Loan Consultant Jobs in USA with Visa Sponsorship
Loan consultant roles qualify for H-1B visa sponsorship when the position requires a bachelor's degree in finance, economics, or a related field. Many banks and mortgage companies sponsor international candidates, and the E-3 visa offers Australian nationals a cap-exempt alternative with no lottery.
Find Loan Consultant JobsOverview
Showing 5 of 24+ Loan Consultant jobs
See all Loan Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Consultant roles.
Get Access To All JobsOverview
New American Funding’s Reverse Mortgage Division is focused on helping homeowners age 62 and older understand and access the equity they have built in their homes to support their financial and retirement goals. Reverse Mortgage Loan Consultants are experienced, self-generating mortgage professionals responsible for sourcing and generating new business, developing and maintaining referral relationships, and guiding borrowers through the reverse mortgage process. Loan Consultants leverage their existing professional networks while building new relationships with borrowers, referral partners, and industry professionals to grow their business and provide personalized reverse mortgage solutions based on each customer’s individual needs and financial goals.
Location: Remote
Salary: Commission Based (BPS)
Responsibilities
- Builds rapport and leverages existing relationships with network and potential borrowers with the goal of helping customers achieve their mortgage financing goals.
- Consult with customers and analyze their financial situations to provide the appropriate solution and advice as to the best loan product for each customer.
- Ensure each loan meets the customer's needs as well as quality and marketability standards of New American Funding.
- Understand the process of loan origination and manage the loan application process in conjunction with operational support staff.
- Input and upload application and customer's information into loan origination software.
- Structure and price loans accurately and in accordance with NAF guidelines.
- Other duties may be assigned.
Qualifications
- Two or more years' full time reverse loan origination experience.
- Possess good judgment, problem solving and researching skills, and the ability to accept responsibility, complex situations and handle confidential information.
- Ability to structure and price loans.
- Active NMLS license.
- Excellent communication and relationship building skills.
- Self-motivated, self-starting mortgage professional.
- Experience with reverse mortgage loan product.
Desired Education/Experience
- High school diploma or general education degree (GED); two or more years' full time reverse loan origination experience in local market.
- Proven results as a loan originator and successful track record of strong production.
- Proven ability to self-source reverse mortgage business through an established network of referral partners, past clients, community relationships, and other business-development activities.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
EOE/M/F/D/V. Drug-free workplace.
Work Authorization
Must be able to verify identity and employment eligibility to work in the U.S.
New American Funding recruiters may contact candidates through LinkedIn, phone, text message, or email. Official email communications will come from an address ending in @nafinc.com. We will only request sensitive personal information through our secure application and onboarding systems—not through email, social media, text message, or instant messaging. New American Funding will never request payment from candidates at any stage of the recruitment process.
Overview
New American Funding’s Reverse Mortgage Division is focused on helping homeowners age 62 and older understand and access the equity they have built in their homes to support their financial and retirement goals. Reverse Mortgage Loan Consultants are experienced, self-generating mortgage professionals responsible for sourcing and generating new business, developing and maintaining referral relationships, and guiding borrowers through the reverse mortgage process. Loan Consultants leverage their existing professional networks while building new relationships with borrowers, referral partners, and industry professionals to grow their business and provide personalized reverse mortgage solutions based on each customer’s individual needs and financial goals.
Location: Remote
Salary: Commission Based (BPS)
Responsibilities
- Builds rapport and leverages existing relationships with network and potential borrowers with the goal of helping customers achieve their mortgage financing goals.
- Consult with customers and analyze their financial situations to provide the appropriate solution and advice as to the best loan product for each customer.
- Ensure each loan meets the customer's needs as well as quality and marketability standards of New American Funding.
- Understand the process of loan origination and manage the loan application process in conjunction with operational support staff.
- Input and upload application and customer's information into loan origination software.
- Structure and price loans accurately and in accordance with NAF guidelines.
- Other duties may be assigned.
Qualifications
- Two or more years' full time reverse loan origination experience.
- Possess good judgment, problem solving and researching skills, and the ability to accept responsibility, complex situations and handle confidential information.
- Ability to structure and price loans.
- Active NMLS license.
- Excellent communication and relationship building skills.
- Self-motivated, self-starting mortgage professional.
