H-1B Visa Credit Risk Analyst Jobs
Credit Risk Analyst roles qualify as H-1B visa specialty occupations because they require at least a bachelor's degree in finance, statistics, economics, or a related quantitative field. Banks, credit unions, fintech companies, and insurance firms regularly sponsor H-1B petitions for this role, and the annual 85,000-cap lottery applies unless your employer is cap-exempt.
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Text ETP to 25000 to get started or apply through this web posting if you prefer.
Energy Transfer, recognized by Forbes as one of America's best large employers, is dedicated to responsibly and safely delivering America’s energy. We are driven to inspire our employees to create superior value for our customers, our investors, a sustainable future and giving back to the community where we have long-standing commitments to causes including MD Anderson Children’s Cancer Hospital, The Salvation Army, The American Red Cross, Ronald McDonald House and many more.
We value all of our employees who make our growth and success possible. We are proud to offer industry leading compensation, comprehensive benefits, 401(k) match with additional profit sharing, PTO and abundant career opportunities.
Come join our award winning over 12,000 strong organization as we fuel the world and each other!
Summary
We are seeking a detailed-oriented and proactive Credit Risk Analyst to join the Energy Transfer Credit Risk Management group which reports to the Manager – Credit Risk Management. The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The Credit Risk Analyst will collaborate with other departments including, but not limited to: legal, commercial, and accounting to enhance risk processes, deliver analytical data-driven insights, and support the growth of Energy Transfer LP.
Essential Duties and Responsibilities:
- Analyze and evaluate the creditworthiness of counterparties using financial statements, credit scoring models, and other data and analytic platforms.
- Perform comprehensive credit analysis to make recommendations on credit limits.
- Analyze entity structure to assess both individual counterparty and enterprise credit risk.
- Accurately and timely maintain and monitor credit accounts for changes in risk status to help identify and mitigate credit risk in all of Energy Transfer’s operations.
- Maintain credit system database efficiently with counterparty names, credit support documentation, and agency/internal credit rating.
- Implement strategies to mitigate credit risk, including appropriate collateral management such as letters of credit, margin calls, surety bonds, and liens.
- Assist in the development and maintaining comprehensive reports and system(s).
- Work with cross-functional teams to provide insights on credit risk and recommend and implement process improvements.
- Identify and evaluate opportunities to provide insights and recommendations for optimizing credit risk process improvements.
- Able to professionally, accurately and promptly respond to counterparty margin calls and requests.
- Provide information for miscellaneous reports on an ad hoc basis.
- Perform any other tasks as assigned.
Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or a related field or equivalent work experience
- Experience in wholesale credit management with financial statement analysis required or related area.
- Familiarity and experience with credit reporting agencies and credit risk principles.
- Experience with credit scoring and risk management systems, models, and metrics.
- Proficient in Excel and Word skills.
- Excellent verbal and written skills with the ability to present complex data clearly.
- Strong analytical and problem-solving skills to assess complex financial data.
- Detail oriented with a strong ability to identify and mitigate potential credit risks.
Required experience is commensurate with the selected job level:
- Analyst level requires a Bachelor’s degree or equivalent work experience and 2-5 years of relevant experience
- Senior Analyst level requires a Bachelor’s degree or equivalent work experience and 5-8 years of relevant experience
Working Conditions:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
- Usually, normal office working conditions.
- Must be able to remain in a stationary position 50% of the time due to prolonged periods of sitting or standing.
- Occasional travel and/or overnight travel may be required.
- Relocation assistance will not be provided
- Working from home is not available in this position
An equal opportunity employer/disability/vet The Partnership is an equal opportunity employer and does not discriminate against qualified applicants on the basis of any actual or perceived legally protected characteristics under federal, state, or local law. The nature and frequency of the above working conditions and requirements may vary depending on individual operational circumstances. Where feasible, the Partnership will make reasonable accommodations to qualified individuals with disabilities to enable them to perform the essential functions of the job. DISCLAIMER: The statements listed in this job posting, which are subject to change, are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Are you interested in joining our team? Chat with our digital assistant to learn more about our company and apply right from your mobile device!
Text ETP to 25000 to get started or apply through this web posting if you prefer.
Energy Transfer, recognized by Forbes as one of America's best large employers, is dedicated to responsibly and safely delivering America’s energy. We are driven to inspire our employees to create superior value for our customers, our investors, a sustainable future and giving back to the community where we have long-standing commitments to causes including MD Anderson Children’s Cancer Hospital, The Salvation Army, The American Red Cross, Ronald McDonald House and many more.
We value all of our employees who make our growth and success possible. We are proud to offer industry leading compensation, comprehensive benefits, 401(k) match with additional profit sharing, PTO and abundant career opportunities.
Come join our award winning over 12,000 strong organization as we fuel the world and each other!
Summary
We are seeking a detailed-oriented and proactive Credit Risk Analyst to join the Energy Transfer Credit Risk Management group which reports to the Manager – Credit Risk Management. The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The Credit Risk Analyst will collaborate with other departments including, but not limited to: legal, commercial, and accounting to enhance risk processes, deliver analytical data-driven insights, and support the growth of Energy Transfer LP.
Essential Duties and Responsibilities:
- Analyze and evaluate the creditworthiness of counterparties using financial statements, credit scoring models, and other data and analytic platforms.
- Perform comprehensive credit analysis to make recommendations on credit limits.
- Analyze entity structure to assess both individual counterparty and enterprise credit risk.
- Accurately and timely maintain and monitor credit accounts for changes in risk status to help identify and mitigate credit risk in all of Energy Transfer’s operations.
- Maintain credit system database efficiently with counterparty names, credit support documentation, and agency/internal credit rating.
