First Horizon Bank Visa Sponsorship Jobs USA
First Horizon Bank is a regional banking institution with a consistent record of sponsoring foreign national employees across multiple visa categories. For skilled professionals in finance, technology, and operations, First Horizon represents a legitimate sponsorship path within the Banking & Financial Services sector.
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Get Access To All JobsLocation: On site at location listed in job posting.
SUMMARY
The Portfolio Manager assists in the assessment of risk and management of the Bank’s loan portfolio by providing analytical and credit oversight and is responsible for the annual review, renewal, loan covenant compliance reviews and financial collection process within assigned loan portfolio. Partners with Relationship Managers to grow and develop a high quality and profitable loan portfolio.
Key Responsibilities Include:
- Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes.
- Partners with Relationship Managers to:
- Meet with current and prospective clients to understand the specific customer requirements and needs.
- Collect appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting.
- Answer client questions; ensure all data is accurate for loan underwriting.
- Analyses global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators.
- Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model and prepares packages for approval on all new and existing credits.
- Assist in the pricing and structure of new loans and renewals.
- Coordinates closing and booking events.
- Monitors industry trends and analyze specific industry trend data to identify potential areas of risk.
- Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings.
- Completes, passes and maintains an up to date status for all positional and company required compliance and regulatory courses by assigned due date(s).
- Performs all other duties as assigned.
Qualifications Include:
- Bachelor (4-year college) degree at least 10 years of experience or equivalent combination of education and experience.
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Location: On site at location listed in job posting.
SUMMARY
The Portfolio Manager assists in the assessment of risk and management of the Bank’s loan portfolio by providing analytical and credit oversight and is responsible for the annual review, renewal, loan covenant compliance reviews and financial collection process within assigned loan portfolio. Partners with Relationship Managers to grow and develop a high quality and profitable loan portfolio.
Key Responsibilities Include:
- Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes.
- Partners with Relationship Managers to:
- Meet with current and prospective clients to understand the specific customer requirements and needs.
- Collect appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting.
- Answer client questions; ensure all data is accurate for loan underwriting.
- Analyses global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators.
- Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model and prepares packages for approval on all new and existing credits.
- Assist in the pricing and structure of new loans and renewals.
- Coordinates closing and booking events.
- Monitors industry trends and analyze specific industry trend data to identify potential areas of risk.
- Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings.
- Completes, passes and maintains an up to date status for all positional and company required compliance and regulatory courses by assigned due date(s).
- Performs all other duties as assigned.
Qualifications Include:
- Bachelor (4-year college) degree at least 10 years of experience or equivalent combination of education and experience.
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Job Roles at First Horizon Bank
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Get Access To All JobsTips for Finding First Horizon Bank Visa Sponsorship Jobs USA
Target roles in technology and operations
First Horizon Bank's sponsorship activity tends to concentrate in technical and analytical roles supporting its banking infrastructure. Focus your search on software engineering, data analysis, risk management, and financial operations positions where sponsorship is most commonly offered.
Understand which visa types First Horizon supports
First Horizon sponsors H-1B, TN, F-1 OPT, F-1 CPT, J-1, and Green Card pathways. Knowing which category fits your background before applying lets you ask informed questions during the interview process and signals genuine sponsorship awareness.
Apply early in the H-1B cycle if you're on OPT
First Horizon has a track record of H-1B sponsorship. If you're on F-1 OPT, target open roles by October so there's sufficient runway for H-1B filing ahead of the April cap season without relying solely on cap-gap protections.
Use Migrate Mate to verify First Horizon's sponsorship history
Sponsorship track records aren't always visible in standard job postings. Migrate Mate surfaces verified sponsors so you can confirm First Horizon Bank's real filing history before investing time in an application, saving you from pursuing roles unlikely to lead to sponsorship.
Highlight banking domain knowledge in your application
First Horizon operates in a regulated, compliance-heavy industry. Candidates who can demonstrate familiarity with banking products, financial regulations, or risk frameworks are stronger visa sponsorship candidates because the employer sees a clearer long-term retention case.
Ask directly about sponsorship during the recruiter screen
First Horizon's HR teams handle sponsorship through established processes. Raising the topic professionally during your initial recruiter conversation, not at the offer stage, ensures alignment early and avoids wasted time if the specific role isn't approved for sponsorship.
Frequently Asked Questions
Does First Horizon Bank sponsor H-1B visas?
Yes, First Horizon Bank sponsors H-1B visas and has a consistent track record of doing so across multiple years. Sponsorship is most common in technical, analytical, and financial operations roles. If you're on F-1 OPT or currently holding H-1B visa status with another employer, First Horizon is a realistic target, though sponsorship availability varies by role and business unit.
Which visa types does First Horizon Bank sponsor?
First Horizon Bank sponsors a range of visa categories including H-1B, TN visa, F-1 OPT, F-1 CPT, J-1 visa, and permanent residence through EB-2 and EB-3 Green Card pathways. This breadth makes First Horizon accessible to candidates at different stages of their immigration journey, from students on practical training through to those pursuing long-term permanent residence.
Which departments or roles at First Horizon Bank are most likely to sponsor visas?
Sponsorship at First Horizon Bank is most commonly associated with technology, data, risk, and financial operations functions. Roles in software development, data engineering, quantitative analysis, and compliance tend to attract the most sponsorship activity because they require specialized skills that align with the H-1B specialty occupation standard. Corporate and retail banking generalist roles are less commonly sponsored.
How do I find open sponsored jobs at First Horizon Bank?
The most reliable approach is to use Migrate Mate, which aggregates jobs from verified visa sponsors and lets you filter directly by company and visa type. This removes the guesswork of identifying which postings are genuinely open to sponsorship. From there, apply directly through First Horizon Bank's careers portal and reference your visa status clearly in your application materials.
How do I time my application to First Horizon Bank if I need H-1B sponsorship?
If you're on F-1 OPT, aim to secure an offer by the end of the calendar year preceding the April H-1B lottery. This gives First Horizon time to register your H-1B, file a petition if selected, and obtain approval before your OPT authorization expires. STEM OPT extension provides additional runway, but starting early is strongly advisable given USCIS processing timelines.