- Experience with reverse mortgage loan product.
Desired Education/Experience
- High school diploma or general education degree (GED); two or more years' full time reverse loan origination experience in local market.
- Proven results as a loan originator and successful track record of strong production.
- Proven ability to self-source reverse mortgage business through an established network of referral partners, past clients, community relationships, and other business-development activities.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
EOE/M/F/D/V. Drug-free workplace.
Work Authorization
Must be able to verify identity and employment eligibility to work in the U.S.
New American Funding recruiters may contact candidates through LinkedIn, phone, text message, or email. Official email communications will come from an address ending in @nafinc.com. We will only request sensitive personal information through our secure application and onboarding systems—not through email, social media, text message, or instant messaging. New American Funding will never request payment from candidates at any stage of the recruitment process.
See all Loan Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Consultant roles.
Get Access To All JobsTips for Finding Visa Sponsorship as a Loan Consultant
Verify your degree matches the role
Loan consultant positions must qualify as a specialty occupation for H-1B or E-3 sponsorship. Check that your degree is in finance, economics, business, or accounting, a general degree in an unrelated field can trigger a Request for Evidence from USCIS.
Look up prevailing wages before negotiating
Your employer's Labor Condition Application must certify a wage at or above the DOL prevailing wage for loan consultants in that metro area. Use the OFLC Wage Search to find the Level I–IV range for your target city before you discuss compensation.
Target lenders with LCA filing history
Use Migrate Mate to find banks, credit unions, and mortgage companies with verified LCA sponsorship history for loan consultant roles. Employers who've filed before understand the process and are far less likely to withdraw an offer mid-application.
Prepare for commission-structure complications
Many loan consultant roles are partly commission-based, which creates LCA compliance issues because the DOL prevailing wage requirement applies to base pay. Confirm with the employer that your guaranteed base salary alone meets the certified wage before accepting an offer.
Get your NMLS license sorted early
Most states require loan consultants to hold a Nationwide Multistate Licensing System license before they can originate loans. Some employers won't begin the sponsorship process until you're licensed, so start the licensing application before you're in active offer negotiations.
Understand the PERM timeline for green card pathways
If your employer offers permanent residence sponsorship, the PERM labor certification process requires a formal recruitment phase before DOL filing. That recruitment window typically takes several months, so ask about the employer's green card policy during the offer stage, not after you start.
Frequently Asked Questions
Do loan consultant jobs qualify for H-1B visa sponsorship?
They can, but it depends on how the role is defined. The position must require a bachelor's degree in a specific field like finance, economics, or accounting to qualify as a specialty occupation. If the job description accepts any bachelor's degree regardless of field, USCIS may issue a Request for Evidence challenging the classification. Employers should write job requirements precisely to support the petition.
Which visa types are available for international loan consultants in the U.S.?
H-1B is the most common path, but it's subject to an annual cap and selection process. Australian nationals can use the E-3 visa instead, which has its own annual allocation that has never been exhausted and requires no lottery. Chilean and Singaporean nationals may qualify for the H-1B1 visa. TN visa is not available for loan consultants because the role doesn't appear on the USMCA profession list.
How do I find loan consultant employers who sponsor visas?
Migrate Mate lists employers with verified sponsorship history for financial services roles including loan consultants, searchable by city and role type. This saves time by showing you companies that have already navigated the LCA filing process, rather than cold-applying to employers who may not be familiar with sponsorship requirements.
Does a commission-based pay structure affect my visa sponsorship eligibility?
It can create compliance problems. The DOL requires that an employer's Labor Condition Application certify a wage equal to or above the prevailing wage for the role and location. If a large portion of your compensation is commission, the employer must still guarantee that your base salary meets the LCA-certified wage. Employers who rely heavily on variable pay sometimes restructure compensation packages to remain compliant.
Is a state NMLS license required before an employer can sponsor me?
Many employers treat active NMLS licensure as a prerequisite before initiating sponsorship because licensed loan originators can generate revenue from day one. Licensing requirements vary by state, but most require passing the SAFE Mortgage Loan Originator Test and completing pre-licensing education. Starting this process before you're in active negotiations puts you in a stronger position and shortens the timeline between offer and first day of work.
What is the prevailing wage requirement for sponsored Loan Consultant jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.