Financial Risk Management Jobs in USA with Visa Sponsorship
Financial risk management roles attract strong H-1B and O-1 visa sponsorship from banks, hedge funds, and consulting firms. Employers routinely sponsor because the specialty occupation requirement is straightforward: the role demands a bachelor's degree or higher in finance, mathematics, statistics, or a related quantitative field. For detailed occupation requirements, see the O*NET profile.
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Position Summary:
The Director, Foreign Exchange, Capital Markets & Investments is responsible for leading the company’s global foreign exchange risk management, capital markets strategy, liquidity optimization, and investment portfolio oversight. This role ensures disciplined financial risk management, efficient capital deployment, and strong banking and counterparty relationships while supporting enterprise growth and balance sheet resilience.
This leader partners closely with the CFO, FP&A, Accounting, Tax, Legal, and regional finance teams to optimize capital structure, manage financial risk exposures, and enhance yield within approved risk parameters.
This role resides under Tax & Treasury organization and reports to Senior Director, Global Treasury.
Role expectations
Foreign Exchange Risk Management:
- Design and execute global FX risk management strategy across transactional, balance sheet, and forecasted cash flow exposures.
- Lead and manage both balance sheet hedging and cash flow hedging programs in compliance with ASC 815 / IFRS 9, including designation, documentation, and effectiveness testing.
- Oversee hedging instruments including forwards, options, NDFs, and swaps across developed and emerging markets.
- Own and drive improvements to intercompany funding, netting, and settlement structures to reduce gross exposures and optimize hedge efficiency.
- Partner with Tax and Legal to align intercompany loan structures with hedging strategy and regulatory requirements.
- Implement robust exposure forecasting, hedge performance monitoring, and variance analysis processes.
- Conduct scenario modeling and stress testing for currency volatility and earnings sensitivity.
Capital Markets Strategy:
- Lead capital structure planning and optimization.
- Oversee debt issuance, refinancing, covenant compliance, and interest rate hedging strategies.
- Manage global credit facilities and banking relationships.
- Support M&A transactions with financing strategy, risk assessment, and integration of hedging programs.
Liquidity & Investment Management:
- Oversee global liquidity positioning and intercompany cash optimization.
- Develop and lead the strategy and project onboarding for in-house-banking structure, cash pooling and/or notional pooling.
- Optimize pooling, netting, and funding structures to reduce trapped cash and FX exposure.
- Manage short-term investment portfolio within board-approved guidelines, balancing yield, liquidity, and capital preservation.
- Develop liquidity stress testing and contingency funding plans.
Governance & Controls:
- Manage all qualitative and quantitative disclosures monthly, quarterly and annual.
- Ensure compliance with local and foreign regulatory statutes, treasury policy, hedge accounting requirements, and SOX and internal controls.
- Provide Board- and CFO-level reporting on FX exposure, hedge effectiveness, liquidity metrics, and capital strategy.
- Lead automation initiatives leveraging TMS, BI tools, and analytics to enhance forecasting and risk transparency.
What we're looking for
Required Qualifications:
- 12+ years of progressive global treasury experience.
- Demonstrated expertise in both balance sheet and cash flow hedging programs within a complex, multi-entity environment.
- Deep knowledge of derivative instruments, global FX markets, and hedge accounting standards (ASC 815 / IFRS 9).
- Experience optimizing intercompany structures to enhance hedge efficiency.
- Proven leadership working with and mentoring high-performing treasury teams.
- Strong analytical, strategic, and executive communication skills.
Pay Transparency
If provided, base salary or wage rate ranges are the range in which Align reasonably expects to set a candidate’s pay for the posted position. Actual placement depends on the individual skills and experience level of a candidate plus the total compensation and equity across team members. For other locations outside of the primary location, the base salary range will be adjusted geographically.
For Field Sales roles, the salary listed is the base pay only and does not include the applicable incentive compensation plan. A cost of living adjustment may be added to base pay for higher cost areas in the U.S.
Our internship hourly rates are a standard pay determined based on the position and your location, year in school, degree, and experience.
General Description of All Benefits
We are pleased to provide a general description of the benefits Align offers to full-time employees in this position.
