do you have a set of spikes? Cowbell Cyber may be the place for you!

At Cowbell we are building a next-generation cyber insurance program on cutting-edge technology with policyholders in mind. We are looking for talented people who are willing to challenge the status quo and want a chance to leave their mark on a new approach to cyber insurance. In this role, you can expect your contributions matter on a playing field where you can hone your current skills and develop new ones in a fun and dynamic environment. This role will be instrumental in crafting the distribution strategy and will be the face of the Cowbell product in front of agents and brokers.

Position Summary

Cowbell Cyber is hiring an Actuarial Intern to join our team. The Actuarial Intern is tasked with analyzing data, running reports, and providing insurance knowledge to the team. The actuarial intern works with the underwriting and executive team to run reports and analyses, while also working with the engineering team to update the rater to maintain accuracy.

What you will do:

• Manage and adjust a rater for a new cyber insurance product
• Communicate effectively with leadership to create and analyze sales metrics for the company
• Implement state objections into the rater to prepare to launch products in new states
• Collaborate with the engineering team to translate a rater into code by explaining various actuarial concepts and Excel formulas

What Cowbell needs from you:

• Pursuing a degree in Actuarial Science, Mathematics, or Statistics
• Received a passing score in at least 1 Actuarial Exam
• Minimum GPA: 3.0
• Self-starter, self-motivated and results-oriented mentality
• You take initiative to solve problems with high energy and urgency
• Cyber and/or Property and Casualty insurance knowledge
• Start-up experience a plus

What Cowbell brings to the table:

• A dynamic team of seasoned technology and insurance professionals. We work together to tackle tough, ever-evolving customer needs for product fit with high demand in the market.
• Training! The opportunity to learn the ins and outs of cyber insurance as well as continuing to build your sales and marketing skills in a team environment.
• Ground-level entry. Cowbell is building something new and unique – you have the opportunity to be an influential part of our story.

Hourly Rate: Up to $35/hr, based on applicant experience

Equal Employment Opportunity:

We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status.

Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk.

At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards.

We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development.

Cowbell is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website.