Loan Officer Jobs in USA with Visa Sponsorship
Loan officers help individuals and businesses secure financing for homes, cars, and commercial ventures. While most positions require U.S. citizenship due to federal banking regulations, some private lenders and credit unions sponsor H-1B visas for candidates with specialized finance degrees and multilingual skills for international lending divisions. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsINTRODUCTION
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Join The Potempa Team, powered by CrossCountry Mortgage, known for quality products and exceptional service. We offer a wide range of financing options, including conventional, FHA, VA, USDA, jumbo, portfolio, and construction loans. Our advanced technology streamlines the home loan process, helping clients achieve their financing goals more efficiently.
POSITION OVERVIEW
The Loan Officer Assistant / Processor provides support to CrossCountry Mortgage, LLC’s (“CCM”) mortgage loan officers in their daily duties to increase loan production levels. The Loan Officer Assistant / Processor works directly with CCM customers, loan officers, and processors to ensure a positive customer experience and facilitate timely loan closings.
JOB RESPONSIBILITIES
- Assist in reviewing mortgage loan application and documentation, which may include phone and computer work, printing, copying, scanning, emailing, overnighting documents, etc.
- Review mortgage loan disclosure packages and deliver them to the borrower.
- Create rate disclosure and re-disclosure packages and deliver them to the borrower.
- Review documents and entire loan files and work to prevent problems by highlighting deficiencies and then notifying the mortgage loan officer and/or loan processor.
- Clarify/correct information and obtain additional information, as necessary, via phone, email, etc.
- General clerical and phone support to loan officers and/or loan processors, as needed.
- Work with management to provide support in various stages and areas of lending and processing as needed.
- Assist in managing a pipeline consisting of conventional, FHA, VA, and USDA loans, along with 203K and reverse mortgage products.
- Deliver appraisals and/or property valuations to the borrower and retrieve proof of receipt.
- Track outstanding items on all loan files and follow up with customers to ensure timely receipt of necessary documentation.
- Facilitate timely loan closings by working directly with the Title Company and customer to schedule.
QUALIFICATIONS AND SKILLS
- High School Diploma, General Equivalency Diploma (GED), or educational equivalent from an accredited institution.
- A minimum of 2 years of mortgage-related experience, including customer contact.
- Excellent communication skills.
- Ability to manage multiple tasks/projects and deadlines simultaneously.
- Previous sales support experience, preferred.
- Proficient with Microsoft Office applications.
- Salesforce working experience.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
PAY RANGE
- Annual Salary: Up to $105,000.00 consisting of base plus bonus.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success!
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).
The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
INTRODUCTION
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Join The Potempa Team, powered by CrossCountry Mortgage, known for quality products and exceptional service. We offer a wide range of financing options, including conventional, FHA, VA, USDA, jumbo, portfolio, and construction loans. Our advanced technology streamlines the home loan process, helping clients achieve their financing goals more efficiently.
POSITION OVERVIEW
The Loan Officer Assistant / Processor provides support to CrossCountry Mortgage, LLC’s (“CCM”) mortgage loan officers in their daily duties to increase loan production levels. The Loan Officer Assistant / Processor works directly with CCM customers, loan officers, and processors to ensure a positive customer experience and facilitate timely loan closings.
JOB RESPONSIBILITIES
- Assist in reviewing mortgage loan application and documentation, which may include phone and computer work, printing, copying, scanning, emailing, overnighting documents, etc.
- Review mortgage loan disclosure packages and deliver them to the borrower.
- Create rate disclosure and re-disclosure packages and deliver them to the borrower.
- Review documents and entire loan files and work to prevent problems by highlighting deficiencies and then notifying the mortgage loan officer and/or loan processor.
- Clarify/correct information and obtain additional information, as necessary, via phone, email, etc.
- General clerical and phone support to loan officers and/or loan processors, as needed.
- Work with management to provide support in various stages and areas of lending and processing as needed.
- Assist in managing a pipeline consisting of conventional, FHA, VA, and USDA loans, along with 203K and reverse mortgage products.
- Deliver appraisals and/or property valuations to the borrower and retrieve proof of receipt.
- Track outstanding items on all loan files and follow up with customers to ensure timely receipt of necessary documentation.
- Facilitate timely loan closings by working directly with the Title Company and customer to schedule.
QUALIFICATIONS AND SKILLS
- High School Diploma, General Equivalency Diploma (GED), or educational equivalent from an accredited institution.
- A minimum of 2 years of mortgage-related experience, including customer contact.
- Excellent communication skills.
- Ability to manage multiple tasks/projects and deadlines simultaneously.
- Previous sales support experience, preferred.
- Proficient with Microsoft Office applications.
- Salesforce working experience.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
PAY RANGE
- Annual Salary: Up to $105,000.00 consisting of base plus bonus.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success!
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).
The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
How to Get Visa Sponsorship in Loan Officer
Target private lenders over traditional banks
Credit unions, mortgage brokers, and alternative lenders face fewer federal restrictions than FDIC-insured banks. These employers are more likely to sponsor visas for loan officers with specialized expertise.
Highlight multilingual abilities
Lenders serving immigrant communities value loan officers who speak multiple languages fluently. Document your language skills and cultural knowledge as specialty qualifications requiring visa sponsorship.
Focus on commercial lending roles
Business loan officers face less regulatory scrutiny than residential mortgage officers. Commercial lending positions often require advanced financial analysis skills that justify H-1B specialty occupation requirements.
Emphasize quantitative finance background
A degree in finance, economics, or mathematics strengthens your H-1B case. Highlight coursework in financial modeling, risk analysis, and statistical methods to meet specialty occupation standards.
Consider fintech and alternative lending
Online lenders and financial technology companies operate with fewer traditional banking restrictions. These employers often sponsor visas for loan officers with technology and data analysis skills.
Research state-specific licensing requirements
Most states require loan officers to complete pre-licensing education and pass the SAFE MLO exam. Factor licensing timelines into your job search and visa application timing.
Loan Officer jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Do loan officers qualify for H-1B visa sponsorship?
Loan officers can qualify for H-1B sponsorship if they work for private lenders and hold a bachelor's degree in finance, economics, or related field. Most traditional banks avoid sponsoring due to federal banking regulations, but credit unions, mortgage brokers, and fintech companies are more open to visa sponsorship.
What degree do I need to work as a sponsored loan officer?
You typically need a bachelor's degree in finance, economics, business administration, or mathematics. The degree must relate directly to loan analysis and financial risk assessment. Some employers accept accounting or statistics degrees if combined with relevant lending experience or financial certifications.
Which types of lenders sponsor work visas?
Private mortgage companies, credit unions, commercial lenders, and fintech firms are most likely to sponsor visas. Traditional banks face stricter federal oversight and rarely sponsor loan officers. Focus your search on alternative lenders, online lending platforms, and institutions serving international clients.
Do I need special licenses to work as a loan officer on a visa?
Yes, most loan officers must obtain state licensing through the SAFE MLO system. This requires completing 20 hours of pre-licensing education, passing a written exam, and undergoing background checks. Work authorization through your visa allows you to apply for these licenses in your employment state.
How competitive is visa sponsorship for loan officers?
Visa sponsorship is moderately competitive due to regulatory restrictions in traditional banking. Your best chances are with specialized roles requiring language skills, commercial lending expertise, or quantitative analysis abilities. Having a finance degree and relevant certifications significantly improves sponsorship prospects with private lenders.
What is the prevailing wage requirement for sponsored Loan Officer jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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