Family Benefits. Align offers employees and their eligible dependents medical (with a Health Savings Account option for some plan offerings), dental, and vision in accordance with those plans. Align also offers to employees:
- Discounts on Invisalign and Vivera to employees and their eligible dependents after 90 days of employment
- Back-up Child/Elder Care and access to a caregiving concierge
- Family Forming Benefits – Available to Employees, and their spouse or domestic partner, covered under one of Align’s health plans
- Breast Milk Delivery and Lactation Support Services
- Employee Assistance Program
- Hinge Health Virtual Physical Therapy – Available to all employees and eligible dependents (age 18+) enrolled in an Align medical Plan
Employee benefits. Align offers its employees:
- Short-term and long-term disability insurance in accordance with those plans.
- Basic Life Insurance and Accidental Death and Dismemberment. Voluntary Supplemental Life Insurance for Employee, Spouse/Domestic Partner, and Child(ren) are available for purchase in accordance with those plans.
- Flexible Spending Accounts– Employees may be eligible to participate in a health care account (including a limited health FSA if enrolled in a HDHP), dependent care account, and a pre-tax commuter benefit plan.
- 401k plan (with a discretionary Company match of 50% up to 6% of eligible earnings up to a maximum match of 3%.). Employer match vests after two years – 25% year one and 100% at year two. Align offers traditional, Roth, and after-tax options.
- Employee Stock Purchase Program (Employees must work 20 hours or more and be employed on purchase date to be eligible).
- Paid vacation of up to 17 days during the first full year of employment (currently accrued at the rate of 5.24 hours each pay-period), which carries over to a maximum cap of 30 days. Annual paid vacation time accrual increases based on tenure. Both exempt and non-exempt employees who work 32 hours or more per week receive prorated vacation accrual based on their regularly scheduled work hours and tenure.
- Sick time is accrued throughout the year at the rate of one hour for every thirty worked. Employees can carry over unused sick leave each year, up to a maximum balance of 80 hours.
- 11 Company-designated paid holidays throughout the year.
- If employed for at least 12 consecutive months, Align will grant up to 6 weeks of paid Parental Leave. If employed for less than 12 consecutive months, Align will grant up to 4 weeks of paid Parental Leave. All parental leave must be completed within one year of the birth or placement of the child. Parental leave is in addition to any state and/or local parental leave benefits. Three days of paid bereavement leave. In some cases, due to travel the amount of paid leave may be extended to 5 paid days off. To the extent applicable state or local law offers more generous benefits, Align complies with any such law.
- Non-exempt employees will receive full pay for up to 10 days of jury duty. Exempt employees will receive their full salary during any week they serve and perform any work. Other insurance such as legal, critical illness, voluntary accident, long-term care, auto, home and pet insurance are available for purchase.
To the extent applicable state or local law offers more generous benefits, Align complies with any such law.
About Align Technology
Your growth and well-being:
At Align, every smile matters. We’re committed to helping you thrive by supporting the health, growth, and well-being of our team members through a variety of tools and programs. While specific offerings may vary by location and role, Align employees can typically expect:
- Health and well-being programs to keep you thriving in both body and mind.
- Employee-exclusive discounts on Invisalign products.
- Learning opportunities through online learning resources and support for your individual development plans.
- Inclusive, global workplace that fosters collaboration, recognition and belonging.
Country and/or role specific details will be shared with you by your recruiter during the interview process.
Discover Align:
We are a global community of game-changers and smart team players, united by our belief in the power of a smile. Our dynamic team of exceptional employees is dedicated to transforming the industry and creating extraordinary outcomes every day.
Align’s core values of agility, customer, and accountability are more than words to work by, they are words we live by. The actions we take every day speak to who we are as a company and our focus on being truly impactful. We celebrate our differences, and the many ways we support one another— ultimately creating a more inclusive organization and world as we continue transforming smiles and changing lives.
We foster a culture where thinking differently and seeking new experiences are not just encouraged but celebrated. With the Align Mindset, we empower each other, ensuring every voice is heard and valued in an inclusive environment that inspires creativity and collaboration.
At Align, we believe in the power of a smile, and we know that every smile is as unique as our employees. As we grow, we are committed to building a workforce rich in diverse cultural backgrounds and life experiences, fostering a culture of open-mindedness and compassion. We live our company values by promoting healthy people and healthy communities, all with the intent of changing millions of lives, one unique smile at a time.
As part of our commitment to innovation, Align Technology includes exocad and Cubicure, companies that enhance our offerings and extend our impact to industry transformation.
Eager to learn how we embrace our global differences and nurture employee well-being?
