Group Underwriter Jobs
Group Underwriter jobs are open across insurance carriers, managed care organizations, and financial services firms, from entry-level analyst to senior and principal, with specializations in group health, group life, and stop-loss underwriting. Find a role that fits below and apply directly.
Find Group Underwriter JobsOverview
Showing 5 of 16+ Group Underwriter jobs
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
About this role:
Wells Fargo is seeking a Lead Wealth Underwriter in the Banking, Lending, & Trust's (BL&T) center of excellence within Wealth & Investment Management (WIM). As part of its vision for a flatter, more nimble organization that is easier to do business with, WIM has created horizontal functions known as centers of excellence to support all client coverage channels. BL&T is a center of excellence that brings teams and functions across WIM’s consumer businesses under a common, WIM-level organization.
The Underwriter will be on the Specialty Finance Group (SFG) credit team providing custom credit solutions to High Net Worth, Ultra High Net Worth, and Family Office clients. The SFG credit team is structured with four verticals offering credit secured by Securities Based Lending, including ESOP Qualified Replacement Property (QRP) loans, and complex/unique collateral types such as: aircraft, unsecured, concentrated and restricted stock positions, LLC interests, and other non-traditional collateral types. In this role, the Underwriter must be able to lead a lending opportunity from initial client discussions to LOI, through underwriting and final close.
In this role, you will:
- Perform financial analysis and underwriting and structuring of Custom Credit Banking relationships. The foregoing may include analyzing business financial statements and tax returns.
- Responsible for the efficient and timely analysis and underwriting of complex borrower, financial and collateral circumstances.
- Responsible for credit structuring and communicating recommendations verbally and in writing.
- Drive private banking credit execution to deliver high quality custom credit solutions to existing and new clients while meeting regional goals for asset quality, banking revenue, and profitability
- Regularly monitor existing portfolio and communicate findings and recommended solutions to management in a timely manner. This will assist with leadership decisions in credit risk management and ensure credit portfolio satisfactory risk exams.
- Meet with clients in partnership with a Custom Credit Banker in a client advisory role and in credit negotiations, as required.
- Collaborate and consult with more experienced management and regional teams on the timely completion of work and progress.
- Lead complex initiatives within a large geographical region to deliver high quality custom credit solutions with broad impact.
- Provide leadership and guidance to others.
- Exercise independent judgment and work with no direct supervision.
Required Qualifications:
- 5+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- 5+ years of combined experience in the following: financial analysis, underwriting and structuring of highly complex, high net worth, consumer and commercial relationships
- Ability to take initiative and work independently with minimal supervision in a structured environment.
- Ability to exercise independent judgment and creative problem solving techniques.
- Excellent verbal, written, and interpersonal communication skills.
- Knowledge and understanding of credit: policy, compliance, underwriting, structuring, and documenting credit facilities.
- Experienced in Estate lending facilities and understanding of trust/estate structures
- Experienced in executing derivatives for managing interest-rate risk on lending facilities
- Experienced in Marketable-Secured lending facilities
- Experienced in aircraft lending
- Experienced in criticized/classified credits
- Knowledge and understanding of sales and client management processes
- Basic Microsoft Office (Outlook, Excel, Word, PowerPoint, Teams, and SharePoint) skills
- Knowledge and understanding of FIS Optimist (or Moody's Risk Analyst)
Job Location:
- 550 S Tryon St, Charlotte NC, 28202
- 90 S 7th ST, Minneapolis MN, 55402
- 401 Las Colinas Blvd W Bldg B, Irving TX, 75039
- 2801 Market St, F & L Bldg, SAINT LOUIS, MO 63103
- 2700 S Price RD, Chandler AZ, 85286
Job Expectations:
- This position is not eligible for Visa sponsorship.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $119,000.00 - $206,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
22 Nov 2026- Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
c. Please be prepared to provide accurate information and supporting documentation in connection with any lawful employment and education verification conducted by Wells Fargo.
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
About this role:
Wells Fargo is seeking a Lead Wealth Underwriter in the Banking, Lending, & Trust's (BL&T) center of excellence within Wealth & Investment Management (WIM). As part of its vision for a flatter, more nimble organization that is easier to do business with, WIM has created horizontal functions known as centers of excellence to support all client coverage channels. BL&T is a center of excellence that brings teams and functions across WIM’s consumer businesses under a common, WIM-level organization.
The Underwriter will be on the Specialty Finance Group (SFG) credit team providing custom credit solutions to High Net Worth, Ultra High Net Worth, and Family Office clients. The SFG credit team is structured with four verticals offering credit secured by Securities Based Lending, including ESOP Qualified Replacement Property (QRP) loans, and complex/unique collateral types such as: aircraft, unsecured, concentrated and restricted stock positions, LLC interests, and other non-traditional collateral types. In this role, the Underwriter must be able to lead a lending opportunity from initial client discussions to LOI, through underwriting and final close.
In this role, you will:
- Perform financial analysis and underwriting and structuring of Custom Credit Banking relationships. The foregoing may include analyzing business financial statements and tax returns.
- Responsible for the efficient and timely analysis and underwriting of complex borrower, financial and collateral circumstances.
- Responsible for credit structuring and communicating recommendations verbally and in writing.
- Drive private banking credit execution to deliver high quality custom credit solutions to existing and new clients while meeting regional goals for asset quality, banking revenue, and profitability
- Regularly monitor existing portfolio and communicate findings and recommended solutions to management in a timely manner. This will assist with leadership decisions in credit risk management and ensure credit portfolio satisfactory risk exams.
- Meet with clients in partnership with a Custom Credit Banker in a client advisory role and in credit negotiations, as required.
