Associate Financial Representative Jobs
Associate Financial Representative jobs are open across insurance carriers, wealth management firms, broker-dealers, and credit unions, covering specializations in life and annuities, investment products, and retirement planning, from entry-level to senior associate and licensed representative roles. See the openings below and apply to the ones that match your experience.
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Showing 5 of 893+ Associate Financial Representative jobs
Primary City/State:
Phoenix, ArizonaDepartment Name:
PBD-Admin-ArcadiaWork Shift:
DayJob Category:
Revenue CycleGreat careers are built at Banner Health. There’s more to health care than doctors and nurses. We support all staff members as they find the path that’s right for them. Apply today, this could be the perfect opportunity for you.
Banner Pulmonology teams provide highly specialized care to patients battling an array of chronic, advanced and obstructive lung diseases. Pulmonologists, cardiologists, thoracic surgeons, respiratory therapists, pathologists and other health care experts collectively tailor treatment plans that may include medical, surgical and other therapies to treat everything from asthma to lung cancer.
As a Front Desk Patient Financial Services Representative on our team, we offer a customer-focused and friendly work environment with career growth opportunities. We offer a chance to work directly with patients and with an engaged group of physicians and staff. A career with our team is great if you are just starting out or have many years of experience. If you are ready to be challenged, work in a positive environment and contribute to making a change in people's lives, then we are the perfect team for you.
Location: BUMG Arcadia Specialties - 4200 E. Camelback Rd, Suite 202 Phoenix, AZ
Schedule: Monday - Friday 9:00am - 5:30pm
POSITION SUMMARY
This position coordinates a smooth patient flow process by answering phones, scheduling patient appointments, providing registration of patient and insurance information, obtaining required signatures following established processes, procedures and standards. This position also verifies insurance coverage, validates referrals and authorizations, collects patient liability and provides financial guidance to patients to maximize medical services reimbursement efforts. This also includes accurately posting patients at the point of service and releasing information in accordance with organizational and compliance policies and guidelines.
CORE FUNCTIONS
1. Performs registration/check-in processes, including but not limited to performing data entry activities, providing patients with appropriate information and intake forms, obtaining necessary signatures and generating population health summary.
2. Verifies insurance eligibility benefits for services rendered with the payors and documents appropriately. Assists in obtaining or validating pre-certification, referrals, and authorizations
3. Calculates and collects patient liability according to verification of insurance benefits and expected reimbursement. Explains and provides financial policies and available resources for alternative payment arrangements to patients and their families.
4. Enters payments/charges for services rendered and performs daily payment/charge reconciliation in a timely and accurate manner. Balances cash drawer at the beginning and end of the day and prepares daily bank deposit with necessary paperwork sent to centralized billing for record purposes.
5. Schedules office visits and procedures within the medical practice(s) and external practices as necessary. Maximizes reimbursement by scheduling patients in accordance with payor plan provisions. Confirms patient appointments for the following day as necessary and ensures patients are properly prepared for visits.
6. Demonstrates proactive interpersonal communications skills while dealing with patient concerns through telephone calls, emails and in-person conversations. Optimizes patient flow by using effective customer service/communication skills by communicating to internal and external customers, care team, management, centralized services and HIMS.
7. Assists in responding to requests for patient medical records according to company policies and procedures, and state and federal laws.
8. Provides a variety of patient services to assist in patient flow including but not limited to escorting patients, taking vitals and patient history, assisting in patient treatment, distributing mail and fax information, ordering supplies, etc.
9. Works independently under regular supervision and follows structured work routines. Works in a fast paced, multi-task environment with high volume and immediacy needs requiring independent decision making and sound judgment to prioritize work and ensure appropriateness and timeliness of each patient’s care. This position requires the ability to retain large amounts of changing payor information/knowledge crucial to attaining reimbursement for the services provided. Primary external customers include patients and their families, physician office staff and third party payors.
MINIMUM QUALIFICATIONS
High school diploma/GED or equivalent working knowledge.
Requires knowledge of patient financial services, financial, collecting services or insurance industry experience processes normally acquired over one or more years of work experience. Requires the ability to manage multiple tasks simultaneously with minimal supervision and to work independently.
Requires strong interpersonal, oral, and written communication skills to effectively interact with a wide range of audiences. Strong knowledge in the use of common office software, word processing, spreadsheet, and database software are required.
Employees working at Banner Behavioral Health Hospital, BTMC Behavioral, and BUMG, BUMCT, or BUMCS in a Behavioral Health clinical setting that serves children must possess an Arizona Fingerprint Clearance Card at the time of hire and maintain the card for the duration of their employment. An Arizona Criminal History Affidavit must be signed upon hire.
