INTRODUCTION

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.

The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits.

JOB PURPOSE & SCOPE

Bank OZK’s Indirect Lending division is seeking a highly professional and motivated individual who is interested in the open position for an Indirect Marine/RV Underwriter. This position involves the credit underwriting of boat and recreational vehicle loan requests submitted by an approved network of dealers and correspondent lenders.

The successful candidate should be highly detail oriented with an ability to thrive in a fast-paced work environment. A high level of customer contact is part of the normal course of business; particularly with respect to loan decisions that have been rendered.

ESSENTIAL JOB FUNCTIONS:

• Reviews consumer loan applications and supporting documentation to determine credit worthiness of applicant(s).
• Ensures accuracy of all information entered into the system and clearly documents rational of credit decisions.
• Contacts the customer/dealer to communicate loan decision and/or gather additional information, as needed.

KNOWLEDGE, SKILLS & ABILITIES:

• A strong understanding of consumer credit.
• Ability to understand and analyze the personal and business tax returns and/or financial statements of an applicant.
• Strong interpersonal skills.
• Strong verbal and written communication skills.
• Ability to work well within a team environment.
• Exceptional customer service skills are imperative.
• Ability to effectively prioritize and adapt in a fast-paced environment.
• Must be highly detail oriented.
• Must be able to work some nights and weekends.
• Ability to read and interpret consumer credit reports.
• Proven analytical skills.

BASIC QUALIFICATIONS:

• 2-3 years of experience in an underwriting capacity (indirect marine/RV underwriting a plus).
• Bachelor’s degree in Finance or commensurate work experience.
• 2-3 years in a banking/lending role.
• Able to work nights, weekends and flexible hours.

JOB EXPECTATIONS:

Operate customary equipment and technology used in a business environment, with or without accommodation.

Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.

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EEO STATEMENT:

Bank OZK is an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.