Mortgage Consultant Jobs in USA with Visa Sponsorship
Mortgage Consultant roles can be sponsored under the H-1B visa when the position qualifies as a specialty occupation requiring a finance, business, or economics degree. Employers in banking, credit unions, and mortgage firms have a track record of sponsoring this role. For detailed occupation requirements, see the O*NET profile.
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In addition to the salary posted above, this position is currently receiving an additional 5% premium pay due to the position being in King County.
The Washington State Housing Finance Commission (WSHFC) is currently recruiting for a full-time, permanent Mortgage Servicing Specialist position in the Homeownership Division.
The Homeownership Division administers all homeownership and homebuyer education programs. This Division is one of five divisions within the Washington State Housing Finance Commission. This position reports to the Loan Servicing Administrator of the Homeownership Division.
The Mortgage Servicing Specialist administers several aspects of sub servicing oversight for Single Family Homeownership Programs. This position will provide input for review and updates to subservicing oversight policies and the implementation of quality monitoring procedures and reporting. The Mortgage Servicing Specialist manages day to day servicing oversight activities of the Commission's first and second mortgage portfolio. Plan, lead, organize, and control the work performed by our subserving vendors, our organization, work unit, or program. Responsible for managing and analyzing a large volume of detailed information while maintaining a broad perspective of continued improvement of business practices and systems. The Mortgage Servicing Specialist helps develop policies and procedures which support the agency's goals and strategic plan and assure appropriate and optimum use of the agency's resources.
The duty station for this position is Seattle, WA. The work associated with this position will be performed through a combination of teleworking and complemented with on-site work and meetings as needed. Employees are required to work in the Seattle office at least once a week and may need to come in more frequently based on Division needs. Employees must reside in Washington state and within a reasonable distance of our worksite to respond to workplace reporting requirements.
Who we are:
The Commission is a market-driven and self-supporting agency created to provide below-market rate financing for building, purchasing, or preserving affordable housing and nonprofit capital facilities. The Commission functions as a financing conduit between developers, lenders, first-time home buyers, real estate professionals, and nonprofit organizations to provide affordable financing for homes, rental housing, civic and social services facilities, energy conservation projects and first-time farmers and ranchers.
We believe that creating a diverse, inclusive, and equitable environment is important and vital to the success of the Commission. We believe in working together to create an environment free from harassment and discrimination and moving beyond simple tolerance to embracing and celebrating the rich dimensions of diversity contained within each individual.
Duties
Principal Responsibilities:
- Review and assign monthly servicing audit report data from sub-servicer
- Conduct servicing audits
- Follow up with sub-servicer monthly to resolve audit findings and create action plans for improvement
- Review Monthly Servicing and Quality Control Dashboards from sub-servicer
- Create monthly servicing and quality control dashboards for Participating Lenders
- Report data and outcomes to management
- Review monthly MERs reports and identify rejection trends for root causing
- Monthly audit TOB & TOS transactions, Paid in Full, modified loans, foreclosed loans, bankruptcy, and deactivations
- Assist in preparing the MERs Annual Report
- Back up MERs Administrator duties when required
- Initiate annual vendor oversight process, review risk rating, send out requests for documents
- Review requested documentation and rate responses according to matrix analyzing according to risk rating
- Participate in the creation of and update quarterly vendor performance dashboard
- Audit monthly portfolio summary reports and accounting reports
- Assist with resolution for outstanding monthly remittance, trail, advances and payoff reports
- Complete special projects as assigned by management
Qualifications
We are most interested in candidates who meet or exceed the following criteria:
- Proficiency and extensive knowledge of servicing or subserving oversight experience with Fannie Mae, Freddie Mac, Ginnie Mae, and HUD (Mandatory requirement of at least 3 years of experience)
- Demonstrated understanding of agency and investor servicing requirements
- Demonstrated experience with Fannie Mae, Freddie Mac, and HUD servicing requirements and quality control processes
- Skilled in quality control in accordance with Fannie Mae, Freddie Mac, and Ginnie Mae guidelines
- Strong computer skills, especially Excel
- Ability to take action to learn and grow: Takes responsibility for increasing skills in new technologies and skills to make government programs and processes more efficient and effective to serve all Washingtonians
- Ability to take action to meet the needs of others: collaborating across diverse backgrounds and customer-service focused, while demonstrating a willingness and ability to empathetically respond to the unique needs of the people they work with and serve
Desirable Skills:
- Working knowledge of the Commission’s loan program and down payment assistance programs
A combination of skills, abilities, experience, and education may be substituted to demonstrate that you are qualified for this position. If you don't meet all the qualifications, we still encourage you to apply. We value diverse experiences and perspectives, and you may have skills that are a great match for our team.
