Claims Specialist Jobs in Texas
Claims Specialist jobs in Texas are among the most active in the country, concentrated in property and casualty insurance, workers' compensation, and healthcare claims across a market that ranges from entry-level examiners through senior litigation specialists. Houston, Dallas, and San Antonio drive the bulk of hiring, anchored by major carriers and TPAs such as USAA, Travelers, and Texas Mutual Insurance Company. The most in-demand specialties right now are auto liability, commercial property, and medical billing claims. Find a role that fits below and apply directly.
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INTRODUCTION
At Gallagher Bassett, we're there when it matters most because helping people through challenging moments is more than just our job, it’s our purpose. Every day, we help clients navigate complexity, support recovery, and deliver outcomes that make a real difference in people’s lives. It takes empathy, precision, and a strong sense of partnership—and that’s exactly what you’ll find here. We’re a team of fast-paced fixers, empathetic experts, and outcomes drivers — people who care deeply about doing the right thing and doing it well. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence. Here, you’ll be supported by a culture that values teamwork, encourages curiosity, and celebrates the impact of your work. Because when you’re here, you’re part of something bigger. You’re part of a team that shows up, stands together, and leads with purpose.
Overview
Salary: Up to $150,000 per year, dependent upon experience
Jurisdictions: Open to any
Licenses: must be willing to obtain all licenses stated by manager within specified timeframe
Location: This role is eligible for fully remote work.
The Senior Claims Specialist within GB Specialty is responsible for managing moderately complex Liability claims. This role manages the full claim life cycle, including coverage analysis, investigation, evaluation, and resolution, while ensuring claims are handled in accordance with client expectations, policy obligations, and regulatory requirements.
How you'll make an impact
- Analyzes coverage and settles moderately complex Liability claims.
- Generally, incumbent does not work on workers’ compensation claims.
- Able to manage the full-life cycle of all assigned claims files.
- Analyzes coverage and determines defense obligations.
- Under minimal supervision, conducts thorough analysis and investigations necessary to determine claims exposure and recommend appropriate settlement strategies and action plans.
- Creates reservation of rights and coverage denial letters.
- Negotiates settlements with clients, client attorneys, and Public Adjusters.
- Interacts extensively with various parties involved in the claims process, and may recommend retaining the advice of outside experts as necessary.
- Prepares reserve and settlement authority requests for client and carrier approval.
- May act as a client advocate with carriers to ensure proper claims handling, including any necessary scoping, estimating, and addressing of coverage.
- Has a solid understanding of claims processing and the insurance brokerage business.
- Has a basic understanding of the terminology and case law associated with professional liability claims.
- Handles claims consistent with clients’ and corporate policies, procedures and best practices and in accordance with statutory, regulatory, and ethical requirements.
- Incumbents at this level should be able to work at full caseload capacity.
About You
Potential candidates should have the following:
Claims Background: Product, Construction (CD and GL), Environmental Liability - Complex Coverage
Jurisdictional Experience: Open to any
Active Adjusters' licenses: must be willing to obtain all licenses stated by manager within specified timeframe
Required:
High school diploma and 5 years related claims experience required.
Prior experience working within the applicable specialty claims area or demonstrated ability to handle unique/challenging claims issues.
Appropriately licensed and/or certified in all states in which claims are being handled or able to obtain the licenses/certification per local requirements.
Knowledge of accepted industry standards and practices.
Computer experience with related claims and business software.
Preferred:
Bachelor's Degree preferred.
Ten or more years of Liability claims adjusting experience.
Law Degree (JD) highly preferred.
Behaviors:
Ability to think critically, solve problems, plan and organize activities, serve clients, negotiate, effectively communicate verbally and in writing and embrace new challenges.
Analytical skill necessary to make decisions and resolve issues inherent in handling of claims.
Ability to successfully negotiate the settlement and disposition of claims including the ability to interpret related documentation.
Compensation and benefits
We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.
Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:
- Medical/dental/vision plans, which start from day one!
- Life and accident insurance
- 401(K) and Roth options
- Tax-advantaged accounts (HSA, FSA)
- Educational expense reimbursement
- Paid parental leave
Other benefits include:
- Digital mental health services (Talkspace)
- Flexible work hours (availability varies by office and job function)
- Training programs
- Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
- Charitable matching gift program
- And more...
The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process.
We value inclusion and diversity
Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.
Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.
Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.
Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
See All 18 Claims Specialist Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Claims Specialist JobsClaims Specialist Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Claims Specialist Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
- Lockton4

