Collections Representative Jobs in Oklahoma
Collections representative jobs in Oklahoma concentrate in financial services, healthcare billing, and utilities recovery, with openings at every level from entry-level call center roles to senior commercial collections specialists. Oklahoma City and Tulsa drive the largest share of hiring, followed by growing demand in Lawton and Norman, where regional banks, hospital networks, and energy companies maintain sizable back-office teams. TTCU Federal Credit Union, INTEGRIS Health, and OGE Energy are among the established Oklahoma employers that consistently staff collections functions. The most in-demand specialties are medical billing collections, consumer debt recovery, and commercial accounts receivable. Find a role that fits below and apply directly.
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See related jobsAmerica's Car-Mart is seeking a motivated and results-driven Collections Representative to join our organization. If you have a background in collections, strong communication skills, and a commitment to achieving targets, we want you on our team. As a Collections Representative at America's Car-Mart, you will play a crucial role in ensuring the financial health of our business while providing excellent customer service to our valued customers. Join a company recognized by Forbes as one of America’s Best Mid-Size Employers!
Compensation: Hourly plus monthly bonus eligibility
Upon becoming a new Account Representative, you will have the chance to engage in a bonus plan with a potential monthly value of up to $425. Your eligibility to participate begins on the first day of the month following your start date, and the bonus will be disbursed in the subsequent month.
Duties and Responsibilities:
- Conduct field visits to customers' locations for collections purposes
- Negotiate payment arrangements and settlement options with customers
- Utilize effective communication skills to build rapport and address customer concerns
- Document all customer interactions and update collection records
- Ensure compliance with legal and regulatory requirements related to collections
Benefits:
- Medical Plan
- Dental Plan
- Vision Plan
- Life Insurance Plan
- 401(K) with employer match
- Stock Purchase Plan
- Paid Time Off
America's Car-Mart is an equal opportunity employer and prohibits discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
If you are ready to embark on a rewarding career with a company that values its employees, apply now! Join America's Car-Mart and be a part of our success story.
#LOT1
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
America's Car-Mart is seeking a motivated and results-driven Collections Representative to join our organization. If you have a background in collections, strong communication skills, and a commitment to achieving targets, we want you on our team. As a Collections Representative at America's Car-Mart, you will play a crucial role in ensuring the financial health of our business while providing excellent customer service to our valued customers. Join a company recognized by Forbes as one of America’s Best Mid-Size Employers!
Compensation: Hourly plus monthly bonus eligibility
Upon becoming a new Account Representative, you will have the chance to engage in a bonus plan with a potential monthly value of up to $425. Your eligibility to participate begins on the first day of the month following your start date, and the bonus will be disbursed in the subsequent month.
Duties and Responsibilities:
- Conduct field visits to customers' locations for collections purposes
- Negotiate payment arrangements and settlement options with customers
- Utilize effective communication skills to build rapport and address customer concerns
- Document all customer interactions and update collection records
- Ensure compliance with legal and regulatory requirements related to collections
Benefits:
- Medical Plan
- Dental Plan
- Vision Plan
- Life Insurance Plan
- 401(K) with employer match
- Stock Purchase Plan
- Paid Time Off
America's Car-Mart is an equal opportunity employer and prohibits discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
If you are ready to embark on a rewarding career with a company that values its employees, apply now! Join America's Car-Mart and be a part of our success story.
#LOT1
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 5 Collections Representative Jobs in Oklahoma
Find roles in Oklahoma that match your experience and apply in just a few clicks.
Find JobsCollections Representative Jobs by City in Oklahoma
Where Oklahoma roles are concentrated, by current openings.
Collections Representative Job Market in Oklahoma
A snapshot from current Oklahoma openings, updated as new roles post.
Who's Hiring
What Oklahoma Employers Look For
The qualifications that appear most often in collections representative jobs across Oklahoma.
- High school diploma or equivalent required by most Oklahoma collections employers
- Demonstrated knowledge of the Fair Debt Collection Practices Act and Oklahoma collection statutes
- One or more years of experience in collections, billing, or accounts receivable work
- Proficiency with collections software platforms such as CUBS, FICO Debt Manager, or similar systems
- Strong written and verbal communication skills for negotiating payment arrangements with consumers
- Ability to meet productivity and recovery targets in a regulated, compliance-monitored environment
Collections Representative Jobs in Oklahoma: Frequently Asked Questions
How do you become a collections representative in Oklahoma?
Most Oklahoma employers hire collections representatives with a high school diploma and require no state-issued collections license, as Oklahoma does not maintain a dedicated collections representative credential for individual agents. Employers typically provide compliance training covering the Fair Debt Collection Practices Act and Oklahoma consumer protection statutes in-house. A background in customer service, banking, or medical billing strengthens applications, and some employers prefer candidates who have completed a community college business or finance program.
Which companies hire collections representatives in Oklahoma?
Oklahoma collections representative roles are posted by America's Car-Mart, Airgas, and Allegiance Credit Union and others right now, based on current listings on Migrate Mate as of September 2026. Oklahoma's concentration of regional credit unions, investor-owned utilities, and large health systems means collections openings appear across several distinct industries throughout the state.
Which Oklahoma cities have the most collections representative jobs?
Tulsa, Norman, and Owasso have the most collections representative openings in Oklahoma. Oklahoma City leads because it anchors the state's largest concentration of health systems, financial institutions, and utility back-office operations, while Tulsa's energy and banking sectors sustain consistent demand and smaller metros like Norman see openings tied to regional credit and healthcare billing teams.
Are there remote collections representative jobs in Oklahoma?
Yes, and more than many fields, since collections work is primarily phone and software based. About 100% of collections representative openings tied to Oklahoma are remote or hybrid as of September 2026, reflecting how well the role translates to a home office setup. Consumer debt recovery and medical billing collections tend to be the most commonly offered in fully remote arrangements by Oklahoma employers.
How can I get hired as a collections representative in Oklahoma with little or no experience?
The most realistic entry path is a customer service or call center role at an Oklahoma credit union, hospital billing department, or utility company, then moving internally into a collections queue. INTEGRIS Health and Mercy Hospital Oklahoma City regularly hire billing support associates who transition into collections with on-the-job training. Completing a basic accounts receivable or medical billing certificate at Oklahoma City Community College or Tulsa Community College gives candidates a clear credential edge when applying without direct collections experience.
Where can I find and apply to collections representative jobs in Oklahoma?
You can find and apply to collections representative jobs in Oklahoma on Migrate Mate, which lists current Oklahoma openings across industries including healthcare billing, financial services, and utilities recovery. Find the roles that fit your background and apply directly to the ones that match.
See All 5 Collections Representative Jobs in Oklahoma
Find roles in Oklahoma that match your experience and apply in just a few clicks.
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