Loan Officer Jobs in USA with Visa Sponsorship
Loan officers help individuals and businesses secure financing for homes, cars, and commercial ventures. While most positions require U.S. citizenship due to federal banking regulations, some private lenders and credit unions sponsor H-1B visas for candidates with specialized finance degrees and multilingual skills for international lending divisions. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsWho we are looking for
This roles requires a deep understanding of the complexities of servicing bank loan debt held in complex global fund structures. The candidate should have a background in client management, team management, multi-point reconciliations, fund accounting, custody, vendor data sourcing and automation. Strong critical thinking skills and an ability to meet aggressive deadlines in high volume work environment are essential.
Why this role is important to us
The team you will be joining plays an important role in the overall success of the organization. Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. To make that happen we need teams like yours to help navigate employees and the organization as a whole. In your role you will strive for cutting-edge solutions, that are straightforward and scalable. You will help us build resilience and execute day to day deliverables at our best.
Join us if making your mark in the financial services industry from day one is a challenge you are up for.
What you will be responsible for:
As Loan Services Operations Officer, you will
- Act as primary contact and escalation point for operational issues
- Receive and resolve inquiries from client, Client Management, COEs, BU Shared Services and BU Client Service and ensure timely resolution.
- Maintain and monitor open items, issues, logs, project lists…
- Address custom client requests, manage production activities of Client Support Specialists 1, 2 and Senior Specialists.
- Coordinate the implementation of new funds, systems and processes. Assist with client conversions and other client projects.
- Identify and implement consistent operational best practices.
What we value
These skills will help you succeed in this role
- Strong critical thinking, problem solving, and decision making skills
- Strong interpersonal skills and ethical decision making
- Ability to work in a team environment with emphasis on collaboration with both clients and other internal service teams.
Education & Preferred Qualifications
- BS/BA degree required. Must have a minimum of 5-7 years of related experience, preferably in financial services industry
- Experience in working with Bank Loan asset class required
- Proficiency with Wall Street Office (WSO)
About State Street
What we do. State Street is one of the largest custodian banks, asset managers and asset intelligence companies in the world. From technology to product innovation we’re making our mark on the financial services industry. For more than two centuries, we’ve been helping our clients safeguard and steward the investments of millions of people. We provide investment servicing, data & analytics, investment research & trading and investment management to institutional clients.
Work, Live and Grow. We make all efforts to create a great work environment. Our benefits packages are competitive and comprehensive. Details vary in locations, but you may expect generous medical care, insurance and savings plans among other perks. You’ll have access to flexible Work Program to help you match your needs. And our wealth of development programs and educational support will help you reach your full potential.
Inclusion, Diversity and Social Responsibility. We truly believe our employees’ diverse backgrounds, experiences and perspective are a powerful contributor to creating an inclusive environment where everyone can thrive and reach their maximum potential while adding value to both our organization and our clients. We warmly welcome the candidates of diverse origin, background, ability, age, sexual orientation, gender identity and personality. Another fundamental value at State Street is active engagement with our communities around the world, both as a partner and a leader. You will have tools to help balance your professional and personal life, paid volunteer days, matching gift program and access to employee networks that help you stay connected to what matters to you.
State Street is an equal opportunity and affirmative action employer.
Salary Range:
$60,000 - $101,250 Annual
The range quoted above applies to the role in the primary location specified. If the candidate would ultimately work outside of the primary location above, the applicable range could differ.
Employees are eligible to participate in State Street’s comprehensive benefits program, which includes: our retirement savings plan (401K) with company match; insurance coverage including basic life, medical, dental, vision, long-term disability, and other optional additional coverages; paid-time off including vacation, sick leave, short term disability, and family care responsibilities; access to our Employee Assistance Program; incentive compensation including eligibility for annual performance-based awards (excluding certain sales roles subject to sales incentive plans); and, eligibility for certain tax advantaged savings plans.
Job Application Disclosure:
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Who we are looking for
This roles requires a deep understanding of the complexities of servicing bank loan debt held in complex global fund structures. The candidate should have a background in client management, team management, multi-point reconciliations, fund accounting, custody, vendor data sourcing and automation. Strong critical thinking skills and an ability to meet aggressive deadlines in high volume work environment are essential.
Why this role is important to us
The team you will be joining plays an important role in the overall success of the organization. Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. To make that happen we need teams like yours to help navigate employees and the organization as a whole. In your role you will strive for cutting-edge solutions, that are straightforward and scalable. You will help us build resilience and execute day to day deliverables at our best.
Join us if making your mark in the financial services industry from day one is a challenge you are up for.
What you will be responsible for:
As Loan Services Operations Officer, you will
- Act as primary contact and escalation point for operational issues
- Receive and resolve inquiries from client, Client Management, COEs, BU Shared Services and BU Client Service and ensure timely resolution.
- Maintain and monitor open items, issues, logs, project lists…
- Address custom client requests, manage production activities of Client Support Specialists 1, 2 and Senior Specialists.
- Coordinate the implementation of new funds, systems and processes. Assist with client conversions and other client projects.
- Identify and implement consistent operational best practices.
What we value
These skills will help you succeed in this role
- Strong critical thinking, problem solving, and decision making skills
- Strong interpersonal skills and ethical decision making
- Ability to work in a team environment with emphasis on collaboration with both clients and other internal service teams.
