Loan Officer Jobs in USA with Visa Sponsorship
Loan officers help individuals and businesses secure financing for homes, cars, and commercial ventures. While most positions require U.S. citizenship due to federal banking regulations, some private lenders and credit unions sponsor H-1B visas for candidates with specialized finance degrees and multilingual skills for international lending divisions. For detailed occupation requirements, see the O*NET profile.
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About the team
At Zillow Home Loans, we’re at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! In the Loan Officer Development Program within Zillow Home Loans' Premier Team, you’ll be part of a collaborative, high-energy group focused on helping homebuyers navigate one of life’s biggest milestones — purchasing a home. The Premier Team supports Zillow’s mission to make home buying and financing easier, more transparent, and more accessible for all. Our team plays a key role in providing exceptional borrower and agent experiences by ensuring every loan moves forward smoothly and efficiently.
About the role
This is an opportunity to launch or grow your mortgage career while contributing directly to Zillow’s mission of transforming the home buying journey. You’ll gain hands-on experience in mortgage origination, lead management, and customer engagement — all while being part of a supportive, in-office team that values learning, collaboration, and excellence.
In the Loan Officer Development Program, you’ll partner with our Premier Loan Officers to provide a seamless loan origination process while helping to deliver a world-class customer experience. You’ll engage directly with borrowers and real estate agents to provide timely, high-quality support throughout the mortgage journey. Activities include, but are not limited, to responding to borrower and agent inquiries, completing timely follow-ups, and accurately inputting contracts and documentation. This role is ideal for individuals who are motivated by meaningful work, thrive in a fast-paced environment, and are eager to build a career in the mortgage industry — with the goal of transitioning into a Loan Officer role within 4 months of starting.
You Will Get To:
- Deliver a world-class customer experience by enhancing responsiveness and accessibility for customers and real estate agents, while providing exceptional service.
- Support the end-to-end loan origination process — from pre-approval to closing — ensuring accuracy, compliance, and exceptional borrower experiences.
- Manage and follow up on mortgage leads to maximize conversion opportunities and maintain a healthy pipeline.
- Complete a phased four-month learning plan that includes SAFE licensing prep, hands-on practice, and mentorship from experienced Loan Officers and Managers.
- Collaborate with teammates and leaders to identify process improvements and deliver outstanding results.
This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to the Company. U.S. employees may live in any of the 50 United States, with limited exceptions. In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $28.70 - $45.90 hourly. This base pay range is specific to these locations and may not be applicable to other locations. Actual amounts will vary depending on experience, performance and location.
Who you are
- 1+ year of experience in sales, customer service, or other client-facing roles; mortgage or financial services experience is a plus but not required.
- Excellent communication and relationship-building skills — with the ability to effectively communicate complex information to customers and real estate agents. You thrive in a collaborative, team-oriented environment.
- High school diploma or equivalent. Bachelor's degree in finance, business, or a related field is preferred.
- Strong attention to detail and organizational skills; able to manage multiple priorities while maintaining accuracy and compliance.
- Growth mindset and willingness to learn complex processes and systems in a fast-paced environment.
- Proficiency in using CRM systems, and other relevant tools.
- Customer-centric mindset with a proactive and problem-solving attitude.
- This is a full time position, Monday–Friday 8:00 a.m.–5:00 p.m PST.
- Must be physically located within 75 miles of our (Seattle, WA) Office.
- Must obtain a SAFE Mortgage Loan Originator license within 90 days of hire (licensing support and training provided).
Here at Zillow, we value the experience and perspective of candidates with non-traditional backgrounds. We encourage you to apply if you have transferable skills or related experiences.
Get to know us
At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality.
Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

About the team
At Zillow Home Loans, we’re at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! In the Loan Officer Development Program within Zillow Home Loans' Premier Team, you’ll be part of a collaborative, high-energy group focused on helping homebuyers navigate one of life’s biggest milestones — purchasing a home. The Premier Team supports Zillow’s mission to make home buying and financing easier, more transparent, and more accessible for all. Our team plays a key role in providing exceptional borrower and agent experiences by ensuring every loan moves forward smoothly and efficiently.
About the role
This is an opportunity to launch or grow your mortgage career while contributing directly to Zillow’s mission of transforming the home buying journey. You’ll gain hands-on experience in mortgage origination, lead management, and customer engagement — all while being part of a supportive, in-office team that values learning, collaboration, and excellence.
In the Loan Officer Development Program, you’ll partner with our Premier Loan Officers to provide a seamless loan origination process while helping to deliver a world-class customer experience. You’ll engage directly with borrowers and real estate agents to provide timely, high-quality support throughout the mortgage journey. Activities include, but are not limited, to responding to borrower and agent inquiries, completing timely follow-ups, and accurately inputting contracts and documentation. This role is ideal for individuals who are motivated by meaningful work, thrive in a fast-paced environment, and are eager to build a career in the mortgage industry — with the goal of transitioning into a Loan Officer role within 4 months of starting.
You Will Get To:
- Deliver a world-class customer experience by enhancing responsiveness and accessibility for customers and real estate agents, while providing exceptional service.