Supplemental Information
Benefits:
We offer a generous benefits package that includes a full array of family medical, dental, life and long-term disability insurance coverage; a state retirement plan; deferred compensation; 12 paid holidays; paid vacation, sick and military leave; subsidized bus, train, or ferry passes; credit union memberships; alternate workweek schedules, and telecommuting.
The hiring range for this position is $8,731 to $10,272 Monthly. However, the full salary range for this position is $8,731 to $11,853 Monthly. We may go higher based on the following: experience, internal equity, and market. Salary is negotiable.
Application Procedures:
Applicants who meet the qualifications are asked to submit all the following items to be considered for this position:
- Completed NEOGOV online application
- Cover letter describing how your skills and experience align with the stated job responsibilities and qualifications
- List of three or more professional references (all references must be current and/or former supervisors)
- Current resume indicating relevant experience, knowledge, skills, and education
Applicants are encouraged to apply as soon as possible. The recruitment process will remain open until filled. First review of applications is August 21, 2026.
Please include your name and preferred pronouns in your application to ensure we address you appropriately throughout the application process.
To qualify and receive veteran’s preference, you must attach a copy of the discharge, DD214 or NGB Form 22, with your application materials.
By submitting the application materials, you are indicating that all information is true and correct to the best of your knowledge. You understand that the Housing Finance Commission may verify information and that untruthful or misleading information is cause for removal from the applicant pool or dismissal if employed. Only those individuals who clearly demonstrate the stated qualifications will be considered.
The Washington State Housing Finance Commission is committed to providing equal employment, job assignments and promotional opportunities to all qualified applicants and employees. We strive to create a working environment that includes and respects cultural, racial, ethnic, sexual orientation and gender identity diversity. We are committed to providing reasonable accommodation to all staff as needed. Women, black, Indigenous and people of color, persons with disabilities, persons over 40 years of age, all honorably discharged veterans and people of all sexual orientations and gender identities are encouraged to apply. Persons needing accommodation in the application process or this announcement in an alternative format may contact the WSHFC Recruiting Team at Christopher.vasquez@wshfc.org or at (206) 287-4439.
Description
In addition to the salary posted above, this position is currently receiving an additional 5% premium pay due to the position being in King County.
The Washington State Housing Finance Commission (WSHFC) is currently recruiting for a full-time, permanent Mortgage Servicing Specialist position in the Homeownership Division.
The Homeownership Division administers all homeownership and homebuyer education programs. This Division is one of five divisions within the Washington State Housing Finance Commission. This position reports to the Loan Servicing Administrator of the Homeownership Division.
The Mortgage Servicing Specialist administers several aspects of sub servicing oversight for Single Family Homeownership Programs. This position will provide input for review and updates to subservicing oversight policies and the implementation of quality monitoring procedures and reporting. The Mortgage Servicing Specialist manages day to day servicing oversight activities of the Commission's first and second mortgage portfolio. Plan, lead, organize, and control the work performed by our subserving vendors, our organization, work unit, or program. Responsible for managing and analyzing a large volume of detailed information while maintaining a broad perspective of continued improvement of business practices and systems. The Mortgage Servicing Specialist helps develop policies and procedures which support the agency's goals and strategic plan and assure appropriate and optimum use of the agency's resources.
The duty station for this position is Seattle, WA. The work associated with this position will be performed through a combination of teleworking and complemented with on-site work and meetings as needed. Employees are required to work in the Seattle office at least once a week and may need to come in more frequently based on Division needs. Employees must reside in Washington state and within a reasonable distance of our worksite to respond to workplace reporting requirements.
Who we are:
The Commission is a market-driven and self-supporting agency created to provide below-market rate financing for building, purchasing, or preserving affordable housing and nonprofit capital facilities. The Commission functions as a financing conduit between developers, lenders, first-time home buyers, real estate professionals, and nonprofit organizations to provide affordable financing for homes, rental housing, civic and social services facilities, energy conservation projects and first-time farmers and ranchers.
