Credit Controller Jobs
Credit Controller jobs are open across financial services, manufacturing, healthcare, and retail at every level from junior to senior and team lead, with specializations in accounts receivable, debt recovery, and commercial credit management. Scan the live roles below and apply to whichever ones fit.
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As an Credit Risk Senior Associate Product Controller in Credit Risk, you will support the end-to-end build and integration of a new credit card product into Card Services financial reporting, processes, and control frameworks. This is a hands-on role focused on executing deliverables across requirements within the controls framework, testing and substantiation, and go-live stabilization, partnering closely across Finance, Risk, Technology and product teams. You will also contribute to credit risk-related analysis and reporting for the credit card loan portfolio, delivering controlled, well-documented outputs that support governance and external reporting.
Job Responsibilities
- Support end-to-end Product Control integration of a new credit card product into Card Services financial reporting, processes, and the control framework, including requirements definition/alignment, controls design and validation, testing and substantiation, go-live readiness, and post-implementation stabilization, coordinating delivery across Finance, Risk, Technology and product teams
- Perform detailed data analysis using SQL or Python to extract, reconcile and validate data elements to support the Controller workstream
- Support the analytical review of the allowance for credit losses (ACL) including analysis of key business drivers, assessment of model outputs and leveraging data to support qualitative estimates, which are then summarized in financial reporting and quarterly memos.
- Coordinate upstream/downstream deliverables across Finance, Risk, and business teams, prepare credit risk metrics and portfolio reporting, including trend analysis and support for the governance process.
Required Qualifications, Capabilities, and Skills
- Bachelor's degree in Accounting, Finance, Information Systems, or related discipline
- 2+ years of experience in Finance, Accounting, Financial Reporting, or related fields
- Advanced Excel skills and demonstrated experience using SQL or Python to independently analyze, transform, and interpret large datasets
- Quantitative/analytical thinking
- Good written and verbal communication, documentation discipline, self-starter and ability to manage multiple priorities across BAU and change initiatives
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
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What Employers Look For
The qualifications that appear most often in credit controller jobs.
- Two or more years of experience in accounts receivable or credit control
- Proficiency in ERP systems such as SAP, Oracle, or NetSuite
- Strong knowledge of credit risk assessment and collections processes
- Associate or bachelor's degree in accounting, finance, or a related field
- Experience producing aged debtor reports and cash flow forecasts
- Familiarity with GAAP principles and standard invoicing workflows
Tips for Your Credit Controller Job Search
Quantify your collections performance on paper
Credit controller resumes that show measurable outcomes, like days sales outstanding reduced or overdue debt recovered as a dollar volume, get more callbacks than ones that list duties. Pull those figures from your reporting before you apply.
Highlight the ERP and billing tools you know
Hiring managers scan for specific software: SAP, Oracle, NetSuite, or Sage. Name the exact systems you have worked in, the version if relevant, and the workflows you ran inside them. Generic phrases like 'accounting software' get ignored.
Apply early to roles that fit
Migrate Mate lists credit controller openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by industry debt complexity
Collections work in construction or healthcare involves disputed invoices and insurance offsets that differ sharply from B2B manufacturing credit. Filter your search by industry and frame your resume around the type of debtor you have managed most.
Prepare for a scenario-based credit interview
Interviewers for credit controller roles commonly walk you through a customer who is 60 days past due and ask how you escalate. Prepare two or three real examples where you recovered debt while protecting the client relationship.
Negotiate against the full compensation package
Credit controller offers often include bonus structures tied to DSO targets or cash collection KPIs. Before accepting, clarify how those metrics are calculated and what a realistic payout looks like based on the team's recent performance.
Credit Controller Jobs: Frequently Asked Questions
Which companies are hiring the most credit controllers?
JPMorganChase, BlackRock, and State Street are hiring the most credit controllers right now, with openings concentrated in Delaware, New York, and Texas, based on current listings on Migrate Mate as of November 2026. Volume tends to be highest in companies with large B2B customer bases and recurring invoice cycles.
How many credit controller jobs are remote?
About 33% of credit controller openings are fully remote or hybrid as of November 2026, reflecting broader finance team flexibility. Collections calls and dunning correspondence are easiest to do remotely, while roles that require in-person collaboration with sales or operations teams tend to remain on-site or hybrid.
How do you become a credit controller?
Start by building a foundation in accounts receivable or billing, ideally in a role that exposes you to invoice disputes and payment chasing. Learn at least one major ERP system hands-on. Move into a dedicated credit control position, work toward reducing DSO in your portfolio, and document those outcomes. Professional credit credentials such as those from the Credit Management Association can support advancement.
Can you get a credit controller job with little or no experience?
Yes, entry-level credit controller roles do exist, and employers often accept candidates coming from accounts receivable, customer service, or general finance administration. Demonstrating comfort with spreadsheets, a methodical approach to follow-up, and clear written communication goes a long way when you lack direct collections experience. Temp-to-hire contracts are a common route in.
What does the credit controller interview process look like?
Most credit controller interviews run two to three rounds. The first is typically a phone or video screen covering your collections background and software experience. A second round often includes scenario questions where the interviewer describes a delinquent account and asks how you would handle it. Final rounds may bring in a finance manager or controller and can include a short skills assessment on reconciliations or aged debt analysis.
Where can I find and apply to credit controller jobs?
You can find and apply to credit controller jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your experience and preferences, and apply directly to each listing that fits.
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