Field Property Claims Jobs in USA with Visa Sponsorship
Field Property Claims adjusters inspect damaged properties on-site, making this a hands-on role that requires physical presence across the U.S. Employers in insurance routinely sponsor H-1B visas for qualified candidates with degrees in engineering, construction management, or related fields. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsIt’s a great time to join AAA The Auto Club Group!
JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD
Job Type:
Full time
Exempt/Non Exempt:
Salary
Job Description:
Eligible candidates must reside within the metro Detroit Michigan area for consideration and have a valid state driver's license. Preferred candidates should reside in Oakland, Macomb, or Wayne County.
Metro Detroit Field Property Claim Specialist - AAA The Auto Club Group
Reports to: Claim Manager as appropriate
What you will do:
- Work under minimal supervision with a high-level approval authority to handle complex technical issues and complex claims.
- Review assigned claims.
- Contact the insured and other affected parties, set expectations for the remainder of the claim process, and initiate documentation in the claim handling system.
- Complete complex coverage analysis.
- Ensure all possible policyholder benefits are identified.
- Create additional sub-claims if needed.
- Complete an investigation of the facts regarding the claim to further and in more detail determine if the claim should be paid, the applicable limits or exclusions and possible recovery potential.
- Conduct thorough reviews of damages and determine the applicability of state law and other factors related to the claim.
- Evaluate the financial value of the loss.
- Approve payments for the appropriate parties accordingly.
- Refer claims to other company units when necessary (e.g., Underwriting, Recovery Units or Claims Special Investigation Unit).
- Thoroughly document and/or code the claim file and complete all claim closure and related activities in the assigned claims management system.
- Utilize strong negotiating skills.
Employees will be assigned to the Michigan Homeowner claim unit and will handle claims generally valued between $10,000 and $75,000 and occasionally over $100,000 for field role. Investigate claims requiring coverage analysis. When handling claims in the field, must prepare damage estimates using Xactimate estimating software. Review estimates for accuracy. May monitor contractor repair status and updates.
Supervisory Responsibilities:
None
How you will benefit:
- A competitive annual salary between $63,000 - $85,000
- ACG offers excellent and comprehensive benefits packages, including:
- Medical, dental and vision benefits
- 401k Match
- Paid parental leave and adoption assistance
- Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
- Paid volunteer day annually
- Tuition assistance program, professional certification reimbursement program and other professional development opportunities
- AAA Membership
- Discounts, perks, and rewards and much more
We’re looking for candidates who:
Required Qualifications:
Education:
- Associate degree in Business Administration, Insurance or a related field or the equivalent in related work experience
- Completion of the Insurance Institute of America's: General Insurance Program, Associate in Claims, associate in management or equivalent
- CPCU coursework or designation
- Xactware Training
- Complete ACG Claim Representative Training Program or demonstrate equivalent knowledge or experience.
- In states where an Adjuster’s license is required, the candidate must be eligible to acquire a State Adjuster’s license within 90 days of hire and maintain as specified for appropriate states.
- Must have a valid State Driver's License
Ability to:
- Lift up to 25 pounds
- Climb ladders
- Walk on roofs
Experience:
- Three years of experience or equivalent training in the following:
- Negotiation of claim settlements
- Securing and evaluating evidence
- Preparing manual and electronic estimates
- Subrogation claims
- Resolving coverage questions
- Taking statements
- Establishing clear evaluation and resolution plans for claims
Knowledge and Skills:
Advanced knowledge of:
- Fair Trade Practices Act as it relates to claims
- Subrogation procedures and processes
- Intercompany arbitration
- Handling simple litigation
- Advanced knowledge of building construction and repair techniques
Ability to:
- Handle claims to the line Claim Handling Standards
- Follow and apply ACG Claim policies, procedures and guidelines
- Work within assigned ACG Claim systems including basic PC software
- Perform basic claim file review and investigations
- Demonstrate effective communication skills (verbal and written)
- Demonstrate customer service skills by building and maintaining relationships with insureds/claimants while exhibiting understanding of their problems and responding to questions and concerns
- Analyze and solve problems while demonstrating sound decision-making skills
- Prioritize claim related functions
- Process time sensitive data and information from multiple sources
- Manage time, organize and plan workload and responsibilities
- Safely operate a motor vehicle in order to visit repair facilities, homes (for inspections), patients, etc.