PREFERRED QUALIFICATIONS
Work experience with the Company’s systems and processes is preferred. Previous cash collections experience is preferred.
Additional related education and/or experience preferred
EEO Statement:
EEO/Disabled/Veterans
Our organization supports a drug-free work environment.
Privacy Policy:
Privacy Policy
Primary City/State:
Phoenix, ArizonaDepartment Name:
PBD-Admin-ArcadiaWork Shift:
DayJob Category:
Revenue CycleGreat careers are built at Banner Health. There’s more to health care than doctors and nurses. We support all staff members as they find the path that’s right for them. Apply today, this could be the perfect opportunity for you.
Banner Pulmonology teams provide highly specialized care to patients battling an array of chronic, advanced and obstructive lung diseases. Pulmonologists, cardiologists, thoracic surgeons, respiratory therapists, pathologists and other health care experts collectively tailor treatment plans that may include medical, surgical and other therapies to treat everything from asthma to lung cancer.
As a Front Desk Patient Financial Services Representative on our team, we offer a customer-focused and friendly work environment with career growth opportunities. We offer a chance to work directly with patients and with an engaged group of physicians and staff. A career with our team is great if you are just starting out or have many years of experience. If you are ready to be challenged, work in a positive environment and contribute to making a change in people's lives, then we are the perfect team for you.
Location: BUMG Arcadia Specialties - 4200 E. Camelback Rd, Suite 202 Phoenix, AZ
Schedule: Monday - Friday 9:00am - 5:30pm
POSITION SUMMARY
This position coordinates a smooth patient flow process by answering phones, scheduling patient appointments, providing registration of patient and insurance information, obtaining required signatures following established processes, procedures and standards. This position also verifies insurance coverage, validates referrals and authorizations, collects patient liability and provides financial guidance to patients to maximize medical services reimbursement efforts. This also includes accurately posting patients at the point of service and releasing information in accordance with organizational and compliance policies and guidelines.
CORE FUNCTIONS
1. Performs registration/check-in processes, including but not limited to performing data entry activities, providing patients with appropriate information and intake forms, obtaining necessary signatures and generating population health summary.
2. Verifies insurance eligibility benefits for services rendered with the payors and documents appropriately. Assists in obtaining or validating pre-certification, referrals, and authorizations
3. Calculates and collects patient liability according to verification of insurance benefits and expected reimbursement. Explains and provides financial policies and available resources for alternative payment arrangements to patients and their families.
4. Enters payments/charges for services rendered and performs daily payment/charge reconciliation in a timely and accurate manner. Balances cash drawer at the beginning and end of the day and prepares daily bank deposit with necessary paperwork sent to centralized billing for record purposes.
5. Schedules office visits and procedures within the medical practice(s) and external practices as necessary. Maximizes reimbursement by scheduling patients in accordance with payor plan provisions. Confirms patient appointments for the following day as necessary and ensures patients are properly prepared for visits.
6. Demonstrates proactive interpersonal communications skills while dealing with patient concerns through telephone calls, emails and in-person conversations. Optimizes patient flow by using effective customer service/communication skills by communicating to internal and external customers, care team, management, centralized services and HIMS.
7. Assists in responding to requests for patient medical records according to company policies and procedures, and state and federal laws.
8. Provides a variety of patient services to assist in patient flow including but not limited to escorting patients, taking vitals and patient history, assisting in patient treatment, distributing mail and fax information, ordering supplies, etc.
9. Works independently under regular supervision and follows structured work routines. Works in a fast paced, multi-task environment with high volume and immediacy needs requiring independent decision making and sound judgment to prioritize work and ensure appropriateness and timeliness of each patient’s care. This position requires the ability to retain large amounts of changing payor information/knowledge crucial to attaining reimbursement for the services provided. Primary external customers include patients and their families, physician office staff and third party payors.
MINIMUM QUALIFICATIONS
High school diploma/GED or equivalent working knowledge.
Requires knowledge of patient financial services, financial, collecting services or insurance industry experience processes normally acquired over one or more years of work experience. Requires the ability to manage multiple tasks simultaneously with minimal supervision and to work independently.
Requires strong interpersonal, oral, and written communication skills to effectively interact with a wide range of audiences. Strong knowledge in the use of common office software, word processing, spreadsheet, and database software are required.
