Mortgage Loan Processor Jobs in USA with Visa Sponsorship
Mortgage loan processors can secure H-1B visa sponsorship through banks, credit unions, and mortgage companies. While the role involves detailed financial analysis and regulatory compliance, establishing it as a specialty occupation requires demonstrating that the position specifically requires a bachelor's degree in finance, economics, or related field. For detailed occupation requirements, see the O*NET profile.
Find Mortgage Loan Processor JobsOverview
Showing 5 of 11+ Mortgage Loan Processor jobs
See all Mortgage Loan Processor Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Loan Processor roles.
Get Access To All JobsINTRODUCTION
Sutherland Mortgage Services Inc. is a premier nationwide provider of end to end mortgage solutions including originations, underwriting, processing, closing, post-closing and loan servicing support for over 30 years. We offer an unmatched ability to deliver the highest value and greatest returns to our customers. We are a collaborative, considerate and friendly team that prioritizes having a diverse, inclusive, and respectful workplace.
ROLE AND RESPONSIBILITIES
We are currently hiring for a Mortgage Loan Processor with experience working with High Net Worth loans.
- Gathering required documentation from the borrower and obtaining appropriate documentation from third party vendors consistent with internal, client and investor policies.
- Reviewing the complete file and ensuring the various documents in the file are in sync with the all the others and the loan application on the system.
- Scanning the hard copy of the loan application to the system (shared drive) so that anyone not in possession of the hard file can also at any point of time has access to all the file documents.
- Understanding the underwriting submission requirements before actual submission.
- Ordering the various services required on the file and capturing those requests on the systems.
- Follow up on the status of the services ordered, to ensure minimum time lag from order to receipt.
- Upon receipt of loan decision, from underwriter, review conditions with the various internal and external parties to address any additional conditions needed for final approval.
- At final approval coordinate with the respective third parties and the prospective borrower to schedule the loan settlement.
- Both written and verbal communication to clients and colleagues.
BASIC QUALIFICATIONS
Our most successful candidates will have:
- At least 3+ years related experience as a mortgage loan processor
- Experience with high net worth/non-conforming/jumbo loans preferred
- Ability to calculate income
- Ability to review and interpret asset statement(s)
- Review, understand and detect any issues with Title
- Review, understand and detect any issues on Appraisals
- Strong communication skills, verbal and written
- Excellent and proven Mortgage skills and knowledge
- Demonstrate analytical, organizational, and financial management skills
- Demonstrated ability to take initiative, multi-task, and prioritize
- Strong time management skills
- Candidates should be open to flexible scheduling options and the ability to adapt/change as needed.
- Experience with FNMA guidelines
- Ability to review and interpret DU findings
ADDITIONAL INFORMATION
All your information will be kept confidential according to EEO guidelines.
EEOC and Veteran Documentation
During employment, employees are treated without regard to race, color, religion, sex, national origin, age, marital or veteran status, medical condition or handicap, or any other legally protected status. At times, government agencies require periodic reports from employers on the sex, ethnicity, handicap, veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping, reporting, and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information, please note that all Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file. Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.
INTRODUCTION
Sutherland Mortgage Services Inc. is a premier nationwide provider of end to end mortgage solutions including originations, underwriting, processing, closing, post-closing and loan servicing support for over 30 years. We offer an unmatched ability to deliver the highest value and greatest returns to our customers. We are a collaborative, considerate and friendly team that prioritizes having a diverse, inclusive, and respectful workplace.
ROLE AND RESPONSIBILITIES
We are currently hiring for a Mortgage Loan Processor with experience working with High Net Worth loans.
- Gathering required documentation from the borrower and obtaining appropriate documentation from third party vendors consistent with internal, client and investor policies.
- Reviewing the complete file and ensuring the various documents in the file are in sync with the all the others and the loan application on the system.
- Scanning the hard copy of the loan application to the system (shared drive) so that anyone not in possession of the hard file can also at any point of time has access to all the file documents.
- Understanding the underwriting submission requirements before actual submission.
- Ordering the various services required on the file and capturing those requests on the systems.
- Follow up on the status of the services ordered, to ensure minimum time lag from order to receipt.
- Upon receipt of loan decision, from underwriter, review conditions with the various internal and external parties to address any additional conditions needed for final approval.
- At final approval coordinate with the respective third parties and the prospective borrower to schedule the loan settlement.
- Both written and verbal communication to clients and colleagues.