Explore Align's culture here!
Want to discover more about exocad and Cubicure? Click on their names for additional information.
Applicant Privacy Policy:
Review our Applicant Privacy Policy for additional information.
Equal Opportunity Statement:
Align Technology is an equal opportunity employer. We are committed to providing equal employment opportunities in all our practices, without regard to race, color, religion, sex, national origin, ancestry, marital status, protected veteran status, age, disability, sexual orientation, gender identity or expression, or any other legally protected category. Applicants must be legally authorized to work in the country for which they are applying, and employment eligibility will be verified as a condition of hire.
Description
Position Summary:
The Director, Foreign Exchange, Capital Markets & Investments is responsible for leading the company’s global foreign exchange risk management, capital markets strategy, liquidity optimization, and investment portfolio oversight. This role ensures disciplined financial risk management, efficient capital deployment, and strong banking and counterparty relationships while supporting enterprise growth and balance sheet resilience.
This leader partners closely with the CFO, FP&A, Accounting, Tax, Legal, and regional finance teams to optimize capital structure, manage financial risk exposures, and enhance yield within approved risk parameters.
This role resides under Tax & Treasury organization and reports to Senior Director, Global Treasury.
Role expectations
Foreign Exchange Risk Management:
- Design and execute global FX risk management strategy across transactional, balance sheet, and forecasted cash flow exposures.
- Lead and manage both balance sheet hedging and cash flow hedging programs in compliance with ASC 815 / IFRS 9, including designation, documentation, and effectiveness testing.
- Oversee hedging instruments including forwards, options, NDFs, and swaps across developed and emerging markets.
- Own and drive improvements to intercompany funding, netting, and settlement structures to reduce gross exposures and optimize hedge efficiency.
- Partner with Tax and Legal to align intercompany loan structures with hedging strategy and regulatory requirements.
- Implement robust exposure forecasting, hedge performance monitoring, and variance analysis processes.
- Conduct scenario modeling and stress testing for currency volatility and earnings sensitivity.
Capital Markets Strategy:
- Lead capital structure planning and optimization.
- Oversee debt issuance, refinancing, covenant compliance, and interest rate hedging strategies.
- Manage global credit facilities and banking relationships.
- Support M&A transactions with financing strategy, risk assessment, and integration of hedging programs.
Liquidity & Investment Management:
- Oversee global liquidity positioning and intercompany cash optimization.
- Develop and lead the strategy and project onboarding for in-house-banking structure, cash pooling and/or notional pooling.
- Optimize pooling, netting, and funding structures to reduce trapped cash and FX exposure.
- Manage short-term investment portfolio within board-approved guidelines, balancing yield, liquidity, and capital preservation.
- Develop liquidity stress testing and contingency funding plans.
Governance & Controls:
- Manage all qualitative and quantitative disclosures monthly, quarterly and annual.
- Ensure compliance with local and foreign regulatory statutes, treasury policy, hedge accounting requirements, and SOX and internal controls.
- Provide Board- and CFO-level reporting on FX exposure, hedge effectiveness, liquidity metrics, and capital strategy.
- Lead automation initiatives leveraging TMS, BI tools, and analytics to enhance forecasting and risk transparency.
What we're looking for
Required Qualifications:
- 12+ years of progressive global treasury experience.
- Demonstrated expertise in both balance sheet and cash flow hedging programs within a complex, multi-entity environment.
- Deep knowledge of derivative instruments, global FX markets, and hedge accounting standards (ASC 815 / IFRS 9).
- Experience optimizing intercompany structures to enhance hedge efficiency.
- Proven leadership working with and mentoring high-performing treasury teams.
- Strong analytical, strategic, and executive communication skills.
Pay Transparency
If provided, base salary or wage rate ranges are the range in which Align reasonably expects to set a candidate’s pay for the posted position. Actual placement depends on the individual skills and experience level of a candidate plus the total compensation and equity across team members. For other locations outside of the primary location, the base salary range will be adjusted geographically.
For Field Sales roles, the salary listed is the base pay only and does not include the applicable incentive compensation plan. A cost of living adjustment may be added to base pay for higher cost areas in the U.S.
Our internship hourly rates are a standard pay determined based on the position and your location, year in school, degree, and experience.
General Description of All Benefits
We are pleased to provide a general description of the benefits Align offers to full-time employees in this position.