We believe that creating a diverse, inclusive, and equitable environment is important and vital to the success of the Commission. We believe in working together to create an environment free from harassment and discrimination and moving beyond simple tolerance to embracing and celebrating the rich dimensions of diversity contained within each individual.
Duties
Principal Responsibilities:
- Review and assign monthly servicing audit report data from sub-servicer
- Conduct servicing audits
- Follow up with sub-servicer monthly to resolve audit findings and create action plans for improvement
- Review Monthly Servicing and Quality Control Dashboards from sub-servicer
- Create monthly servicing and quality control dashboards for Participating Lenders
- Report data and outcomes to management
- Review monthly MERs reports and identify rejection trends for root causing
- Monthly audit TOB & TOS transactions, Paid in Full, modified loans, foreclosed loans, bankruptcy, and deactivations
- Assist in preparing the MERs Annual Report
- Back up MERs Administrator duties when required
- Initiate annual vendor oversight process, review risk rating, send out requests for documents
- Review requested documentation and rate responses according to matrix analyzing according to risk rating
- Participate in the creation of and update quarterly vendor performance dashboard
- Audit monthly portfolio summary reports and accounting reports
- Assist with resolution for outstanding monthly remittance, trail, advances and payoff reports
- Complete special projects as assigned by management
Qualifications
We are most interested in candidates who meet or exceed the following criteria:
- Proficiency and extensive knowledge of servicing or subserving oversight experience with Fannie Mae, Freddie Mac, Ginnie Mae, and HUD (Mandatory requirement of at least 3 years of experience)
- Demonstrated understanding of agency and investor servicing requirements
- Demonstrated experience with Fannie Mae, Freddie Mac, and HUD servicing requirements and quality control processes
- Skilled in quality control in accordance with Fannie Mae, Freddie Mac, and Ginnie Mae guidelines
- Strong computer skills, especially Excel
- Ability to take action to learn and grow: Takes responsibility for increasing skills in new technologies and skills to make government programs and processes more efficient and effective to serve all Washingtonians
- Ability to take action to meet the needs of others: collaborating across diverse backgrounds and customer-service focused, while demonstrating a willingness and ability to empathetically respond to the unique needs of the people they work with and serve
Desirable Skills:
- Working knowledge of the Commission’s loan program and down payment assistance programs
A combination of skills, abilities, experience, and education may be substituted to demonstrate that you are qualified for this position. If you don't meet all the qualifications, we still encourage you to apply. We value diverse experiences and perspectives, and you may have skills that are a great match for our team.
Supplemental Information
Benefits:
We offer a generous benefits package that includes a full array of family medical, dental, life and long-term disability insurance coverage; a state retirement plan; deferred compensation; 12 paid holidays; paid vacation, sick and military leave; subsidized bus, train, or ferry passes; credit union memberships; alternate workweek schedules, and telecommuting.
The hiring range for this position is $8,731 to $10,272 Monthly. However, the full salary range for this position is $8,731 to $11,853 Monthly. We may go higher based on the following: experience, internal equity, and market. Salary is negotiable.
Application Procedures:
Applicants who meet the qualifications are asked to submit all the following items to be considered for this position:
- Completed NEOGOV online application
- Cover letter describing how your skills and experience align with the stated job responsibilities and qualifications
- List of three or more professional references (all references must be current and/or former supervisors)
- Current resume indicating relevant experience, knowledge, skills, and education
Applicants are encouraged to apply as soon as possible. The recruitment process will remain open until filled. First review of applications is August 21, 2026.
Please include your name and preferred pronouns in your application to ensure we address you appropriately throughout the application process.
To qualify and receive veteran’s preference, you must attach a copy of the discharge, DD214 or NGB Form 22, with your application materials.
By submitting the application materials, you are indicating that all information is true and correct to the best of your knowledge. You understand that the Housing Finance Commission may verify information and that untruthful or misleading information is cause for removal from the applicant pool or dismissal if employed. Only those individuals who clearly demonstrate the stated qualifications will be considered.