BASIC QUALIFICATIONS
Our most successful candidates will have:
- At least 3+ years related experience as a mortgage loan processor
- Experience with high net worth/non-conforming/jumbo loans preferred
- Ability to calculate income
- Ability to review and interpret asset statement(s)
- Review, understand and detect any issues with Title
- Review, understand and detect any issues on Appraisals
- Strong communication skills, verbal and written
- Excellent and proven Mortgage skills and knowledge
- Demonstrate analytical, organizational, and financial management skills
- Demonstrated ability to take initiative, multi-task, and prioritize
- Strong time management skills
- Candidates should be open to flexible scheduling options and the ability to adapt/change as needed.
- Experience with FNMA guidelines
- Ability to review and interpret DU findings
ADDITIONAL INFORMATION
All your information will be kept confidential according to EEO guidelines.
EEOC and Veteran Documentation
During employment, employees are treated without regard to race, color, religion, sex, national origin, age, marital or veteran status, medical condition or handicap, or any other legally protected status. At times, government agencies require periodic reports from employers on the sex, ethnicity, handicap, veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping, reporting, and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information, please note that all Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file. Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.
See all Mortgage Loan Processor Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Loan Processor roles.
Get Access To All JobsTips for Finding Mortgage Loan Processor Jobs
Target banks with established visa programs
Large banks like Wells Fargo, JPMorgan Chase, and Bank of America regularly sponsor H-1B visas. Their established immigration teams understand specialty occupation requirements for finance roles better than smaller lenders.
Emphasize analytical and regulatory knowledge requirements
Frame your role around complex financial analysis, risk assessment, and regulatory compliance (TRID, QM rules). These specialized requirements help establish why the position needs a degree-qualified professional.
Consider credit union opportunities
Large credit unions like Navy Federal and Pentagon Federal sponsor visas less frequently but face less competition. Their community focus may make them more willing to invest in visa sponsorship.
Highlight technology and data analysis skills
Mortgage processing increasingly involves automated underwriting systems and data analysis. Demonstrating expertise with loan origination software strengthens your specialty occupation case significantly.
Apply to mortgage companies during peak seasons
Mortgage lenders hire aggressively during spring home-buying season. Companies like Quicken Loans and LoanDepot may be more open to sponsorship when they need processors quickly.
Network through mortgage banking associations
Join the Mortgage Bankers Association or local chapters. Industry connections often lead to referrals at companies that sponsor visas but don't advertise those opportunities publicly.
Frequently Asked Questions
Do mortgage loan processors qualify for H-1B specialty occupation requirements?
Yes, but it requires careful positioning. The role must demonstrate that it specifically requires a bachelor's degree in finance, economics, business, or related field. Emphasize complex financial analysis, regulatory compliance knowledge, and risk assessment responsibilities rather than routine processing tasks. Banks with established programs understand these requirements better.
What degree backgrounds work best for mortgage processor H-1B applications?
Finance, economics, business administration, and accounting degrees align well with mortgage processing roles. Mathematics or statistics can work if you emphasize the quantitative analysis aspects. Avoid unrelated degrees unless you have extensive relevant work experience that bridges the gap through the 3-for-1 rule.
Which types of mortgage companies sponsor H-1B visas most often?
Large national banks (Wells Fargo, Chase, Citi) and major mortgage companies (Quicken Loans, LoanDepot) sponsor most frequently due to established immigration programs. Credit unions and regional lenders occasionally sponsor but less predictably. Avoid small brokerages, they rarely have the resources or legal infrastructure.
How to find Mortgage Loan Processor jobs with visa sponsorship?
To find Mortgage Loan Processor jobs with visa sponsorship, use Migrate Mate, which specializes in visa-sponsored positions. Focus your search on banks, credit unions, mortgage companies, and financial institutions that commonly sponsor H-1B visas for processing roles. These employers often need skilled processors to handle loan applications and documentation, making them more likely to sponsor qualified international candidates with relevant banking or finance experience.
How do I strengthen my H-1B case as a mortgage processor?
Focus on specialized responsibilities: complex loan analysis, regulatory compliance (CFPB, QM rules), automated underwriting system expertise, and risk assessment. Obtain certifications like NMLS licensing or specialized training in loan origination software. Document how your role requires degree-level knowledge beyond basic processing.
What's the approval rate for mortgage processor H-1B petitions?
USCIS doesn't publish role-specific data, but financial services roles generally see moderate success rates. Key factors include how well the employer establishes specialty occupation requirements and demonstrates the complexity of the specific position. Large banks with experienced immigration attorneys typically have higher approval rates.
What is the prevailing wage requirement for sponsored Mortgage Loan Processor jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.