- Research analyze and interpret subrogation laws in various states
- May travel outside of assigned territory which may involve overnight stay
- Resides in the State of Michigan only (Territory Specific: Wayne County, Oakland County and Macomb County)
Preferred Qualifications:
- 1-2 years of full cycle homeowners claims handling experience
- Experience handling personal property and additional living expense claims
- Experience with internal water loss, fire, and smoke claims
- Michigan Adjuster’s License preferred, but not required
- Associate degree in Claims
Work Environment
This position is currently able to work remotely from a home office location for day-to-day operations, with traveling to field locations as necessary to complete job responsibilities, unless occasional team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.
Who We Are
Become a part of something bigger.
The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.
By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.
And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other.
We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.
Important Note:
ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.
The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.
The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.
Regular and reliable attendance is essential for the function of this job.
AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.
It’s a great time to join AAA The Auto Club Group!
JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD
Job Type:
Full time
Exempt/Non Exempt:
Salary
Job Description:
Eligible candidates must reside within the metro Detroit Michigan area for consideration and have a valid state driver's license. Preferred candidates should reside in Oakland, Macomb, or Wayne County.
Metro Detroit Field Property Claim Specialist - AAA The Auto Club Group
Reports to: Claim Manager as appropriate
What you will do:
- Work under minimal supervision with a high-level approval authority to handle complex technical issues and complex claims.
- Review assigned claims.
- Contact the insured and other affected parties, set expectations for the remainder of the claim process, and initiate documentation in the claim handling system.
- Complete complex coverage analysis.
- Ensure all possible policyholder benefits are identified.
- Create additional sub-claims if needed.
- Complete an investigation of the facts regarding the claim to further and in more detail determine if the claim should be paid, the applicable limits or exclusions and possible recovery potential.
- Conduct thorough reviews of damages and determine the applicability of state law and other factors related to the claim.
- Evaluate the financial value of the loss.
- Approve payments for the appropriate parties accordingly.
- Refer claims to other company units when necessary (e.g., Underwriting, Recovery Units or Claims Special Investigation Unit).
- Thoroughly document and/or code the claim file and complete all claim closure and related activities in the assigned claims management system.
- Utilize strong negotiating skills.
Employees will be assigned to the Michigan Homeowner claim unit and will handle claims generally valued between $10,000 and $75,000 and occasionally over $100,000 for field role. Investigate claims requiring coverage analysis. When handling claims in the field, must prepare damage estimates using Xactimate estimating software. Review estimates for accuracy. May monitor contractor repair status and updates.
Supervisory Responsibilities:
None
How you will benefit:
- A competitive annual salary between $63,000 - $85,000
- ACG offers excellent and comprehensive benefits packages, including:
- Medical, dental and vision benefits
- 401k Match
- Paid parental leave and adoption assistance
- Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
- Paid volunteer day annually
- Tuition assistance program, professional certification reimbursement program and other professional development opportunities
- AAA Membership
- Discounts, perks, and rewards and much more
We’re looking for candidates who:
Required Qualifications:
Education:
- Associate degree in Business Administration, Insurance or a related field or the equivalent in related work experience
- Completion of the Insurance Institute of America's: General Insurance Program, Associate in Claims, associate in management or equivalent
- CPCU coursework or designation
- Xactware Training
- Complete ACG Claim Representative Training Program or demonstrate equivalent knowledge or experience.
- In states where an Adjuster’s license is required, the candidate must be eligible to acquire a State Adjuster’s license within 90 days of hire and maintain as specified for appropriate states.
- Must have a valid State Driver's License
Ability to:
- Lift up to 25 pounds
- Climb ladders
- Walk on roofs
Experience:
- Three years of experience or equivalent training in the following:
- Negotiation of claim settlements
- Securing and evaluating evidence
- Preparing manual and electronic estimates
- Subrogation claims
- Resolving coverage questions
- Taking statements
- Establishing clear evaluation and resolution plans for claims
Knowledge and Skills:
Advanced knowledge of:
- Fair Trade Practices Act as it relates to claims
- Subrogation procedures and processes
- Intercompany arbitration
- Handling simple litigation
- Advanced knowledge of building construction and repair techniques
Ability to:
- Handle claims to the line Claim Handling Standards
- Follow and apply ACG Claim policies, procedures and guidelines
- Work within assigned ACG Claim systems including basic PC software
- Perform basic claim file review and investigations
- Demonstrate effective communication skills (verbal and written)
- Demonstrate customer service skills by building and maintaining relationships with insureds/claimants while exhibiting understanding of their problems and responding to questions and concerns
- Analyze and solve problems while demonstrating sound decision-making skills
- Prioritize claim related functions
- Process time sensitive data and information from multiple sources
- Manage time, organize and plan workload and responsibilities
- Safely operate a motor vehicle in order to visit repair facilities, homes (for inspections), patients, etc.