Employees working at Banner Behavioral Health Hospital, BTMC Behavioral, and BUMG, BUMCT, or BUMCS in a Behavioral Health clinical setting that serves children must possess an Arizona Fingerprint Clearance Card at the time of hire and maintain the card for the duration of their employment. An Arizona Criminal History Affidavit must be signed upon hire.
PREFERRED QUALIFICATIONS
Work experience with the Company’s systems and processes is preferred. Previous cash collections experience is preferred.
Additional related education and/or experience preferred
EEO Statement:
EEO/Disabled/Veterans
Our organization supports a drug-free work environment.
Privacy Policy:
Privacy Policy
See All 893+ Associate Financial Representative Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsAssociate Financial Representative Job Market
Who's Hiring
- State Farm186
- World Finance138
- Northwestern Mutual42
- Attain Finance21
- Heights Finance21
Top Industries Hiring
- Insurance27
- Healthcare & Medical Services15
- Technology & Software3
- Banking & Financial Services2
What Employers Look For
The qualifications that appear most often in associate financial representative jobs.
- Active state insurance license or Series 6 and Series 63 registrations
- Bachelor's degree in finance, business, economics, or a related field
- One to three years of experience in financial services, banking, or sales
- Proficiency with CRM platforms and financial planning or illustration software
- Strong verbal communication skills for client-facing consultations and product presentations
- Willingness to obtain additional FINRA registrations or state licenses within a defined timeframe
Tips for Your Associate Financial Representative Job Search
Lead your resume with license status
Hiring managers for associate financial representative roles scan for Series 6, Series 63, or state insurance license numbers before reading anything else. List active licenses with issue dates in a dedicated credentials section at the top of your resume.
Tailor your resume to the product line
An opening at a life insurance carrier and one at a brokerage both use the title, but the day-to-day work differs sharply. Reframe your experience around the specific products each employer sells, whether that's annuities, mutual funds, or term policies.
Apply early to roles that fit
Migrate Mate lists associate financial representative openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a client scenario for interviews
Most hiring panels ask you to walk through how you would handle a first client meeting or explain a product to someone unfamiliar with investing. Practice a two-minute explanation of a common product, like a term policy or a 403(b) rollover, without using jargon.
Negotiate your licensing support upfront
Many employers cover exam fees for Series 7 or additional state licenses once you're hired. Ask during the offer stage which exams they fund and whether study time is built into your onboarding schedule, since this directly affects your earning potential within the first year.
Target openings by sales model, not just title
Some associate financial representative roles are purely salaried with no production quota, while others are commission-heavy from day one. Filter for the compensation structure you can commit to and confirm it in the job description before you apply.
Associate Financial Representative Jobs: Frequently Asked Questions
Which companies are hiring the most associate financial representatives?
State Farm, World Finance, and Northwestern Mutual are hiring the most associate financial representatives right now, with openings concentrated in Texas, Florida, and California, based on current listings on Migrate Mate as of November 2026. Volume tends to track with open enrollment seasons and annual sales cycle resets at large carriers.
How many associate financial representative jobs are remote?
About 61% of associate financial representative openings are fully remote or hybrid as of November 2026, with the highest remote share in roles focused on inbound financial planning support and phone-based client service rather than in-person sales. Field sales and new client acquisition positions are still predominantly in-office or territory-based.
How do you become an associate financial representative?
Start by earning a bachelor's degree in finance, business, or economics, then obtain the state insurance license required in your target state, which typically involves a pre-licensing course and a proctored exam. Many employers also require Series 6 and Series 63 registrations through FINRA, so passing those exams before or shortly after hiring is standard. Some candidates complete these steps while still in school through internship programs at insurance carriers or broker-dealers.
Can you get hired as an associate financial representative with little or no experience?
Yes, many carriers and broker-dealers hire candidates without prior financial services experience as long as they hold or are eligible to obtain the required licenses. Internships in banking, insurance, or wealth management carry significant weight, as does demonstrated sales experience in any field. Hiring managers treat your willingness to pursue a Series 6 or state insurance license before your start date as a strong signal of commitment.
What does the associate financial representative interview process look like?
The process typically runs three to four rounds. A recruiter screen covers your background and license status, followed by a hiring manager interview focused on your approach to client needs and product knowledge. Many employers include a role-play or scenario round where you present a financial product to a mock client. Final rounds often involve a panel with a sales director or branch manager and a discussion of compensation structure and production expectations.
Where can I find and apply to associate financial representative jobs?
You can find and apply to associate financial representative jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that fit your license status, preferred product line, and location, then apply directly to each listing that matches your experience.
See All 893+ Associate Financial Representative Jobs
Find roles that match your experience and apply in just a few clicks.
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