- Implement strategies to mitigate credit risk, including appropriate collateral management such as letters of credit, margin calls, surety bonds, and liens.
- Assist in the development and maintaining comprehensive reports and system(s).
- Work with cross-functional teams to provide insights on credit risk and recommend and implement process improvements.
- Identify and evaluate opportunities to provide insights and recommendations for optimizing credit risk process improvements.
- Able to professionally, accurately and promptly respond to counterparty margin calls and requests.
- Provide information for miscellaneous reports on an ad hoc basis.
- Perform any other tasks as assigned.
Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or a related field or equivalent work experience
- Experience in wholesale credit management with financial statement analysis required or related area.
- Familiarity and experience with credit reporting agencies and credit risk principles.
- Experience with credit scoring and risk management systems, models, and metrics.
- Proficient in Excel and Word skills.
- Excellent verbal and written skills with the ability to present complex data clearly.
- Strong analytical and problem-solving skills to assess complex financial data.
- Detail oriented with a strong ability to identify and mitigate potential credit risks.
Required experience is commensurate with the selected job level:
- Analyst level requires a Bachelor’s degree or equivalent work experience and 2-5 years of relevant experience
- Senior Analyst level requires a Bachelor’s degree or equivalent work experience and 5-8 years of relevant experience
Working Conditions:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
- Usually, normal office working conditions.
- Must be able to remain in a stationary position 50% of the time due to prolonged periods of sitting or standing.
- Occasional travel and/or overnight travel may be required.
- Relocation assistance will not be provided
- Working from home is not available in this position
An equal opportunity employer/disability/vet The Partnership is an equal opportunity employer and does not discriminate against qualified applicants on the basis of any actual or perceived legally protected characteristics under federal, state, or local law. The nature and frequency of the above working conditions and requirements may vary depending on individual operational circumstances. Where feasible, the Partnership will make reasonable accommodations to qualified individuals with disabilities to enable them to perform the essential functions of the job. DISCLAIMER: The statements listed in this job posting, which are subject to change, are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
See all 1,201+ H-1B Visa Credit Risk Analyst Jobs
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship as a Credit Risk Analyst
Align your degree to the SOC code
USCIS scrutinizes whether your degree field directly relates to credit risk work. A finance, statistics, or economics degree maps cleanly to SOC 13-2041. If your degree is in a different field, gather transcript evidence showing quantitative coursework to pre-empt an RFE.
Use OFLC Wage Search before negotiating
Your employer's LCA must certify a wage at or above the DOL prevailing wage for your metro area and experience level. Pull the current figure from OFLC Wage Search so you know the floor before you enter salary discussions, not after an offer is signed.
Target employers with cap-exempt filing history
Universities, nonprofit research institutions, and government-affiliated entities are cap-exempt, meaning your H-1B petition bypasses the lottery entirely. Credit risk roles exist at these organizations in areas like student loan risk, endowment management, and government-backed lending programs.
Find H-1B sponsors on Migrate Mate
Filter Credit Risk Analyst listings on Migrate Mate by employers with verified H-1B LCA filing history so you're applying only to companies that have sponsored this role before, not guessing based on company size or brand name.
Submit your petition early in the filing window
USCIS opens H-1B registration in March and closes it within days. If selected, your employer has until June 30 to file the full I-129 petition. Delays in gathering your credentials, degree evaluations, or employer documentation routinely push filings past that deadline.
Verify your employer is E-Verify enrolled before signing
If you're on OPT and transitioning to H-1B, your STEM OPT extension requires your employer to be enrolled in E-Verify. Confirm enrollment before accepting an offer, since withdrawing STEM OPT authorization after the fact creates a gap in your work authorization.
H-1B Visa Credit Risk Analyst: Frequently Asked Questions
Does a Credit Risk Analyst role qualify as an H-1B specialty occupation?
Yes. USCIS consistently treats Credit Risk Analyst positions as specialty occupations because the role requires at least a bachelor's degree in a specific field such as finance, economics, statistics, or mathematics. The key is that your employer's job description must specify a degree requirement, not merely a preference. Roles described as open to any bachelor's degree regardless of field have faced RFEs, so the posting language matters.
Which types of employers most commonly sponsor H-1B visas for Credit Risk Analysts?
Commercial banks, investment banks, credit card issuers, fintech lenders, insurance companies, and credit rating agencies are the most active H-1B sponsors for this role. You can identify which specific employers have filed LCAs for Credit Risk Analyst positions by searching Migrate Mate, which surfaces employers with verified DOL Labor Condition Application filing history for this occupation.
What happens to my H-1B status if my employer's credit risk function is restructured or my role is eliminated?
Your H-1B status is tied to your specific employer and position. If your role is eliminated, you have a 60-day grace period to find a new sponsor, transfer your H-1B to a new employer, or depart the U.S. A new employer can file an H-1B transfer petition on your behalf, and you can start working as soon as USCIS receives that petition, not after approval, under the portability rules in AC21.
Can I use O*NET to verify that my Credit Risk Analyst role meets H-1B requirements?
O*NET lists Credit Analysts under SOC code 13-2041 and documents the typical education and knowledge requirements for the occupation. While USCIS doesn't rely solely on O*NET classifications, the profile supports your employer's argument that the position requires a specific bachelor's degree. Including O*NET documentation in your petition package alongside the job description strengthens the specialty occupation case.
Does the prevailing wage level assigned to my role affect my H-1B approval odds?
The prevailing wage level, set by DOL through OFLC, doesn't directly affect approval odds, but it affects what your employer must certify on the LCA. If your employer assigns a Level I wage to a senior analyst role, USCIS may question whether the position is truly specialized. Wage Level III or IV assignments for experienced Credit Risk Analysts are more consistent with the specialty occupation standard and less likely to trigger RFEs.