- Research analyze and interpret subrogation laws in various states
- May travel outside of assigned territory which may involve overnight stay
- Resides in the State of Michigan only (Territory Specific: Wayne County, Oakland County and Macomb County)
Preferred Qualifications:
- 1-2 years of full cycle homeowners claims handling experience
- Experience handling personal property and additional living expense claims
- Experience with internal water loss, fire, and smoke claims
- Michigan Adjuster’s License preferred, but not required
- Associate degree in Claims
Work Environment
This position is currently able to work remotely from a home office location for day-to-day operations, with traveling to field locations as necessary to complete job responsibilities, unless occasional team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.
Who We Are
Become a part of something bigger.
The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.
By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.
And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other.
We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.
Important Note:
ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.
The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.
The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.
Regular and reliable attendance is essential for the function of this job.
AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.
See all Field Property Claims Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Field Property Claims roles.
Get Access To All JobsTips for Finding Field Property Claims Jobs
Target large insurance carriers first
Major national insurers like Allstate, Travelers, and Liberty Mutual have established visa sponsorship programs and dedicated immigration counsel. They process H-1B petitions regularly and are far more likely to sponsor than regional or independent adjusting firms.
Align your degree to the specialty occupation standard
USCIS requires a direct relationship between your degree field and the role. Degrees in civil engineering, construction management, or architecture strengthen your case considerably. A general business degree alone may not satisfy the specialty occupation requirement for this role.
Highlight field inspection and technical assessment skills
Employers sponsoring visas need to justify the hire to USCIS. Emphasize technical competencies like structural damage assessment, building code knowledge, and estimation software proficiency. These signal the specialized nature of the role and support the sponsorship case.
Understand the H-1B lottery timeline before applying
H-1B registrations open each March for an October 1 start date. If you need sponsorship, plan job applications for the preceding fall and winter. Missing the registration window means waiting a full year before your employer can petition again.
Ask about cap-exempt sponsorship pathways
Some employers affiliated with nonprofits or government entities are exempt from the H-1B annual cap, meaning they can file petitions year-round without lottery risk. It's a narrow pathway for this industry, but worth confirming with each employer during early conversations.
Get your credentials evaluated if you studied abroad
If your degree is from outside the U.S., obtain a credential evaluation from a NACES-approved evaluator before applying. Insurance employers and USCIS both scrutinize foreign degree equivalency, and having a formal evaluation ready removes a common bottleneck in the sponsorship process.
Frequently Asked Questions
Do Field Property Claims jobs qualify for H-1B visa sponsorship?
They can, but it depends on how the role is structured. USCIS must classify the position as a specialty occupation requiring at least a bachelor's degree in a specific field. Roles emphasizing engineering knowledge, construction science, or technical loss assessment are more defensible than generalist adjuster positions. Employers typically need to document the degree requirement clearly in the Labor Condition Application and petition.
What degree do I need to get sponsored for a Field Property Claims role?
Civil engineering, construction management, architecture, and structural engineering are the strongest fits. Some employers accept degrees in business or finance for adjuster roles, but those are harder to defend as specialty occupations with USCIS. If your degree is tangentially related, pairing it with certifications like the AIC or CPCU can help strengthen the connection between your qualifications and the job duties.
How competitive is H-1B approval for insurance industry roles like this?
Approval rates for insurance-sector H-1B petitions are generally solid when the specialty occupation basis is well-documented. The bigger challenge is the lottery itself, where selection rates have hovered around 20 to 25 percent in recent years. Large carriers with premium processing experience and established legal teams tend to navigate the process more efficiently than smaller firms attempting their first sponsorship.
Can I work as a Field Property Claims adjuster on OPT or STEM OPT before finding a sponsor?
Yes. If you hold an F-1 visa and recently graduated in a qualifying field, standard OPT gives you 12 months of work authorization. A STEM degree may extend that to 36 months, giving you meaningful runway to build claims experience and identify an employer willing to file an H-1B petition on your behalf before your OPT expires.
Where can I find Field Property Claims jobs that offer visa sponsorship?
Migrate Mate is built specifically for international job seekers and filters for employers with active sponsorship history. Browsing Field Property Claims listings on Migrate Mate lets you focus on companies that have petitioned for H-1B workers before, which is a meaningful signal that they understand the process and are open to sponsoring qualified candidates again.
What is the prevailing wage requirement for sponsored Field Property Claims jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.