Family Benefits. Align offers employees and their eligible dependents medical (with a Health Savings Account option for some plan offerings), dental, and vision in accordance with those plans. Align also offers to employees:
- Discounts on Invisalign and Vivera to employees and their eligible dependents after 90 days of employment
- Back-up Child/Elder Care and access to a caregiving concierge
- Family Forming Benefits – Available to Employees, and their spouse or domestic partner, covered under one of Align’s health plans
- Breast Milk Delivery and Lactation Support Services
- Employee Assistance Program
- Hinge Health Virtual Physical Therapy – Available to all employees and eligible dependents (age 18+) enrolled in an Align medical Plan
Employee benefits. Align offers its employees:
- Short-term and long-term disability insurance in accordance with those plans.
- Basic Life Insurance and Accidental Death and Dismemberment. Voluntary Supplemental Life Insurance for Employee, Spouse/Domestic Partner, and Child(ren) are available for purchase in accordance with those plans.
- Flexible Spending Accounts– Employees may be eligible to participate in a health care account (including a limited health FSA if enrolled in a HDHP), dependent care account, and a pre-tax commuter benefit plan.
- 401k plan (with a discretionary Company match of 50% up to 6% of eligible earnings up to a maximum match of 3%.). Employer match vests after two years – 25% year one and 100% at year two. Align offers traditional, Roth, and after-tax options.
- Employee Stock Purchase Program (Employees must work 20 hours or more and be employed on purchase date to be eligible).
- Paid vacation of up to 17 days during the first full year of employment (currently accrued at the rate of 5.24 hours each pay-period), which carries over to a maximum cap of 30 days. Annual paid vacation time accrual increases based on tenure. Both exempt and non-exempt employees who work 32 hours or more per week receive prorated vacation accrual based on their regularly scheduled work hours and tenure.
- Sick time is accrued throughout the year at the rate of one hour for every thirty worked. Employees can carry over unused sick leave each year, up to a maximum balance of 80 hours.
- 11 Company-designated paid holidays throughout the year.
- If employed for at least 12 consecutive months, Align will grant up to 6 weeks of paid Parental Leave. If employed for less than 12 consecutive months, Align will grant up to 4 weeks of paid Parental Leave. All parental leave must be completed within one year of the birth or placement of the child. Parental leave is in addition to any state and/or local parental leave benefits. Three days of paid bereavement leave. In some cases, due to travel the amount of paid leave may be extended to 5 paid days off. To the extent applicable state or local law offers more generous benefits, Align complies with any such law.
- Non-exempt employees will receive full pay for up to 10 days of jury duty. Exempt employees will receive their full salary during any week they serve and perform any work. Other insurance such as legal, critical illness, voluntary accident, long-term care, auto, home and pet insurance are available for purchase.
To the extent applicable state or local law offers more generous benefits, Align complies with any such law.
About Align Technology
Your growth and well-being:
At Align, every smile matters. We’re committed to helping you thrive by supporting the health, growth, and well-being of our team members through a variety of tools and programs. While specific offerings may vary by location and role, Align employees can typically expect:
- Health and well-being programs to keep you thriving in both body and mind.
- Employee-exclusive discounts on Invisalign products.
- Learning opportunities through online learning resources and support for your individual development plans.
- Inclusive, global workplace that fosters collaboration, recognition and belonging.
Country and/or role specific details will be shared with you by your recruiter during the interview process.
Discover Align:
We are a global community of game-changers and smart team players, united by our belief in the power of a smile. Our dynamic team of exceptional employees is dedicated to transforming the industry and creating extraordinary outcomes every day.
Align’s core values of agility, customer, and accountability are more than words to work by, they are words we live by. The actions we take every day speak to who we are as a company and our focus on being truly impactful. We celebrate our differences, and the many ways we support one another— ultimately creating a more inclusive organization and world as we continue transforming smiles and changing lives.
We foster a culture where thinking differently and seeking new experiences are not just encouraged but celebrated. With the Align Mindset, we empower each other, ensuring every voice is heard and valued in an inclusive environment that inspires creativity and collaboration.
At Align, we believe in the power of a smile, and we know that every smile is as unique as our employees. As we grow, we are committed to building a workforce rich in diverse cultural backgrounds and life experiences, fostering a culture of open-mindedness and compassion. We live our company values by promoting healthy people and healthy communities, all with the intent of changing millions of lives, one unique smile at a time.
