Risk Operations Specialist Green Card Jobs
Risk Operations Specialist roles qualify for EB-2 and EB-3 green card sponsorship through the PERM labor certification process, which permanently anchors your U.S. work authorization to the employer. Financial services, fintech, and insurance firms regularly sponsor foreign professionals in this compliance-intensive field where analytical credentials and risk-management experience satisfy DOL prevailing-wage and specialty-occupation documentation requirements.
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Get Access To All JobsAbout Ramp
At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year. Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.
About The Role
As a Payment Operations Specialist at Ramp, you will play a key role in supporting the day-to-day execution and efficiency of Ramp’s payment operations. You’ll partner closely with the Payments Operations Lead and cross-functional teams across Product, Finance, Customer Support, Risk, and Compliance to ensure smooth and accurate payment processing, issue resolution, and operational excellence. This is a hands-on role focused on coordination, execution, and continuous improvement. You’ll be responsible for helping to maintain accurate payment flows, supporting operational projects, and assisting with cross-functional initiatives that enhance Ramp’s payment systems and risk management processes.
- Support the Payments Operations Lead in the daily management of payment workflows, including ACH, wire transfers, card payments, and Ramp Business Account transactions.
- Monitor and reconcile payment activity, identify discrepancies, and help investigate or resolve transaction issues.
- Coordinate refund and money movement processes and maintain clear communication with internal teams and customers on case status.
- Collaborate with Customer Support, Risk, and Product to resolve user-reported payment or linking issues in a timely and accurate manner.
- Help prepare data and documentation for audits and regulatory reporting.
- Participate in cross-functional projects aimed at improving payment accuracy, reducing operational risk, and scaling payment processes.
- Identify and document operational inefficiencies or gaps and propose potential improvements.
- Maintain accurate process documentation and support knowledge management for the Payments Ops function.
- Provide high-quality internal and external customer support through email and other communication channels.
What You Need
- 2–4 years of experience in Payment Operations, Financial Operations, Treasury Operations, or a related function.
- Working knowledge of ACH, wire transfers, and card payment systems; familiarity with NACHA and SWIFT standards a plus.
- Experience using and building with AI tools to enhance productivity, streamline workflows, or support operational decision-making.
- Strong attention to detail and comfort handling complex reconciliations or operational workflows.
- Excellent organizational skills and the ability to manage multiple priorities in a fast-paced environment.
- Strong written and verbal communication skills; able to coordinate across teams and document processes clearly.
- Analytical and problem-solving mindset with a focus on data accuracy and continuous improvement.
- BA/BS degree or equivalent experience.
Nice-to-Haves
- Experience working in fintech, payments, or high-growth startup environments.
- Familiarity with SQL or basic data analysis tools for investigating issues or building reports.
- Exposure to risk or compliance operations.
- Experience with customer support systems (e.g., Zendesk, Salesforce).
Benefits (for U.S.-based Full-time Employees)
- 100% medical, dental & vision insurance coverage for you + Partially covered for your dependents + One Medical annual membership
- 401k (including employer match on contributions made while employed by Ramp)
- Flexible PTO
- Fertility HRA (up to $10,000 per year)
- Parental Leave
- Unlimited AI token usage
- Pet insurance
- Centralized home-office equipment ordering for all employees
- Health and Wellness stipend
- In-office perks: lunch, snacks, drinks, and more
- Budget for intra-office travel
- Relocation support to NYC or SF (as needed)
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other Notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice
About Ramp
At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year. Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.
About The Role
As a Payment Operations Specialist at Ramp, you will play a key role in supporting the day-to-day execution and efficiency of Ramp’s payment operations. You’ll partner closely with the Payments Operations Lead and cross-functional teams across Product, Finance, Customer Support, Risk, and Compliance to ensure smooth and accurate payment processing, issue resolution, and operational excellence. This is a hands-on role focused on coordination, execution, and continuous improvement. You’ll be responsible for helping to maintain accurate payment flows, supporting operational projects, and assisting with cross-functional initiatives that enhance Ramp’s payment systems and risk management processes.
- Support the Payments Operations Lead in the daily management of payment workflows, including ACH, wire transfers, card payments, and Ramp Business Account transactions.
- Monitor and reconcile payment activity, identify discrepancies, and help investigate or resolve transaction issues.
- Coordinate refund and money movement processes and maintain clear communication with internal teams and customers on case status.
- Collaborate with Customer Support, Risk, and Product to resolve user-reported payment or linking issues in a timely and accurate manner.
- Help prepare data and documentation for audits and regulatory reporting.
- Participate in cross-functional projects aimed at improving payment accuracy, reducing operational risk, and scaling payment processes.
- Identify and document operational inefficiencies or gaps and propose potential improvements.
- Maintain accurate process documentation and support knowledge management for the Payments Ops function.
- Provide high-quality internal and external customer support through email and other communication channels.
What You Need
- 2–4 years of experience in Payment Operations, Financial Operations, Treasury Operations, or a related function.
- Working knowledge of ACH, wire transfers, and card payment systems; familiarity with NACHA and SWIFT standards a plus.
- Experience using and building with AI tools to enhance productivity, streamline workflows, or support operational decision-making.
- Strong attention to detail and comfort handling complex reconciliations or operational workflows.
- Excellent organizational skills and the ability to manage multiple priorities in a fast-paced environment.
