Claims Specialist Jobs in Ohio
Claims Specialist jobs in Ohio draw consistent demand across insurance carriers, managed care organizations, and third-party administrators, with openings at every level from entry-level examiner to senior litigation specialist. Columbus, Cleveland, and Cincinnati anchor the market, where employers such as Nationwide, Medical Mutual, and Progressive maintain large claims operations. The most sought-after specialties in Ohio are auto liability, workers' compensation, and healthcare claims processing. Find a role that fits below and apply directly.
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The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for a Senior Property Resolution Specialist (Field Adjuster). This role will be home-based but you must reside in Northeast Ohio for travel throughout the territory.
This role will report to a Manager, Property Claims.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.
ESSENTIAL FUNCTIONS:
-
Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
- Inspect and write moderate to large property estimates using estimating guides and estimating software.
- Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
- Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
- Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
- Must be capable of investigating and closing a minimum average of 30 elements per month.
- Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
- Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
- Climb roofs and perform other field based inspections.
- Obtain and maintain all applicable adjusters licensing.
- Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
- Perform other duties as assigned.
KNOWLEDGE. SKILLS AND EXPERIENCE:
- This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least “Meets Expectations” in the last two annual performance reviews.
- The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
- The candidate must have a thorough knowledge of claims settlement techniques, Encova’s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to:
Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role
We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.
Encova Insurance is an EOE/E-Verify employer.
#LI-Remote#LI-LP1See All 20 Claims Specialist Jobs in Ohio
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Find Claims Specialist JobsClaims Specialist Jobs by City in Ohio
Where Ohio roles are concentrated, by current openings.
Claims Specialist Job Market in Ohio
A snapshot from current Ohio openings, updated as new roles post.
Who's Hiring



What Ohio Employers Look For
The qualifications that appear most often in claims specialist jobs across Ohio.
- Active Ohio Department of Insurance adjuster license or reciprocal license recognized in Ohio
- Associate or bachelor's degree in business, finance, healthcare administration, or a related field
- Two or more years of experience processing property, casualty, or healthcare claims
- Proficiency with claims management platforms such as Guidewire, Xactimate, or similar systems
- Strong written communication skills for documenting coverage decisions and correspondence
- Ability to interpret policy language, medical records, or legal documents relevant to claim type
Claims Specialist Jobs in Ohio: Frequently Asked Questions
How do you become a claims specialist in Ohio?
Most claims specialist roles in Ohio require completing prelicensing education and passing the Ohio Department of Insurance adjuster examination for property and casualty or accident and health lines, depending on the specialty. Workers' compensation claims roles may not require a license but often expect knowledge of Ohio Bureau of Workers' Compensation rules. A two- or four-year degree in business, finance, or a health-related field strengthens most applications considerably.
Which companies hire claims specialists in Ohio?
Companies currently hiring claims specialists in Ohio include Great American Insurance, First Chicago Insurance Company, and The Cincinnati Insurance Companies, per current listings on Migrate Mate as of September 2026. Ohio's concentration of major insurance headquarters and managed care organizations means full-time, direct-hire openings appear regularly rather than seasonally.
Which Ohio cities have the most claims specialist jobs?
Cincinnati, Columbus, and Cleveland account for the largest share of claims specialist openings in Ohio. Columbus leads because it is home to Nationwide's headquarters and a dense cluster of third-party administrators, while Cleveland's healthcare systems and Progressive's Mayfield Village campus drive demand in northeast Ohio, and Cincinnati's concentration of managed care and regional carriers supports activity in the southwest.
Are there remote claims specialist jobs in Ohio?
Yes, and more than most fields. Claims processing, coverage review, and customer contact work are well suited to remote setups, and the desk-based nature of the role has made remote hiring common among Ohio's large carriers. About 70% of claims specialist openings tied to Ohio are remote or hybrid as of September 2026, reflecting how broadly Ohio insurers adopted distributed teams. Field adjuster and on-site examiner roles remain the main exceptions.
How can I get hired as a claims specialist in Ohio with little or no experience?
The most realistic entry point is a claims assistant or claims representative trainee role, which large Ohio carriers such as Nationwide, Progressive, and Medical Mutual post specifically for candidates without prior claims experience. Ohio Bureau of Workers' Compensation also hires entry-level examiners and provides structured on-the-job training. Lateral moves from customer service, medical billing, or paralegal work translate well, and completing Ohio Department of Insurance prelicensing coursework before applying signals commitment and accelerates hiring decisions.
Where can I find and apply to claims specialist jobs in Ohio?
You can find and apply to claims specialist jobs in Ohio on Migrate Mate, which lists current Ohio openings across insurance carriers, managed care organizations, and third-party administrators. Find the roles that fit your specialty and experience level and apply directly to each one.
See All 20 Claims Specialist Jobs in Ohio
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