- Support the end-to-end loan origination process — from pre-approval to closing — ensuring accuracy, compliance, and exceptional borrower experiences.
- Manage and follow up on mortgage leads to maximize conversion opportunities and maintain a healthy pipeline.
- Complete a phased four-month learning plan that includes SAFE licensing prep, hands-on practice, and mentorship from experienced Loan Officers and Managers.
- Collaborate with teammates and leaders to identify process improvements and deliver outstanding results.
This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to the Company. U.S. employees may live in any of the 50 United States, with limited exceptions. In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $28.70 - $45.90 hourly. This base pay range is specific to these locations and may not be applicable to other locations. Actual amounts will vary depending on experience, performance and location.
Who you are
- 1+ year of experience in sales, customer service, or other client-facing roles; mortgage or financial services experience is a plus but not required.
- Excellent communication and relationship-building skills — with the ability to effectively communicate complex information to customers and real estate agents. You thrive in a collaborative, team-oriented environment.
- High school diploma or equivalent. Bachelor's degree in finance, business, or a related field is preferred.
- Strong attention to detail and organizational skills; able to manage multiple priorities while maintaining accuracy and compliance.
- Growth mindset and willingness to learn complex processes and systems in a fast-paced environment.
- Proficiency in using CRM systems, and other relevant tools.
- Customer-centric mindset with a proactive and problem-solving attitude.
- This is a full time position, Monday–Friday 8:00 a.m.–5:00 p.m PST.
- Must be physically located within 75 miles of our (Seattle, WA) Office.
- Must obtain a SAFE Mortgage Loan Originator license within 90 days of hire (licensing support and training provided).
Here at Zillow, we value the experience and perspective of candidates with non-traditional backgrounds. We encourage you to apply if you have transferable skills or related experiences.
Get to know us
At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality.
Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
See all 569+ Loan Officer jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Officer roles.
Get Access To All JobsTips for Finding Loan Officer Jobs
Target private lenders over traditional banks
Credit unions, mortgage brokers, and alternative lenders face fewer federal restrictions than FDIC-insured banks. These employers are more likely to sponsor visas for loan officers with specialized expertise.
Highlight multilingual abilities
Lenders serving immigrant communities value loan officers who speak multiple languages fluently. Document your language skills and cultural knowledge as specialty qualifications requiring visa sponsorship.
Focus on commercial lending roles
Business loan officers face less regulatory scrutiny than residential mortgage officers. Commercial lending positions often require advanced financial analysis skills that justify H-1B specialty occupation requirements.
Emphasize quantitative finance background
A degree in finance, economics, or mathematics strengthens your H-1B case. Highlight coursework in financial modeling, risk analysis, and statistical methods to meet specialty occupation standards.
Consider fintech and alternative lending
Online lenders and financial technology companies operate with fewer traditional banking restrictions. These employers often sponsor visas for loan officers with technology and data analysis skills.
Research state-specific licensing requirements
Most states require loan officers to complete pre-licensing education and pass the SAFE MLO exam. Factor licensing timelines into your job search and visa application timing.
Loan Officer jobs are hiring across the US. Find yours.
Find Loan Officer JobsFrequently Asked Questions
Do loan officers qualify for H-1B visa sponsorship?
Loan officers can qualify for H-1B sponsorship if they work for private lenders and hold a bachelor's degree in finance, economics, or related field. Most traditional banks avoid sponsoring due to federal banking regulations, but credit unions, mortgage brokers, and fintech companies are more open to visa sponsorship.
What degree do I need to work as a sponsored loan officer?
You typically need a bachelor's degree in finance, economics, business administration, or mathematics. The degree must relate directly to loan analysis and financial risk assessment. Some employers accept accounting or statistics degrees if combined with relevant lending experience or financial certifications.
Which types of lenders sponsor work visas?
Private mortgage companies, credit unions, commercial lenders, and fintech firms are most likely to sponsor visas. Traditional banks face stricter federal oversight and rarely sponsor loan officers. Focus your search on alternative lenders, online lending platforms, and institutions serving international clients.
Do I need special licenses to work as a loan officer on a visa?
Yes, most loan officers must obtain state licensing through the SAFE MLO system. This requires completing 20 hours of pre-licensing education, passing a written exam, and undergoing background checks. Work authorization through your visa allows you to apply for these licenses in your employment state.
How competitive is visa sponsorship for loan officers?
Visa sponsorship is moderately competitive due to regulatory restrictions in traditional banking. Your best chances are with specialized roles requiring language skills, commercial lending expertise, or quantitative analysis abilities. Having a finance degree and relevant certifications significantly improves sponsorship prospects with private lenders.
How to find Loan Officer jobs with visa sponsorship?
To find Loan Officer jobs with visa sponsorship, use Migrate Mate, which specializes in connecting international candidates with sponsoring employers. Focus your search on major banks, credit unions, mortgage companies, and financial institutions that commonly sponsor H-1B and other work visas. These employers often need skilled loan officers and are willing to sponsor qualified international candidates with relevant banking or finance experience.
What is the prevailing wage requirement for sponsored Loan Officer jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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