The Washington State Housing Finance Commission is committed to providing equal employment, job assignments and promotional opportunities to all qualified applicants and employees. We strive to create a working environment that includes and respects cultural, racial, ethnic, sexual orientation and gender identity diversity. We are committed to providing reasonable accommodation to all staff as needed. Women, black, Indigenous and people of color, persons with disabilities, persons over 40 years of age, all honorably discharged veterans and people of all sexual orientations and gender identities are encouraged to apply. Persons needing accommodation in the application process or this announcement in an alternative format may contact the WSHFC Recruiting Team at Christopher.vasquez@wshfc.org or at (206) 287-4439.
See all 544+ Mortgage Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Consultant roles.
Get Access To All JobsTips for Finding Visa Sponsorship as a Mortgage Consultant
Target employers with an H-1B filing history
Banks, mortgage lenders, and credit unions that have sponsored H-1B workers before are your strongest leads. A history of filings signals familiarity with the process and a lower risk of an employer rejecting sponsorship out of uncertainty.
Confirm your degree aligns with the role
USCIS requires a direct relationship between your degree field and the job. A bachelor's in finance, business administration, or economics is the strongest fit. A general management or unrelated degree can create specialty occupation challenges during adjudication.
Expect the specialty occupation question to come up
Mortgage Consultant is not automatically approved as a specialty occupation. Be prepared for your employer's attorney to document why the role requires at least a bachelor's degree in a specific field, not just any degree or experience.
State licensing requirements strengthen your petition
Most states require Mortgage Loan Originators to hold an NMLS license, which itself requires financial knowledge. Your employer's attorney can cite state licensing requirements as evidence the role demands specialized, degree-level expertise in a relevant field.
Negotiate sponsorship terms before accepting an offer
Clarify upfront whether the employer covers H-1B filing fees, premium processing, and attorney costs. Some employers split costs or pass certain fees to employees. Understanding this before signing avoids surprises once the petition process begins.
Apply through the H-1B lottery with enough lead time
Cap-subject H-1B petitions must be registered in March for an October start date. Plan your job search timeline accordingly so you have an offer in hand before the registration window opens, giving your employer time to prepare.
Frequently Asked Questions
Can a Mortgage Consultant role qualify as an H-1B specialty occupation?
Yes, but it requires documentation. USCIS looks for evidence that the job normally requires a bachelor's degree in a specific field such as finance, economics, or business. Roles where a degree in any field satisfies the requirement, or where experience substitutes freely, face higher RFE rates. Employers who frame the role around financial analysis, regulatory compliance, and structured credit assessment tend to fare better.
What visa options exist for Mortgage Consultants beyond the H-1B?
Australian citizens can pursue the E-3 visa, which has no lottery and a faster timeline. Canadian and Mexican citizens may qualify under the TN visa in the finance professional category. For applicants with extraordinary achievement, the O-1A is possible but rarely applies to this role. The H-1B visa remains the most common pathway for other nationalities. Browse open Mortgage Consultant roles with sponsorship on Migrate Mate to see which visa types employers are currently filing.
Do I need an NMLS license to get sponsored as a Mortgage Consultant?
You do not need it before sponsorship, but you will need it to legally originate loans once employed. Most employers initiate the H-1B petition while you complete NMLS licensing in parallel. Some states require licensing before you can work with clients, so confirm the state-specific timeline with your employer to avoid a gap between your start date and when you can actively practice.
How common is H-1B sponsorship for Mortgage Consultant roles?
It is less common than in software or engineering, but it does happen. Large financial institutions including national banks and mortgage companies have sponsored the title under H-1B. Approval rates for finance-related specialty occupation petitions are lower than for STEM roles, and RFE rates are higher. Firms with dedicated immigration counsel and a history of successful finance petitions are significantly better equipped to navigate adjudication.
Does a three-year bachelor's degree from outside the U.S. qualify for H-1B sponsorship?
It can, but it requires a credential evaluation. USCIS accepts foreign three-year degrees when a credential evaluator determines they are equivalent to a U.S. four-year bachelor's degree, often based on combined academic study and professional experience. Australian, Indian, and UK three-year degrees are commonly evaluated this way. Your employer's immigration attorney will typically arrange or advise on the evaluation as part of petition preparation.
What is the prevailing wage requirement for sponsored Mortgage Consultant jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.