Green Card Loan Processor Jobs
Loan Processor roles qualify for EB-2 and EB-3 green card sponsorship through PERM labor certification, which requires your employer to document that no qualified U.S. workers are available before filing your I-140 immigrant visa petition. Financial services firms with active mortgage or consumer lending operations are the most consistent sponsors for this role.
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Location: Onsite a location listed in posting
Summary
The position manages a fast‑moving pipeline using iOriginate, LaserPro, Mainframe, ALS, Title365, and CMS, works daily reports, and provides proactive status updates to partners. Strong communication and client service are critical, collaborating with bankers, loan officers, and attorneys while working independently or with the team, handling complex loans, and supporting overtime and special projects as needed.
Responsibilities:
- Process unsecured, CD, Savings, Titled, and Real estate secured loans in a timely manner
- Obtain, order, and analyze all documentation with the ability to handle confidential data in an ethical and professional manner
- Review all closing info to verify the structure of the loan is in accordance to the approval
- Comply with bank policies and procedures
- Ability to work independently and with your team, prioritize work, manage pipeline, and multitask at a quick, accurate pace
- Available to work overtime and assist other team members when needed
- Working knowledge of iOriginate, LaserPro, Mainframe, ALS, Title365, CMS, etc.
- Comply with Flood Compliance Regulations
- Knowledgeable of escrow and insurance requirements, appraisal regulations, and the ability to read/interpret title work
- Ability to process and document complex consumer loans
- Knowledge, understanding and ability to perform all essential consumer loan functions
- Excellent communication skills to deal with high-end customers
- Work reports daily, while updating bankers on the status of existing files
- Full understanding of TRID
- May be requested to complete other duties, special projects or trainings as requested
- Ability to work loans in all 12 states that we service (recognize potential issues {fees, taxes, dates names})
- Correspond with various Bankers, attorneys, Loan officers (etc.) and send documents in a timely manner with professional customer service and communication.
Benefit Highlights:
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Get Access To All JobsTips for Finding Green Card Sponsorship in Loan Processor
Match your credentials to the right EB category
EB-3 covers skilled workers with a bachelor's degree; EB-2 applies to advanced-degree professionals or candidates with strong credentials. Loan Processor roles at community banks often support EB-3, while compliance-heavy positions at larger institutions may qualify for EB-2.
Target lenders with active PERM filing history
Mortgage companies, credit unions, and commercial banks that originate high loan volumes are most likely to have sponsored workers before. Search DOL PERM disclosure data to identify financial employers that have filed labor certifications for loan operations roles in the past two years.
Verify your wage offer meets DOL prevailing wage
PERM requires your offered salary to meet or exceed the DOL prevailing wage for Loan Processor roles in your specific metro area. Use the OFLC Wage Search before accepting any offer to confirm the employer's proposed compensation clears this threshold.
Build a document package around loan processing credentials
PERM audits for financial roles often scrutinize whether your foreign degree and any NMLS licensing history match the job requirements. Prepare credential evaluations, transcripts, and a clear employment history that maps your experience to the SOC code your employer will use in the labor certification.
Use Migrate Mate to find sponsoring employers efficiently
Searching broadly misses firms actively filing for this role. Migrate Mate surfaces Loan Processor positions at employers with documented green card sponsorship history, so you can focus your applications on companies already set up to run the PERM process.
Understand priority date backlogs before your I-140 is filed
EB-3 processing for most countries outside India and China carries no meaningful backlog, but your I-140 approval does not start the clock until your employer files. Ask your prospective employer when they plan to file so you can estimate your adjustment of status timeline accurately.
Green Card Loan Processor: Frequently Asked Questions
Does a Loan Processor role qualify for EB-2 or EB-3 green card sponsorship?
Most Loan Processor positions qualify under EB-3 as skilled worker roles requiring a bachelor's degree and specialized training. If the position requires a master's degree or the candidate has an advanced degree plus substantial lending experience, EB-2 sponsorship is possible. Your employer's attorney will determine the appropriate category based on the actual job requirements and your credentials.
How does EB-3 green card sponsorship differ from H-1B sponsorship for a Loan Processor?
The EB-3 route leads to permanent residency rather than temporary work authorization. There is no annual lottery and no cap concern for most nationalities at the EB-3 level. The tradeoff is timeline: PERM labor certification alone takes six to eighteen months before the I-140 is even filed, making the overall process significantly longer than a standard H-1B visa approval.
What does the PERM labor certification process require from the employer?
PERM requires your employer to conduct a DOL-supervised recruitment campaign to demonstrate that no qualified U.S. workers applied for the role. This includes print and online job postings, internal notices, and a recruitment report. The process typically takes six to twelve months before the employer can submit the labor certification application to DOL.
Where can I find Loan Processor jobs where the employer already sponsors green cards?
Migrate Mate lets you search Loan Processor openings specifically filtered by employers with green card sponsorship history, saving you from applying to firms that have never run a PERM process. Focusing on employers with prior EB-3 filings in financial services significantly increases the likelihood that the sponsorship conversation will go smoothly.
Does NMLS licensing affect my green card sponsorship eligibility as a Loan Processor?
NMLS registration is a job requirement in most states for Loan Processors handling residential mortgage applications, and DOL will include it in the PERM job description. Foreign nationals can obtain NMLS registration, but your employer needs to account for any state-specific licensing steps in their timeline. Delays in licensing can push back the PERM filing date, so confirm your eligibility to register before your employer begins the recruitment phase.