- Strong written and verbal communication skills; able to coordinate across teams and document processes clearly.
- Analytical and problem-solving mindset with a focus on data accuracy and continuous improvement.
- BA/BS degree or equivalent experience.
Nice-to-Haves
- Experience working in fintech, payments, or high-growth startup environments.
- Familiarity with SQL or basic data analysis tools for investigating issues or building reports.
- Exposure to risk or compliance operations.
- Experience with customer support systems (e.g., Zendesk, Salesforce).
Benefits (for U.S.-based Full-time Employees)
- 100% medical, dental & vision insurance coverage for you + Partially covered for your dependents + One Medical annual membership
- 401k (including employer match on contributions made while employed by Ramp)
- Flexible PTO
- Fertility HRA (up to $10,000 per year)
- Parental Leave
- Unlimited AI token usage
- Pet insurance
- Centralized home-office equipment ordering for all employees
- Health and Wellness stipend
- In-office perks: lunch, snacks, drinks, and more
- Budget for intra-office travel
- Relocation support to NYC or SF (as needed)
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other Notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice
See all 122+ Risk Operations Specialist jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Risk Operations Specialist roles.
Get Access To All JobsTips for Finding Green Card Sponsorship as a Risk Operations Specialist
Align your credentials with PERM documentation
PERM requires your employer to define minimum requirements before advertising the role. Make sure your degree field and job titles on prior roles directly match what the labor certification lists, since DOL auditors scrutinize credential-to-duty alignment for analytical and compliance positions.
Target employers with active EB-3 filing history
Risk operations roles sit squarely in EB-3 skilled-worker territory for bachelor's-degree holders and EB-2 for advanced-degree professionals. Prioritize financial institutions and insurers that have filed I-140 petitions before, because their HR and legal teams already understand the PERM recruitment documentation cycle.
Search green card sponsoring employers on Migrate Mate
Filter by role and sponsorship type on Migrate Mate to surface employers who have sponsored risk and compliance positions through PERM. This cuts out the guesswork of cold-applying to firms that have never navigated employment-based green card filings.
Negotiate PERM filing timing before accepting an offer
PERM labor certification can take 12 to 18 months before an I-140 petition is even filed. Ask prospective employers whether they'll initiate PERM within the first year of employment, and confirm the firm retains immigration counsel rather than handling filings in-house.
Document quantifiable risk outcomes for the I-140 petition
For EB-2 candidates with strong credentials, USCIS evaluates whether the role genuinely requires an advanced degree. Compile performance data showing fraud-loss reductions, model accuracy metrics, or regulatory findings you resolved, as these substantiate the advanced-degree requirement during adjudication.
Use OFLC Wage Search to verify your prevailing wage level
DOL assigns a wage level to your PERM application based on job duties and geography. Look up your SOC code in OFLC Wage Search before negotiations so you know whether the employer's offer meets the Level II or Level III prevailing wage, which directly affects whether DOL certifies the labor application.
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Find Risk Operations Specialist JobsRisk Operations Specialist Green Card Sponsorship: Frequently Asked Questions
Do Risk Operations Specialist roles typically qualify for EB-2 or EB-3 sponsorship?
Most Risk Operations Specialist positions qualify under EB-3 when the employer requires a bachelor's degree in finance, statistics, mathematics, or a related field. If the role requires a master's degree or the candidate holds an advanced degree and the duties demand it, EB-2 sponsorship is also viable. The PERM job description must reflect whichever classification the employer selects, so the minimum requirements stated during DOL recruitment must match the petition exactly.
How does PERM green card sponsorship differ from H-1B sponsorship for this role?
H-1B is a temporary nonimmigrant status capped at 85,000 visas annually and subject to the lottery. PERM-based EB-2 and EB-3 sponsorship leads to permanent residency with no annual lottery, though the overall EB-3 quota means wait times vary significantly by country of birth. PERM also requires the employer to complete a formal DOL recruitment process proving no qualified U.S. workers were available before filing the I-140 petition with USCIS.
How long does the full green card process take for a Risk Operations Specialist?
PERM labor certification currently averages 12 to 18 months at DOL. After approval, the employer files an I-140 petition with USCIS, which takes an additional six to twelve months under standard processing. Nationals of most countries can then file for adjustment of status relatively quickly, but applicants born in India or China may face multi-year backlogs due to per-country EB-3 quota limits. Premium processing is not available for PERM, only for the I-140 stage.
What documentation should I prepare before asking an employer to sponsor my green card?
Gather official transcripts and degree certificates, since DOL and USCIS both require evidence that your education meets the PERM minimum requirements. Compile employment records showing job titles, duties, and dates that align with the risk operations specialty. If your degree is from outside the U.S., a credential evaluation by a NACES-member organization strengthens your I-140 filing and reduces the likelihood of a USCIS Request for Evidence.
How do I find Risk Operations Specialist jobs where the employer will sponsor a green card?
Use Migrate Mate to filter specifically for employers with EB-2 or EB-3 sponsorship history in risk and compliance roles. Many firms list positions without mentioning green card sponsorship in job postings, so searching by historical PERM filing activity rather than job-ad language surfaces opportunities that standard searches miss. Focus outreach on financial services and insurtech employers, whose regulatory environments make retaining specialized foreign talent worth the PERM investment.
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