As part of our commitment to innovation, Align Technology includes exocad and Cubicure, companies that enhance our offerings and extend our impact to industry transformation.
Eager to learn how we embrace our global differences and nurture employee well-being?
Explore Align's culture here!
Want to discover more about exocad and Cubicure? Click on their names for additional information.
Applicant Privacy Policy:
Review our Applicant Privacy Policy for additional information.
Equal Opportunity Statement:
Align Technology is an equal opportunity employer. We are committed to providing equal employment opportunities in all our practices, without regard to race, color, religion, sex, national origin, ancestry, marital status, protected veteran status, age, disability, sexual orientation, gender identity or expression, or any other legally protected category. Applicants must be legally authorized to work in the country for which they are applying, and employment eligibility will be verified as a condition of hire.
How to Get Visa Sponsorship in Financial Risk Management
Lead with your quantitative credentials
USCIS evaluates financial risk roles as specialty occupations based on degree specificity. A degree in finance, statistics, mathematics, or economics strengthens your petition significantly more than a general business degree with relevant experience.
Target employers with established sponsorship pipelines
Large banks, insurance companies, and asset managers file H-1B petitions regularly and have in-house immigration counsel. These employers move faster and make fewer errors than companies sponsoring their first foreign worker.
Understand how your certifications support the petition
FRM, CFA, and PRM designations don't replace degree requirements but reinforce your expertise during USCIS adjudication. Include them in your resume and ensure your employer references them in the petition's support letter.
Clarify your role title matches your actual duties
USCIS scrutinizes job titles. 'Financial risk analyst' and 'risk manager' carry different weight in petitions. Ensure your offer letter title accurately reflects specialized duties, not generalized management responsibilities that could weaken specialty occupation claims.
Prepare for requests for evidence on specialty occupation
Financial roles receive RFEs when job descriptions are broad. Ask your employer to include industry wage surveys, internal job postings requiring a relevant degree, and documentation showing the role's technical complexity before filing.
Explore O-1A if you have documented professional recognition
Risk professionals with published research, speaking engagements at industry conferences, or board memberships may qualify for O-1A, which has no lottery and no annual cap, making it a reliable alternative to the H-1B.
Financial Risk Management jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Does financial risk management qualify as a specialty occupation for H-1B purposes?
Yes, financial risk management qualifies as a specialty occupation when the role requires at least a bachelor's degree in a specific field such as finance, mathematics, statistics, or economics. USCIS looks for a direct relationship between the required degree and the job duties. Broad job descriptions that accept any bachelor's degree, regardless of field, are the most common reason for RFEs or denials on these petitions.
Which employers sponsor H-1B visas for financial risk roles most consistently?
Commercial banks, investment banks, insurance companies, asset managers, and management consulting firms are the most consistent sponsors for financial risk positions. Institutions like JPMorgan Chase, Goldman Sachs, and Deloitte file large volumes of H-1B petitions annually and have established immigration processes. Smaller fintech firms sponsor less frequently but do exist. Browse current openings on Migrate Mate to identify which employers are actively hiring and sponsoring.
Can a three-year Australian or Indian bachelor's degree satisfy the H-1B specialty occupation requirement?
It can, but it requires a credential evaluation. USCIS accepts foreign degrees that are equivalent to a U.S. bachelor's degree, and many three-year degrees from institutions in Australia, India, and the UK are evaluated as equivalent. The evaluation must come from a NACES-member organization. Some USCIS officers scrutinize three-year degrees more closely, so pairing the evaluation with relevant professional experience or a postgraduate qualification strengthens the petition.
What is the H-1B approval rate for financial risk management roles?
USCIS does not publish approval rates broken down by specific job title, but financial and business occupations historically see approval rates above 85% in years without significant policy tightening. Specialty occupation RFEs are more common when job descriptions use vague language or when the required degree field is not clearly tied to risk analysis duties. Working with an experienced immigration attorney and ensuring the job description is precise substantially reduces denial risk.
Can I transfer my H-1B to a new employer if I change risk management roles?
Yes. H-1B portability allows you to begin working for a new employer as soon as they file a transfer petition on your behalf, without waiting for approval, provided your prior H-1B was approved and you've maintained valid status. Your new employer must file a new Labor Condition Application and I-129 petition. The specialty occupation standard applies again, so the new role must also require a specific degree.
What is the prevailing wage requirement for sponsored Financial Risk Management jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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