- Collaborate and consult with more experienced management and regional teams on the timely completion of work and progress.
- Lead complex initiatives within a large geographical region to deliver high quality custom credit solutions with broad impact.
- Provide leadership and guidance to others.
- Exercise independent judgment and work with no direct supervision.
Required Qualifications:
- 5+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- 5+ years of combined experience in the following: financial analysis, underwriting and structuring of highly complex, high net worth, consumer and commercial relationships
- Ability to take initiative and work independently with minimal supervision in a structured environment.
- Ability to exercise independent judgment and creative problem solving techniques.
- Excellent verbal, written, and interpersonal communication skills.
- Knowledge and understanding of credit: policy, compliance, underwriting, structuring, and documenting credit facilities.
- Experienced in Estate lending facilities and understanding of trust/estate structures
- Experienced in executing derivatives for managing interest-rate risk on lending facilities
- Experienced in Marketable-Secured lending facilities
- Experienced in aircraft lending
- Experienced in criticized/classified credits
- Knowledge and understanding of sales and client management processes
- Basic Microsoft Office (Outlook, Excel, Word, PowerPoint, Teams, and SharePoint) skills
- Knowledge and understanding of FIS Optimist (or Moody's Risk Analyst)
Job Location:
- 550 S Tryon St, Charlotte NC, 28202
- 90 S 7th ST, Minneapolis MN, 55402
- 401 Las Colinas Blvd W Bldg B, Irving TX, 75039
- 2801 Market St, F & L Bldg, SAINT LOUIS, MO 63103
- 2700 S Price RD, Chandler AZ, 85286
Job Expectations:
- This position is not eligible for Visa sponsorship.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $119,000.00 - $206,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
22 Nov 2026- Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
c. Please be prepared to provide accurate information and supporting documentation in connection with any lawful employment and education verification conducted by Wells Fargo.
Group Underwriter Jobs by Experience Level
See All 16 Group Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
Find Group Underwriter JobsGroup Underwriter Job Market
Who's Hiring
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in group underwriter jobs.
- Bachelor's degree in business, finance, mathematics, or a related field
- Experience underwriting group health, life, or disability insurance products
- Proficiency with group rating, quoting, and policy administration systems
- Strong analytical skills applied to group census data and loss experience
- CEBS designation or progress toward industry underwriting certifications preferred
- Ability to manage a renewal book and communicate decisions to brokers or clients
Tips for Your Group Underwriter Job Search
Quantify your loss ratio decisions
Employers want to see how your underwriting judgments affected profitability. On your resume, tie specific accounts or book segments to retention outcomes, premium volume changes, or risk adjustments you recommended. Vague descriptions of 'reviewing cases' won't differentiate you.
List your carrier systems by name
Group underwriting roles frequently require hands-on experience with proprietary rating and quoting platforms. Name every underwriting workstation, group administration system, or actuarial pricing tool you've used. Hiring managers scan for these before reading anything else.
Apply early to roles that fit
Migrate Mate lists group underwriter openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target your search by line of business
Group health, group life, group disability, and voluntary benefits underwriting are distinct specializations with different risk frameworks. Filter openings by the specific line you know best rather than applying broadly, so your resume lands with the team that actually needs your expertise.
Prepare a case study for the technical interview
Many group underwriting interviews include a live case where you're given a group census and asked to price the account. Practice walking through morbidity assumptions, credibility weighting, and manual rate adjustments out loud so your reasoning is clear under interview conditions.
Negotiate on scope, not just base pay
Group underwriting roles vary widely in book size, autonomy, and renewal authority. Before accepting an offer, ask what premium volume you'll manage independently and what decisions require sign-off. Those details define your day-to-day far more than title alone.
Group Underwriter Jobs: Frequently Asked Questions
Which companies are hiring the most group underwriters?
Hawaii Medical Service Association, AXA, and Wells Fargo are hiring the most group underwriters right now, with openings concentrated in Hawaii, New York, and Minnesota, based on current listings on Migrate Mate as of November 2026. Carrier size tends to drive hiring volume, so large regional and national insurers consistently post the most openings.
How many group underwriter jobs are remote?
About 100% of group underwriter openings are fully remote or hybrid as of November 2026, reflecting a broader shift in how carriers staff their underwriting teams. Roles focused on small-group and voluntary benefits tend to have the highest remote availability, while large-group and specialty stop-loss positions are more likely to require in-office presence.
How do you become a group underwriter?
Start with a bachelor's degree in business, finance, mathematics, or actuarial science. Entry-level roles at insurance carriers typically provide on-the-job training in group rating and risk assessment. As you advance, pursue professional designations such as the Certified Employee Benefit Specialist credential. Building experience across multiple lines, including group health and group life, broadens your opportunities at the senior level.
Can you get a group underwriter job with little experience?
Yes, many carriers hire entry-level underwriting analysts and train them on the job, particularly for small-group health or voluntary benefits books. A relevant degree, strong quantitative skills, and familiarity with spreadsheet-based analysis are the most important starting points. Internships at insurance carriers or benefits consulting firms give you a meaningful edge when applying for your first full underwriting role.
What does the group underwriter interview process look like?
Most group underwriting interviews include an initial recruiter screen, a hiring manager conversation focused on your underwriting philosophy and book experience, and a technical round where you may be asked to price a sample group case or walk through a loss analysis. Some employers add a panel interview with actuarial or account management colleagues. Preparation should include reviewing morbidity concepts, credibility theory, and the specific lines of business listed in the job description.
Where can I find and apply to group underwriter jobs?
You can find and apply to group underwriter jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your line-of-business experience and seniority level, then apply directly to each listing that fits.
See All 16 Group Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
Find Group Underwriter Jobs