Business Banking Officer Jobs
Business Banking Officer jobs are open across community banks, regional banks, credit unions, and commercial lenders, from entry-level relationship bankers to senior and portfolio officers, with specializations in small business lending, commercial credit, and treasury services. Scan the live roles below and apply to whichever ones fit.
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It’s about caring for the generations ahead.
Are you a customer experience champion? Someone who enjoys seeking out and fostering long-standing relationships with affluent market clients, supporting moderately complex financial circumstances, and providing exceptional personal financial advice?
At Frost, it’s about more than a job. It’s about having a flourishing career where you can thrive, both in and out of work. At Frost, we’re committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you’ll become part of Frost’s over 150-year legacy of providing unparalleled banking services.
Who you are:
As a Private Banking Officer II, you will help customers manage their financial lives. Often, our private bankers are a helping hand to families for generations and continue to share their love and knowledge of finance with them. They do so by collaborating with other Frost lines of business, especially investments, insurance, and the customer’s other advisors, like attorneys and CPAs, to build a team around the customer. They work with a team to develop tailored plans based on customers’ needs and goals.
What you’ll do:
- Develop, manage, retain and expand client relationships within the affluent to high net worth markets (clients with $1.5-5 million in investable assets)
- Generate a minimum of $4.5 million in new business per quarter and secure at least 10 new affluent client relationships annually
- Actively make sales calls to clients and prospects. Engage in pre-call/post-call planning and strategy review
- Monitor and manage client’s existing credit relationships by reviewing current loan portfolio on a regular basis
- Identify and recommend products and services best suited to meet clients’ needs
- Develop and maintain excellent working relationship with credit underwriting team
- Participate in community and professional activities in order to enhance Frost’s image and expand personal network of business contacts
- Develop, maintain, and enhance relationships with individuals whose circles of influence include potential new clients
- Provide leadership within the private banking team, while remaining a team player
- Accept special project assignments in support of the private banking group
What you’ll need:
- Bachelor’s degree or equivalent work experience
- 5+ years of experience in a customer facing relationship management role, preferably within the financial services industry
- Working knowledge of financial analysis relating to personal financial statements and personal income tax returns
- NMLS license; the ability to transfer license to Frost or obtain license within 60 days
- Comprehensive understanding of lending practices and loan servicing requirements for personal finance needs
- Specialized knowledge of client benefits offered by Frost’s brokerage, investment management, trust, and insurance groups
- Ability to perform with limited supervision
- Experience in managing a portfolio of affluent and high net worth clients
- Demonstrated capacity to sell products and services within the financial services industry
- Proven record of success in cultivating new relationships
- Outstanding interpersonal, calling, sales, and negotiation skills
- Excellent verbal, written, communication, organizational, and customer service skills
- Proficient in Microsoft computer applications
Additional Preferred Skills:
- Series 7, 63, & Group 1 Insurance license (or attainment within 6 months).
- Property and Casualty Insurance license
- Certified Financial Planner designation
- Certified Wealth Strategist designation
- Completion of formal credit training
Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
- Medical, dental, vision, long-term disability, and life insurance
- 401(k) matching
- Generous holiday and paid time off schedule
- Tuition reimbursement
- Extensive health and wellness programs, including our Employee Assistance Program
- Referral bonus program + more!
Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it’s about being part of something bigger. If this sounds like you, we encourage you to apply and see what’s possible at Frost.
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Who's Hiring


Top Industries Hiring
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in business banking officer jobs.
- Bachelor's degree in finance, business, economics, or a related field
- Demonstrated experience in commercial or small business lending and credit analysis
- Proficiency with banking CRM and loan origination software platforms
- Strong knowledge of financial statement analysis and business credit underwriting
- Proven ability to develop and manage a portfolio of business client relationships
- FINRA Series 6 or 63 license or equivalent banking credential preferred
Tips for Your Business Banking Officer Job Search
Quantify your loan portfolio on your resume
Business banking hiring managers want to see numbers: total loan volume managed, number of business accounts in your portfolio, and deposit growth you drove. Generic relationship-management language gets passed over. Replace it with dollar-volume figures and client counts specific to your previous roles.
Earn your Series 65 or CFP before applying
Many business banking officer postings list securities or financial planning credentials as preferred or required. Candidates who already hold those credentials move faster through screening. If you're between roles, completing one of these before you apply gives you a concrete advantage over equally experienced candidates.
Apply early to roles that fit
Migrate Mate lists business banking officer openings from across the United States in one place, so you can find roles that match and apply directly to each listing. Getting your application in early matters most when banks open roles to fill a departing officer's pipeline quickly.
Target postings by institution asset size
A community bank under a billion dollars in assets wants a generalist who can do deposits, loans, and treasury in one seat. A large regional bank typically hires for narrower specializations. Read each job description for portfolio size expectations and tailor your resume to match that scope, not a one-size-fits-all version.
Prepare a business development story for interviews
Interviewers for business banking roles almost always ask how you generated new commercial relationships. Prepare a specific example: the industry you prospected, how you identified the need, what product you led with, and what the outcome was. Vague answers about being a people-person consistently hurt otherwise qualified candidates.
Negotiate on the full package, not just base salary
Business banking officers frequently receive production-based incentive pay tied to loan origination or deposit growth. Before accepting any offer, ask how the incentive structure is calculated, what an average performer earns versus a top performer, and whether the territory or book of business is transferable if you transition.
Business Banking Officer Jobs: Frequently Asked Questions
Which companies are hiring the most business banking officers?
The most active employers for business banking officers right now are Republic Bank & Trust Company, Servbank, sb, and JPMorganChase, and the most openings are in Texas, Illinois, and Florida, based on current listings on Migrate Mate as of November 2026. Regional and community banks consistently account for a large share of these openings alongside larger national institutions.
How many business banking officer jobs are remote?
About 44% of business banking officer openings are fully remote or hybrid as of November 2026, reflecting the relationship-driven nature of the role. Sub-areas like credit review, portfolio monitoring, and back-office underwriting support tend to offer the most remote flexibility, while client-facing relationship and lending roles are predominantly in-person or hybrid.
How do you become a business banking officer?
Start with a bachelor's degree in finance, business, or economics, then build foundational experience as a bank teller, personal banker, or credit analyst. From there, move into small business banking or commercial lending support roles where you gain direct exposure to loan structuring and client acquisition. Earning a lending certification and building a track of closed deals accelerates promotion into a full officer title.
Can I get hired as a business banking officer with little experience?
Some banks hire candidates with limited experience into associate or junior business banking officer roles, particularly if you have a relevant degree, strong credit fundamentals, and demonstrated sales or relationship skills from retail banking. Focusing on community banks and credit unions rather than large institutions improves your odds, since smaller organizations often provide more structured mentorship and a faster path to managing your own portfolio.
What does the business banking officer interview process look like?
Most business banking officer interviews include a phone screen with HR, followed by one or two rounds with the branch manager or regional commercial banking leader. Expect competency-based questions on credit analysis, portfolio management, and business development, often with a scenario or case study involving a small business credit request. Final rounds frequently involve meeting a senior lending officer or reviewing a sample credit memo.
Where can I find and apply to business banking officer jobs?
You can find and apply to business banking officer jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your experience and target institution type, and apply directly to each listing that fits your background and goals.
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