- Gallagher3

- Bitco Insurance Companies2

- Liberty Mutual Insurance2

- American Bankers Insurance Company Of Florida (Abic)1

Top Industries Hiring
- Insurance9
- Consulting & Professional Services5
- Healthcare & Medical Services2
- Technology & Software1
- Transportation & Logistics1
What Texas Employers Look For
The qualifications that appear most often in claims specialist jobs across Texas.
- Active Texas All-Lines adjuster license or a license recognized by the Texas Department of Insurance
- Two or more years of experience handling property, casualty, or workers' compensation claims
- Proficiency with claims management systems such as Guidewire, Duck Creek, or Xactimate
- Strong written and verbal communication skills for coverage determinations and customer contact
- Associate or bachelor's degree in business, finance, or a related field preferred by most carriers
- Knowledge of Texas insurance statutes, prompt-payment rules, and fair claims settlement practices
Claims Specialist Jobs in Texas: Frequently Asked Questions
How do you become a claims specialist in Texas?
You become a claims specialist in Texas by obtaining an All-Lines adjuster license issued by the Texas Department of Insurance, which requires passing the state licensing exam administered through Pearson VUE. Most employers also expect at least an associate degree in business or a related field, though some hire candidates with relevant coursework and no degree. Self-employed or independent adjusters must hold their own Texas license before accepting assignments.
How much do claims specialists make in Texas?
Claims specialists in Texas earn a median of about $78,800 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $46,560 for the lowest 10% to over $116,610 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire claims specialists in Texas?
Employers hiring claims specialists in Texas right now include Lockton, Gallagher, and Bitco Insurance Companies, based on current listings on Migrate Mate as of June 2026. Texas's large base of insurance carriers, third-party administrators, and self-insured corporate headquarters means steady, year-round demand for licensed adjusters and examiners across the state.
Which Texas cities have the most claims specialist jobs?
Plano, Houston, and Bellaire have the most claims specialist openings in Texas. Houston's concentration of energy, construction, and shipping industries generates high volumes of commercial and workers' compensation claims, while Dallas is home to several large carrier regional offices and TPA headquarters, and San Antonio's substantial USAA presence anchors demand there.
Are there remote claims specialist jobs in Texas?
Yes, and more than many fields, since claims review, coverage analysis, and customer communication are largely desk-based tasks that translate well to remote work. About 78% of claims specialist openings tied to Texas are remote or hybrid as of June 2026, reflecting how broadly carriers have adopted flexible staffing. Roles involving field inspections or in-person damage assessments are the exception and remain predominantly on-site.
How can I get hired as a claims specialist in Texas with little or no experience?
The most realistic entry path is starting as a claims assistant or customer service representative at a Texas carrier or TPA, where many firms promote into adjuster trainee programs once you obtain your Texas All-Lines license. USAA and Texas Mutual Insurance Company both run structured associate adjuster programs open to candidates without prior claims experience. Completing the Texas adjuster exam before applying signals readiness and shortens the time to a first offer, even for candidates moving laterally from billing, customer service, or paralegal roles.
Where can I find and apply to claims specialist jobs in Texas?
You can find and apply to claims specialist jobs in Texas on Migrate Mate, which lists current Texas openings from employers actively hiring right now. Search the listings, find roles that fit your experience and location, and apply directly.
See All 18 Claims Specialist Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Claims Specialist Jobs