Education & Preferred Qualifications
- BS/BA degree required. Must have a minimum of 5-7 years of related experience, preferably in financial services industry
- Experience in working with Bank Loan asset class required
- Proficiency with Wall Street Office (WSO)
About State Street
What we do. State Street is one of the largest custodian banks, asset managers and asset intelligence companies in the world. From technology to product innovation we’re making our mark on the financial services industry. For more than two centuries, we’ve been helping our clients safeguard and steward the investments of millions of people. We provide investment servicing, data & analytics, investment research & trading and investment management to institutional clients.
Work, Live and Grow. We make all efforts to create a great work environment. Our benefits packages are competitive and comprehensive. Details vary in locations, but you may expect generous medical care, insurance and savings plans among other perks. You’ll have access to flexible Work Program to help you match your needs. And our wealth of development programs and educational support will help you reach your full potential.
Inclusion, Diversity and Social Responsibility. We truly believe our employees’ diverse backgrounds, experiences and perspective are a powerful contributor to creating an inclusive environment where everyone can thrive and reach their maximum potential while adding value to both our organization and our clients. We warmly welcome the candidates of diverse origin, background, ability, age, sexual orientation, gender identity and personality. Another fundamental value at State Street is active engagement with our communities around the world, both as a partner and a leader. You will have tools to help balance your professional and personal life, paid volunteer days, matching gift program and access to employee networks that help you stay connected to what matters to you.
State Street is an equal opportunity and affirmative action employer.
Salary Range:
$60,000 - $101,250 Annual
The range quoted above applies to the role in the primary location specified. If the candidate would ultimately work outside of the primary location above, the applicable range could differ.
Employees are eligible to participate in State Street’s comprehensive benefits program, which includes: our retirement savings plan (401K) with company match; insurance coverage including basic life, medical, dental, vision, long-term disability, and other optional additional coverages; paid-time off including vacation, sick leave, short term disability, and family care responsibilities; access to our Employee Assistance Program; incentive compensation including eligibility for annual performance-based awards (excluding certain sales roles subject to sales incentive plans); and, eligibility for certain tax advantaged savings plans.
Job Application Disclosure:
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
See all 345+ Loan Officer Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Officer roles.
Get Access To All JobsTips for Finding Loan Officer Jobs
Target private lenders over traditional banks
Credit unions, mortgage brokers, and alternative lenders face fewer federal restrictions than FDIC-insured banks. These employers are more likely to sponsor visas for loan officers with specialized expertise.
Highlight multilingual abilities
Lenders serving immigrant communities value loan officers who speak multiple languages fluently. Document your language skills and cultural knowledge as specialty qualifications requiring visa sponsorship.
Focus on commercial lending roles
Business loan officers face less regulatory scrutiny than residential mortgage officers. Commercial lending positions often require advanced financial analysis skills that justify H-1B specialty occupation requirements.
Emphasize quantitative finance background
A degree in finance, economics, or mathematics strengthens your H-1B case. Highlight coursework in financial modeling, risk analysis, and statistical methods to meet specialty occupation standards.
Consider fintech and alternative lending
Online lenders and financial technology companies operate with fewer traditional banking restrictions. These employers often sponsor visas for loan officers with technology and data analysis skills.
Research state-specific licensing requirements
Most states require loan officers to complete pre-licensing education and pass the SAFE MLO exam. Factor licensing timelines into your job search and visa application timing.
Frequently Asked Questions
Do loan officers qualify for H-1B visa sponsorship?
Loan officers can qualify for H-1B sponsorship if they work for private lenders and hold a bachelor's degree in finance, economics, or related field. Most traditional banks avoid sponsoring due to federal banking regulations, but credit unions, mortgage brokers, and fintech companies are more open to visa sponsorship.
What degree do I need to work as a sponsored loan officer?
You typically need a bachelor's degree in finance, economics, business administration, or mathematics. The degree must relate directly to loan analysis and financial risk assessment. Some employers accept accounting or statistics degrees if combined with relevant lending experience or financial certifications.
Which types of lenders sponsor work visas?
Private mortgage companies, credit unions, commercial lenders, and fintech firms are most likely to sponsor visas. Traditional banks face stricter federal oversight and rarely sponsor loan officers. Focus your search on alternative lenders, online lending platforms, and institutions serving international clients.
Do I need special licenses to work as a loan officer on a visa?
Yes, most loan officers must obtain state licensing through the SAFE MLO system. This requires completing 20 hours of pre-licensing education, passing a written exam, and undergoing background checks. Work authorization through your visa allows you to apply for these licenses in your employment state.
How competitive is visa sponsorship for loan officers?
Visa sponsorship is moderately competitive due to regulatory restrictions in traditional banking. Your best chances are with specialized roles requiring language skills, commercial lending expertise, or quantitative analysis abilities. Having a finance degree and relevant certifications significantly improves sponsorship prospects with private lenders.
How to find Loan Officer jobs with visa sponsorship?
To find Loan Officer jobs with visa sponsorship, use Migrate Mate, which specializes in connecting international candidates with sponsoring employers. Focus your search on major banks, credit unions, mortgage companies, and financial institutions that commonly sponsor H-1B and other work visas. These employers often need skilled loan officers and are willing to sponsor qualified international candidates with relevant banking or finance experience.
What is the prevailing wage requirement for sponsored Loan Officer jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.